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Company Analysis Erie Indemnity Company
1. Summary
Advantages
- Current debt level 3.89% is below 100% and has decreased over 5 years from 4.85%.
- The company's current efficiency (ROE=32.89%) is higher than the sector average (ROE=6.45%)
Disadvantages
- Price (356.76 $) is higher than fair price (152.94 $)
- Dividends (1.25%) are below the sector average (2.31%).
- The stock's return over the last year (-35.06%) is lower than the sector average (18.39%).
Similar companies
2. Share price and performance
2.1. Share price
2.3. Market efficiency
| Erie Indemnity Company | Financials | Index | |
|---|---|---|---|
| 7 days | -1.7% | -0.5% | 1.2% |
| 90 days | -5.8% | 4.9% | 21.7% |
| 1 year | -35.1% | 18.4% | 21.8% |
ERIE vs Sector: Erie Indemnity Company has significantly underperformed the "Financials" sector by -53.45% over the past year.
ERIE vs Market: Erie Indemnity Company has significantly underperformed the market by -56.82% over the past year.
Stable price: ERIE is not significantly more volatile than the rest of the market on "NASDAQ" over the last 3 months, with typical variations of +/- 5% per week.
Long period: ERIE with weekly volatility of -0.6742% over the past year.
3. Summary of the report
4. Fundamental Analysis
4.1. Stock price and price forecast
Above fair price: The current price (356.76 $) is higher than the fair price (152.94 $).
Price is higher than fair: The current price (356.76 $) is 57.1% higher than the fair price.
4.2. P/E
P/E vs Sector: The company's P/E (35.85) is higher than that of the sector as a whole (21.68).
P/E vs Market: The company's P/E (35.85) is lower than that of the market as a whole (90.03).
4.2.1 P/E Similar companies
4.3. P/BV
P/BV vs Sector: The company's P/BV (10.83) is higher than that of the sector as a whole (0.7).
P/BV vs Market: The company's P/BV (10.83) is higher than that of the market as a whole (9.39).
4.3.1 P/BV Similar companies
4.4. P/S
P/S vs Sector: The company's P/S indicator (5.57) is higher than that of the sector as a whole (4.61).
P/S vs Market: The company's P/S indicator (5.57) is lower than that of the market as a whole (10.12).
4.4.1 P/S Similar companies
4.5. EV/Ebitda
EV/Ebitda vs Sector: The company's EV/Ebitda (25.84) is higher than that of the sector as a whole (11.61).
EV/Ebitda vs Market: The company's EV/Ebitda (25.84) is lower than that of the market as a whole (50.91).
5. Profitability
5.1. Profitability and revenue
5.2. Earnings per share - EPS
5.3. Past profitability Net Income
Yield Trend: Rising and has grown by 20.93% over the last 5 years.
Earnings Slowdown: The last year's return (0%) is below the 5-year average return (20.93%).
Profitability vs Sector: The return for the last year (0%) exceeds the return for the sector (-4.44%).
5.4. ROE
ROE vs Sector: The company's ROE (32.89%) is higher than that of the sector as a whole (6.45%).
ROE vs Market: The company's ROE (32.89%) is higher than that of the market as a whole (11.64%).
5.5. ROA
ROA vs Sector: The company's ROA (22.4%) is higher than that of the sector as a whole (6.1%).
ROA vs Market: The company's ROA (22.4%) is higher than that of the market as a whole (6.89%).
5.6. ROIC
ROIC vs Sector: The company's ROIC (0%) is lower than that of the sector as a whole (5.05%).
ROIC vs Market: The company's ROIC (0%) is lower than that of the market as a whole (11.08%).
7. Dividends
7.1. Dividend yield vs Market
Low yield: The dividend yield of the company 1.25% is below the average for the sector '2.31%.
7.2. Stability and increase in payments
Dividend stability: The company's dividend yield 1.25% has been steadily paid over the past 7 years, DSI=0.93.
Weak dividend growth: The company's dividend yield 1.25% has been growing weakly or stagnant over the past 5 years. Growth over only 3 years.
7.3. Payout percentage
Dividend Coverage: Current payments from income (39.56%) are at a comfortable level.
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