Company Analysis Займер
1. Summary
Advantages
- Dividends (12.24%) are higher than the sector average (9.1%).
- The stock's return over the last year (-8.46%) is higher than the sector average (-20.75%).
- The company's current efficiency (ROE=32.01%) is higher than the sector average (ROE=18.41%)
Disadvantages
- Price (146.65 ₽) is higher than fair price (86.49 ₽)
- Current debt level 0.4434% has increased over 5 years from 0%.
Similar companies
2. Share price and performance
2.1. Share price
2.3. Market efficiency
Займер | Банки | Index | |
---|---|---|---|
7 days | 4% | 3.7% | 5.4% |
90 days | -3.4% | -18% | -2.7% |
1 year | -8.5% | -20.8% | -6.6% |
ZAYM vs Sector: Займер has outperformed the "Банки" sector by 12.3% over the past year.
ZAYM vs Market: Займер has underperformed the market marginally by -1.88% over the past year.
Stable price: ZAYM is not significantly more volatile than the rest of the market on "Московская биржа" over the last 3 months, with typical variations of +/- 5% per week.
Long period: ZAYM with weekly volatility of -0.1627% over the past year.
3. Summary of the report
4. Fundamental Analysis
4.1. Stock price and price forecast
Above fair price: The current price (146.65 ₽) is higher than the fair price (86.49 ₽).
Price is higher than fair: The current price (146.65 ₽) is 41% higher than the fair price.
4.2. P/E
P/E vs Sector: The company's P/E (3.32) is lower than that of the sector as a whole (5.87).
P/E vs Market: The company's P/E (3.32) is lower than that of the market as a whole (6.46).
4.2.1 P/E Similar companies
4.3. P/BV
P/BV vs Sector: The company's P/BV (1.03) is higher than that of the sector as a whole (0.5894).
P/BV vs Market: The company's P/BV (1.03) is lower than that of the market as a whole (1.33).
4.3.1 P/BV Similar companies
4.4. P/S
P/S vs Sector: The company's P/S indicator (0.6829) is lower than that of the sector as a whole (1.1).
P/S vs Market: The company's P/S indicator (0.6829) is lower than that of the market as a whole (0.9633).
4.4.1 P/S Similar companies
4.5. EV/Ebitda
EV/Ebitda vs Sector: The company's EV/Ebitda (0) is higher than that of the sector as a whole (-21.69).
EV/Ebitda vs Market: The company's EV/Ebitda (0) is lower than that of the market as a whole (1.57).
5. Profitability
5.1. Profitability and revenue
5.2. Earnings per share - EPS
5.3. Past profitability Net Income
Yield Trend: Negative and has fallen by 0% over the last 5 years.
Earnings Slowdown: The last year's return (0%) is below the 5-year average return (0%).
Profitability vs Sector: The return for the last year (0%) is lower than the return for the sector (0%).
5.4. ROE
ROE vs Sector: The company's ROE (32.01%) is higher than that of the sector as a whole (18.41%).
ROE vs Market: The company's ROE (32.01%) is higher than that of the market as a whole (14.32%).
5.5. ROA
ROA vs Sector: The company's ROA (24.5%) is higher than that of the sector as a whole (2.21%).
ROA vs Market: The company's ROA (24.5%) is higher than that of the market as a whole (7.71%).
5.6. ROIC
ROIC vs Sector: The company's ROIC (0%) is lower than that of the sector as a whole (0%).
ROIC vs Market: The company's ROIC (0%) is lower than that of the market as a whole (18.47%).
7. Dividends
7.1. Dividend yield vs Market
High yield: The dividend yield of the company 12.24% is higher than the average for the sector '9.1%.
7.2. Stability and increase in payments
Dividend stability: The company's dividend yield 12.24% has been steadily paid over the past 7 years, DSI=1.
Weak dividend growth: The company's dividend yield 12.24% has been growing weakly or stagnant over the past 5 years. Growth over only 1 year.
7.3. Payout percentage
Dividend Coverage: Current payments from income (54.97%) are at a comfortable level.
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