Company Analysis First Financial Bancorp.
1. Summary
Advantages
- Dividends (3.76%) are higher than the sector average (1.71%).
- The stock's return over the last year (24.06%) is higher than the sector average (-40.38%).
- Current debt level 7.39% is below 100% and has decreased over 5 years from 10.79%.
- The company's current efficiency (ROE=11.28%) is higher than the sector average (ROE=6.09%)
Disadvantages
- Price (26.92 $) is higher than fair price (26.1 $)
Similar companies
2. Share price and performance
2.1. Share price
2.2. News
2.3. Market efficiency
| First Financial Bancorp. | Financials | Index | |
|---|---|---|---|
| 7 days | -2.1% | -3.8% | -5.4% |
| 90 days | -9.4% | -8.9% | -12.7% |
| 1 year | 24.1% | -40.4% | 7.3% |
FFBC vs Sector: First Financial Bancorp. has outperformed the "Financials" sector by 64.43% over the past year.
FFBC vs Market: First Financial Bancorp. has outperformed the market by 16.76% over the past year.
Stable price: FFBC is not significantly more volatile than the rest of the market on "NASDAQ" over the last 3 months, with typical variations of +/- 5% per week.
Long period: FFBC with weekly volatility of 0.4626% over the past year.
3. Summary of the report
4. Fundamental Analysis
4.1. Stock price and price forecast
Above fair price: The current price (26.92 $) is higher than the fair price (26.1 $).
Price is higher than fair: The current price (26.92 $) is 3% higher than the fair price.
4.2. P/E
P/E vs Sector: The company's P/E (8.86) is lower than that of the sector as a whole (25.96).
P/E vs Market: The company's P/E (8.86) is lower than that of the market as a whole (49.14).
4.2.1 P/E Similar companies
4.3. P/BV
P/BV vs Sector: The company's P/BV (1) is higher than that of the sector as a whole (0.8945).
P/BV vs Market: The company's P/BV (1) is lower than that of the market as a whole (3.44).
4.3.1 P/BV Similar companies
4.4. P/S
P/S vs Sector: The company's P/S indicator (2.03) is lower than that of the sector as a whole (4.82).
P/S vs Market: The company's P/S indicator (2.03) is lower than that of the market as a whole (10.29).
4.4.1 P/S Similar companies
4.5. EV/Ebitda
EV/Ebitda vs Sector: The company's EV/Ebitda (252.38) is higher than that of the sector as a whole (17.63).
EV/Ebitda vs Market: The company's EV/Ebitda (252.38) is higher than that of the market as a whole (25.46).
5. Profitability
5.1. Profitability and revenue
5.2. Earnings per share - EPS
5.3. Past profitability Net Income
Yield Trend: Rising and has grown by 12.84% over the last 5 years.
Earnings Slowdown: The last year's return (0%) is below the 5-year average return (12.84%).
Profitability vs Sector: The return for the last year (0%) is lower than the return for the sector (26.63%).
5.4. ROE
ROE vs Sector: The company's ROE (11.28%) is higher than that of the sector as a whole (6.09%).
ROE vs Market: The company's ROE (11.28%) is higher than that of the market as a whole (8.96%).
5.5. ROA
ROA vs Sector: The company's ROA (1.46%) is lower than that of the sector as a whole (5.76%).
ROA vs Market: The company's ROA (1.46%) is lower than that of the market as a whole (6.33%).
5.6. ROIC
ROIC vs Sector: The company's ROIC (0%) is lower than that of the sector as a whole (5.05%).
ROIC vs Market: The company's ROIC (0%) is lower than that of the market as a whole (10.79%).
7. Dividends
7.1. Dividend yield vs Market
High yield: The dividend yield of the company 3.76% is higher than the average for the sector '1.71%.
7.2. Stability and increase in payments
Dividend stability: The company's dividend yield 3.76% has been steadily paid over the past 7 years, DSI=0.93.
Weak dividend growth: The company's dividend yield 3.76% has been growing weakly or stagnant over the past 5 years. Growth over only 0 years.
7.3. Payout percentage
Dividend Coverage: Current payments from income (34.06%) are at a comfortable level.
8. Insider trades
8.1. Insider trading
Insider Buying Exceeds insider sales by 100% over the last 3 months.
8.2. Latest transactions
| Transaction date | Insider | Type | Price | Volume | Quantity |
|---|---|---|---|---|---|
| 25.11.2024 | ANDERSON JAMES M Chief Financial Officer |
Sale | 30.65 | 233 921 | 7 632 |
| 11.11.2024 | Dennen Richard S Chief Corp. Banking Officer |
Sale | 29.76 | 148 800 | 5 000 |
| 06.11.2024 | Crawley Scott T Officer |
Purchase | 29.31 | 87 930 | 3 000 |
| 29.10.2024 | Booth Cynthia O Director |
Purchase | 26.04 | 200 508 | 7 700 |
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