Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros

OTC

LNDAF

Stock

Yield per half year: +20.47%
Dividend yield: 3.43%
Sector: Financials

Reporting Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros

Capitalization

IFRS

Reporting Annual Quarterly

	2017	2018	2019	2020	2021	2022	2023	2024	LTM	5 year average	CAGR 5
Капитализация, млрд €					2.2	1.51	1.05			1.59	-21.85
Выручка, млрд €			0.8991	0.9132	0.923	0.9453	0.9671	0.9982	0.9982	0.9494	1.80
Чистая прибыль, млрд €	0.112	0.1172	0.1073	0.1348	0.1101	0.0631	-0.0044	0.0642	0.0642	0.0736	-13.79
EV, млрд €			-0.0209	-0.1417	2.02	1.06	0.8663	1.24	1.24	1.01	-254.32
EBIT, млрд €	0.152	0.1546	-0.0088	0.1734	0.1352	0.0699	-0.0065		0.085	0.0726	-5.88
EBITDA, млрд €			0.0014	0.1797	0.1452	0.0788	-0.0038		0.0027	0.0803	-222.10
OIBDA, млрд €				0.1895	0.1591	0.1128	1.01			0.3679	51.94
Баланс стоимость, млрд €			0.3251	0.4674	0.3783	0.2905	0.313	0.3583	0.3583	0.3615	-5.18
FCF, млрд €			0.0668	-0.0221	-0.0097	-0.0068	0.0408	0.0597	0.0597	0.0124	-221.99
Операционный денежный поток, млрд €	0.1357	0.0322	0.0915	0.1063	0.0887	0.0709	0.0625		0.0592	0.0840	-7.34
Операционная прибыль, млрд €			0.1415	0.1796	0.1452	0.0788	1.01	0.0833	0.0833	0.2994	-14.24
Операционные расходы, млрд €			0.2034	0.2117	0.2074	-0.8666	0.9737	0.9149	0.9149	0.2882	34.01
CAPEX, млрд €	0.004	0.0087	0.0248	0.0221	0.0097	0.0068	0.0217	0.0227	0.0227	0.0166	0.54

	2020Q2	2020Q3	2021Q1	2021Q2	2021Q4	2022Q1	2022Q2	2022Q3	2022Q4	2023Q1	2023Q2	2023Q3	2023Q4	2024Q1	2024Q2	2024Q4	5 quarters average	CAGR 5
Капитализация, млрд €				2.15	2.2		1.69	1.13	1.1		1.04	1.03	1				1.06	-2.41
Выручка, млрд €					0.4762		0.4668	0.2315	0.4854	0.2397	0.4795	0.2536	0.2536	0.2585	0.2285		0.2947	-13.78
Чистая прибыль, млрд €						0.0242	0.049	0.0093	0.0105	-0.0053	-0.0151	0.0054	0.0107	0.0101	0.0153		0.0053	-200.26
EV, млрд €							1.63		1.15		0.8931	0.9537	0.866	0.8977	1.18	1.26	1.03	5.73
EBIT, млрд €						0.0323	0.0352	0.0119	0.0016	-0.0035	0.0032	0.0067	0.0067	0.2798	0.0703		0.0733	85.51
EBITDA, млрд €							0.0011		-0.0016	0.0046	0.0036	0.0036	0.0000	0.2514	0.1348		0.0796	96.51
OIBDA, млрд €											0.0051	0.5019	0.243	0.4927	0.1898		0.2865	106.13
Баланс стоимость, млрд €							0.329	0.2975	0.2905	0.2925	0.2939	0.313	0.313	0.3255	0.3415	0.3583	0.3303	2.74
FCF, млрд €				0.067	0.0472		0.0574		0.0343		0.0274	0.0204	0.0394		0.0198		0.0283	-10.41
Операционный денежный поток, млрд €	0.0345	0.0269	0.0269	0.0269			0.0606		0.0379		0.0318	0.0207	0.0548		0.0378		0.0366	-0.05
Операционная прибыль, млрд €					0.049		0.0341	0.0119	0.0016	-0.0081	-0.0104	0.0031	0.2536	0.2514	0.0703		0.1136	-246.55
Операционные расходы, млрд €							0.0968	0.2196	0.1097	0.2467	-0.0011	0.2476	0.000496	0.0071	0.1582		0.0825	-370.12
CAPEX, млрд €	0.000406	0.000825	0.000825	0.000825			0.0032		0.0036		0.0044	0.000329	0.000315		0.018		0.0053	37.97

Cash flow Cash flow quarterly Assets

Balance sheet

IFRS

Reporting Annual Quarterly

	2017	2018	2019	2020	2021	2022	2023	2024	LTM	5 year average	CAGR 5
Наличность, млрд €			0.1449	0.1625	0.1158	0.0562	0.0417	0.0167	0.0167	0.0786	-36.56
Short Term Investments €			-0.0021	0.9171	0.865	0.7397	0.8233	0.9832	0.9832	0.8657	1.40
Long term investments €				0.9271	0.876	0.7475	0.8833			0.8585	-1.20
Total Receivables €	0.0821	0.0919	0.0946	-0.2731	-0.2379	-0.1784	0.007		0.0765	-0.1176	-40.59
Total Current Assets €	0.2534	0.2849	0.2528	1.08	0.9812	0.7964	0.8693		0.9191	0.7959	28.02
Чистые активы, млрд €	0.0391	0.0434	0.0517	0.048	0.0498	0.0491				0.0484	2.50
Активы, млрд €			1.33	1.44	1.37	1.2	1.13	1.24	1.24	1.28	-2.95
Short Term Debt €			0.1212	0.1168	0.1173	0.0019	0.0019		0.0019	0.0718	-56.44
Long Term Debt €							0.0028		0.0028	0.0028	0.00
Задолженность, млрд €			1	0.9692	0.9902	0.9049	0.8123	0.8778	0.8778	0.9109	-1.96
Чистый долг, млрд €			-0.0214	-0.1597	-0.1113	-0.0524	-0.0389	-0.0167	-0.0167	-0.0758	-36.34
Долг, млрд €			0.1204	0.0025	0.0043	0.0038	0.0028		0.0047	0.0268	-52.87
Расходы на обслуживание долга €				0.0001	0.000725					0.0004	169.26
Чист. проц. доходы, млрд €				-0.0001	-0.000725					-0.0004	169.26
Амортизация, млрд €			0.0102	0.0063	0.01	0.0089	0.0027		0.0027	0.0076	-23.34
Себестоимость, млрд €							0.0434			0.0434	0.00
Товарно материальные запасы €	0.000239	0.000231	0.000189	0.000175	0.000392	0.000511			0.000552	0.0003	17.21

	2020Q4	2021Q1	2021Q2	2021Q4	2022Q1	2022Q2	2022Q3	2022Q4	2023Q1	2023Q2	2023Q3	2023Q4	2024Q1	2024Q2	2024Q4	5 quarters average	CAGR 5
Наличность, млрд €						0.1025	0.0841	0.0562	0.047	0.0401	0.0396	0.0417	0.0644	0.0314	0.0167	0.0388	-15.86
Short Term Investments €	0.9171		0.9027	0.865		0.7677		0.7397		0.7404		0.8233		0.007	0.9832	0.6587	5.86
Long term investments €	0.9271		0.918	0.876		0.7795		0.7475		0.8028		0.8833				0.8178	0.17
Total Receivables €	0.0595	0.1026	0.1026	0.1189		0.1069		-0.1784				0.007				0.0314	-41.55
Total Current Assets €					0.2582	0.8702	0.0841	0.7964	0.047	0.7805	0.0396	0.8693	0.0644	0.1197		0.3747	-31.27
Чистые активы, млрд €		0.0501	0.0501	0.0498	0.0448	0.048	0.0442	0.0491								0.0472	-0.28
Активы, млрд €						1.27	1.24	1.2	1.22	1.06	1.13	1.13	1.14	1.17	1.24	1.16	1.88
Short Term Debt €						0.0702		0.0019				0.0019				0.0247	-69.98
Long Term Debt €												0.0028				0.0028	0.00
Задолженность, млрд €			1.01	0.9902		0.9393		0.9049		0.0321	0.0207	0.8123	0.8171	0.8246	0.8778	0.6705	111.59
Чистый долг, млрд €						-0.0988	-0.0841	-0.0524	-0.047	-0.0371	-0.0396	-0.0389	-0.0644	-0.0314	-0.0167	-0.0382	-15.86
Долг, млрд €						0.0038		0.0041		0.003		0.0028		0.0014		0.0030	-18.10
Амортизация, млрд €						-0.0341	-0.0119	-0.0016	0.0081	0.000406	-0.0031	0.0000	-0.0284	0.0645		0.0083	51.43
Себестоимость, млрд €										0.0114		-1.22		-0.5207		-0.5764	-457.46
Товарно материальные запасы €	0.000175	0.000498	0.000498	0.000392	0.1144	0.000507		0.000511								0.0233	0.52

Share

IFRS

Reporting Annual Quarterly

	2019	2020	2021	2022	2023	2024	2025	LTM	5 year average	CAGR 5
EPS	0.0298	0.0618	0.0961	0.058	-0.004	0.06		0.06	0.0544	-0.59
Цена акции ао			2.05	1.09	0.919	1.21	1.53	1.53	1.36	-5.68
Число акций ао, млн	1184.79	1088.42	1087.62	1087.71	1088.04	1070.28		1070.28	1084.41	-0.34
FCF/акцию	0.0549	-0.0203	-0.0089	-0.0063	0.0375	0.0558		0.0558	0.0116	-222.41

	2020Q4	2021Q2	2021Q4	2022Q1	2022Q2	2022Q3	2022Q4	2023Q1	2023Q2	2023Q3	2023Q4	2024Q1	2024Q2	2025Q1	2025Q2	5 quarters average	CAGR 5
EPS			0.05	0.02	0.02	0.01	0.01		-0.0139	0.0049	0.0098	0.0093	0.0141			0.0048	-200.29
Цена акции ао				1.81	1.55	1.21	1.01	1.04	0.9561	0.9484	0.9201			1.2	1.53	1.11	9.86
Число акций ао, млн	1088.42	1087.9	1087.62		1087.88	933.4	1087.76		1087.88	1087.66	1088.42					1057.02	3.12
FCF/акцию					0.0527		0.0315		0.0252	0.0187	0.0363		0.0182			0.0260	-10.39

	5 quarters average	CAGR 5

Efficiency

IFRS

Reporting Annual Quarterly

	2019	2020	2021	2022	2023	2024	2025	LTM	Industry average	5 year average	CAGR 5
ROE, %	33.01	28.85	29.12	20.26	-1.45	19.13		19.13	20.08	19.18	-7.89
ROA, %	8.08	9.39	8.05	5.26	-0.3783	5.44		5.44	5.08	5.55	-10.34
ROIC, %	29.72	73.68	50.74	21.82	8.11				7.36	36.81	-22.88
ROS, %	11.93	14.77	11.93	6.68	-0.4539	6.43	6.43	6.43	30.06	6.20	-11.63
ROCE, %	-2.7	37.09	35.74	5.87	-0.6304		23.72	23.72	11.82	20.36	-8.55
Ebit margin, %	-0.9765	18.98	14.65	7.4	-0.677		8.52	8.52		9.77	-14.80
Рентаб EBITDA, %	0.1541	19.67	15.73	8.33	-0.3955		0.2727	0.2727	24.00	8.72	-57.50
Чистая рентаб, %	11.93	14.77	11.93	6.68	-0.4539	6.43		6.43	30.06	7.87	-15.32
Operation Margin, %	15.73	19.67	15.73	8.33	104.49	8.35	8.35	8.35	26.93	29.05	-11.90
Доходность FCF, %			-0.4403	-0.4503	3.57					0.8931	-300.90

	2021Q4	2022Q2	2022Q3	2022Q4	2023Q1	2023Q2	2023Q3	2023Q4	2024Q1	2024Q2	2025Q2	Industry average	5 quarters average	CAGR 5
ROE, %	6.3	14.89	3.14	3.63	-1.81	-5.17	1.84	3.63	3.32	4.82		20.08	1.69	-198.61
ROA, %	1.74	3.86	0.751	0.8823	-0.432	-1.38	0.4887	0.9511	0.8916	1.33		5.08	0.4563	-199.26
ROIC, %						-4.75						7.36	-4.7500	0.00
ROS, %		10.49	4.03	2.17	-2.2	-3.15	2.11	4.22	3.91	6.7	6.43	30.06	4.67	24.96
ROCE, %	12.02	10.71		0.1227	-0.3643	0.4228	0.7925	0.9287	30.42	6.9	23.72	11.82	12.55	97.34
Ebit margin, %						0.6718	2.63	1.31	108.26	30.77	8.52		30.30	26.50
Рентаб EBITDA, %		0.2324		-0.3247	1.92	0.7565	1.41	0.0173	97.27	58.98	0.2727	24.00	31.59	-28.01
Чистая рентаб, %		10.49	4.03	2.17	-2.2	-3.15	2.11	4.22	3.91	6.7		30.06	2.76	-216.29
Operation Margin, %		7.31	5.15	0.3247	-3.39	-2.17	1.22	100	97.27	30.77	8.35	26.93	47.52	46.91
Доходность FCF, %		3.4		3.13		2.88	2.09	4.35					3.17	5.05

	Industry average	5 quarters average	CAGR 5

Coefficients

IFRS

Reporting Annual Quarterly

	2019	2020	2021	2022	2023	2024	2025	LTM	Industry average	5 year average	CAGR 5
P/E			19.95	17.68	-238.82	19.54		19.54	13.27	-45.4125	-0.52
P/BV			5.81	3.84	2.89	3.5		3.5	1.70	4.01	-11.90
P/S			2.38	1.18	0.936	1.26		1.26	2.98	1.44	-14.70
P/FCF			-227.14	-222.09	28.02	0	0	0	2.82	-140.4033	-149.78
E/P			0.0501	0.0417	-0.0042	0	0	0	87.84	0.0292	-143.77
EV/EBIT	2.44	-0.9214	15.76	15.21	-132.32	10.31	14.57	14.57		-15.2940	-1.56
EV/EBITDA	-2.11	-0.8891	14.68	13.5	-226.48			321.91	-132.47	-40.2598	154.77
EV/S	-0.0238	-0.1749	2.31	1.13	0.8957	1.24	1.24	1.24	1.52	1.36	-11.70
EV/FCF	-0.3209	7.21	-220.31	-156.07	21.23	20.72	20.72	20.72	1.51	-62.7420	-162.33
Debt/EBITDA	12.15	0.0154	0.0312	0.0478	-0.7367	1.72	1.72	1.72	-176.54	0.5565	122.98
Netdebt/Ebitda	-15.45	-0.8891	-0.7662	-0.6652	10.18	-14.3	-6.14	-6.14	208.99	-2.3383	51.62
Debt/Ratio	0.0931	0.0019	0.0033	0.0032	0.0025	0.0042	0.0038	0.0038	0.12	0.0034	2.86
Debt/Equity	0.38	0.0059	0.012	0.013	0.009	0	2.45	2.45	11.32	0.4980	233.94
Debt/Net Income	1.15	0.0205	0.0412	0.0597	-0.6419	-1.06	0.0729	0.0729	17.91	-0.3056	12.09
PEG							-161.68	-161.68		-161.6800	0.00
Бета					-0.261	2.53	5.12	5.12	0.48	2.46	-369.70
Индекс Альтмана			2.8	2.04	1.24	1.72	1.29	1.29	54.78	1.82	-14.36

	2021Q2	2021Q4	2022Q2	2022Q3	2022Q4	2023Q1	2023Q2	2023Q3	2023Q4	2024Q1	2024Q2	2024Q4	2025Q1	2025Q2	Industry average	5 quarters average	CAGR 5
P/E	73.84	92.15	34.43	120.97	103.93		-68.91	8819.43	-231.65	86.85	29.16				13.27	1726.98	-184.20
P/BV		5.81	5.13	3.8	3.77		0.9007	0.8992	2.89	2.96	3.54	3.56			1.70	2.77	31.68
P/S			3.61	4.88	2.26		0.7699	0.8373	0.7423	0.763	1.22				2.98	0.8665	9.64
P/FCF			29.39		31.99		34.76	47.87	22.97						2.82	33.40	-4.81
E/P	0.0135	0.0109	0.029	0.0083	0.0096		-0.0145	0.0052	0.0107						87.84	0.0039	5.21
EV/EBIT							277.28	143.02	129.96	3.21	16.73			14.57		61.50	-36.67
EV/EBITDA							139.39	95.43	3.35	1.78	1.84				-132.47	48.36	-57.92
EV/S							1.86	3.76	3.41	3.47	5.15			1.24	1.52	3.41	-19.90
EV/FCF							32.58	46.8	21.96		59.47			20.72	1.51	36.31	-8.65
Debt/EBITDA							0.8235		64.32		0.0106			1.72	-176.54	16.72	20.22
Netdebt/Ebitda			-91.09		33.25	-10.2	-10.23	-11.06	-888.52	-0.2563	-0.2332			-6.14	208.99	-181.2419	-11.10
Debt/Ratio							0.0028		0.0025		0.0012			0.0038	0.12	0.0026	7.93
Debt/Equity							0.0102		0.009		0.0042			2.45	11.32	0.6184	293.68
Debt/Net Income							-0.1979		0.2633		0.093			0.0729	17.91	0.0578	-177.91
PEG														-161.68		-161.6800	0.00
Бета													0.7965	5.12	0.48	2.96	153.54
Индекс Альтмана			1.73		0.9522								1.72	1.29	54.78	1.42	-7.07

Dividends

IFRS

Reporting Annual Quarterly

	2017	2018	2019	2020	2021	2022	2023	2024	2025	LTM	Industry average	5 year average	CAGR 5
Див.выплата, млрд	0.1602	0.1008	0.1038	0.0283	0.1977	0.0011	0.03					0.0722	-21.98
Дивиденд					0.1072	0.0403	0.001	0.0396	0.0138	0.0534		0.0404	-33.64
Див доход, ао, %					5.31	8.29	7.57	3.7	4.85	3.43	6.64	5.94	-1.80
Дивиденды / прибыль, %	143.01	85.94	96.76	21.02	179.47	117.13	-683.37	46.72		46.72	49.72	-63.8060	17.32

	2020Q1	2020Q2	2021Q3	2021Q4	2022Q1	2022Q2	2022Q3	2022Q4	2023Q2	Industry average	5 quarters average	CAGR 5
Див.выплата, млрд	0.0142	0.0142				0.0432		0.0307	0.000999		0.0207	-41.19
Дивиденд			0.0535	0.0537	0.0219	0.0214	0.0197	0.0074	0.0011		0.0143	-45.02
Див доход, ао, %			2.61	2.66	1.21	1.38	1.63	0.7344	0.1151	6.64	1.01	-37.53
Дивиденды / прибыль, %	48.13	48.13				88.27		291.18	-6.62	49.72	93.82	-167.25

	Industry average	5 quarters average	CAGR 5

Pay for your subscription

More functionality and data for company and portfolio analysis is available by subscription

Subscribe

Other

IFRS

Reporting Annual Quarterly

	2020	2021	2022	2023	2024	LTM	CAGR 5
CAPEX/Выручка, %	2.42	1.05	0.7232	2.24	2.27	2.27	-1.27
Персонал, чел				2 478	2 512		0.68

	2023Q3	2023Q4	2024Q2	CAGR 5
CAPEX/Выручка, %	0.1298	0.1241	7.88	293.02

	CAGR 5