Т-Банк (Тинькофф Банк)
Underestimation
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| P/E |
9/10
|
6.47 | 4.34 | 49.17% | 13.27 | -51.26% |
| P/S |
|
2.03 | 1.55 | 31% |
|
|
| P/BV |
|
1.98 | 0.5712 | 246.64% |
|
|
| P/FCF |
|
-5.86 | -0.4149 | 1312.7% |
|
|
| Ev/Ebitda |
|
0.634 | -61.43 | -101.03% |
|
|
| Ev/S |
|
-0.3205 | 0.8656 | -137.03% |
|
|
| Ev/FCF |
|
1.16 | 0.8467 | 36.85% |
|
|
| E/P |
|
0.1255 | 0.2392 | -47.53% |
|
|
Efficiency
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Ebitda margin |
8/10
|
28.27 | 15.53 | 82.06% | 37.04 | -23.68% |
| ROE |
|
0 | 20.82 | -100% |
|
|
| ROA |
|
0 | 2.17 | -100% |
|
|
| ROIC |
|
0 | 0 | 0% |
|
|
| ROS |
|
20.35 | 28.6 | -28.85% |
|
|
| ROCE |
|
42.68 | 8.31 | 413.8% |
|
|
Debt
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Debt/Ebitda |
9/10
|
0.7112 | -83.2 | -100.85% | 0.7176 | -0.8803% |
| Nеt Debt/Ebitda |
|
-6.87 | -43.31 | -84.14% |
|
|
| Debt/Ratio |
|
0.0436 | 0.079 | -44.85% |
|
|
| Debt/Equity |
|
0.1217 | 12.72 | -99.04% |
|
|
| Debt/Net Income |
|
0.9883 | 5.28 | -81.27% |
|
|
Dividends
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Dividend yield |
3.21/10
|
3.21 | 3.78 | -15.19% | 0.5749 | +458.33% |
| Number of years of dividend growth |
|
0 | 0.8889 | -100% | ||
| DSI |
|
0.6429 | 0.5701 | 12.76% |
|
|
| Average dividend growth |
|
-32.7 | 0.5633 | -5905.53% |
|
|
| Average percentage for 5 years |
|
0.5749 | 2.64 | -78.21% |
|
|
| Average percentage for payments |
|
63.06 | 30.22 | 108.64% |
|
|
| Difference from average difference in sector |
|
-0.5747 |
Growth impulse
| Parameter | Grade | Value | Sector average | Difference with sector, % | ||
|---|---|---|---|---|---|---|
| Growth impulse Revenue in 5 years |
10/10
|
175.98 | 316.61 | -44.42% | ||
| Growth impulse Ebitda in 5 years |
|
91.28 | -87.53 | -204.28% | ||
| Growth impulse Net Income in 5 years |
|
176.41 | 194.2 | -9.16% | ||
| Growth impulse FCF in 5 years |
|
-378.45 | -230.56 | 64.14% | ||
| Growth impulse EPS in 5 years |
|
176.4 | 415.09 | -57.5% |
IP Score
6.37/10
