TSE: 8570 - AEON Financial Service Co., Ltd.

Yield per half year: -4.3%
Dividend yield: +6.28%

Reporting AEON Financial Service Co., Ltd.

Capitalization

IFRS

Reporting Annual Quarterly

	2019	2020	2021	2022	2023	2024	LTM	5 year average	CAGR 5
Капитализация, млрд ¥							268.74
Выручка, млрд ¥	381.53	474.33	392.45	398.2	389.08	418.92	418.92	414.60	-2.45
Чистая прибыль, млрд ¥	39.41	37.25	26.11	30.21	30.68	20.9	20.9	29.03	-10.92
EV, млрд ¥	688.11	476.88	614.27	583.03	605.85	5 393.93	5 393.93	1534.79	62.44
EBIT, млрд ¥	78.85	58.57	53.92	-334.43	-310.99	73.97	73.97	-91.7920	4.78
EBITDA, млрд ¥	101.54	58.57	85.37	48.91	46.85	106.73	106.73	69.29	12.75
Баланс стоимость, млрд ¥	380.75	393.5	401.51	424.25	434.81	458.4	458.4	422.49	3.10
FCF, млрд ¥	181.7	64.07	26.38	47.23	71.27	-55.77	-55.77	30.64	-197.26
Операционный денежный поток, млрд ¥	215.73	70.09	62.28	76.29	105.14	-10.71	-10.71	60.62	-168.68
Операционная прибыль, млрд ¥	78.85	58.57	53.92	16.48	14.76	34.79	34.79	35.70	-9.89
Операционные расходы, млрд ¥	260.04	403.93	362.16	350.73	345.07	384.14	384.14	369.21	-1.00
CAPEX, млрд ¥	34.03	6.02	35.9	29.06	33.87	45.06	45.06	29.98	49.57

	2022Q1	2022Q2	2022Q3	2022Q4	2023Q1	2023Q2	2023Q3	2023Q4	2024Q1	2024Q2	5 quarters average	CAGR 5
Выручка, млрд ¥	92.73	98.79	94.34	103.22	99.73	104.06	102.02	125.57	123.37	122.82	115.57	3.37
Чистая прибыль, млрд ¥	11.82	10.29	7.36	8.29	3.6	3.64	1.62	12.04	6.08	4.13	5.50	2.56
EV, млрд ¥	801.72	744.74	923.88	641.26	734.39	838.88	1 170.49	5 374.51	5 602.53	-327.24	2531.83	-182.84
EBIT, млрд ¥	21.52	18.05	15.67	5.17	-1.61	11.08	5.91	24.15	15.25	11.89	13.66	1.42
EBITDA, млрд ¥	17.62	20.91	12.49	12.86	6.61	19.08	14.42	32.18	23.5	19.79	21.79	0.73
Баланс стоимость, млрд ¥	425.54	435.2	431.79	434.81	438.48	445.24	444.05	458.4	457.6	465.41	454.14	0.89
FCF, млрд ¥			2 600.18	15.37	16.43	16	17.02				533.00	-63.42
Операционный денежный поток, млрд ¥		49.25	2 600.18	15.37	16.43	16	17.02				533.00	-63.42
Операционная прибыль, млрд ¥	21.52	20.91	15.67	12.86	6.61	7.84	3.01	19.7	10.69	3.67	8.98	-14.08
Операционные расходы, млрд ¥	80.39	85.51	88.26	90.91	93.81	97.1	99.94	87.92	99.06	101.23	97.05	0.84
CAPEX, млрд ¥		19.59		33.87							26.73	31.49

	5 quarters average	CAGR 5

Cash flow Cash flow quarterly Assets

Balance sheet

IFRS

Reporting Annual Quarterly

	2019	2020	2021	2022	2023	2024	LTM	5 year average	CAGR 5
Наличность, млрд ¥	644.5	762.89	705.74	738.78	842.62	750.04	750.04	760.01	-0.34
Short Term Investments ¥		49.48	620.08	41.15	37.92	680.07	680.07	285.74	68.90
Total Receivables ¥	1 453.16	1 543.14	1 521.15	1 566.28	1 769.59	4 992.45	4 992.45	2278.52	26.47
Total Current Assets ¥	2 097.66	2 306.03	2 226.89	697.63	804.69	6 422.56	6 422.56	2491.56	22.74
Чистые активы, млрд ¥	2 097.66	2 306.03	2 226.89	34.32	31.93		31.93	1339.37	-56.70
Активы, млрд ¥	5 342.23	5 781.37	6 123.72	6 278.59	6 659.47	6 998.3	6 998.3	6368.29	3.89
Short Term Debt ¥		4 065.08	4 320.13	4 412.69	509.98	602.74	602.74	2782.12	-31.73
Long Term Debt ¥	717.91		644.66	634.81	700.65		700.65	674.51	-0.61
Задолженность, млрд ¥	4 893.53	5 322.3	5 649.05	5 769.53	6 118.34	6 371.25	6 371.25	5846.09	3.66
Чистый долг, млрд ¥	175.49	257.41	300.65	317.1	339.48	5 101.43	5 101.43	1263.21	81.72
Долг, млрд ¥	819.99	1 020.3	1 006.39	5 047.49	1 210.63	5 851.47	5 851.47	2827.26	41.81
Расходы на обслуживание долга ¥	21.45	20.39	23.03	21.43	23.56	29.08	29.08	23.50	7.36
Чист. проц. доходы, млрд ¥	171.24		32.94	33.68	34.4	33.51	34.4	61.15	-27.84
Амортизация, млрд ¥	22.69	29.93	31.45	383.34	357.84	32.75	32.75	167.06	1.82
Себестоимость, млрд ¥		46.07	47.2	48.73	48.05	-2.14	-2.14	37.58	-154.13
Товарно материальные запасы ¥		3 762.86	4 109.48	4 241.96	4 368.71		4 368.71	4120.75	3.80

	2021Q4	2022Q1	2022Q2	2022Q3	2022Q4	2023Q1	2023Q2	2023Q3	2023Q4	2024Q1	2024Q2	5 quarters average	CAGR 5
Наличность, млрд ¥		604.02	689.36	591.4	842.62	760.25	698.09	444.66	750.04	538.81	726.83	631.69	0.81
Short Term Investments ¥				599.84	549.51	491.7	652.64	718.91	680.07	691.89	739.29	696.56	2.52
Total Receivables ¥		1 728.68	1 740.06	1 826.88	1 769.59	1 885.93	1 933.38	2 010.5	4 992.45	5 229.03	1 801.25	3193.32	-1.41
Total Current Assets ¥	2 305.07	2 332.7	2 429.43	2 418.28	2 612.2	760.25	2 631.47	2 455.16			1 466.12	1985.04	-10.91
Чистые активы, млрд ¥	2 305.07	2 332.7	2 429.43	2 418.28	31.93	32.01	32.02					988.73	-57.93
Активы, млрд ¥		6 465.82	6 574.4	6 623.67	6 659.47	6 782.7	6 913.2	6 960.62	6 945.57	6 998.3	7 312.9	7026.12	1.13
Short Term Debt ¥				4 695.16	509.98	558.08	520.72	641.3	602.74	422.3	397	516.81	-5.28
Long Term Debt ¥				650.47	700.65	674.5						675.21	1.22
Задолженность, млрд ¥		5 944.54	6 036.44	6 088.01	6 118.34	6 233.4	6 351.69	6 399.8	6 371.25	6 417.86	6 729.3	6453.98	1.16
Чистый долг, млрд ¥		535.81	475.59	611.56	339.48	472.33	569.36	892.33	5 101.43	5 310.02	-611.01	2252.43	-201.42
Долг, млрд ¥		1 139.83	1 164.95	1 202.96	1 182.09	1 232.57	1 267.45	1 336.99	5 851.47	5 848.83	6 083.89	4077.73	36.85
Расходы на обслуживание долга ¥		5.26	5.91	5.86	6.54	7.65	7.24	6.86	7.33	8.11	9.02	7.71	4.49
Чист. проц. доходы, млрд ¥	8.26	10.04	7.16	7.79	9.41	10.19	7.5	7.57	8.25			8.58	-2.60
Амортизация, млрд ¥		-3.91	2.86	-3.18	7.69	8.22	8	8.51	8.03	8.25	7.9	8.14	-0.25
Себестоимость, млрд ¥						18.48	18.05	17.91	17.95	19.1	19.41	18.48	1.46
Товарно материальные запасы ¥					6 138.29	4 385.95	6 395.7	6 439.24				5839.80	1.20

	5 quarters average	CAGR 5

Share

IFRS

Reporting Annual Quarterly

	2019	2020	2021	2022	2023	2024	2025	LTM	5 year average	CAGR 5
EPS	173.2	168.16	120.96	139.96	142.11	96.8		96.8	133.60	-10.46
Цена акции ао				1400	1265	1276	1364	1364	1326.25	-0.65
Число акций ао, млн	227.53	215.8	215.85	215.86	215.86	215.87		215.87	215.85	0.01
FCF/акцию	798.57	289.22	122.21	218.78	330.15	-258.36		-258.36	140.40	-197.77

	2022Q1	2022Q2	2022Q3	2022Q4	2023Q1	2023Q2	2023Q3	2023Q4	2024Q1	2024Q2	2025Q1	5 quarters average	CAGR 5
EPS	54.78	47.66	34.12	38.4	16.66	16.86	7.5	55.77	28.18	19.14		25.49	2.57
Цена акции ао											1364	1364.00	0.00
FCF/акцию				71.2	76.12	74.13	78.85					75.07	2.58

	5 quarters average	CAGR 5

Efficiency

IFRS

Reporting Annual Quarterly

	2019	2020	2021	2022	2023	2024	2025	LTM	Industry average	5 year average	CAGR 5
ROE, %	10.5	9.62	6.57	7.32	7.14	4.68		4.68	8.25	7.07	-13.42
ROA, %	0.7731	0.6698	0.4386	0.4872	0.4742	0.306		0.306	4.23	0.4752	-14.50
ROIC, %		3.4	0.5109	0.7533	2.63			2.63	6.99	1.82	-6.22
ROS, %		7.85	4.51	7.59	7.88	4.99	4.99	4.99	9.07	5.99	2.04
ROCE, %	1.56	1.06	0.9211	-5.52	-4.86	1.15	11.8	11.8	11.00	0.6982	66.54
Ebit margin, %		12.35	-90.99	-83.98	-79.93	17.66	17.66	17.66		-43.9160	-172.04
Рентаб EBITDA, %	26.61	12.35	21.75	12.28	12.04	25.48	25.48	25.48	17.45	19.41	3.22
Чистая рентаб, %	10.33	7.85	6.65	7.59	7.88	4.99		4.99	9.07	6.99	-8.66
Operation Margin, %		12.35	7.87	4.14	3.79	8.3	8.3	8.3	13.39	6.48	1.07

	2022Q1	2022Q2	2022Q3	2022Q4	2023Q1	2023Q2	2023Q3	2023Q4	2024Q1	2024Q2	2025Q2	Industry average	5 quarters average	CAGR 5
ROE, %	2.81	2.42	1.72	1.93	0.8201	0.8342	0.3689	2.71	1.35	0.9104		8.25	1.23	1.76
ROA, %	0.1856	0.1578	0.1116	0.1248	0.053	0.0532	0.0234	0.1732	0.0872	0.0577		4.23	0.0789	1.64
ROS, %					3.61	3.5	1.59	9.59	4.93	3.36	4.99	9.07	4.89	25.70
ROCE, %		0.3654	0.2517	0.0819	-0.2924	0.1713	0.0903	0.3699	0.2327	0.1794	11.8	11.00	2.53	165.00
Ebit margin, %						10.65	5.79	19.23	12.36	9.68	17.66		12.94	24.99
Рентаб EBITDA, %		21.17	13.24	12.45	6.63	18.34	14.13	25.62	19.05	16.11	25.48	17.45	20.08	12.52
Чистая рентаб, %	12.75	10.41	7.81	8.03	3.61	3.5	1.59	9.59	4.93	3.36		9.07	4.59	-0.81
Operation Margin, %					6.63	7.54	2.95	15.69	8.67	2.99	8.3	13.39	7.72	22.98

	Industry average	5 quarters average	CAGR 5

Coefficients

IFRS

Reporting Annual Quarterly

	2019	2020	2021	2022	2023	2024	2025	LTM	Industry average	5 year average	CAGR 5
P/E	13.01	6.05	12.01	8.8	8.68	14		14	130.52	9.91	18.27
P/BV	1.14	0.4781	0.6607	0.5224	0.4923	0.4665		0.4665	113.66	0.5240	-0.49
P/S	1.34	0.475	0.7992	0.6678	0.6846	0.6982		0.6982	113.72	0.6650	8.01
P/FCF					3.77	-4.82	-4.82	-4.82	9.43	-1.9567	-208.53
E/P					0.1623	0.0778	0.0778	0.0778	0.54	0.1060	-21.74
EV/EBIT		4.4	-1.72	-1.74	-1.95	72.92	72.92	72.92		28.09	-311.57
EV/EBITDA	6.78	8.24	7.2	11.92	12.93	50.54		50.54	139.65	18.17	43.73
EV/S		0.5427	1.57	1.46	1.56	12.88	12.88	12.88	113.14	6.07	52.34
EV/FCF		4.02	23.29	12.35	8.5	-96.71	-96.71	-96.71	125.86	-29.8560	-232.94
Debt/EBITDA	8.08	17.42	11.79	103.2	25.84	54.83	54.83	54.83	-3.70	50.10	35.99
Netdebt/Ebitda		4.4	4.82	6.48	7.25	47.8	47.8	47.8	22.55	22.83	58.23
Debt/Ratio		0.1765	0.7897	0.8039	0.1818	0.8361	0.8361	0.8361	0.16	0.6895	1.15
Debt/Equity		2.59	12.04	11.9	2.78	12.76	10.16	10.16	4.48	9.93	-3.34
Debt/Net Income		27.39	273.33	167.07	39.46	280.03	280.03	280.03	21.02	207.98	0.49
PEG							1.07	1.07		1.07	0.00
Бета					-0.0564	-0.7663	0.1045	0.1045	-70.22	-0.2394	-222.82
Индекс Альтмана					0.2228	0.1488	0.1415	0.1415	7.67	0.1710	-14.04

	2022Q1	2022Q2	2022Q3	2022Q4	2023Q1	2023Q2	2023Q3	2023Q4	2024Q1	2024Q2	2025Q1	2025Q2	Industry average	5 quarters average	CAGR 5
P/E	8.18	7.41	7.91	9.84	9.94	13.67	16.22	13.07	12.51	11.89			130.52	13.47	-2.75
P/BV	0.5101	0.5003	0.5831	0.5577	0.4771	0.48	0.496	0.4755	0.504	0.4862			113.66	0.4883	0.26
P/S	0.9931	0.6864	0.7946	0.7756	0.6617	0.6715	0.68	0.633	0.6429	0.599			113.72	0.6453	-2.26
P/FCF												-4.82	9.43	-4.8200	0.00
E/P												0.0778	0.54	0.0778	0.00
EV/EBIT						75.72	198.09	222.56	367.4	-27.52		72.92		166.69	-18.12
EV/EBITDA	12.39	10.62	13.43	13.69	111.1	10.56	15.43	64.69	62.83	-3.64			139.65	29.97	-180.81
EV/S					7.36	8.06	11.47	42.8	45.41	-2.66		12.88	113.14	21.98	2.35
EV/FCF					44.69	52.42	68.76					-96.71	125.86	17.29	-221.29
Debt/EBITDA		55.71	96.29	91.95	186.47	66.43	92.72	181.86	248.92	307.41		54.83	-3.70	177.15	-9.97
Netdebt/Ebitda					71.46	29.84	61.88	158.55	225.99	-30.87		47.8	22.55	92.67	-5.03
Debt/Ratio					0.1817	0.1833	0.1921	0.8425	0.8358	0.8319		0.8361	0.16	0.7077	34.20
Debt/Equity					2.81	2.85	3.01	12.76	12.78	13.07		10.16	4.48	10.36	27.55
Debt/Net Income					342.76	348.2	825.3	486	961.5	1472.38		280.03	21.02	805.04	-19.44
PEG												1.07		1.07	0.00
Бета											-1.88	0.1045	-70.22	-0.8877	-123.58
Индекс Альтмана											0.1488	0.1415	7.67	0.1452	-2.48

	Industry average	5 quarters average	CAGR 5

Dividends

IFRS

Reporting Annual Quarterly

	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025	LTM	Industry average	5 year average	CAGR 5
Див.выплата, млрд			14.67	16.01	10.79	9.06	11.01	12.52			12.52		11.88	-4.80
Дивиденд	39	30	68	68	50	1.44	53	53	53		53		42.09	1.17
Див доход, ао, %	2.04	1.2	3.09	4.11	4.14	0.1619	6.27	6.55	6.7		6.28	4.22	4.76	10.11
Дивиденды / прибыль, %				37.23	42.97	41.33	30	35.88	59.91		59.91	39.77	42.02	6.87
Dividend Coverage Ratio										1.67	1.67		1.67	0.00

	2022Q2	2022Q4	2025Q2	Industry average	5 quarters average	CAGR 5
Див.выплата, млрд	6.69	11.01			8.85	28.29
Дивиденды / прибыль, %	65.03	132.79		39.77	98.91	42.90
Dividend Coverage Ratio			1.67		1.67	0.00

	Industry average	5 quarters average	CAGR 5

Pay for your subscription

More functionality and data for company and portfolio analysis is available by subscription

Subscribe