NASDAQ: OBNK - Origin Bancorp, Inc.

Yield per half year: 0%
Sector: Financials

Company Analysis Origin Bancorp, Inc.

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1. Summary

Advantages

  • Price (32.27 $) is less than fair price (34 $)
  • The stock's return over the last year (0%) is higher than the sector average (-20.24%).
  • The company's current efficiency (ROE=10.44%) is higher than the sector average (ROE=5.61%)

Disadvantages

  • Dividends (0%) are below the sector average (1.93%).
  • Current debt level 14.36% has increased over 5 years from 9.43%.

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2. Share price and performance

2.1. Share price

2.2. News

No news yet

2.3. Market efficiency

Origin Bancorp, Inc. Financials Index
7 days 0% -6.2% -1.3%
90 days 0% -28.8% 9.3%
1 year 0% -20.2% 31.8%

OBNK vs Sector: Origin Bancorp, Inc. has outperformed the "Financials" sector by 20.24% over the past year.

OBNK vs Market: Origin Bancorp, Inc. has significantly underperformed the market by -31.84% over the past year.

Stable price: OBNK is not significantly more volatile than the rest of the market on "NASDAQ" over the last 3 months, with typical variations of +/- 5% per week.

Long period: OBNK with weekly volatility of 0% over the past year.

3. Summary of the report

3.1. General

P/E: 9.75
P/S: 86.81

3.2. Revenue

EPS 3.73
ROE 10.44%
ROA 0.9998%
ROIC 0%
Ebitda margin 1735.72%

4. Fundamental Analysis

4.1. Stock price and price forecast

The fair price is calculated taking into account the Central Bank refinancing rate and earnings per share (EPS)

Below fair price: The current price (32.27 $) is lower than the fair price (34 $).

Price not significantly lower than the fair price: The current price (32.27 $) is slightly lower than the fair price by 5.4%.

4.2. P/E

P/E vs Sector: The company's P/E (9.75) is lower than that of the sector as a whole (38.91).

P/E vs Market: The company's P/E (9.75) is lower than that of the market as a whole (48.89).

4.2.1 P/E Similar companies

4.3. P/BV

P/BV vs Sector: The company's P/BV (0.9006) is higher than that of the sector as a whole (0.6287).

P/BV vs Market: The company's P/BV (0.9006) is lower than that of the market as a whole (3.36).

4.3.1 P/BV Similar companies

4.4. P/S

P/S vs Sector: The company's P/S indicator (86.81) is higher than that of the sector as a whole (4.98).

P/S vs Market: The company's P/S indicator (86.81) is higher than that of the market as a whole (10.23).

4.4.1 P/S Similar companies

4.5. EV/Ebitda

EV/Ebitda vs Sector: The company's EV/Ebitda (11.03) is lower than that of the sector as a whole (40.88).

EV/Ebitda vs Market: The company's EV/Ebitda (11.03) is lower than that of the market as a whole (28.27).

5. Profitability

5.1. Profitability and revenue

5.2. Earnings per share - EPS

5.3. Past profitability Net Income

Yield Trend: Rising and has grown by 12.48% over the last 5 years.

Earnings Slowdown: The last year's return (-3.94%) is below the 5-year average return (12.48%).

Profitability vs Sector: The return for the last year (-3.94%) is lower than the return for the sector (4.17%).

5.4. ROE

ROE vs Sector: The company's ROE (10.44%) is higher than that of the sector as a whole (5.61%).

ROE vs Market: The company's ROE (10.44%) is lower than that of the market as a whole (10.79%).

5.5. ROA

ROA vs Sector: The company's ROA (0.9998%) is lower than that of the sector as a whole (5.48%).

ROA vs Market: The company's ROA (0.9998%) is lower than that of the market as a whole (6.51%).

5.6. ROIC

ROIC vs Sector: The company's ROIC (0%) is lower than that of the sector as a whole (5.05%).

ROIC vs Market: The company's ROIC (0%) is lower than that of the market as a whole (10.79%).

6. Finance

6.1. Assets and debt

Debt level: (14.36%) is quite low in relation to assets.

Increasing debt: over 5 years, the debt has increased from 9.43% to 14.36%.

Excess of debt: The debt is not covered by net income, percentage 1586.09%.

6.2. Profit growth and share price

7. Dividends

7.1. Dividend yield vs Market

Low yield: The dividend yield of the company 0% is below the average for the sector '1.93%.

7.2. Stability and increase in payments

Dividend stability: The company's dividend yield 0% has been steadily paid over the past 7 years, DSI=0.71.

Weak dividend growth: The company's dividend yield 0% has been growing weakly or stagnant over the past 5 years. Growth over only 0 years.

7.3. Payout percentage

Dividend Coverage: Current payments from income (18.11%) are at an uncomfortable level.

8. Insider trades

8.1. Insider trading

Insider Buying Exceeds insider sales by 100% over the last 3 months.

8.2. Latest transactions

No insider transactions have been recorded yet

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9. Stocks forum Origin Bancorp, Inc.

9.3. Comments