SSE: 601825 - Shanghai Rural Commercial Bank Co., Ltd.

Yield per half year: +18.51%
Dividend yield: +9.21%
Sector: Financials

Reporting Shanghai Rural Commercial Bank Co., Ltd.

Capitalization

IFRS

Reporting Annual Quarterly

	2010	2011	2012	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	LTM	5 year average	CAGR 5
Капитализация, млрд ¥												70.54	52.88		55.84	61.71	-13.42
Выручка, млрд ¥						15.21	15.53	17.5	19.95	20.4	22.03	23.98	25.57	26.25	26.25	23.65	5.17
Чистая прибыль, млрд ¥						5.63	5.9	6.77	7.31	8.85	8.16	9.7	10.97	12.14	12.14	9.96	6.53
EV, млрд ¥										-53.42	-18.04	33.53	25.59		26.2	-3.0850	-183.19
EBIT, млрд ¥	6.18	9.51	12.16	14.66	16.21	19.23			23.77	27.17	28.86	33.53				26.51	11.76
EBITDA, млрд ¥			12.56	15.17	16.84	19.89	19.94	23.68	24.39	27.79	29.45	34.37				27.94	7.74
Баланс стоимость, млрд ¥						41.9	46.22	51.68	63.64	71.15	77.21	93.77	101.83	112.43	112.43	91.28	9.58
FCF, млрд ¥						57.48	53.48	-2.74	-6	5.88	-14.61	-1.93	124.33	38.13	38.13	30.36	45.34
Операционный денежный поток, млрд ¥						58.29	53.97	-2.32	-5.29	7.14	-13.84	-1.15	125.03	39.17	39.17	31.27	40.56
Операционные расходы, млрд ¥			4.95	5.08	6.23	6.41	6.31	6.23	6.64	6.67	6.6	7.5				6.73	3.78
CAPEX, млрд ¥						0.8146	0.4894	0.4139	0.7114	1.26	0.7653	0.7845	0.7019	1.04	1.04	0.9103	-3.77

	2020Q1	2020Q2	2020Q3	2020Q4	2021Q1	2021Q2	2021Q3	2021Q4	2022Q1	2022Q2	2022Q3	2022Q4	2023Q1	2023Q2	2023Q3	2023Q4	2024Q1	2024Q2	5 quarters average	CAGR 5
Капитализация, млрд ¥								67.4				48.56							57.98	-15.12
Выручка, млрд ¥									6.35	6.48	6.7	6.05	6.83	6.96	6.58	5.87	6.56	6.68	6.53	-0.82
Чистая прибыль, млрд ¥									3.11	2.73	3.13	1.99	3.5	3.43	3.47	1.74	3.55	3.42	3.12	-0.06
EV, млрд ¥							19.49		16.05	22.13	22.15				71.13		70.1	84.51	54.00	30.73
EBITDA, млрд ¥	8.02	6.27	7.29	7.29	8.17	8.7	8.61		9.42	8.81	9.57								9.02	1.92
Баланс стоимость, млрд ¥									96.7	96.7	100.51	101.83	105.44	106.96	109.94	112.43	117.26	118.4	113.00	2.05
FCF, млрд ¥									44.2	8.37	5.74	66.02	-1.72	22.61	2.58	14.66	29.25	2.66	14.35	-34.82
Операционный денежный поток, млрд ¥									44.33	8.43	5.92	66.35	-1.6	22.85	2.79	15.13	29.59	2.99	14.67	-33.42
Операционные расходы, млрд ¥	1.22	2.08	1.47	1.84	1.66	2.5	1.47		1.77	2.02	2.01								1.95	-4.27
CAPEX, млрд ¥									0.1301	0.0567	0.184	0.3311	0.1215	0.2398	0.2084	0.4661	0.3492	0.3271	0.3181	6.41

Cash flow Cash flow quarterly Assets

Balance sheet

IFRS

Reporting Annual Quarterly

	2010	2011	2012	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	LTM	5 year average	CAGR 5
Наличность, млрд ¥						33.09	130.23	150.65	138.41	133.32	148.1	152.42	153.88	140.86	140.86	145.72	1.11
Long term investments ¥										278.12	317.93	323.66	405.28	497.9		364.58	12.35
Total Receivables ¥	3.35	2.56	1.62	6.84	11.79	12.25	13.91	12.47	10.54			14.09				12.65	2.84
Активы, млрд ¥						587.01	710.88	802.06	833.71	929.94	1 056.98	1 158.38	1 281.4	1 392.21	1 392.21	1163.78	8.41
Задолженность, млрд ¥						543.69	663.19	749.04	768.91	855.73	976.5	1 061.04	1 175.68	1 275.86	1 275.86	1068.96	8.32
Чистый долг, млрд ¥					-17.71	-27.73	-104.42	-98.14	-93.77	-53.42	-18.04	-31.57	-24.29		-24.29	-44.2180	-23.67
Долг, млрд ¥								52.51	44.64	79.91	130.05	120.85	128.68		128.68	100.83	23.58
Interest income ¥										31.93	37.09	41.08	43.45	45.46		39.80	7.32
Расходы на обслуживание долга ¥						12.18	12.68	15.19	14.86	16.57	19.22	21.7	22.7	24.76	24.76	20.99	8.36
Чист. проц. доходы, млрд ¥										15.35	17.87	19.37	20.75	20.7	45.46	18.81	6.16
Амортизация, млрд ¥	0.2726	0.2985	0.3925	0.5099	0.6315	0.6633			0.623	0.6143	0.5877	0.8397				0.6656	4.83

	2019Q1	2019Q2	2019Q3	2020Q1	2020Q4	2021Q1	2021Q2	2021Q3	2021Q4	2022Q1	2022Q2	2022Q3	2022Q4	2023Q1	2023Q2	2023Q3	2023Q4	2024Q1	2024Q2	5 quarters average	CAGR 5
Наличность, млрд ¥										146.52	165.07	152.97	153.88	149.63	142.88	135.9	140.86	152.57	142.23	142.89	-0.09
Long term investments ¥									323.66	354.29	361.59	384.32	405.28	448.66	472.67	487.18	497.9			462.34	4.20
Total Receivables ¥	23.04	22.93	22.13	9.25		6.21	9.38	11.44		17.21	17.54	19.14								14.94	15.33
Активы, млрд ¥										1 181.44	1 200.91	1 231.09	1 281.4	1 320.96	1 359.47	1 368.42	1 392.21	1 441.6	1 454.96	1403.33	1.37
Задолженность, млрд ¥										1 081.07	1 100.54	1 126.78	1 175.68	1 211.69	1 248.67	1 254.56	1 275.86	1 320.32	1 332.56	1286.39	1.31
Чистый долг, млрд ¥					-18.04	-15.17	-31.05	-43.31		-41.07	-34.73	-24.29				12.2		5.38	18.64	-4.5600	-188.30
Долг, млрд ¥								95.16		105.45	130.34	128.68								114.91	7.84
Interest income ¥									10.63	10.55	10.76	11.06	11.09	11.13	11.52	11.48	11.33			11.31	0.43
Расходы на обслуживание долга ¥										5.58	5.52	5.71	5.89	5.98	6.21	6.22	6.35	6.29	6.21	6.26	0.00
Чист. проц. доходы, млрд ¥									5.04	4.96	5.25	5.35	5.2	5.15	5.3	5.26	4.98	11.34		6.41	17.10

Share

IFRS

Reporting Annual Quarterly

	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025	LTM	5 year average	CAGR 5
EPS					1.02	0.9402	0.47	1.14	1.26			1.26	0.9660	4.32
Цена акции ао							6.75	5.88	5.74	8.51	8.13	8.13	7.00	3.79
Число акций ао, млн	8615.26	8615.26	8615.26	8615.26	8615.26	8615.26	9644.44	9644.44	9644.44			9644.44	9232.77	2.28
FCF/акцию	6.67	6.21	-0.3177	-0.697	0.6825	-1.7	-0.2003	12.89	3.95			3.95	3.12	42.07

	2012Q4	2014Q4	2015Q4	2016Q4	2017Q4	2018Q4	2019Q4	2020Q4	2021Q3	2021Q4	2022Q1	2022Q2	2022Q3	2022Q4	2023Q1	2023Q2	2023Q3	2023Q4	2024Q1	2024Q2	5 quarters average	CAGR 5
EPS											0.3228	0.28	0.32	0.2068	0.2068	0.3554	0.3601	0.1805	0.3683	0.3545	0.3238	-0.05
Цена акции ао									8	6.99	6.64	6.41	5.91	5.64	5.88	5.9	5.81	5.8			5.81	0.56
Число акций ао, млн	5131.88	8615.26	8615.26	8615.26	8615.26	8615.26	8615.26	8615.26		9644.44				8615.26							8821.10	0.00
FCF/акцию											5.13	0.972	0.6657	7.66	-0.1785	2.34	0.2672	1.52	3.03	0.2761	1.49	-34.78

Efficiency

IFRS

Reporting Annual Quarterly

	2012	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025	LTM	Industry average	5 year average	CAGR 5
ROE, %				13.45	12.77	13.1	11.48	12.43	10.57	10.34	11.22	11.33			11.33	8.60	11.18	-1.84
ROA, %				0.9597	0.8303	0.844	0.8766	0.9512	0.7721	0.8372	0.8996	0.9083			0.9083	1.37	0.8737	-0.92
ROIC, %								8.34	6.28	6.95							7.19	-5.90
ROS, %						38.67	36.63	43.36	37.04	40.44	42.91	46.26	46.26	46.26	46.26	29.82	44.43	2.73
ROCE, %	41.09	44.44	42.5	44.39			36.68	36.62	35.87	34.45				0	0	0.00	37.60	-4.94
Ebit margin, %								133.19	131.01	139.85				0	0		134.68	1.64
Рентаб EBITDA, %			119.07	130.77	128.43	135.28	122.27	136.2	133.68	143.35				0	0	6.31	134.16	1.17
Чистая рентаб, %				37.03	38.01	38.67	36.63	43.36	37.04	40.44	42.91	46.26			46.26	29.82	42.00	1.30
Operation Margin, %												0	0	0	0	3.31
Доходность FCF, %										-2.74	235.13						116.19	-1026.36

	2020Q1	2020Q2	2020Q3	2020Q4	2021Q1	2021Q2	2021Q3	2021Q4	2022Q1	2022Q2	2022Q3	2022Q4	2023Q1	2023Q2	2023Q3	2023Q4	2024Q1	2024Q2	Industry average	5 quarters average	CAGR 5
ROE, %									3.22	2.83	3.12	1.96	3.32	3.35	3.31	1.62	3.22	3.02	8.60	2.90	-2.05
ROA, %									0.2635	0.2277	0.2544	0.1557	0.265	0.2557	0.2546	0.1261	0.2507	0.2361	1.37	0.2246	-1.58
ROS, %									49	42.21	46.78	32.99	51.24	49.21	52.74	29.69	54.17	51.15	29.82	47.39	0.78
Рентаб EBITDA, %	149.16	106.6	134.57	135.99	142.43	140.9	141.03		148.28	136.01	142.93								6.31	141.83	0.29
Чистая рентаб, %									49	42.21	46.78	32.99	51.24	49.21	52.74	29.69	54.17	51.15	29.82	47.39	0.78
Доходность FCF, %								-21.84				135.95								57.05	-349.50

Coefficients

IFRS

Reporting Annual Quarterly

	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025	LTM	Industry average	5 year average	CAGR 5
P/E						7.27	5.07	4.51			4.51	15.24	5.62	-14.71
P/BV						0.7522	0.5264	0.4708			0.4708	0.85	0.5831	-14.46
P/S						2.94	2.18	2.09			2.09	3.19	2.40	-10.75
P/FCF						-36.51	0.4253	1.28	1.46	1.46	1.46	1.87	-6.3769	-152.53
E/P						0.1375	0.2075	0.1972	0.2174	0.2174	0.2174	0.15	0.1954	9.60
EV/EBITDA				-1.92	-0.6127	0.9753						39.00	-0.5191	-179.79
EV/EBIT				-1.97	-0.6252	0.9998			0	0	0		-0.5318	-179.77
EV/S				-2.62	-0.819	1.4		1.03	0.9983	0.9983	0.9983	2.53	0.7215	-204.04
EV/FCF				-9.08	1.24	-17.35			0.6871	0.6871	0.6871	0.01	-4.7632	-159.67
Debt/EBITDA		2.22	1.83	2.88	4.42	3.52		0	0	0	0	1.38	2.97	9.66
Netdebt/Ebitda	-5.24	-4.14	-3.84	-1.92	-0.6127	-0.9186		0	0	0	0	0.60	-2.2863	-26.00
Debt/Ratio				0.0859	0.123	0.1043		0.1045	0.0924	0.0924	0.0924	0.23	0.1033	-5.56
Debt/Equity				1.12	1.68	1.29		0	0	0	0	0.67	1.36	4.82
Debt/Net Income				9.03	15.94	12.46		11.69	10.6	10.6	10.6	34.20	12.26	-7.84
Бета								0.3228	1.14	0.0232	0.0232	0.12	0.4953	-58.42
Индекс Альтмана								0.1511	0.1451	0.1451	0.1451	1.15	0.1471	-1.34

	2019Q4	2020Q1	2020Q2	2020Q4	2021Q1	2021Q2	2021Q3	2021Q4	2022Q1	2022Q2	2022Q3	2022Q4	2023Q1	2023Q2	2023Q3	2023Q4	2024Q1	2024Q2	2025Q1	Industry average	5 quarters average	CAGR 5
P/E									5.61	5.57	4.3	24.35	4.63	4.53	4.75	4.51	5.31	5.41		15.24	4.90	3.61
P/BV									0.5691	0.5665	0.4452	0.4769	0.511	0.5083	0.5175	0.4708	0.5336	0.5382		0.85	0.5137	1.15
P/S									2.38	2.34	1.87	8.03	2.02	2.06	2.23	2.09	2.49	2.56		3.19	2.29	4.44
P/FCF								-4.58				0.7356								1.87	-1.9222	-140.08
E/P								0.0301				0.0411								0.15	0.0356	16.85
EV/EBITDA							0.5949		0.6002	0.8244	0.7966									39.00	0.7040	7.57
EV/S															10.8		10.69	12.64		2.53	11.38	5.38
EV/FCF															27.6		2.4	31.73		0.01	20.58	4.76
Debt/EBITDA							11.05		11.19	14.79	13.45									1.38	12.62	5.04
Netdebt/Ebitda	-7.25	-3.57	4.86	-2.47	-1.86	-3.57	-5.03		-4.36	-3.94	-2.54									0.60	-3.8880	-6.58
Бета																			0.0232	0.12	0.0232	0.00
Индекс Альтмана																			0.1451	1.15	0.1451	0.00

Dividends

IFRS

Reporting Annual Quarterly

	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024	LTM	Industry average	5 year average	CAGR 5
Див.выплата, млрд	1.02	1.45	1.47	3.12	2.77	2.69	3.75	4.86	5.85	-5.85				2.26	-216.81
Дивиденд								0.26	0.3	0.342	0.618	0.618		0.3800	24.17
Див доход, ао, %								3.55	8.87	11.72	8.11	9.21	0.94	8.06	22.94
Дивиденды / прибыль, %		25.71	24.83	46.03	37.9	30.38	45.96	50.13	47.57	48.16		48.16	98.92	44.44	9.65

	2021Q4	2022Q1	2022Q2	2022Q3	2022Q4	2023Q1	2023Q2	2023Q3	2023Q4	2024Q1	2024Q2	Industry average	5 quarters average	CAGR 5
Див.выплата, млрд		0.5202	3.53	0.5164	0.6583	0.658	3.85	0.6629	0.6734	0.6456	4.14		1.99	1.46
Дивиденд	0.26		0.3				0.342						0.3007	9.57
Див доход, ао, %	3.72		4.68				5.79					0.94	4.73	15.89
Дивиденды / прибыль, %		16.71	128.95	16.48	33	18.8	112.44	19.09	38.67	18.18	121.01	98.92	61.88	1.48

	Industry average	5 quarters average	CAGR 5

Pay for your subscription

More functionality and data for company and portfolio analysis is available by subscription

Subscribe

Other

IFRS

Reporting Annual

	2023	2024	CAGR 5
Персонал, чел	10876	10876	0.00

	CAGR 5

	CAGR 5