SR: 1020 - Bank AlJazira

Yield per half year: -0.2283%
Dividend yield: 0.00%
Sector: Financials

Reporting Bank AlJazira

Capitalization

IFRS

Reporting Annual Quarterly

	2012	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	5 year average	CAGR 5
Капитализация, млрд SR		222.52	25.82	18.56	10.02	9.3	11.17	12.35	10.6	14.3	19.45		13.57	11.73
Выручка, млрд SR			2.2	2.92	2.52	2.58	2.72	2.98	3.28	3.55	3.43	3.32	3.31	2.18
Чистая прибыль, млрд SR			0.5725	1.29	0.8719	0.8575	1	0.991	0.0338	1.01	1.11	1.02	0.8330	0.58
EV, млрд SR		214.25	16.74		5.5	4.97	6.92	7.45	5.62	8.89			6.77	12.33
EBIT, млрд SR	0.5005	0.6506	0.5725	1.29	0.8719	0.8575	1	1.12	0.0312	1.15			0.8317	6.05
EBITDA, млрд SR	0.566	0.7221	0.6519	1.37	0.9531	0.944	1.09	1.32	0.2456	1.35			0.9899	7.42
Баланс стоимость, млрд SR			6.16	7.41	8.1	8.83	11.24	11.59	11.36	13.9	13.61	16.42	13.38	7.22
FCF, млрд SR			-1.61	-2.13	3.22	3.99	1.11	3.49	1.92	-0.0763	4.34	1.94	2.32	-11.08
Операционный денежный поток, млрд SR			-1.44	-1.97	3.32	4.16	1.18	3.57	2.11	0.0704	-3.11	2.14	0.9561	-9.73
Операционная прибыль, млрд SR		0.6516	0.5686	1.28	0.8637	0.8468	0.9899	1.11					1.02	-2.81
Операционные расходы, млрд SR	0.9278	1.05	1.27	1.58	1.53	1.47	1.63	1.71	1.7	1.77			1.66	3.78
CAPEX, млрд SR			0.1715	0.1636	0.1052	0.1697	0.0698	0.0779	0.1859	0.1467	0.2039	0.2061	0.1641	21.48

	2016Q4	2017Q1	2017Q2	2017Q3	2017Q4	2018Q1	2018Q2	2018Q3	2018Q4	2019Q1	2019Q2	2019Q3	2019Q4	2020Q2	2020Q3	2020Q4	2021Q1	2021Q2	2021Q3	2021Q4	2022Q1	2022Q2	2022Q3	2022Q4	2023Q1	2023Q2	2023Q3	2023Q4	2024Q1	2024Q2	2024Q3	5 quarters average	CAGR 5
Капитализация, млрд SR														9.36	10.42	11.27	11.41	14.74	15.39	15.72	19.91	22.55	19.22									18.56	4.54
Выручка, млрд SR																						0.8069	0.8811	0.7598	0.7834	0.8077	0.8532	0.8705	0.8872	0.9031	1.02	0.9068	3.64
Чистая прибыль, млрд SR																						0.2578	0.2327	0.2438	0.204	0.2606	0.276	0.2793	0.3004	0.3176	0.3327	0.3012	3.81
EV, млрд SR	6.83	8.47	6.74	9.25	4.63	8.68	8.87		7.31				6.34																			7.17	6.49
EBIT, млрд SR														0.1987	0.2008	-0.585	0.3636	0.2769	0.2413	0.2714	0.4175	0.2958	0.2772									0.3006	2.81
EBITDA, млрд SR														0.2513	0.2557	-0.5298	0.4165	0.3213	0.2923	0.3217	0.4671	0.3434	0.3242									0.3497	2.09
Баланс стоимость, млрд SR																						13.91	13.67	13.61	13.97	16.27	16.33	16.42	16.44	16.67	17.39	16.65	1.27
FCF, млрд SR																						8.4	-6.69	2.15	1.72	-0.9257	-1.03	-1.65	1.71	-2.48	1.45	-0.4000	-207.08
Операционный денежный поток, млрд SR																						8.43	-6.62	-1.53	1.76	-0.8926	-0.9553	-1.59	1.82	-2.45	1.48	-0.3391	-209.15
Операционная прибыль, млрд SR				0.2245	0.1914	0.2425	0.2508	0.2528	0.2438	0.2598	0.2778	0.281	0.2906																			0.2706	3.57
Операционные расходы, млрд SR														0.4223	0.4359	0.404	0.4306	0.4375	0.4364	0.4653	0.4749	0.474	0.5031									0.4707	2.89
CAPEX, млрд SR																						0.0318	0.0726	0.0656	0.0339	0.033	0.0735	0.0635	0.114	0.0261	0.0327	0.0620	-14.95

Cash flow Cash flow quarterly Assets

Balance sheet

IFRS

Reporting Annual Quarterly

	2012	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	5 year average	CAGR 5
Наличность, млрд SR			11.46	8.42	6.53	6.34	6.26	6.91	5.67	6.05	7.12	10.85	7.32	9.44
Short Term Investments SR						0.167							0.1670	0.00
Long term investments SR			11.05	11.03	16.55	20.6	24.24	27.87	30.19	31.66	35.16	34.91	31.96	4.61
Total Receivables SR		0.3316	0.5679	0.5479	0.148	0.1463	0.0999	0.9653	0.1878	0.2911	1.07		0.5228	60.68
Total Current Assets SR		12.08	13.59	9.33	7.14	46.9	48	57.52	60.74	70.01	10.33		49.32	-26.45
Чистые активы, млрд SR		0.5078	0.5989	0.6791	0.6814	0.6409	0.607	1	1.02	1.03	0.8977		0.9109	8.14
Активы, млрд SR			66.55	63.26	66.32	68.29	73	86.54	92.09	102.83	115.85	129.55	105.37	8.40
Short Term Debt SR		1.12	1.38	1.01	0.0065	0.0064	0.0082	0.0069					0.2076	-63.11
Long Term Debt SR		1	1		2	2	2	2	0.3249	0.2899			1.32	-32.04
Задолженность, млрд SR			60.4	55.85	58.22	59.46	61.76	74.95	80.72	88.93	102.24	113.14	92.00	8.58
Чистый долг, млрд SR	-9.13	-9.38	-10.46	-7.42	-4.53	-4.34	-4.25	-4.53	-3.34	-3.77			-4.0460	-2.78
Долг, млрд SR		2.12	2.38		2.01	2.01	2.01	2.01	2.33	2.28			2.13	2.55
Амортизация, млрд SR	0.0655	0.0714	0.0794	0.079	0.0811	0.0865	0.093	0.201	0.2144	0.1987			0.1587	18.10
Товарно материальные запасы SR		0.6725	0.6601	0.0441	0.062	0.445	0.4532	0.469	0.4744	0.5077	0.5058		0.4820	2.22

	2016Q4	2017Q1	2017Q2	2017Q3	2017Q4	2018Q1	2018Q2	2018Q3	2018Q4	2019Q1	2019Q2	2019Q3	2019Q4	2020Q1	2020Q2	2020Q3	2020Q4	2021Q1	2021Q2	2021Q3	2021Q4	2022Q1	2022Q2	2022Q3	2022Q4	2023Q1	2023Q2	2023Q3	2023Q4	2024Q1	2024Q2	2024Q3	5 quarters average	CAGR 5
Наличность, млрд SR																							14.63	6.2	7.12	8.64	10.1	9.83	10.85	14.73	13.06	13.31	12.36	6.25
Short Term Investments SR					0.167																												0.1670	0.00
Long term investments SR																				31.24	31.66	32.19	32.36	33.48	35.16	36.53	36.96	37.16	34.91				36.14	-0.14
Total Receivables SR														0.6131	0.1869	0.3066	0.1878	0.8159		0.016	0.2911			0.0414	1.07		1.86						0.6557	158.87
Total Current Assets SR																	7.21	8.99	6.59	7.63	7.69	7.94	16.17	7.73	10.33		12.16						10.87	8.90
Чистые активы, млрд SR																1.09	1.02	1.14	1.16	1.15	1.03	1.04	1.03	1.06	0.8977								1.01	-2.71
Активы, млрд SR																							114.71	110.34	115.85	119.43	124.44	129.25	129.55	135.82	138	145.19	135.56	2.35
Short Term Debt SR	2.34	2.35	2.34	2.29	0.0064	2.19	2.14		0.0082				0.0069																				0.8703	1.52
Long Term Debt SR				2.03	2	2.03	2.01	2.03	2	9.03	8.06	8.16	2																				5.85	0.00
Задолженность, млрд SR																							100.8	96.67	102.24	105.46	108.18	112.92	113.14	119.38	121.33	127.81	118.92	2.51
Чистый долг, млрд SR															-3.84	-3.21	-3.34	-5.95	-5.66	-6.63	-3.77	-4.57	-12.63	-4.18									-6.3560	-8.81
Долг, млрд SR	4.34	4.38	4.35	4.32	2.01	4.22	4.15		2.01				2.01																				2.88	0.00
Амортизация, млрд SR															0.0526	0.0548	0.0552	0.0529	0.0444	0.051	0.0503	0.0496	0.0476	0.047									0.0491	-1.62
Товарно материальные запасы SR																0.4729	0.4744	0.4744	0.4733	0.5115	0.5077	0.506	0.5054	0.5059	0.5058								0.5062	-0.07

Share

IFRS

Reporting Annual Quarterly

	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025	LTM	5 year average	CAGR 5
EPS		0.31	1.27	1.52	1.33	1.27	0.04	1.18	1.26	0.9951				0.9490	-4.76
Цена акции ао				11.63	14.28	15.04	13.66	19.3	15.26	14.96	18.7	17.48	17.48	17.14	-1.96
Число акций ао, млн	799.52	802.27	799.52	799.52	820	820	820	820	820	1025				861.00	4.56
FCF/акцию	-2.01	-2.66	4.02	4.99	1.36	4.25	2.35	-0.093	5.3	1.89				2.74	-14.96

	2020Q2	2020Q3	2020Q4	2021Q1	2021Q2	2021Q3	2021Q4	2022Q1	2022Q2	2022Q3	2022Q4	2023Q1	2023Q2	2023Q3	2023Q4	2024Q1	2024Q2	2024Q3	5 quarters average	CAGR 5
EPS									0.29	0.29	0.25	0.25	0.27	0.2693	0.2725	0.2931	0.3098	0.3246	0.2939	3.81
Цена акции ао						18.77	19.17	24.28	27.51	23.44	19.89	14.79	14.69	14.32	13.56				15.45	-7.38
Число акций ао, млн	820	820	820	820	820	820	820	820	820	820									820.00	0.00
FCF/акцию						1.65	-2.41	0.6008	10.24	-8.16				-1	-1.61	1.66	-2.42	1.42	-0.3900	-207.26

Efficiency

IFRS

Reporting Annual Quarterly

	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025	LTM	Industry average	5 year average	CAGR 5
ROE, %		9.3	17.36	10.76	9.71	8.9	8.55	0.297	7.24	8.15	6.79					6.21	-4.50
ROA, %		0.8602	2.03	1.31	1.26	1.37	1.15	0.0367	0.9784	0.9574	0.8313					0.7908	-6.28
ROIC, %	8.29	6.71		8.62	9.67	9.44	12.04	2.27	9.87							8.66	0.41
ROS, %					33.24	36.8	33.29	1.03	28.37	32.34	30.69	0	0	0		25.14	-1.61
ROCE, %		9.3	17.36	10.76	9.71	8.9	9.68	0.2745	8.3				0	0		7.37	-3.09
Ebit margin, %							37.69	0.9509	32.51				0	0		23.72	-4.81
Рентаб EBITDA, %		29.68	46.81	37.84	36.6	40.23	44.44	7.49	38.12				0	0		33.38	0.82
Чистая рентаб, %		26.07	44.11	34.62	33.24	36.8	33.29	1.03	28.37	32.34	30.69					25.14	-1.61
Operation Margin, %	35.97	25.89	44	34.29	32.83	36.42	37.26					0	0	0		36.96	-3.27
Доходность FCF, %	1.91	-6.24	-11.5	32.09	42.91	9.97	28.24	18.16	-0.5335	22.33						15.63	17.50

	2016Q4	2017Q1	2017Q2	2017Q3	2017Q4	2018Q1	2018Q2	2018Q3	2018Q4	2019Q1	2019Q2	2019Q3	2019Q4	2020Q2	2020Q3	2020Q4	2021Q1	2021Q2	2021Q3	2021Q4	2022Q1	2022Q2	2022Q3	2022Q4	2023Q1	2023Q2	2023Q3	2023Q4	2024Q1	2024Q2	2024Q3	Industry average	5 quarters average	CAGR 5
ROE, %																						1.85	1.7	1.79	1.46	1.6	1.88	1.81	1.87	1.93	2		1.90	1.25
ROA, %																						0.2248	0.2109	0.2104	0.1708	0.2094	0.2176	0.2158	0.2264	0.2319	0.235		0.2253	1.55
ROIC, %	1.22	1.7	3.24	1.76	1.79	1.93	3.21		1.87				1.82																				2.12	0.33
ROS, %																						31.95	26.41	32.08	26.04	32.26	32.36	32.09	33.86	35.16	32.6		33.21	0.15
ROCE, %														1.71	1.7	-5.15	3.1	2.01	1.76	1.95	3.01	2.13	2.03										2.18	2.90
Рентаб EBITDA, %														31.84	31.49	-58	44.09	38.79	33.28	36.02	47.47	42.55	36.8										39.22	2.03
Чистая рентаб, %																						31.95	26.41	32.08	26.04	32.26	32.36	32.09	33.86	35.16	32.6		33.21	0.15
Operation Margin, %				32.77	31.55	36.86	36.53	37.22	35.11	37.33	38.89	37.49	35.56																				36.88	0.26
Доходность FCF, %														6.2	-2.93	3.92	9.15	-3.34	8.77	-12.58	2.47	37.22	-34.8										0.2160	-231.74

Coefficients

IFRS

Reporting Annual Quarterly

	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025	LTM	Industry average	5 year average	CAGR 5
P/E		45.1	14.42	11.5	10.85	11.17	12.46	313.95	14.21	17.54	15.03					74.64	3.82
P/BV		4.19	2.5	1.24	1.05	0.9937	1.07	0.9325	1.03	1.43	0.9341					1.08	-2.68
P/S		11.76	6.36	3.98	3.61	4.11	4.15	3.23	4.03	5.67	4.61					4.34	2.12
P/FCF				3.12	2.33	10.03	3.54	5.51	-187.44	4.48		0	0	0		-32.7760	-14.89
E/P				0.087	0.0922	0.0895	0.0802	0.0032	0.0704	0.057		0	0	0		0.0601	-8.63
EV/EBIT							4.77	180.03	7.71			0	0	0		64.17	17.36
EV/EBITDA	296.73	25.67		5.77	5.26	6.33	5.63	22.86	6.58							9.33	4.58
EV/S		7.62		2.18	1.92	2.55	2.5	1.71	2.51			0	0	0		2.24	5.51
EV/FCF		-10.39		1.71	1.24	6.21	2.14	2.92	-116.6			0	0	0		-20.8180	-348.12
Debt/EBITDA		3.65		2.11	2.13	1.84	1.52	9.48	1.69			0	0	0		3.33	-4.52
Netdebt/Ebitda			-5.43	-4.75	-4.6	-3.89	-3.42	-13.62	-2.79			0	0	0		-5.6640	-9.52
Debt/Ratio		0.0357		0.0303	0.0294	0.0275	0.0232	0.0253	0.0222			0	0	0		0.0255	-5.46
Debt/Equity		0.3863		0.2476	0.2273	0.1786	0.1732	0.205	0.1644			0	0	0		0.1897	-6.27
Debt/Net Income		4.16		2.3	2.34	2.01	2.03	69.02	2.27			0	0	0		15.53	-0.61
Бета												1.87	-0.5286	-0.5286		0.6707	-153.17
Индекс Альтмана			0.4431	0.1949	0.1758	0.2039	0.1393	0.000366	0.0942			0	0	0		0.1227	-11.73

	2016Q4	2017Q1	2017Q2	2017Q3	2017Q4	2018Q1	2018Q2	2018Q4	2019Q4	2020Q2	2020Q3	2020Q4	2021Q1	2021Q2	2021Q3	2021Q4	2022Q1	2022Q2	2022Q3	2023Q3	2023Q4	2024Q1	2024Q2	2024Q3	2025Q1	Industry average	5 quarters average	CAGR 5
P/E															75.25	68.7	53.11	87.48	82.62	12.4	14.13	13.92	14.73	14.3			13.90	2.89
P/BV															1.13	1.13	1.44	1.62	1.41	0.8435	0.9341	1	1.04	1.01			0.9655	3.67
P/S															17.52	17.59	20.23	27.95	21.82	3.83	4.36	4.54	4.92	4.78			4.49	4.53
P/FCF										16.13	-34.13	25.54	10.93	-29.95	11.4	-7.95	40.41	2.69	-2.87								8.74	-175.89
E/P										0.0177	0.0174	-0.0439	0.0282	0.017	0.0133	0.0146	0.0188	0.0114	0.0121								0.0140	-1.87
EV/EBITDA	39.5	35.83	27.9	37.03	21.41	32.43	32.18	26.88	18.38																		26.26	-3.01
EV/S	11.57	13.46	10.24	13.5	7.63	13.19	12.92	10.52	7.76																		10.40	0.34
EV/FCF	4.11	-8.67	3.88	8.68	2.14	37.13	-5.8	11.06	9.99																		10.90	36.09
Debt/EBITDA	25.1	18.51	17.98	17.3	9.29	15.75	15.05	7.39	5.81																		10.66	-8.96
Netdebt/Ebitda										-15.26	-12.56	6.31	-14.28	-17.62	-22.69	-11.7	-9.79	-36.8	-12.89								-18.7740	-10.69
Debt/Ratio	0.0654	0.0672	0.0649	0.064	0.0294	0.062	0.0595	0.0275	0.0232																		0.0403	-4.63
Debt/Equity	0.5356	0.5259	0.5219	0.5018	0.2273	0.4977	0.3642	0.1786	0.1732																		0.2882	-5.29
Debt/Net Income	28.47	20.28	19.75	18.97	10.36	17.18	16.38	8.15	8.11																		12.04	-4.78
Бета																									-0.5286		-0.5286	0.00
Индекс Альтмана											-0.0467	-0.0523	0.0593	0.0853	0.1047	0.0413	0.1212	0.2072	0.0782						0		0.1105	-5.67

Dividends

IFRS

Reporting Annual Quarterly

	2008	2009	2012	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	LTM	Industry average	5 year average	CAGR 5
Див.выплата, млрд				2.5E-5	2.5E-5	2.5E-5	0.19	0.2509	0.6464	0.2526	0.2765	0.5914	0.000101			0.3534	-82.67
Дивиденд	0.2885	0.2885	0.2113				0.2817	0.256	0.64	0.24	0.28	0.6		0		0.4032	18.57
Див доход, ао, %	0.0083	0.0143	0.0479				2.42	1.88	4.25	1.86	1.61	2.53		0		2.43	6.12
Дивиденды / прибыль, %				0.0044	0.0019	0.0029	22.16	25.08	65.22	748.42	27.48	53.33	0.0099			178.89	-82.77

	2009Q2	2012Q2	2017Q2	2018Q2	2019Q2	2019Q3	2020Q2	2021Q3	2022Q1	2022Q2	2022Q3	2022Q4	2023Q1	2023Q2	2023Q3	2023Q4	2024Q1	2024Q2	2024Q3	Industry average	5 quarters average	CAGR 5
Див.выплата, млрд										0.0024	0.3153	0	2.2E-5	3.8E-5	3.3E-5	2.7E-5	8.4E-5	0.0033	0.000225		0.0007	46.80
Дивиденд	0.2885	0.2113	0.2817	0.256	0.4	0.24	0.24	0.28	0.28		0.32										0.2720	5.92
Див доход, ао, %	0.0128	0.0458	2.54	1.86	2.52	1.64	2.1	1.49	1.15		1.36										1.55	-3.68
Дивиденды / прибыль, %										0.9375	135.5	0.0033	0.0108	0.0146	0.012	0.0097	0.028	1.05	0.0676		0.2335	41.30

Pay for your subscription

More functionality and data for company and portfolio analysis is available by subscription

Subscribe