Company Analysis BV Financial, Inc.
1. Summary
Advantages
- Price (10.3 $) is less than fair price (20.63 $)
- The stock's return over the last year (22.43%) is higher than the sector average (-38.15%).
- The company's current efficiency (ROE=6.89%) is higher than the sector average (ROE=5.61%)
Disadvantages
- Dividends (0%) are below the sector average (1.7%).
- Current debt level 4.24% has increased over 5 years from 1.09%.
Similar companies
2. Share price and performance
2.1. Share price
2.2. News
2.3. Market efficiency
| BV Financial, Inc. | Financials | Index | |
|---|---|---|---|
| 7 days | 0.1% | 2.7% | -1% |
| 90 days | 13.1% | -47.9% | 3.7% |
| 1 year | 22.4% | -38.1% | 27.3% |
BVFL vs Sector: BV Financial, Inc. has outperformed the "Financials" sector by 60.57% over the past year.
BVFL vs Market: BV Financial, Inc. has underperformed the market marginally by -4.83% over the past year.
Stable price: BVFL is not significantly more volatile than the rest of the market on "NASDAQ" over the last 3 months, with typical variations of +/- 5% per week.
Long period: BVFL with weekly volatility of 0.4313% over the past year.
3. Summary of the report
4. Fundamental Analysis
4.1. Stock price and price forecast
Below fair price: The current price (10.3 $) is lower than the fair price (20.63 $).
Price significantly below the fair price: The current price (10.3 $) is 100.3% lower than the fair price.
4.2. P/E
P/E vs Sector: The company's P/E (9.81) is lower than that of the sector as a whole (39.55).
P/E vs Market: The company's P/E (9.81) is lower than that of the market as a whole (51.48).
4.2.1 P/E Similar companies
4.3. P/BV
P/BV vs Sector: The company's P/BV (0.6752) is higher than that of the sector as a whole (0.6713).
P/BV vs Market: The company's P/BV (0.6752) is lower than that of the market as a whole (3.44).
4.3.1 P/BV Similar companies
4.4. P/S
P/S vs Sector: The company's P/S indicator (2.87) is lower than that of the sector as a whole (4.91).
P/S vs Market: The company's P/S indicator (2.87) is lower than that of the market as a whole (10.3).
4.4.1 P/S Similar companies
4.5. EV/Ebitda
EV/Ebitda vs Sector: The company's EV/Ebitda (541.46) is higher than that of the sector as a whole (41.11).
EV/Ebitda vs Market: The company's EV/Ebitda (541.46) is higher than that of the market as a whole (29.6).
5. Profitability
5.1. Profitability and revenue
5.2. Earnings per share - EPS
5.3. Past profitability Net Income
Yield Trend: Rising and has grown by 16.07% over the last 5 years.
Earnings Slowdown: The last year's return (0%) is below the 5-year average return (16.07%).
Profitability vs Sector: The return for the last year (0%) is lower than the return for the sector (29.02%).
5.4. ROE
ROE vs Sector: The company's ROE (6.89%) is higher than that of the sector as a whole (5.61%).
ROE vs Market: The company's ROE (6.89%) is lower than that of the market as a whole (8.95%).
5.5. ROA
ROA vs Sector: The company's ROA (1.55%) is lower than that of the sector as a whole (5.47%).
ROA vs Market: The company's ROA (1.55%) is lower than that of the market as a whole (6.3%).
5.6. ROIC
ROIC vs Sector: The company's ROIC (0%) is lower than that of the sector as a whole (5.05%).
ROIC vs Market: The company's ROIC (0%) is lower than that of the market as a whole (10.79%).
7. Dividends
7.1. Dividend yield vs Market
Low yield: The dividend yield of the company 0% is below the average for the sector '1.7%.
7.2. Stability and increase in payments
Dividend stability: The company's dividend yield 0% has been steadily paid over the past 7 years, DSI=0.79.
Weak dividend growth: The company's dividend yield 0% has been growing weakly or stagnant over the past 5 years. Growth over only 1 year.
7.3. Payout percentage
Dividend Coverage: Current payments from income (312.53%) are at an uncomfortable level.
Pay for your subscription
More functionality and data for company and portfolio analysis is available by subscription
