M3F, Inc.

Company	Share, %
Rhinebeck Bancorp, Inc.	9.51
Provident Financial Holdings, Inc.	9.3
BankFinancial Corporation	9.27
Willis Lease Finance Corporation	9.14
SHF Holdings, Inc.	9.02
Security National Financial Corporation	8.98
Ponce Financial Group, Inc.	8.87
Provident Bancorp, Inc.	8.68
Magyar Bancorp, Inc.	8.57
First Seacoast Bancorp, Inc.	8.11
HMN Financial, Inc.	7.42
Pioneer Bancorp, Inc.	6.97
SWK Holdings Corporation	5.97
Parke Bancorp, Inc.	4.58
Sound Financial Bancorp, Inc.	3.82
Bogota Financial Corp.	3.79
ICC Holdings, Inc.	3.25
Northeast Community Bancorp, Inc.	3
Timberland Bancorp, Inc.	2.69
First Business Financial Services, Inc.	2.64