Company Analysis Farmers & Merchants Bancorp, Inc.
1. Summary
Advantages
- Dividends (3.46%) are higher than the sector average (2.35%).
- The company's current efficiency (ROE=7.96%) is higher than the sector average (ROE=6.45%)
Disadvantages
- Price (23.82 $) is higher than fair price (22.11 $)
- The stock's return over the last year (-12.3%) is lower than the sector average (0%).
- Current debt level 8.35% has increased over 5 years from 1.54%.
Similar companies
2. Share price and performance
2.1. Share price
2.3. Market efficiency
| Farmers & Merchants Bancorp, Inc. | Financials | Index | |
|---|---|---|---|
| 7 days | -2.1% | -0.1% | -0.3% |
| 90 days | 10% | 3.9% | 10% |
| 1 year | -12.3% | 0% | 9.7% |
FMAO vs Sector: Farmers & Merchants Bancorp, Inc. has significantly underperformed the "Financials" sector by -12.3% over the past year.
FMAO vs Market: Farmers & Merchants Bancorp, Inc. has significantly underperformed the market by -22.03% over the past year.
Stable price: FMAO is not significantly more volatile than the rest of the market on "NASDAQ" over the last 3 months, with typical variations of +/- 5% per week.
Long period: FMAO with weekly volatility of -0.2365% over the past year.
3. Summary of the report
4. Fundamental Analysis
4.1. Stock price and price forecast
Above fair price: The current price (23.82 $) is higher than the fair price (22.11 $).
Price is higher than fair: The current price (23.82 $) is 7.2% higher than the fair price.
4.2. P/E
P/E vs Sector: The company's P/E (15.05) is lower than that of the sector as a whole (21.7).
P/E vs Market: The company's P/E (15.05) is lower than that of the market as a whole (89.86).
4.2.1 P/E Similar companies
4.3. P/BV
P/BV vs Sector: The company's P/BV (1.16) is higher than that of the sector as a whole (0.7019).
P/BV vs Market: The company's P/BV (1.16) is lower than that of the market as a whole (9.35).
4.3.1 P/BV Similar companies
4.4. P/S
P/S vs Sector: The company's P/S indicator (3.95) is lower than that of the sector as a whole (4.72).
P/S vs Market: The company's P/S indicator (3.95) is lower than that of the market as a whole (10.1).
4.4.1 P/S Similar companies
4.5. EV/Ebitda
EV/Ebitda vs Sector: The company's EV/Ebitda (11.85) is higher than that of the sector as a whole (9.52).
EV/Ebitda vs Market: The company's EV/Ebitda (11.85) is lower than that of the market as a whole (50.71).
5. Profitability
5.1. Profitability and revenue
5.2. Earnings per share - EPS
5.3. Past profitability Net Income
Yield Trend: Rising and has grown by 5.81% over the last 5 years.
Earnings Slowdown: The last year's return (0%) is below the 5-year average return (5.81%).
Profitability vs Sector: The return for the last year (0%) exceeds the return for the sector (-4.44%).
5.4. ROE
ROE vs Sector: The company's ROE (7.96%) is higher than that of the sector as a whole (6.45%).
ROE vs Market: The company's ROE (7.96%) is lower than that of the market as a whole (11.64%).
5.5. ROA
ROA vs Sector: The company's ROA (0.7803%) is lower than that of the sector as a whole (6.1%).
ROA vs Market: The company's ROA (0.7803%) is lower than that of the market as a whole (6.88%).
5.6. ROIC
ROIC vs Sector: The company's ROIC (0%) is lower than that of the sector as a whole (5.05%).
ROIC vs Market: The company's ROIC (0%) is lower than that of the market as a whole (11%).
7. Dividends
7.1. Dividend yield vs Market
High yield: The dividend yield of the company 3.46% is higher than the average for the sector '2.35%.
7.2. Stability and increase in payments
Dividend stability: The company's dividend yield 3.46% has been steadily paid over the past 7 years, DSI=0.93.
Weak dividend growth: The company's dividend yield 3.46% has been growing weakly or stagnant over the past 5 years. Growth over only 0 years.
7.3. Payout percentage
Dividend Coverage: Current payments from income (45.96%) are at a comfortable level.
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