SSE: 601319 - The People's Insurance Company (Group) of China Limited

Yield per half year: -5.38%
Dividend yield: 0.00%
Sector: Financials

Reporting The People's Insurance Company (Group) of China Limited

Capitalization

IFRS

Reporting Annual Quarterly

	2015	2016	2017	2018	2019	2020	2021	2022	2023	LTM	5 year average	CAGR 5
Капитализация, млрд ¥								202.51		234.77	202.51	0.00
Выручка, млрд ¥	406.26	423.48	462.23	477.46	529.57	549.36	590.7	614.64	501.76	501.76	557.21	-1.07
Чистая прибыль, млрд ¥	19.54	14.25	16.1	12.91	22.14	20.04	21.48	24.48	22.77	22.77	22.18	0.56
EV, млрд ¥				257.11	368.01	324.98	229.87	249.41	224.86	225.3	279.43	-9.38
EBIT, млрд ¥	31.74	18.11	24.43	20.23	22.15	26.63	27.62	30.91			25.51	8.85
EBITDA, млрд ¥								35.64		33.54	35.64	0.00
Баланс стоимость, млрд ¥	116.1	126.1	137.53	153.05	183.45	202.48	219.26	221.77	242.36	242.36	213.86	5.73
FCF, млрд ¥			-5.15	-21.56	36.81	31.87	72.73	71.65	66.98	66.98	56.01	12.72
Операционный денежный поток, млрд ¥	20.44	23.83	-0.625	-16.8	36.81	31.87	72.73	71.65	70.55	70.55	56.72	13.90
Операционная прибыль, млрд ¥	31.74	14.93	24.43	20.23	22.22						22.71	-6.88
Операционные расходы, млрд ¥	374.52	398.16	431.39	450.4	500.43	517.75	555.11	573.5	467.33	467.33	522.82	-1.36
CAPEX, млрд ¥	3.55	3.62	3.13	5.12	5.25	11.62	3.66	6.58	3.57	3.57	6.14	-7.42

	2018Q3	2018Q4	2019Q1	2019Q2	2019Q3	2019Q4	2020Q4	2021Q1	2021Q2	2021Q3	2021Q4	2022Q1	2022Q2	2022Q3	2022Q4	2023Q1	2023Q2	2023Q3	2023Q4	2024Q1	2024Q2	5 quarters average	CAGR 5
Выручка, млрд ¥					131.67	131.67								24.62	255.63	124.26	92.33	111.03	124.88	127.49	151.96	121.54	10.48
Чистая прибыль, млрд ¥												8.93	8.93	6.41	0.215	11.72	8.87	-0.085	2.27	8.96	13.72	6.75	9.12
EV, млрд ¥											229.87		253.89		249.41		277.61	285.35	224.86	241.01	240.84	253.93	-2.80
EBIT, млрд ¥								12.04	12.04	13.96	-10.42	12.51	12.51	2.95	2.95	16.52	16.52					10.29	5.72
Баланс стоимость, млрд ¥							202.48		212		219.26		221.66		221.77		243.76	240.44	242.36	245.82	253.02	245.08	0.75
FCF, млрд ¥														0.738	21.21	40.78	19.14	2.76	4.29	32.82	37.23	19.25	14.23
Операционный денежный поток, млрд ¥								24.18	24.18	-1.42	25.8	24.85	24.85	10.97	10.97	29.96	29.96					21.34	3.81
Операционная прибыль, млрд ¥	1.74	1.74	8.43	8.43	2.68	2.68																4.79	9.02
Операционные расходы, млрд ¥					128.98	128.98								14.33	254.74	105.71	78.89	112.74	120.73	113.65	130.84	111.37	10.65
CAPEX, млрд ¥										0.505	1.86	0.528	0.528	3.29	3.29	0.4235	0.4235		2.47	0.335		1.39	-36.68

Cash flow Cash flow quarterly Assets

Balance sheet

IFRS

Reporting Annual Quarterly

	2015	2016	2017	2018	2019	2020	2021	2022	2023	LTM	5 year average	CAGR 5
Наличность, млрд ¥	34.02	39.8	29.53	38.55	23.95	23.13	21.79	21.37	21.87	21.87	22.42	-1.80
Short Term Investments ¥	15.86	6.93	43.29	23.05			699.45	755.98			305.74	155.60
Long term investments ¥	639.81	476.92	526.01	540.58	601.41	718.78	892.48	940.51	1 302		891.04	16.70
Total Receivables ¥	22.17	34.76	20.03	31.3	40.65	55.1	61.22	79.85		79.85	53.62	20.60
Total Current Assets ¥	153.31	172.66	192.34	186.82	218.63	227.57	215.92	232.99			216.39	4.52
Чистые активы, млрд ¥	23.1	24.11	24.28	25.78	34.02	41.14	41.34	41.24			36.70	9.85
Активы, млрд ¥	843.47	932.15	987.91	1 031.64	1 133.23	1 256.06	1 376.86	1 509.14	1 557.16	1 557.16	1366.49	6.56
Short Term Debt ¥	3.03		0.817	0.807							1.55	-35.66
Long Term Debt ¥	37.16	46.08	49.8	57.73	48.78	56.96	43.8	43.9	37.99	37.99	46.29	-4.88
Задолженность, млрд ¥	686.27	761.16	801.03	825.33	885.93	982.51	1 079.96	1 208.19	1 225.49	1 225.49	1076.42	6.70
Чистый долг, млрд ¥			20.27	19.18	24.83	34.42	22.02	22.54	16.12	16.12	23.99	-8.28
Долг, млрд ¥	40.19		50.62	58.54	48.78	57.55		124.03		147.09	67.90	19.63
Interest income ¥		5.06	3.76	3.8	3.67	4.66	38.13	44.89	42.83		26.84	63.46
Расходы на обслуживание долга ¥				6.56	5.81	5.69	5.55	6.52	3.46	3.46	5.41	-9.85
Чист. проц. доходы, млрд ¥		14.5	13.28	13.14	14.5	26.44	-5.55	-6.52	-3.46	42.83	5.08	-175.08
Goodwill ¥							0.198	0.198	0.198		0.1980	0.00
Себестоимость, млрд ¥	302.11	355.42	386.94	400.35	431.03						375.17	7.37

	2018Q3	2018Q4	2019Q1	2019Q2	2019Q3	2019Q4	2020Q2	2020Q4	2021Q1	2021Q2	2021Q3	2021Q4	2022Q1	2022Q2	2022Q3	2022Q4	2023Q1	2023Q2	2023Q3	2023Q4	2024Q1	2024Q2	5 quarters average	CAGR 5
Наличность, млрд ¥								23.13		49.69		21.79		19.11		21.37		16.54	19.92	21.87	20.24	23.07	20.33	6.88
Short Term Investments ¥	23.05	23.05	27.21	27.21	34.81											755.98		394.69	411.85				324.91	72.19
Long term investments ¥						601.41	663.97	718.78		784.07		892.48		911.07		940.51		1 218.23	1 258.73	1 302			1126.11	7.40
Total Receivables ¥										89.49	86.28	43.52	104.11	104.11	59.44	59.44	1.87	1.87				3.84	25.29	-42.18
Total Current Assets ¥									275.36	275.36	240.11	215.92	288.25	288.25	232.99	232.99	458.72	458.72					334.33	9.74
Чистые активы, млрд ¥									41.29	41.29	35.97	41.34	39.86	39.86	41.24	41.24	40.11	40.11					40.51	0.13
Активы, млрд ¥								1 256.06		1 341.99		1 376.86		1 497.86		1 509.14		1 492.68	1 506.73	1 557.16	1 574.56	1 650.69	1556.36	2.03
Short Term Debt ¥	0.807	0.807	0.802	0.802																			0.8045	-0.16
Long Term Debt ¥								56.96		57.06		43.8		47.45		43.9		38.1	37.72	37.99	37.92	37.49	37.84	-0.32
Задолженность, млрд ¥								982.51		1 055.54		1 079.96		1 197.95		1 208.19		1 162.46	1 181.03	1 225.49	1 237.58	1 304.93	1222.30	2.34
Чистый долг, млрд ¥								34.42		7.36		22.02		28.34		22.54		21.55	17.79	16.12	17.68	14.42	17.51	-7.72
Долг, млрд ¥	57.73	57.73	57.83	58.64																			57.98	0.39
Interest income ¥																	7.2	13.44	1.29	20.91			10.71	30.54
Расходы на обслуживание долга ¥					1.36	1.36									1.95	6.52	0.399	1.13	0.812	1.12	0.835	0.739	0.9272	-8.14
Чист. проц. доходы, млрд ¥															1.95	-6.52	-0.399	-1.13	-0.812	-1.12	7.2	13.55	3.54	-264.35
Goodwill ¥												0.198		0.198		0.198		0.198	0.198	0.198			0.1980	0.00
Себестоимость, млрд ¥	90.33	90.33	113.08	113.08	102.44	102.44																	104.27	2.55

Share

IFRS

Reporting Annual Quarterly

	2018	2019	2020	2021	2022	2023	2024	2025	LTM	5 year average	CAGR 5
EPS	0.0301	0.5066	0.4538	0.4924	0.5535	0.5149			0.5149	0.5042	0.33
Цена акции ао	5.38	7.59	6.57	4.7	5.22	4.84	7.62	6.93	6.93	5.86	8.08
Число акций ао, млн	44224	44224	44224	44224	44224	44223.99			44223.99	44224.00	-0.00
FCF/акцию	-0.4874	0.8323	0.7206	1.64	1.62	1.51			1.51	1.26	12.65

	2021Q3	2021Q4	2022Q1	2022Q2	2022Q3	2022Q4	2023Q1	2023Q2	2023Q3	2023Q4	2024Q1	2024Q2	5 quarters average	CAGR 5
EPS			0.1977	0.2059	0.1164	0.0206	0.265	0.2005	-0.0019	0.0513	0.2027	0.3103	0.1526	9.13
Цена акции ао	5.34	4.87	4.64	4.7	4.87	5.14	5.21	5.99	6.04	5.21			5.52	0.27
FCF/акцию						0.4796		0.4328	0.0624	0.0971	0.7421	0.8417	0.4352	14.23

	5 quarters average	CAGR 5

Efficiency

IFRS

Reporting Annual Quarterly

	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025	LTM	Industry average	5 year average	CAGR 5
ROE, %	16.83	11.3	11.71	8.44	12.07	9.9	9.79	11.1	9.81			9.81	8.60	10.53	-4.06
ROA, %	2.32	1.53	1.63	1.25	1.95	1.6	1.56	1.7	1.49			1.49	1.37	1.66	-5.24
ROIC, %	12.76		9.32	6.89										9.66	-18.57
ROS, %			3.48	2.7	4.18	3.65	3.64	3.98	4.54	4.54	4.54	4.54	29.82	4.25	4.52
ROCE, %	20.19	10.59	13.07	9.81	8.96	9.73	9.3	3.52			0	0	0.00	8.26	-18.53
Ebit margin, %					4.18	4.85	4.68	5.03			0	0		4.68	4.74
Рентаб EBITDA, %								5.38			6.68	6.68	6.31	6.03	11.43
Чистая рентаб, %	4.81	3.36	3.48	2.7	4.18	3.65	3.64	3.98	4.54			4.54	29.82	4.00	1.67
Operation Margin, %	7.81	3.53	5.28	4.24	4.19				0	0	0	0	3.31	5.01	-11.71

	2018Q3	2018Q4	2019Q1	2019Q2	2019Q3	2019Q4	2020Q2	2020Q4	2021Q2	2021Q4	2022Q2	2022Q3	2022Q4	2023Q1	2023Q2	2023Q3	2023Q4	2024Q1	2024Q2	Industry average	5 quarters average	CAGR 5
ROE, %								0.642	3.98	0.3197	4.03		0.0969		7.62	-0.0537	1.12	4.22	5.62	8.60	3.71	-5.91
ROA, %								0.1035	0.628	0.0509	0.5959		0.0142		1.19	-0.0057	0.1482	0.5724	0.851	1.37	0.5512	-6.49
ROIC, %	0.691	0.691	3.37	3.36																	2.03	48.50
ROS, %					2.53	2.53						26.04	0.0841	9.43	9.6	-0.0766	1.82	7.03	9.03	29.82	5.48	-1.22
ROCE, %				3.63	1.08	1.08	6.57	-3.72	4.2	-3.51	4.17		0.9806		1.48					0.00	1.46	-18.83
Ebit margin, %															17.89						17.89	0.00
Чистая рентаб, %					2.53	2.53						26.04	0.0841	9.43	9.6	-0.0766	1.82	7.03	9.03	29.82	5.48	-1.22
Operation Margin, %	1.53	1.53	5.85	5.85	2.04	2.04														3.31	3.46	5.92

Coefficients

IFRS

Reporting Annual Quarterly

	2015	2017	2018	2019	2020	2021	2022	2023	2024	2025	LTM	Industry average	5 year average	CAGR 5
P/E			18.43	15.5	14.5	9.68	9.27	9.17			9.19	15.24	11.62	-9.97
P/BV			1.15	1.39	1.06	0.7001	0.7538	0.6294			0.6307	0.85	0.9067	-14.65
P/S			0.4983	0.648	0.5289	0.3519	0.3691	0.416			0.4169	3.19	0.4628	-8.48
P/FCF								3.28	3.51	3.51	3.51	1.87	3.43	2.28
E/P								0.1043	0.097	0.097	0.097	0.15	0.0994	-2.39
EV/EBIT				16.61	12.21	8.32	8.07		0	0	0		11.30	-16.51
EV/S				0.6949	0.5916	0.3892	0.4058	0.4481	0.449	0.449	0.449	2.53	0.4282	2.90
EV/FCF				10	10.2	3.16	3.48	3.36	3.36	3.36	3.36	0.01	3.34	1.23
Debt/EBITDA								4.39	4.39	4.39	4.39	1.38	4.39	0.00
Netdebt/Ebitda								0.672	0.4807	0.4807	0.4807	0.60	0.5445	-10.57
Debt/Ratio	0.0476	0.0512	0.0567					0.0975	0.0945	0.0945	0.0945	0.23	0.0789	13.04
Debt/Equity	0.3462	0.368	0.3825					0	0	0	0	0.67	0.3656	3.38
Debt/Net Income	2.06	3.14	4.53					6.01	6.46	6.46	6.46	34.20	5.32	15.52
PEG										32.56	32.56		32.56	0.00
Бета							0.55	2.72	1.99	-0.2521	-0.2521	0.11	1.25	-182.28
Индекс Альтмана							0	0.69	0.5947	0.5947	0.5947	1.15	0.6265	-4.83

	2018Q3	2018Q4	2019Q1	2019Q2	2021Q4	2022Q2	2022Q4	2023Q2	2023Q3	2023Q4	2024Q1	2024Q2	2025Q1	2025Q2	Industry average	5 quarters average	CAGR 5
P/E							1055.21	28.19		18.89	11.16	9.1			15.24	224.51	-61.35
P/BV					0.7001	0.752	0.7538	0.7754	0.8215	0.6294	0.6627	0.6549			0.85	0.7088	-3.32
P/S							0.8875	0.7359	0.5829	0.6359	0.4901	0.4394			3.19	0.5768	-9.80
EV/EBIT								16.81								16.81	0.00
EV/S								3.01	2.57	1.8	1.89	1.58			2.53	2.17	-12.09
EV/FCF								14.51	103.35	52.37	7.34	6.47			0.01	36.81	-14.92
Debt/Ratio	0.056	0.056	0.0517	0.0524											0.23	0.0540	-1.65
Debt/Equity	0.3772	0.3772	0.3353	0.34											0.67	0.3574	-2.56
Debt/Net Income	40.27	40.27	7.47	7.58											34.20	23.90	-34.13
Бета													-0.2083	-0.2521	0.11	-0.2302	10.01
Индекс Альтмана													0.5947	0.5947	1.15	0.5947	0.00

	Industry average	5 quarters average	CAGR 5

Dividends

IFRS

Reporting Annual Quarterly

	2015	2016	2017	2018	2019	2020	2021	2022	2023	LTM	Industry average	5 year average	CAGR 5
Див.выплата, млрд	0.402	2.53	1.43	1.67	2.02	6.72	6.06	14.94	-14.94			2.96	-249.21
Дивиденд					0.0457	0.152	0.137	0.147	0.166	0		0.1295	29.43
Див доход, ао, %					0.5511	2.22	2.45	6.26	4.98	0	0.94	3.29	55.31
Дивиденды / прибыль, %	2.06	17.78	8.9	12.95	9.13	33.55	28.21	39.4	65.6	65.6	98.92	35.18	48.35

	2019Q3	2020Q3	2020Q4	2021Q2	2021Q3	2021Q4	2022Q1	2022Q2	2022Q3	2022Q4	2023Q1	2023Q3	2023Q4	2024Q1	Industry average	5 quarters average	CAGR 5
Див.выплата, млрд				12.38	12.38	12.59	12.59	12.59	3.25	3.25	0.301		1.15	0.917		1.77	-22.36
Дивиденд	0.0457	0.116	0.036		0.12	0.017			0.147			0.166				0.0972	35.76
Див доход, ао, %	0.5153	1.6	0.5353		2.25	0.3489			3.02			2.75			0.94	1.78	38.72
Дивиденды / прибыль, %				146.85	315.71	1796.58	141.11	141.11	50.69	1511.86	2.57		50.84	10.23	98.92	325.24	-27.39

	Industry average	5 quarters average	CAGR 5

Pay for your subscription

More functionality and data for company and portfolio analysis is available by subscription

Subscribe

Other

IFRS

Reporting Annual

	2022	2023	CAGR 5
Персонал, чел	184364	177852	-1.78

	CAGR 5

	CAGR 5