Bankinter S.A (BKIMF) 📈: отчетность и дивиденды за 2025

Capitalization

IFRS

Reporting Annual Quarterly

	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024	LTM	5 year average	CAGR 5
Капитализация, млрд €	6.95	6.49	6.43	0.0081	8.63	5.85	4.15	5.28	5.23	5.97			5.30	0.41
Выручка, млрд €			1.76	1.94	2.05	2.17	1.85	2	2.23	2.91	3.08	3.08	2.41	10.73
Чистая прибыль, млрд €			0.4901	0.4952	0.5264	0.5265	0.3171	1.33	0.5602	0.8448	0.953	0.953	0.8010	24.62
EV, млрд €	4.96					6.14	-2.89	-10.49	-1.43	-11.1	-8.47	-8.47	-6.8760	23.99
EBIT, млрд €	0.3928	0.5203	0.6767	0.6771	0.7211	0.7414	0.3735	1.47	0.785	0.0316			0.6803	-46.80
EBITDA, млрд €	0.4566	0.582	0.7356	0.7381	0.7829	0.8223	0.4491	1.55	0.8651	0.1136			0.7600	-32.69
OIBDA, млрд €							0.4153	1.49	1.09	0.663			0.9146	12.41
Баланс стоимость, млрд €			4.1	4.36	4.49	4.8	4.96	4.85	4.9	5.32	5.88	5.88	5.18	3.46
FCF, млрд €			1.71	2.16	0.0867	0.0112	8.45	6.98	-8.11	0.5138	1.79	1.79	1.92	-26.68
Операционный денежный поток, млрд €			1.78	2.23	0.1757	0.1565	8.54	7.05	-8.03	0.5956	1.94	1.94	2.02	-25.65
Операционная прибыль, млрд €			0.6767	0.6771	0.7211	0.7414	0.3735	1.47	0.785	1.39	1.81	1.81	1.17	37.11
Операционные расходы, млрд €			1.01	1.09	1.26	1.32	1.1	1.08	1.21	2.89	1.27	1.27	1.51	2.92
CAPEX, млрд €			0.0679	0.0642	0.0891	0.1453	0.0867	0.0673	0.0723	0.0818	0.1511	0.1511	0.0918	11.75

	2009Q1	2009Q2	2010Q1	2010Q2	2017Q4	2018Q1	2021Q3	2021Q4	2022Q1	2022Q2	2022Q3	2022Q4	2023Q1	2023Q2	2023Q3	2023Q4	2024Q1	2024Q2	2024Q3	2024Q4	2025Q1	5 quarters average	CAGR 5
Капитализация, млрд €							5.06	4.74	5.25	5.78	4.71	5.56	6.09	5.3	5.82	5.53						5.66	-0.11
Выручка, млрд €												0.6407	0.7004	0.5878	0.7357	1.28	0.7671	0.7121	0.6763	0.7381	0.6882	0.7164	-2.15
Чистая прибыль, млрд €												0.1301	0.1847	0.2332	0.2668	0.1601	0.2008	0.2538	0.2313	0.2143	0.2496	0.2300	4.45
EV, млрд €					-5.61	20.1										9.04	3.88	13.4	-6.01	-8.47	-2.11	0.1380	-188.53
EBIT, млрд €										0.3192	0.4554	0.527	0.274	0.3102	0.3576	0.0068	0.3053	0.3547				0.2669	2.72
EBITDA, млрд €										0.1596	0.2277	0.1835	0.2944	0.3308	0.3784	0.0271	0.3267	-0.0072	0			0.2112	-146.51
OIBDA, млрд €																	0.4526	0.1009	0.1659			0.2398	-28.43
Баланс стоимость, млрд €												4.9	4.98	5.1	5.29	5.32	5.43	5.64	5.92	5.88	6.05	5.78	2.19
FCF, млрд €	1.01	-0.0798	1.35	-0.1572									0.0408	0.0412	0.0415							0.2633	-50.16
Операционный денежный поток, млрд €	1.01	-0.0798	1.35	-0.1572									0.0408	0.0412	0.0415							0.2633	-50.16
Операционная прибыль, млрд €												0.1835	0.2944	0.3308	0.3784	0.0068	0.3267	0.3619	0.3972	0.3893	0.4062	0.3763	4.45
Операционные расходы, млрд €												0.3744	0.3368	0.3365	0.2831	0.3564	0.3631	0.2695	0.6763	0.3488	0.282	0.3879	-4.93

Cash flow Cash flow quarterly Assets

Balance sheet

IFRS

Reporting Annual Quarterly

	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024	LTM	5 year average	CAGR 5
Наличность, млрд €			3.59	5.63	5.54	7.4	16.07	24.02	13.35	16.11	15.42	15.42	16.99	-0.82
Short Term Investments €	0.000534				0.0000					13.95			6.98	16062.80
Long term investments €	0.0058	6.48	7.98	8.76	11.52	12.66	11.93	14.9	17.04	14.66			14.24	2.98
Total Receivables €			0.1471	0.1627	0.163	0.185	0.0966	0.1191	0.1256	0.1468	0.1514	0.1514	0.1279	9.40
Total Current Assets €			3.74	5.8	5.7	7.59	16.17	24.14	13.48	19.08	15.57	15.57	17.69	-0.75
Чистые активы, млрд €	0.000377	0.4173	0.4287	0.421	0.4059	0.534	0.4551	0.4504	0.4479				0.4587	1.99
Активы, млрд €			67.18	71.33	76.5	83.73	96.25	107.58	107.51	113.01	121.97	121.97	109.26	4.85
Short Term Debt €	0.0164					0.0033			1.95	8.59			2.64	378.40
Long Term Debt €	0.0082	11.08	8.92	8.19	7.77	7.69							8.73	-7.04
Задолженность, млрд €			63.09	66.98	72.02	78.93	91.29	102.73	102.6	107.69	116.09	116.09	104.08	4.92
Чистый долг, млрд €			5.36	2.62	2.22	0.2362	-8.5	-16.29	-6.92	-16.11	-15.42	-15.42	-12.6480	12.65
Долг, млрд €	0.0246					7.69	6.22	6.8	6.43	20.14			9.46	21.23
Interest income €			1.27	1.36	1.41	1.5	1.39	1.45	1.77	3.14			1.85	15.92
Расходы на обслуживание долга €			0.2924	0.2268	0.2262	0.2009	0.1387	0.1711	0.2309	1.46	2.12	2.12	0.8241	72.52
Чист. проц. доходы, млрд €			0.979	1.06	1.09	1.19	1.25	1.28	1.54	2.11			1.47	12.14
Goodwill €	0.1641	0.1641	0.1641	0.1641	0.1641	0.1641	0.0023	0.0023	0.0023	0.0023			0.0347	-57.41
Амортизация, млрд €			0.0589	0.0609	0.0618	0.0809	0.0756	0.0778	0.0801	0.0821	0.0875	0.0875	0.0806	2.97
Себестоимость, млрд €										-1.66	0.0331	0.0331	-0.8135	-114.12
Товарно материальные запасы €	0.000326	0.3183	0.303	0.2254	0.1962	-8.93	-18.1	-24.82	-16.4	12.71			-11.1080	-207.31

	2017Q1	2017Q2	2017Q3	2017Q4	2018Q1	2018Q2	2018Q3	2018Q4	2019Q1	2019Q2	2019Q3	2019Q4	2020Q2	2020Q4	2021Q1	2021Q2	2021Q3	2021Q4	2022Q1	2022Q2	2022Q3	2022Q4	2023Q1	2023Q2	2023Q3	2023Q4	2024Q1	2024Q2	2024Q3	2024Q4	2025Q1	5 quarters average	CAGR 5
Наличность, млрд €																						13.35	13.17	12.24	12.51	16.11	9.88	11.38	12.9	15.42	11.56	12.23	3.19
Short Term Investments €								0.0000																		28.96						28.96	0.00
Long term investments €																	14.55	14.9	15.35	12.84	17.93	17.04	16.16	14.24	16.78	14.66						15.78	-2.96
Total Receivables €																	0.488	0.1191	0.7633	0.3872	0.7467	0.1256	0.6555		0.5452	0.1468				0.1514		0.3249	3.81
Total Current Assets €																						13.48	13.17	12.24	12.51	16.93	9.88	18.08	12.9	15.57	11.56	13.60	3.19
Чистые активы, млрд €															0.4588	0.459	0.4523	0.4504	0.4437	0.4464	0.4459	0.4479	0.4415		0.4365							0.4436	-0.45
Активы, млрд €																						107.51	105.95	110.1	108.36	113.01	112.94	118.4	118.38	121.97	123.85	119.11	1.86
Short Term Debt €	7.58	8.3	7.91	0.0089	7.85																	1.95				8.59						5.26	1.66
Long Term Debt €			7.88	0.0077	7.82	7.8	7.8	7.77	8.25	7.83	8.21	7.69																				7.95	-0.21
Задолженность, млрд €																						102.6	6.91	7.66	8.45	107.69	8.03	112.76	112.45	116.09	117.8	93.43	71.11
Чистый долг, млрд €																						-6.92	-6.26	-4.58	-4.07	4.03	-1.85	7.61	-12.9	-15.42	-11.56	-6.8240	44.26
Долг, млрд €	15.09	16.22	15.79	0.0166	15.67																					20.14	8.03	18.99				12.57	308.96
Interest income €																	0.3606	0.3691	0.3688	0.4004	0.4555	0.5429	0.7161	0.8767	1.01	1.08						0.8451	14.75
Расходы на обслуживание долга €																						0.0717	0.1939	0.3307	0.4369	0.5027	0.5026	0.499	0.508	0.4995	0.4234	0.4865	-3.37
Чист. проц. доходы, млрд €																	0.3157	0.3202	0.32	0.3457	0.3998	0.4712	0.5222	0.546	0.5705	0.5748						0.5369	4.05
Goodwill €										0.1641		0.1641	0.0023	0.0023		0.0023		0.0023		0.0023		0.0023		0.0023		0.0023						0.0023	0.00
Амортизация, млрд €																				-0.1596	-0.2277	-0.3435	0.0204	0.0206	0.0208	0.0203	0.0214	-0.3619				-0.0558	-277.40
Себестоимость, млрд €																												0.0989				0.0989	0.00
Товарно материальные запасы €														1.71	1.76	0.1336	0.1181	0.1062		0.0652	0.0613	-16.4			0.0393	12.71						-0.7048	187.06

Share

IFRS

Reporting Annual Quarterly

	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025	LTM	5 year average	CAGR 5
EPS	0.67	0.54	0.59	0.54	0.34	0.47	0.61	0.9401	1.06		1.06	0.6840	25.54
Цена акции ао		9.44	8	6.76	5.56	5.29	6.5	6.15	8	10.96	10.96	7.38	15.68
Число акций ао, млн	900.7	0.8594	876.78	898.68	897.97	898.64	898.67	898.62	898.87		898.87	898.55	0.02
FCF/акцию	1.9	2518.84	0.0988	0.0125	9.41	7.77	-9.02	0.5718	1.99		1.99	2.14	-26.71

	2009Q1	2010Q1	2021Q3	2021Q4	2022Q1	2022Q2	2022Q3	2022Q4	2023Q1	2023Q2	2023Q3	2023Q4	2024Q1	2024Q2	2024Q3	2024Q4	2025Q1	2025Q2	5 quarters average	CAGR 5
EPS					0.17	0.12	0.18	0.14				0.1782	0.2235	0.2825	0.2574	0.2385	0.2679		0.2540	3.69
Цена акции ао					5.84	6.2	5.24	6.19	6.78	5.9	6.48	6.15					10.96	10.96	8.09	13.19
Число акций ао, млн			898.87	898.64	898.57	931.74	898.87	898.67	898.63	898.63	898.64	898.65							898.64	-0.00
FCF/акцию	1.61	1.85							0.0454	0.0459	0.0462								0.7195	-50.85

Efficiency

IFRS

Reporting Annual Quarterly

	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025	LTM	Industry average	5 year average	CAGR 5
ROE, %			11.96	11.37	11.73	10.97	6.39	27.47	11.42	16.52	17.02		17.02		15.76	21.64
ROA, %			0.7295	0.6942	0.6881	0.6288	0.3295	1.24	0.5211	0.7662	0.8111		0.8111		0.7336	19.74
ROIC, %	9.98					6.33	4.33	12.87	8.18	5.13					7.37	-4.12
ROS, %				25.52	25.69	24.29	17.18	66.58	25.1	28.99	30.92	30.92	30.92		36.50	-14.22
ROCE, %			16.52	15.54	16.07	15.45	7.52	30.34	16	0.0283		0	0		13.87	-71.65
Ebit margin, %							20.23	73.54	35.18	1.08		0	0		32.51	-51.93
Рентаб EBITDA, %			41.87	38.04	38.2	37.94	24.33	77.42	38.77	3.9		0	0		36.47	-36.56
Чистая рентаб, %			27.9	25.52	25.69	24.29	17.18	66.58	25.1	28.99	30.92		30.92		33.75	12.47
Operation Margin, %				34.89	35.19	34.21	20.23	73.54	35.18	47.85	58.78	58.78	58.78		54.83	-4.38
Доходность FCF, %	-12.99	2.52	26.63	26602.43	1	0.1914	203.85	132.25	-155.11	101.69					56.57	250.81

	2009Q1	2022Q2	2022Q3	2022Q4	2023Q1	2023Q2	2023Q3	2023Q4	2024Q1	2024Q2	2024Q3	2024Q4	2025Q1	2025Q2	Industry average	5 quarters average	CAGR 5
ROE, %				2.65	3.71	4.57	5.04	3.13	3.84	4.74	4.2	3.79	4.31			4.18	2.34
ROA, %				0.121	0.1743	0.2118	0.2462	0.1446	0.1777	0.2195	0.1954	0.1784	0.2031			0.1948	2.71
ROS, %					26.37	39.67	36.26	12.51	26.18	35.65	34.21	29.04	36.27	30.92		33.22	-2.81
ROCE, %		0.3055	0.435	10.74	0.2767	0.3028	0.3579	0.0076	0.3326	0.38						0.2762	4.65
Ebit margin, %								0.5341	39.8	49.81						30.05	353.49
Рентаб EBITDA, %		29.39	40.72	28.64	42.04	56.27	51.43	2.12	42.59	-1.01	0.000133					19.03	-92.37
Чистая рентаб, %				20.3	26.37	39.67	36.26	12.51	26.18	35.65	34.21	29.04	36.27			32.27	6.74
Operation Margin, %					42.04	56.27	51.43	0.5341	42.59	50.82	58.74	52.74	59.02	58.78		56.02	2.95
Доходность FCF, %	11.66				0.6701	0.7775	0.713									3.46	-50.27

	Industry average	5 quarters average	CAGR 5

Coefficients

IFRS

Reporting Annual Quarterly

	2014	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025	LTM	Industry average	5 year average	CAGR 5
P/E		13.11	0.0164	16.39	11.11	13.07	3.96	9.33	5.92	7.29		7.29		7.91	-11.02
P/BV		1.57	0.0019	1.92	1.22	0.8352	1.09	1.07	0.9399	1.18		1.18		1.02	7.16
P/S		3.66	0.0042	4.21	2.7	2.25	2.64	2.34	1.72	2.25		2.25		2.24	0.00
P/FCF			0.0038	99.56	522.47	0.4906	0.7562	-0.6447	0.9833	0	0	0		104.81	-71.49
E/P			60.86	0.061	0.09	0.0765	0.2525	0.1072	0.1414	0	0	0		0.1335	9.46
EV/EBIT						-9.42	-8.1	-1.82	-351.64	0	0	0		-92.7450	147.18
EV/EBITDA	10.85				7.47	-7.84	-7.69	-1.65	-97.7					-21.4820	-267.23
EV/S	3.4				2.83	-1.91	-5.96	-0.6395	-3.81	-2.75	-2.75	-2.75		-3.1819	-14.33
EV/FCF	-5.49				548.22	-0.4164	-1.71	0.176	-21.61	-4.73	-4.73	-4.73		-6.5208	22.57
Debt/EBITDA	0.0539				9.35	16.86	4.99	7.44	177.2	0	0	0		43.17	80.11
Netdebt/Ebitda			3.55	2.83	0.2872	-18.92	-10.51	-8	-141.73	0	0	0		-35.7746	-445.67
Debt/Ratio	0.00043				0.0919	0.0787	0.0719	0.0598	0.1782	0	0	0		0.0961	14.16
Debt/Equity	0.0068				1.6	1.53	1.59	1.31	3.78	0	19.75	19.75		5.59	66.79
Debt/Net Income	0.0893				14.61	23.88	5.8	11.48	23.84	0	0	0		15.92	10.29
PEG											34.55	34.55		34.55	0.00
Бета										3.09	-0.4385	-0.4385		1.33	-137.67
Индекс Альтмана		0.2353	0.1675	0.3154	1.51	0.0587	0.1258	0.0741		0	0.0462	0.0462		0.3630	-50.21

	2009Q1	2017Q1	2017Q2	2017Q3	2017Q4	2018Q1	2021Q3	2021Q4	2022Q1	2022Q2	2022Q3	2022Q4	2023Q1	2023Q2	2023Q3	2023Q4	2024Q1	2024Q2	2024Q3	2024Q4	2025Q1	2025Q2	Industry average	5 quarters average	CAGR 5
P/E												42.74	32.98	22.74	21.83	5.92	6.66	6.57	8.14	7.71	9.7			7.76	7.81
P/BV												1.13	1.22	1.04	1.1	0.9399	0.0546	1.03	1.16	1.18	1.56			0.9969	95.52
P/S												8.68	8.7	9.02	7.91	1.51	1.7	1.66	2	2.4	3.27			2.21	13.98
P/FCF	8.57												149.23	128.61	140.25									106.66	101.13
E/P							0.0218	0.0174	0.0294	0.0202	0.0338	0.0234	0.0303	0.044	0.0458	0.029								0.0345	4.38
EV/EBIT																1321.5	12.71	37.78						457.33	-69.42
EV/EBITDA					-35.16	102.6										8.77	3.65	18.48	-17.34					23.23	-170.08
EV/S					-9.92	40.67										7.06	5.06	18.82	-8.89	-11.48	-3.07	-2.75		-1.4740	-168.07
EV/FCF																						-4.73		-4.7300	0.00
Debt/EBITDA		87.92	101.32	84.96	0.104	79.98										742.5	24.59	-2649.94						-360.5532	-860.75
Netdebt/Ebitda										-85.29	-48.47	-37.71	-21.25	-13.84	-10.74	148.65	-5.66	-1061.58	-14360793.86					-2872344.6380	1579.71
Debt/Ratio		0.2168	0.2279	0.226	0.000233	0.2198										0.1782	0.0711	0.1604						0.1259	269.46
Debt/Equity		3.65	3.84	3.67	0.0038	3.55										3.78	1.48	3.36				19.75		6.38	40.95
Debt/Net Income		121.29	139.09	116.96	0.1393	109.56										125.78	40.01	74.81						70.06	251.56
PEG																						34.55		34.55	0.00
Бета																					-4.24	-0.4385		-2.3393	-67.84
Индекс Альтмана							0.0477	0.0448	0.0522	0.0536	0.0408	0.0365	0.0449		0.0218						0.0459	0.0462		0.0391	4.83

Dividends

IFRS

Reporting Annual Quarterly

	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025	LTM	Industry average	5 year average	CAGR 5
Див.выплата, млрд	0.0901	0.2062	0.1895	0.2245	0.2584	0.2647	0.0878	0.2108	0.2525	0.4623					0.2556	11.80
Дивиденд				0.2737	0.342	0.33	0.105	0.274	0.2939	0.4306	0.4827	0.1182	0.4979		0.3199	-15.48
Див доход, ао, %				2.89	3.48	5.07	2.27	4.66	5.05	7.95	8.85	5	7.17		6.30	1.42
Дивиденды / прибыль, %			38.66	45.33	49.09	50.27	27.67	15.81	45.07	43.46	48.52		48.52		36.11	11.89

	2021Q3	2021Q4	2022Q1	2022Q2	2022Q3	2022Q4	2023Q1	2023Q2	2023Q3	2023Q4	Industry average	5 quarters average	CAGR 5
Дивиденд	0.1548	0.0582	0.0643	0.0786	0.0621	0.0889	0.0968	0.1004	0.1356	0.158		0.1159	12.19
Див доход, ао, %	2.75	1.1	1.1	1.27	1.18	1.44	1.43	1.7	2.09	2.57		1.85	12.28

	Industry average	5 quarters average	CAGR 5

Other

IFRS

Reporting Annual

	2020	2021	2022	2023	2024	LTM	CAGR 5
CAPEX/Выручка, %	4.7	3.36	3.24	2.81	4.9	4.9	0.84

	CAGR 5

	CAGR 5

Investing Port

Bankinter S.A

Reporting Bankinter S.A

Capitalization

Balance sheet

Share

Efficiency

Coefficients

Dividends

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Other