United Overseas Bank Limited (UOVEY) 📈: отчетность и дивиденды за 2025

Capitalization

IFRS

Reporting Annual Quarterly

	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024	LTM	5 year average	CAGR 5
Капитализация, млрд $	51.26	44.11	28.14	66.83	63.43	51.8	65.84	70.94	71.91		34.87	64.78	2.54
Выручка, млрд $		7.47	8.85	8.72	16.38	13.07	9.79	0.065	13.01	14.28	14.28	10.04	1.79
Чистая прибыль, млрд $		3	3.39	3.9	4.25	2.92	4.08	4.57	5.71	6.05	6.05	4.67	15.68
EV, млрд $		42.12	-29.64	63.58	54.83	-2.99	11.06	66.7	-32.68	-13.81	-13.81	5.66	35.80
EBIT, млрд $	3.75	3.67	7.74	4.7	-0.4637	-0.316	4.95	10.3	6.85		6.85	4.26	-271.35
EBITDA, млрд $	-0.0269	-0.0982	8	-0.0181	-0.065	0.138	5.41	10.83	7.47		7.47	4.76	-358.27
OIBDA, млрд $						0.515	6.26	16.55	10.85			8.54	114.24
Баланс стоимость, млрд $		32.87	36.85	37.62	37.26	38.53	42.63	43.37	46.23	49.73	49.73	44.10	5.24
FCF, млрд $		3.79	3.56	3.79	3.89	5.44	-3.36	9.4	9.89	-15.72	-15.72	1.13	-223.64
Операционный денежный поток, млрд $		4.12	3.91	4.31	4.46	6	-2.81	10.1	-16.19	-14.85	-14.85	-3.5500	-219.87
Операционная прибыль, млрд $		3.77	7.74	4.72	5.12	3.29	4.93	10.29	9.1	7.95	7.95	7.11	19.30
Операционные расходы, млрд $		3.69	4.03	3.9	1.4	1.22	4.41	5.13	3.92	6.34	6.34	4.20	39.04
CAPEX, млрд $		0.3323	0.3494	0.5165	0.573	0.563	0.55	0.704	0.872	0.867	0.867	0.7112	9.02

	2017Q2	2017Q3	2017Q4	2018Q1	2019Q4	2020Q1	2020Q2	2020Q4	2021Q2	2021Q4	2022Q1	2022Q2	2022Q3	2022Q4	2023Q1	2023Q2	2023Q3	2023Q4	2024Q2	2024Q4	5 quarters average	CAGR 5
Капитализация, млрд $					64.33	29.08	54.67	52.94	67	67.85		72.34		70.55		71.25		69			70.20	0.34
Выручка, млрд $						2.38	7.15	5.93	6.02	5.93		6.39		6.23		6.53		6.48	6.61		6.45	0.68
Чистая прибыль, млрд $										2.06	0.906	2.02	1.4	2.48	1.51	2.93	1.38	2.67	2.91		2.28	14.02
EV, млрд $	-2.15	-28.95	-22.1	-32.56								36.23		50.63		46.82		-1.94	-18.88	45.74	24.47	-2.01
EBIT, млрд $					2.41		-0.188	-0.128	-0.172	-0.211		-0.199		3.14		3.48		3.26	4.62		2.86	-287.57
EBITDA, млрд $						1.05	0.035	0.103	0.064	0.042		0.05		-0.042		0.034		-0.093	0.035		-0.0032	-6.89
OIBDA, млрд $														0.665		0.553		0.585	1.74		0.8858	27.18
Баланс стоимость, млрд $							37.71	38.53	42.03	42.63		42.26		43.37		45.69		46.23	44.6	49.73	45.92	2.77
FCF, млрд $					3.64		-0.308	5.74	1.33	2.78		4.43		-1.58		3.91		-20.97	-8.2		-4.4820	-213.11
Операционный денежный поток, млрд $						1.47	-0.047	6.05	1.58	3.07		4.69		-1.14		4.3		-20.49	-7.79		-4.0860	-210.68
Операционная прибыль, млрд $						1.05	1.86	1.43	2.37	2.45		2.51		3.19		3.44		3.35	4.62		3.42	12.98
Операционные расходы, млрд $						1.13	0.615	0.609	0.596	0.661		0.701		3		3.05		3.1	1.99		2.37	23.20
CAPEX, млрд $						0.118	0.261	0.302	0.257	0.293		0.268		0.436		0.399		0.473	0.406		0.3964	8.66

Cash flow Cash flow quarterly Assets

Balance sheet

IFRS

Reporting Annual Quarterly

	2010	2011	2012	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024	LTM	5 year average	CAGR 5
Наличность, млрд $							18.4	73.16	19.6	20.18	71.65	69.88	78.67	80.82	76.01	76.01	75.41	1.19
Short Term Investments $					21.66	20.2	0.969	2.86	2.3	2.73	-40.28		6.16	6.62		4.54	-4.4940	23.55
Long term investments $					30.53	21.99	40.37	35.99	41.2	47.2	64	63.79	86.73	100.05			72.35	16.21
Total Receivables $						3.91	3.87	3.02	2.71	2.69	3.1	2.76	4.96	5.13		5.13	3.73	13.78
Total Current Assets $							18.4	316.49	19.6	112.07	117.86	72.65	89.79	87.44	76.01	76.01	88.75	-8.40
Чистые активы, млрд $						1.23	1.88	1.97	2.27	2.76	2.96	3.18	3.45	43.37		67.43	11.14	73.48
Активы, млрд $							340.03	358.59	388.09	404.41	431.81	459.32	504.26	523.52	537.66	537.66	491.31	4.48
Short Term Debt $						12.14	16.17	14.81	15.68	10.83	17.07	18.68	22.41	16.62		16.62	17.12	8.94
Long Term Debt $	4.86	9.1	6.6	5.92	6.46	5.75	0.2414	0.5678	0.6745	0.7458							1.60	-33.54
Задолженность, млрд $							306.99	321.56	350.28	366.92	393.06	416.46	460.65	477.05	487.71	487.71	446.99	4.41
Чистый долг, млрд $							21.69	-47.28	26.93	22.87	-23.49	-34.67	-37.04	-80.82	-76.01	-76.01	-50.4060	26.47
Долг, млрд $						17.89	16.41	15.37	16.35	11.57	30.59	35.21	41.64	37.18		37.18	31.24	26.30
Interest income $							8.29	9.08	11.14	12.56	9.62	8.2	12.86	22.24			13.10	12.11
Расходы на обслуживание долга $							3.3	3.55	4.92	5.99	0.004	1.82	4.52	12.56	13.59	13.59	6.50	408.43
Чист. проц. доходы, млрд $							4.99	5.53	6.22	6.56	6.04	6.39	8.34	9.68		17.07	7.40	8.09
Goodwill $					4.15	4.14	4.15	4.14	4.14	4.15	4.14	4.15	4.7	4.77			4.38	2.82
Амортизация, млрд $							-3.77	0.2583	-4.72	0.3987	0.454	0.469	0.536	0.621	0.675	0.675	0.5510	8.26
Себестоимость, млрд $	1.28	1.64	2.24	2	2.17	0	0	0		6.79				-0.918			2.46	-183.66
Товарно материальные запасы $						0.0648	0.0944	0.0914	0.0946	-112.07	-34.46	-111.81	140.17	144.82		144.82	5.33	-205.26

	2014Q4	2015Q4	2016Q4	2017Q1	2017Q2	2017Q3	2017Q4	2018Q1	2018Q2	2018Q3	2018Q4	2019Q1	2019Q2	2019Q3	2019Q4	2020Q1	2020Q2	2020Q4	2021Q2	2021Q4	2022Q2	2022Q4	2023Q2	2023Q4	2024Q2	2024Q4	5 quarters average	CAGR 5
Наличность, млрд $																	25.95	31.36	75.46	69.88	80.69	78.67	81.28	87.44	71.43	76.01	78.97	-0.69
Short Term Investments $							52.18	37.84	42.31	40.06	37.27	2.35	2.53	2.04	2.73										100.85		22.10	112.09
Long term investments $													44.2	49.77	47.2		62.71		63.33	63.79	81.13	86.73	92.18	100.05			84.78	9.42
Total Receivables $	1.58	3.91	3.87				3.02				2.71				2.69			1.97		2.76		4.96		5.13			3.50	13.78
Total Current Assets $																	105.02	117.86	75.46	72.65	80.69	83.63	81.28	87.44	71.43	76.01	79.96	-1.89
Чистые активы, млрд $												2.52	2.59	2.68	2.76		2.82	2.96	3.12	3.18	3.22	3.45					3.19	3.11
Активы, млрд $																	429.61	431.81	446.51	459.32	493.29	504.26	505.56	523.52	516.74	537.66	517.55	1.29
Short Term Debt $								1.13									13.48	17.07	14.51	18.68	18.28	22.41	12.61	16.62	18.68		17.72	0.43
Long Term Debt $						18.9	18.84	8.46	9.68	11.01	10.95	0.7069	0.7143	0.567	0.7458												2.74	-41.57
Задолженность, млрд $																	391.68	393.06	31.95	416.46	40.7	460.65	33.95	37.18	469.19	487.71	297.74	1.15
Чистый долг, млрд $																	24.3	16.79	-43.51	-34.67	-39.99	-37.04	-47.33	-50.26	-71.43	-76.01	-56.4140	15.46
Долг, млрд $				44.81	45.97	19.79	19.97	9.59													30.13	30.82	33.95	37.18	60.8		38.58	15.07
Interest income $												3.1	3.19	3.22	3.04	2.89	2.48										2.96	-4.91
Расходы на обслуживание долга $								0.984	1.19	1.32	1.43	1.51	1.54	1.54	1.4	1.29	1.02										1.36	-7.91
Чист. проц. доходы, млрд $												1.59	1.65	1.69	1.64	1.59	1.46										1.61	-2.42
Goodwill $														0.1632	4.15		4.15	4.14	4.14	4.15	4.14	4.7	4.89	4.77			4.53	2.82
Амортизация, млрд $															-2.48		0.223	0.231	0.236	0.253	0.249	-3.19	-3.44	-3.35	-4.59		-2.8642	-279.11
Себестоимость, млрд $					0.7687	0.8518	1.29	0.6133	0	0												-3.93	-6.59	-7.5	-7.55		-4.9913	-265.22
Товарно материальные запасы $													0.0074	0.0063	0.1096		0.099	0.108	0.04	-111.81	0.048	-140.17		144.82			-21.4144	414.94

Share

IFRS

Reporting Annual Quarterly

	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025	LTM	5 year average	CAGR 5
EPS	3.87	2.52	3.5	3.79	2.51	6.22	2.72	6.8	7.08		7.08	5.07	23.05
Цена акции ао		39.64	36.12	39.32	34.17	40.05	45.8	43.28	53.34	55.23	55.23	47.54	6.64
Число акций ао, млн	1638.25	831.33	1672.94	1678.56	1672.82	1711.76	1680.58	840.47	853.96		853.96	1351.92	-12.58
FCF/акцию	2.31	4.28	2.27	2.32	3.25	-1.96	5.59	11.77	-18.4		-18.4	0.0500	-241.44

	2019Q4	2020Q1	2020Q2	2020Q4	2021Q2	2021Q4	2022Q1	2022Q2	2022Q3	2022Q4	2023Q1	2023Q2	2023Q3	2023Q4	2024Q2	2025Q1	2025Q2	5 quarters average	CAGR 5
EPS						0.8729	0.7752	0.9572	1.19	1.1	1.35	1.75	1.24	3.17	3.41			2.18	20.36
Цена акции ао							45.47	42.3	38.76	41.83	44.83	42.54	42.25	40.9		56.54	55.23	47.49	5.36
Число акций ао, млн	1678.56	833.67	1909.39	1672.82	1711.49	1711.76		1710.17		1686.55		1674.8		1687.08				1694.07	-0.29
FCF/акцию	2.17		-0.1613	3.43	0.7742	1.62		2.59		-0.9345		2.33		-24.85	-9.6			-6.0929	-229.96

Efficiency

IFRS

Reporting Annual Quarterly

	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025	LTM	Industry average	5 year average	CAGR 5
ROE, %			9.14	9.2	10.36	11.4	7.57	9.56	10.64	12.75	12.6		12.6	20.08	10.62	10.73
ROA, %			0.8834	0.9454	1	1.05	0.6751	0.8872	0.9492	1.11	1.14		1.14	5.08	0.9523	11.05
ROIC, %	10.57	9.73	8.15	7.95	10.51	13.14	5.22	7.82	8.67	10.32				7.36	9.03	-4.72
ROS, %				38.3	44.67	25.92	22.3	41.62	7035.38	43.89	42.32	42.32	42.32	30.06	1441.11	0.33
ROCE, %			11.12	20.9	12.44	-1.24	-0.8154	11.54	2.05	2.25		13.71	13.71	11.82	5.75	-275.85
Ebit margin, %						-2.83	-2.42	50.51	15838.46	52.65		47.96	47.96		3197.43	-281.72
Рентаб EBITDA, %			-1.31	90.34	-0.2071	-0.3968	1.06	55.3	16663.08	57.41		52.3	52.3	24.00	3365.83	118.09
Чистая рентаб, %			40.23	38.3	44.67	25.92	22.3	41.62	7035.38	43.89	42.32		42.32	30.06	1437.10	13.67
Operation Margin, %				87.42	54.11	31.27	25.18	50.31	15836.92	69.9	55.63	55.63	55.63	26.93	3213.68	2.03
Доходность FCF, %	-17.62	2.84	8.59	12.65	5.68	6.13	10.49	-5.1	13.25	13.76					7.71	17.55

	2016Q4	2017Q1	2017Q2	2017Q3	2017Q4	2018Q1	2019Q3	2019Q4	2020Q1	2020Q2	2020Q4	2021Q2	2021Q4	2022Q2	2022Q4	2023Q2	2023Q4	2024Q2	2025Q2	Industry average	5 quarters average	CAGR 5
ROE, %								5.11		4.13	3.52	4.78	4.84	4.78	5.72	10.05	7.15	7.39		20.08	7.02	9.10
ROA, %								0.5012		0.3627	0.3143	0.4504	0.4494	0.4091	0.4916	0.5793	0.5193	0.5599		5.08	0.5118	6.48
ROIC, %	2.48	1.05	1.22	3.13	2.52	2.09										5.31	4.99	4.16		7.36	3.81	10.54
ROS, %										21.78	22.89	33.39	34.79	31.6	39.82	44.79	41.23	44.09	42.32	30.06	42.45	1.23
ROCE, %										-0.4956	-0.3303	-0.0415	-0.4923	-0.044	7.21	0.9532	0.8719	1.13	13.71	11.82	4.78	13.72
Ebit margin, %															50.5	53.25	50.26	69.95	47.96		54.38	-1.03
Рентаб EBITDA, %										0.4894	1.74	1.06	0.708	0.783	-0.6746	0.5206	-1.44	0.5299	52.3	24.00	10.25	-338.72
Чистая рентаб, %									35.88	21.78	22.89	33.39	34.79	31.6	39.82	44.79	41.23	44.09		30.06	40.31	6.89
Operation Margin, %										25.99	24.17	39.42	41.22	39.23	51.17	52.73	51.7	69.95	55.63	26.93	56.24	1.69
Доходность FCF, %							-2.55	5.65		-0.5634	10.85	1.98	4.1	6.12	-2.23	5.48	-30.39				-3.3840	-249.28

Coefficients

IFRS

Reporting Annual Quarterly

	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025	LTM	Industry average	5 year average	CAGR 5
P/E		14.68	8.3	17.15	14.94	17.77	16.16	22.69	8.43	10.29		10.29	13.27	15.07	-10.35
P/BV		1.34	0.7636	1.78	1.7	1.34	1.54	2.38	1.04	1.25		1.25	1.70	1.51	-1.38
P/S		5.91	3.18	7.66	3.87	3.96	6.73	1596.02	3.7	4.35		4.35	2.98	322.95	1.90
P/FCF			7.91	17.62	16.31	9.53	-19.6	7.55	7.27	3.52	-2.22	-2.22	2.82	-0.6960	-35.31
E/P			0.1205	0.0583	0.0669	0.0563	0.0619	0.0645	0.0794	0.1638	0.1734	0.1734	87.84	0.1086	22.88
EV/EBIT					-241.35	-166.58	11.48	6.48	-4.77	6.32	-2.02	-2.02		3.50	-170.65
EV/EBITDA	-1559.23	-429.05	-3.71	-3518.67	-843.5	-0.3952	1.53	6.16	-4.37			5.79	-132.47	-168.1150	-65.10
EV/S			-3.35	7.29	3.35	4.03	5.8	1026.22	-2.51	-0.9669	-0.9669	-0.9669	1.52	205.52	-169.89
EV/FCF			-8.33	16.76	14.09	9.68	-16.9	7.1	-3.3	0.8787	0.8787	0.8787	1.51	-2.2685	-155.36
Debt/EBITDA			1.92	-905.06	-178.04	4.04	4.87	3.84	4.98	4.98	4.98	4.98	-176.54	4.73	0.45
Netdebt/Ebitda			-5.91	-1490.25	-351.89	-170.25	-6.4	-3.42	-10.82	-6.73	-10.18	-10.18	208.99	-7.5100	9.73
Debt/Ratio			0.0429	0.0421	0.0286	0.1115	0.0767	0.0826	0.071	0.071	0.0692	0.0692	0.12	0.0741	-2.04
Debt/Equity			0.4172	0.4347	0.3106	1.25	0.8259	0.9601	0.8043	0.5514	9.76	9.76	11.32	2.58	63.87
Debt/Net Income			4.53	4.2	2.73	16.52	8.64	9.1	6.51	6.51	6.15	6.15	17.91	7.38	-6.57
PEG											0.9526	0.9526		0.9526	0.00
Бета									0.2921	1.89	0.3438	0.3438	0.48	0.8420	5.58
Индекс Альтмана			0.1807	0.2935	0.3153	0.1092	0.1896	0.1966	-1.27	-0.6835	-0.4113	-0.4113	54.78	-0.3957	-216.75

	2016Q4	2017Q1	2017Q2	2017Q3	2017Q4	2018Q1	2019Q3	2019Q4	2020Q1	2020Q2	2020Q4	2021Q2	2021Q4	2022Q2	2022Q4	2023Q2	2023Q4	2024Q2	2024Q4	2025Q1	2025Q2	Industry average	5 quarters average	CAGR 5
P/E									34.01	35.09	39.01	33.32	32.87	35.85	28.46	12.79	5.97	4.73				13.27	17.56	-33.31
P/BV										1.45	1.37	1.59	1.59	1.71	1.63	0.1996	0.0994	1.11	2.44			1.70	1.10	8.40
P/S									12.2	7.64	8.93	11.13	11.44	11.33	11.33	4.96	2.51	2.01				2.98	6.43	-29.24
P/FCF								17.7		-177.49	9.22	50.56	24.41	16.35	-44.76	18.24	-3.29				-2.22	2.82	-3.1360	-167.08
E/P									0.0294	0.0285	0.0256	0.03	0.0304	0.0279	0.0351	0.0411	0.0387				0.1734	87.84	0.0632	44.11
EV/EBIT															21.33	13.46	-0.5958	-4.09			-2.02		5.62	-162.41
EV/EBITDA		0.871	-1.98	-25.44	-19.2	-25.97								531.91	8549.93	1114.69	19.21	286.03				-132.47	2100.35	-11.67
EV/S		0.4414	-0.9862	-13.38	-7.5	-14.71									10.77	7.17	-0.2995	-2.86			-0.9669	1.52	2.76	-161.75
EV/FCF	-4.21	0.5343	-1.92	-53.81	5.28	-19.9										11.99	0.0926	2.3			0.8787	1.51	-0.9277	-153.58
Debt/EBITDA			42.25	17.39	17.35	7.65								814.04	1224.56	998.47	-399.78	1737.14			4.98	-176.54	713.07	-66.75
Netdebt/Ebitda										694.37	163.01	-679.78	-825.55	-799.78	881.83	-1392.18	540.46	-2040.97			-10.18	208.99	-404.2080	-140.97
Debt/Ratio		0.1308	0.1335	0.0559	0.0557	0.0263									0.0826	0.0671	0.071	0.1177			0.0692	0.12	0.0815	-3.48
Debt/Equity		1.33	1.33	0.563	0.5421	0.2532									0.9601	0.743	0.8043	1.36			9.76	11.32	2.73	59.01
Debt/Net Income		55.53	54.4	22.41	23.36	9.81									16.8	11.61	13.91	20.88			6.15	17.91	13.87	-18.21
PEG																					0.9526		0.9526	0.00
Бета																				-0.5714	0.3438	0.48	-0.1138	-177.57
Индекс Альтмана							0.0785	0.127		0.2444	0.2718	0.1572	0.1417	0.1467	0.1309					-0.4113	-0.4113	54.78	-0.0807	-223.75

Dividends

IFRS

Reporting Annual Quarterly

	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025	LTM	Industry average	5 year average	CAGR 5
Див.выплата, млрд	0.773	1.55	1.01	0.7604	1.78	2.17	1.84	1.61	2.8	2.9					2.26	5.97
Дивиденд				1.01	1.72	1.82	1.63	1.47	1.75	2.42	2.59	1.74	3.06		1.99	3.43
Див доход, ао, %				2.98	4.3	4.81	5.28	3.82	4.52	4.43	5.37	5.74	5.56	6.64	4.78	8.49
Дивиденды / прибыль, %			33.71	22.43	45.57	51.18	63.02	39.44	43.95	49.01	47.91		47.91	49.72	48.67	-5.33

	2019Q2	2019Q3	2020Q1	2020Q2	2020Q3	2020Q4	2021Q2	2021Q3	2021Q4	2022Q2	2022Q3	2022Q4	2023Q2	2023Q3	2023Q4	2024Q2	Industry average	5 quarters average	CAGR 5
Див.выплата, млрд			1.29	1.25		0.585	0.6		1.01	1.05		1.05	1.31		1.49	1.48		1.28	7.11
Дивиденд	1.03	0.7844		1.06	0.5732		0.581	0.8884		0.884	0.869		1.13	1.28				1.01	7.58
Див доход, ао, %	2.74	2.09		3.71	1.99		1.48	2.32		2.09	2.24		2.66	3.04			6.64	2.47	5.55
Дивиденды / прибыль, %			150.29	80.36		43.11	29.84		48.79	51.78		42.19	44.65		55.88	50.72	49.72	49.04	-0.41

Other

IFRS

Reporting Annual Quarterly

	2020	2021	2022	2023	2024	LTM	CAGR 5
CAPEX/Выручка, %	4.31	5.62	1 083.08	6.7	6.07	6.07	7.09
Персонал, чел				28 661	32 338		6.22

	2023Q4	2024Q2	CAGR 5
CAPEX/Выручка, %	7.3	6.15	-8.21

	CAGR 5

Investing Port

United Overseas Bank Limited

Reporting United Overseas Bank Limited

Capitalization

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Efficiency

Coefficients

Dividends

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