Company Analysis Pacific Premier Bancorp, Inc.
1. Summary
Advantages
- Dividends (5.33%) are higher than the sector average (1.71%).
- The stock's return over the last year (5.17%) is higher than the sector average (-40.38%).
Disadvantages
- Price (23.81 $) is higher than fair price (22.69 $)
- Current debt level 7.4% has increased over 5 years from 6.22%.
- The company's current efficiency (ROE=1.07%) is lower than the sector average (ROE=6.09%)
Similar companies
2. Share price and performance
2.1. Share price
2.2. News
2.3. Market efficiency
| Pacific Premier Bancorp, Inc. | Financials | Index | |
|---|---|---|---|
| 7 days | -4.8% | -3.8% | -3.1% |
| 90 days | -17.1% | -8.9% | -6.9% |
| 1 year | 5.2% | -40.4% | 13.5% |
PPBI vs Sector: Pacific Premier Bancorp, Inc. has outperformed the "Financials" sector by 45.54% over the past year.
PPBI vs Market: Pacific Premier Bancorp, Inc. has significantly underperformed the market by -8.33% over the past year.
Stable price: PPBI is not significantly more volatile than the rest of the market on "NASDAQ" over the last 3 months, with typical variations of +/- 5% per week.
Long period: PPBI with weekly volatility of 0.0994% over the past year.
3. Summary of the report
4. Fundamental Analysis
4.1. Stock price and price forecast
Above fair price: The current price (23.81 $) is higher than the fair price (22.69 $).
Price is higher than fair: The current price (23.81 $) is 4.7% higher than the fair price.
4.2. P/E
P/E vs Sector: The company's P/E (14.74) is lower than that of the sector as a whole (25.96).
P/E vs Market: The company's P/E (14.74) is lower than that of the market as a whole (49.14).
4.2.1 P/E Similar companies
4.3. P/BV
P/BV vs Sector: The company's P/BV (0.9553) is higher than that of the sector as a whole (0.8945).
P/BV vs Market: The company's P/BV (0.9553) is lower than that of the market as a whole (3.44).
4.3.1 P/BV Similar companies
4.4. P/S
P/S vs Sector: The company's P/S indicator (2.85) is lower than that of the sector as a whole (4.82).
P/S vs Market: The company's P/S indicator (2.85) is lower than that of the market as a whole (10.29).
4.4.1 P/S Similar companies
4.5. EV/Ebitda
EV/Ebitda vs Sector: The company's EV/Ebitda (82.11) is higher than that of the sector as a whole (17.63).
EV/Ebitda vs Market: The company's EV/Ebitda (82.11) is higher than that of the market as a whole (25.46).
5. Profitability
5.1. Profitability and revenue
5.2. Earnings per share - EPS
5.3. Past profitability Net Income
Yield Trend: Rising and has grown by 32.58% over the last 5 years.
Earnings Slowdown: The last year's return (0%) is below the 5-year average return (32.58%).
Profitability vs Sector: The return for the last year (0%) is lower than the return for the sector (26.63%).
5.4. ROE
ROE vs Sector: The company's ROE (1.07%) is lower than that of the sector as a whole (6.09%).
ROE vs Market: The company's ROE (1.07%) is lower than that of the market as a whole (8.96%).
5.5. ROA
ROA vs Sector: The company's ROA (0.1619%) is lower than that of the sector as a whole (5.76%).
ROA vs Market: The company's ROA (0.1619%) is lower than that of the market as a whole (6.33%).
5.6. ROIC
ROIC vs Sector: The company's ROIC (0%) is lower than that of the sector as a whole (5.05%).
ROIC vs Market: The company's ROIC (0%) is lower than that of the market as a whole (10.79%).
7. Dividends
7.1. Dividend yield vs Market
High yield: The dividend yield of the company 5.33% is higher than the average for the sector '1.71%.
7.2. Stability and increase in payments
Dividend stability: The company's dividend yield 5.33% has been steadily paid over the past 7 years, DSI=1.
Weak dividend growth: The company's dividend yield 5.33% has been growing weakly or stagnant over the past 5 years. Growth over only 0 years.
7.3. Payout percentage
Dividend Coverage: Current payments from income (409.26%) are at an uncomfortable level.
8. Insider trades
8.1. Insider trading
Insider Buying Exceeds insider sales by 19.33% over the last 3 months.
8.2. Latest transactions
| Transaction date | Insider | Type | Price | Volume | Quantity |
|---|---|---|---|---|---|
| 06.01.2025 | Boudreau Helen M Director |
Sale | 21.42 | 53 550 | 2 500 |
| 17.12.2024 | Karr Family Trust UAD 2/15/05 Officer |
Purchase | 26.92 | 277 007 | 10 290 |
| 28.10.2024 | JONES JEFF C Director |
Purchase | 15.16 | 113 700 | 7 500 |
| 09.09.2024 | JONES JEFF C Director |
Purchase | 23.25 | 261 586 | 11 251 |
| 01.07.2024 | Anderson Leigh Chief Operating Officer |
Sale | 18.63 | 372 600 | 20 000 |
Pay for your subscription
More functionality and data for company and portfolio analysis is available by subscription
