Company Analysis First United Corporation
1. Summary
Advantages
- Dividends (3.03%) are higher than the sector average (1.7%).
- The stock's return over the last year (42.95%) is higher than the sector average (-38.15%).
- Current debt level 5.9% is below 100% and has decreased over 5 years from 7%.
- The company's current efficiency (ROE=9.3%) is higher than the sector average (ROE=5.61%)
Disadvantages
- Price (31.45 $) is higher than fair price (26.64 $)
Similar companies
2. Share price and performance
2.1. Share price
2.2. News
2.3. Market efficiency
| First United Corporation | Financials | Index | |
|---|---|---|---|
| 7 days | -1.3% | 2.7% | 2% |
| 90 days | 4.2% | -47.9% | 5.5% |
| 1 year | 42.9% | -38.1% | 26% |
FUNC vs Sector: First United Corporation has outperformed the "Financials" sector by 81.09% over the past year.
FUNC vs Market: First United Corporation has outperformed the market by 16.99% over the past year.
Stable price: FUNC is not significantly more volatile than the rest of the market on "NASDAQ" over the last 3 months, with typical variations of +/- 5% per week.
Long period: FUNC with weekly volatility of 0.8259% over the past year.
3. Summary of the report
4. Fundamental Analysis
4.1. Stock price and price forecast
Above fair price: The current price (31.45 $) is higher than the fair price (26.64 $).
Price is higher than fair: The current price (31.45 $) is 15.3% higher than the fair price.
4.2. P/E
P/E vs Sector: The company's P/E (15.02) is lower than that of the sector as a whole (39.55).
P/E vs Market: The company's P/E (15.02) is lower than that of the market as a whole (51.48).
4.2.1 P/E Similar companies
4.3. P/BV
P/BV vs Sector: The company's P/BV (1.4) is higher than that of the sector as a whole (0.6713).
P/BV vs Market: The company's P/BV (1.4) is lower than that of the market as a whole (3.44).
4.3.1 P/BV Similar companies
4.4. P/S
P/S vs Sector: The company's P/S indicator (3.24) is lower than that of the sector as a whole (4.91).
P/S vs Market: The company's P/S indicator (3.24) is lower than that of the market as a whole (10.3).
4.4.1 P/S Similar companies
4.5. EV/Ebitda
EV/Ebitda vs Sector: The company's EV/Ebitda (18.1) is lower than that of the sector as a whole (41.11).
EV/Ebitda vs Market: The company's EV/Ebitda (18.1) is lower than that of the market as a whole (29.6).
5. Profitability
5.1. Profitability and revenue
5.2. Earnings per share - EPS
5.3. Past profitability Net Income
Yield Trend: Rising and has grown by 1.51% over the last 5 years.
Earnings Slowdown: The last year's return (0%) is below the 5-year average return (1.51%).
Profitability vs Sector: The return for the last year (0%) is lower than the return for the sector (29.02%).
5.4. ROE
ROE vs Sector: The company's ROE (9.3%) is higher than that of the sector as a whole (5.61%).
ROE vs Market: The company's ROE (9.3%) is higher than that of the market as a whole (8.95%).
5.5. ROA
ROA vs Sector: The company's ROA (0.7888%) is lower than that of the sector as a whole (5.47%).
ROA vs Market: The company's ROA (0.7888%) is lower than that of the market as a whole (6.3%).
5.6. ROIC
ROIC vs Sector: The company's ROIC (0%) is lower than that of the sector as a whole (5.05%).
ROIC vs Market: The company's ROIC (0%) is lower than that of the market as a whole (10.79%).
7. Dividends
7.1. Dividend yield vs Market
High yield: The dividend yield of the company 3.03% is higher than the average for the sector '1.7%.
7.2. Stability and increase in payments
Dividend stability: The company's dividend yield 3.03% has been steadily paid over the past 7 years, DSI=1.
Dividend growth: Company's dividend yield 3.03% has been growing over the last 5 years. Growth over 6 years.
7.3. Payout percentage
Dividend Coverage: Current payments from income (34.64%) are at a comfortable level.
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