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Company Analysis Magyar Bancorp, Inc.
1. Summary
Advantages
- Price (15.87 $) is less than fair price (18.58 $)
- The stock's return over the last year (29.13%) is higher than the sector average (-39.26%).
- Current debt level 3% is below 100% and has decreased over 5 years from 5.74%.
- The company's current efficiency (ROE=7.23%) is higher than the sector average (ROE=6.45%)
Disadvantages
- Dividends (1.94%) are below the sector average (2.35%).
Similar companies
2. Share price and performance
2.1. Share price
2.3. Market efficiency
| Magyar Bancorp, Inc. | Financials | Index | |
|---|---|---|---|
| 7 days | -0.2% | -5.4% | 3% |
| 90 days | 15.8% | 0% | 12.8% |
| 1 year | 29.1% | -39.3% | 12.6% |
MGYR vs Sector: Magyar Bancorp, Inc. has outperformed the "Financials" sector by 68.39% over the past year.
MGYR vs Market: Magyar Bancorp, Inc. has outperformed the market by 16.5% over the past year.
Stable price: MGYR is not significantly more volatile than the rest of the market on "NASDAQ" over the last 3 months, with typical variations of +/- 5% per week.
Long period: MGYR with weekly volatility of 0.5602% over the past year.
3. Summary of the report
4. Fundamental Analysis
4.1. Stock price and price forecast
Below fair price: The current price (15.87 $) is lower than the fair price (18.58 $).
Price not significantly lower than the fair price: The current price (15.87 $) is slightly lower than the fair price by 17.1%.
4.2. P/E
P/E vs Sector: The company's P/E (10.14) is lower than that of the sector as a whole (21.7).
P/E vs Market: The company's P/E (10.14) is lower than that of the market as a whole (89.86).
4.2.1 P/E Similar companies
4.3. P/BV
P/BV vs Sector: The company's P/BV (0.7142) is higher than that of the sector as a whole (0.7019).
P/BV vs Market: The company's P/BV (0.7142) is lower than that of the market as a whole (9.35).
4.3.1 P/BV Similar companies
4.4. P/S
P/S vs Sector: The company's P/S indicator (2.51) is lower than that of the sector as a whole (4.72).
P/S vs Market: The company's P/S indicator (2.51) is lower than that of the market as a whole (10.1).
4.4.1 P/S Similar companies
4.5. EV/Ebitda
EV/Ebitda vs Sector: The company's EV/Ebitda (7.38) is lower than that of the sector as a whole (9.52).
EV/Ebitda vs Market: The company's EV/Ebitda (7.38) is lower than that of the market as a whole (50.71).
5. Profitability
5.1. Profitability and revenue
5.2. Earnings per share - EPS
5.3. Past profitability Net Income
Yield Trend: Rising and has grown by 50.75% over the last 5 years.
Earnings Slowdown: The last year's return (0%) is below the 5-year average return (50.75%).
Profitability vs Sector: The return for the last year (0%) exceeds the return for the sector (-4.44%).
5.4. ROE
ROE vs Sector: The company's ROE (7.23%) is higher than that of the sector as a whole (6.45%).
ROE vs Market: The company's ROE (7.23%) is lower than that of the market as a whole (11.64%).
5.5. ROA
ROA vs Sector: The company's ROA (0.8372%) is lower than that of the sector as a whole (6.1%).
ROA vs Market: The company's ROA (0.8372%) is lower than that of the market as a whole (6.88%).
5.6. ROIC
ROIC vs Sector: The company's ROIC (0%) is lower than that of the sector as a whole (5.05%).
ROIC vs Market: The company's ROIC (0%) is lower than that of the market as a whole (11%).
7. Dividends
7.1. Dividend yield vs Market
Low yield: The dividend yield of the company 1.94% is below the average for the sector '2.35%.
7.2. Stability and increase in payments
Dividend stability: The company's dividend yield 1.94% has been steadily paid over the past 7 years, DSI=0.92.
Weak dividend growth: The company's dividend yield 1.94% has been growing weakly or stagnant over the past 5 years. Growth over only 0 years.
7.3. Payout percentage
Dividend Coverage: Current payments from income (21.57%) are at an uncomfortable level.
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