Insurance Australia Group Limited (IAUGY) 📈: отчетность и дивиденды за 2025

Capitalization

IFRS

Reporting Annual Quarterly

	2010	2011	2012	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024	LTM	5 year average	CAGR 5
Капитализация, млрд $						52.74	50.47	60.88	72.58	67.93	44.74	50.06	44.79	50.18		9.07	51.54	-5.88
Выручка, млрд $							9.07	9.88	6.77	9.06	8.88	9.19	5.59	8.62	8.82	8.82	8.22	-0.14
Чистая прибыль, млрд $							0.625	0.929	0.7012	1.08	0.435	-0.427	0.2185	0.8033	0.5781	0.5781	0.3216	5.85
EV, млрд $					62.82				56.35	67.58	47.03	49.08	38.28	52.12	62.73	62.73	49.85	5.93
EBIT, млрд $							1.61	1.92	1.08	1.39	0.579	-0.334	0.3067	-0.421	1.08	1.08	0.2421	13.28
EBITDA, млрд $							2	2.08	1.11	1.61	0.669	-0.285	0.3942	-0.2424	1.21	1.21	0.3492	12.58
OIBDA, млрд $											0.4544	-0.1016	0.4931	0.4143	1.46	1.46	0.5440	26.29
Баланс стоимость, млрд $							6.56	6.56	-0.2828	-0.211	-0.521	-1.12	3.88	6.42	6.41	6.41	3.01	-265.20
FCF, млрд $							-1.95	0.636	-0.0392	0.589	0.381	1.61	0.5661	0.4364	1.16	1.16	0.8307	24.94
Операционный денежный поток, млрд $							-1.95	0.636	-0.0392	0.589	0.381	1.61	0.5661	0.4364	1.16	1.16	0.8307	24.94
Операционная прибыль, млрд $							1.61	1.92	1.08	1.39	0.472	-0.552	0.3067	1.46	0.831	0.831	0.5035	11.98
Операционные расходы, млрд $							8.15	8.55	5.72	7.73	8.34	9.58	1.65	2.04	7.99	7.99	5.92	-0.85
CAPEX, млрд $	14.5	9.05	9.62	15.45	14.53	12.85						1.81	0.8979		0.41	0.41	6.10	-51.01

	2020Q2	2020Q4	2021Q2	2021Q3	2021Q4	2022Q1	2022Q2	2022Q3	2022Q4	2023Q1	2023Q2	2023Q3	2023Q4	2024Q1	2024Q2	5 quarters average	CAGR 5
Капитализация, млрд $				51.48	45.67	44.73	42.66	44.12	45.24	46.11	48.33	53.8	52.66			49.23	3.08
Выручка, млрд $						1.78	3.63	3.49	4.36	2.34	4.36	2.47	5.2	2.62	5.24	3.98	3.75
Чистая прибыль, млрд $						0.0875	0.222	0.2445	0.468	0.1876	0.3438	0.1279	0.262	0.158	0.3161	0.2416	-1.67
EV, млрд $	49.64		36.81				39.31		48.55	46.19	52.2	52.12	53	56.09	61.21	54.92	3.24
EBIT, млрд $					0.1595	0.1605	0.1605	0.3795	-0.1225	0.2989	-0.178	0.1911	-0.0995		5.17	1.08	76.85
EBITDA, млрд $						-0.0415	-0.0415	-0.0395	-0.0395	-0.0892	-0.0817	-0.0412	-0.0422	2.56	0.0283	0.4846	-180.89
OIBDA, млрд $											-0.0715	0.0647	-0.0663	4.99	4.88	1.96	-332.71
Баланс стоимость, млрд $						-1.2	-1.2	6.49	6.49	6.86	6.28	4.17	4.27	4.29	4.29	4.66	-7.34
FCF, млрд $					-0.363		-0.163	0.1445	0.125	0.084	0.154	0.3932	0.4319	0.3202	0.2684	0.3135	11.75
Операционный денежный поток, млрд $						0.2435	0.2435	0.1445	0.289	0.084	0.154	0.3932	0.7608	0.3202	0.6405	0.4537	32.98
Операционная прибыль, млрд $						0.1605	0.488	0.3955	0.3955	0.3881	0.3556	0.2323	0.2379	2.59	5.17	1.72	70.81
Операционные расходы, млрд $						1.62	1.62	3.1	1.05	1.95	1.04	2.24	0.5259	0.0325	0.065	0.7807	-42.57
CAPEX, млрд $		1.93	0.479		0.775		0.651		0.164				0.3289		0.3721	0.4582	-13.65

Cash flow Cash flow quarterly Assets

Balance sheet

IFRS

Reporting Annual Quarterly

	2002	2003	2005	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024	LTM	5 year average	CAGR 5
Наличность, млрд $						0.263	0.424	0.3317	0.538	0.405	0.326	0.2204	1.31	0.6075	0.6075	0.5738	8.45
Short Term Investments $						0.841	2.09	1.28	1.13	1.98	1.67	0.3703	0.8487	1.16	1.16	1.21	-10.14
Long term investments $				2	1.81	12.56	10.52	2.29	10.1	8.47	10.78	11.26	10.95			10.31	1.63
Total Receivables $						3.56	3.91	2.96	4.09	4.14	4.35	2.88	5.45	0.7914	0.7914	3.52	-28.17
Total Current Assets $						3.83	4.34	3.29	4.63	4.55	4.68	3.1	13.79	10.15	10.15	7.25	17.41
Чистые активы, млрд $					0.0284	0.204	0.182	4.94	6.4	6.08	6.25	0.3728	0.5706		0.611	3.93	-38.34
Активы, млрд $						30.03	29.6	22.04	29.29	29.69	33.45	21.46	33.82	24.66	24.66	28.62	-3.64
Short Term Debt $	0.224	0.136	0.083	0.2633						0.082	0.079	0.0466	0.1429	0.0674	0.0674	0.0836	-3.85
Long Term Debt $						1.96	1.62	1.96	2.08	1.53	1.99	1.27	2.07	2.41	2.41	1.85	9.51
Задолженность, млрд $						23.25	22.81	16.9	22.58	23.34	26.89	17.37	27.01	17.81	17.81	22.48	-5.26
Чистый долг, млрд $						1.7	1.2	1.12	1.54	1.12	1.66	1.38	1.24	2.22	2.22	1.52	14.66
Долг, млрд $				0.5255				1.45	2.08	2.18	2.57	1.6	2.55	2.83	2.83	2.35	5.36
Interest income $						0.448	0.378	0.32	0.301	0.2	0.148	0.179	0.409			0.2474	6.32
Расходы на обслуживание долга $						0.099	0.093	0.0607	0.094	0.092	0.089	0.0586	0.14	0.1191	0.1191	0.0997	5.30
Чист. проц. доходы, млрд $						-0.099	-0.093	0.2369	0.301	0.2	0.148	0.1212	0.4156		0.4156	0.2372	6.66
Goodwill $				2.84	2.89	2.98	3.33	2.88	2.86	2.86	3.22	2.82	2.83			2.92	-0.21
Амортизация, млрд $						0.394	0.163	0.1222	0.17	0.197	0.267	0.0875	0.1786	0.1287	0.1287	0.1718	-8.16
Себестоимость, млрд $				1.1	1.19	7.56	7.85	7.37	7.46					-1.47	-1.47	5.75	-172.07
Товарно материальные запасы $									7.48	8.81	10.35	8.58	5.91	1.4	1.4	7.01	-30.78

	2016Q4	2017Q1	2017Q2	2017Q3	2017Q4	2018Q1	2018Q2	2018Q3	2018Q4	2019Q1	2019Q2	2019Q3	2019Q4	2020Q2	2020Q4	2021Q1	2021Q2	2021Q3	2021Q4	2022Q1	2022Q2	2022Q3	2022Q4	2023Q1	2023Q2	2023Q3	2023Q4	2024Q1	2024Q2	5 quarters average	CAGR 5
Наличность, млрд $																				0.35	0.938	1.47	0.396	1.39	0.4477	1.06	0.3669	1.19	0.4062	0.6942	-1.93
Short Term Investments $			2.09				1.73				1.13			1.98			1.25			0.588	0.588		1.08				0.7158		0.7789	0.7501	5.78
Long term investments $								10.46	10.46	10.1	10.1	9.66	9.66	8.47			10.78				11.26				10.95					10.22	2.54
Total Receivables $																	3.27	4.41	4.41	4.26	4.58	4.95	4.95	5.14	4.71				0.5291	4.06	-36.06
Total Current Assets $																				13.78	4.93	25.12	12.95	1.39	13.79	1.06	4.93	1.19	6.79	5.55	-13.21
Чистые активы, млрд $																0.61	4.68	24.92	24.92	13.78	6.16	0.581	0.581	0.6092	0.5582					1.70	-38.14
Активы, млрд $																				34.08	34.08	34.43	34.43	36.11	33.08	15.69	16.06	16.49	16.49	19.56	-13.00
Short Term Debt $	1.79	0.1811	0.1927	1.89	1.93									0.082			0.0592			0.074	0.074								0.0451	0.0669	-11.27
Long Term Debt $									1.98	2.08	2.08	1.53	1.53	1.53			1.49				2.02				2.02				1.61	1.73	1.02
Задолженность, млрд $																				27.58	27.58	27.61	27.61	28.84	26.42	11.27	11.54	11.91	11.91	14.61	-14.73
Чистый долг, млрд $																				2.2	1.67	0.901	2.49	0.8102	1.57	0.5394	1.57	0.4236	1.48	1.12	-1.17
Долг, млрд $					3.86									1.61			1.93				2.55		2.88	2.2		1.6	1.94	1.61	1.89	1.85	-2.99
Расходы на обслуживание долга $													0.054	0.038	0.042		0.047		0.047		0.046		0.064		0.0765		0.0547		0.1287	0.0740	22.85
Goodwill $						0.3426	2.88			2.86	2.86			2.86			3.22			2.82	2.82			2.83	2.83					2.90	-2.55
Амортизация, млрд $																			0.063	-0.1605	-0.1605	-0.3955	0.083	-0.3881	0.0963	-0.2323	0.0573		-5.14	-1.1214	67.65
Себестоимость, млрд $		0.2286	0.2432	2.37	2.43			1.9	1.9			1.97	1.97								-1.85								-5.39	-0.2800	-223.19
Товарно материальные запасы $																				-14.29	-4.93								0.9353	-6.0949	-140.30

Share

IFRS

Reporting Annual Quarterly

	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025	LTM	5 year average	CAGR 5
EPS			0.4099	0.4656	0.1882	-0.1732	0.0792	0.2824	0.2076		0.2076	0.1168	1.98
Цена акции ао		24.77	28.38	27.08	19.19	18.16	16.11	19.31	26.65	27.65	27.65	21.58	8.77
Число акций ао, млн	2429.19	2457.57	461.26	503.75	502.89	479.2	1737.92	1831.35	1792.08		1792.08	1268.69	28.94
FCF/акцию	-0.8011	0.2588	-0.0229	0.2549	0.1649	0.6531	0.3257	0.2383	0.6466		0.6466	0.4057	31.43

	2021Q2	2021Q3	2021Q4	2022Q1	2022Q2	2022Q3	2022Q4	2023Q1	2023Q2	2023Q3	2023Q4	2024Q1	2024Q2	2025Q1	2025Q2	5 quarters average	CAGR 5
EPS	0.01		0.07		0.07		0.1636	0.0663	0.1216	0.0454	0.0929	0.0575	0.115			0.0865	-1.11
Цена акции ао				16.19	15.44	15.43	15.82	16.29	17.1	19.08	18.67			24.27	27.65	21.35	10.09
Число акций ао, млн		2757	2757	2763	2763	2860	2860	2830	2826.86	2820	2820					2831.37	-0.28
FCF/акцию			-0.1317		-0.059	0.0505	0.0437	0.0431	0.0865	0.2218	0.2379	0.181	0.1517			0.1758	11.89

	5 quarters average	CAGR 5

Efficiency

IFRS

Reporting Annual Quarterly

	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025	LTM	Industry average	5 year average	CAGR 5
ROE, %			9.52	14.16	14.05	18.97	6.97	-6.93	5.59	15.47	9.01		9.01	20.08	6.02	5.27
ROA, %			2.08	3.14	3.13	4.19	1.48	-1.35	1.03	2.88	1.98		1.98	5.08	1.20	5.99
ROIC, %	30.08						15.8	-1.62	8.64	12.26			13.44	7.36	13.03	-16.43
ROS, %				9.4	10.36	11.87	4.9	-4.65	3.91	9.32	6.55	6.55	6.55	30.06	4.34	-207.09
ROCE, %				28.27	9.34	9.08	3.74	-1.96	1.53	-2.38	4.36	15.77	15.77	11.82	3.46	-251.75
Ebit margin, %							5.32	-3.27	5.49	-4.88	12.24	12.24	12.24		4.36	-230.21
Рентаб EBITDA, %				21.08	16.37	17.75	7.54	-3.1	7.05	-2.81	13.72	13.72	13.72	24.00	5.72	-234.65
Чистая рентаб, %			6.89	9.4	10.36	11.87	4.9	-4.65	3.91	9.32	6.55		6.55	30.06	4.01	5.98
Operation Margin, %				19.43	14.56	15.88	5.32	-6.01	5.49	16.94	9.42	9.42	9.42	26.93	7.05	-209.40
Доходность FCF, %	-21.44	-23.03	-3.86	1.04	-0.073	0.867	0.8515	3.22	2.01	0.9008					1.57	0.77

	2017Q3	2017Q4	2020Q2	2020Q4	2021Q2	2021Q4	2022Q1	2022Q2	2022Q3	2022Q4	2023Q1	2023Q2	2023Q3	2023Q4	2024Q1	2024Q2	2025Q2	Industry average	5 quarters average	CAGR 5
ROE, %							1.42	1.42	3.77	8.98	2.73	5.8	2.15	4.7	3.11	6.95		20.08	4.54	3.68
ROA, %							0.2567	0.2562	0.7102	1.36	0.5195	1.04	0.5252	1.63	0.9709	1.92		5.08	1.22	13.05
ROIC, %	4.84	4.78	4.98		2.48			1.96			2.91		4.08	7.57	3.99	7.61		7.36	5.23	21.20
ROS, %								4.91	7.01	10.73	8.02	7.89	5.18	5.04	6.03	6.03	6.55	30.06	5.77	4.81
ROCE, %							1.83	0.9566	5.22	-0.5579	4.11	-0.7254	0.9566	-0.4923		31.88	15.77	11.82	9.48	-285.12
Ebit margin, %												-4.08	7.74	-1.91		98.66	12.24		22.53	-224.57
Рентаб EBITDA, %								-2.33	-1.13	-0.91	-3.81	-1.87	-1.67	-0.8115	97.71	0.5401	13.72	24.00	21.90	-252.38
Чистая рентаб, %							4.91	4.91	7.01	10.73	8.02	7.89	5.18	5.04	6.03	6.03		30.06	6.03	-5.23
Operation Margin, %								9.01	11.34	9.07	16.59	8.16	9.4	4.58	98.85	98.66	9.42	26.93	44.18	0.04
Доходность FCF, %				-2.74	0.7089	-0.7949		-0.3821	0.3275	0.2763	0.1767	0.3373	0.7481	0.8679					0.4813	25.72

Coefficients

IFRS

Reporting Annual Quarterly

	2014	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025	LTM	Industry average	5 year average	CAGR 5
P/E		80.76	65.53	78.76	61.37	105.54	-117.24	168.86	63.33	104.68		104.68	13.27	65.03	-0.16
P/BV		7.69	9.28	10.75	9.84	7.23	7.23	9.01	7.48	8.83		8.83	1.70	7.96	4.08
P/S		5.56	6.16	8.16	7.29	5.17	5.03	6.6	5.9	6.86		6.86	2.98	5.91	5.82
P/FCF			95.72	-1369.35	115.34	117.44	31.09	49.82	10.09	8.03	7.82	7.82	2.82	21.37	-24.12
E/P			0.0153	0.013	0.0158	0.0097	-0.0085	0.0077	0.0166	0.0623	0.0637	0.0637	87.84	0.0284	-249.60
EV/EBIT						157.97	-210.53	124.81	-123.8	58.08	58.08	58.08		-18.6720	-177.29
EV/EBITDA	36.06			14.08	9.33	18.92	-39.43	97.11	-215.04	51.95		51.95	-132.47	-17.2980	22.39
EV/S	6.44					5.18	5.64	6.85	6.05	7.11	7.11	7.11	1.52	6.55	4.74
EV/FCF	-4.67					120.59	32.18	67.62	119.43	54.08	54.08	54.08	1.51	65.48	10.94
Debt/EBITDA	0.3016			1.31	1.29	3.26	-7.25	4.06	-10.52	2.34	2.34	2.34	-176.54	-1.8060	-179.76
Netdebt/Ebitda			0.5761	1.01	0.9584	2.65	-7.88	3.5	-5.12	1.83	1.83	1.83	208.99	-1.1680	-174.68
Debt/Ratio	0.0177					0.0542	0.0618	0.0746	0.0754	0.1148	0.1148	0.1148	0.12	0.0883	13.19
Debt/Equity	0.08					0.2646	0.3308	0.4124	0.3972	0.4415	2.6	2.6	11.32	0.8364	51.04
Debt/Net Income	0.4262					3.7	-4.84	7.32	3.17	4.9	4.9	4.9	17.91	3.09	-200.25
PEG											-9290.26	-9290.26		-9290.2600	0.00
Бета									-0.1081	2.1	0.7388	0.7388	0.48	0.9102	-289.77
Индекс Альтмана			3.17	3.51	3.4	2.43	2.19	2.07	0.8629	1.22	1.09	1.09	54.78	1.49	-13.02

	2017Q4	2020Q2	2021Q2	2021Q4	2022Q1	2022Q2	2022Q3	2022Q4	2023Q1	2023Q2	2023Q3	2023Q4	2024Q1	2024Q2	2025Q1	2025Q2	Industry average	5 quarters average	CAGR 5
P/E					511.18	487.49	180.47	50.92	46.39	42.9	48.35	56	63.06	69.69			13.27	56.00	10.19
P/BV					7.26	5.79	6.79	6.76	6.24	7.6	11.66	11.36	12.15	13.04			1.70	11.16	11.40
P/S					25.12	23.96	12.65	3.9	3.89	3.65	4	3.58	3.84	3.88			2.98	3.79	1.23
P/FCF			141.06	-125.81		-261.69	305.36	361.9	565.78	296.48	133.66	115.22				7.82	2.82	223.79	-57.53
E/P				0.0038	0.002	0.0021	0.0055	0.0103	0.0039	0.0075	0.0038	0.0077				0.0637	87.84	0.0173	74.83
EV/EBIT										-293.26	272.74	-532.66		11.84		58.08		-96.6520	-172.34
EV/EBITDA		8272.81	-1181.21			-1055.68		-349.98	-517.83	-218.84	-216.67	-211.03	23.47	24.47			-132.47	-119.7200	-164.52
EV/S		12.94	12.29			24.61			19.74	11.97	21.1	10.19	21.41	11.68		7.11	1.52	14.30	-19.55
EV/FCF		250.69	146.31			-268.78			549.88	338.96	132.55	122.71	175.17	228.06		54.08	1.51	142.51	-16.41
Debt/EBITDA	-188.4	268	-50.39			-50.43			-24.66		-38.83	-45.97	0.6289	66.78		2.34	-176.54	-3.0102	-157.02
Netdebt/Ebitda						-39.66	-22.81	-62.96	-9.08	-19.22	-13.09	-37.2	0.1655	52.3		1.83	208.99	0.8011	-167.47
Debt/Ratio	0.1092	0.0542	0.0618			0.0613			0.0609		0.102	0.1208	0.0976	0.1146		0.1148	0.12	0.1100	2.39
Debt/Equity	0.4874	0.2646	0.3308			0.3396			0.3207		0.3837	0.4543	0.3753	0.4406		2.6	11.32	0.8508	46.62
Debt/Net Income	13.82	10.58	62.61			23.92			11.73		12.51	7.4	10.19	5.98		4.9	17.91	8.20	-17.09
PEG																-9290.26		-9290.2600	0.00
Бета															1.42	0.7388	0.48	1.08	-27.87
Индекс Альтмана			1.95	1.9	1.79	1.77	2.03	1.86	2.09	2.01					1.16	1.09	54.78	1.64	-10.14

Dividends

IFRS

Reporting Annual Quarterly

	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025	LTM	Industry average	5 year average	CAGR 5
Див.выплата, млрд	1.04	1	0.5946	0.75	0.693	0.173	0.468	0.255	0.2961			0.3701		0.3770	-15.64
Дивиденд		1.35	1.32	2.23	1.11	0.337	0.7363	0.339	0.6126	0.9506		0.9506		0.5951	23.05
Див доход, ао, %		2.36	4.74	4.92	4.11	1.72	4.7	2.29	3.05	4.09		3.24	6.64	3.17	18.92
Дивиденды / прибыль, %		160.16	78.47	84.79	69.7	159.31	-68.38	149.57	32.45	51.22		51.22	49.72	64.83	-20.30
Dividend Coverage Ratio											1.56	1.56		1.56	0.00

	2018Q4	2019Q1	2019Q3	2020Q1	2021Q1	2021Q3	2022Q1	2022Q2	2022Q3	2022Q4	2023Q1	2023Q2	2023Q3	2023Q4	2024Q1	2024Q2	2025Q2	Industry average	5 quarters average	CAGR 5
Див.выплата, млрд							0.074	0.074	0.0615	0.0615	0.0758	0.1388	0.1075	0.2079	0.0772	0.1545			0.1372	2.17
Дивиденд	0.918	0.4246	0.681	0.337	0.2663	0.47	0.2242		0.124		0.2008		0.2873						0.2613	-9.38
Див доход, ао, %	3.63	1.61	2.45	1.56	1.4	2.52	1.38		0.8037		1.23		1.51					6.64	1.49	-9.74
Дивиденды / прибыль, %							84.57	84.57	25.15	13.14	40.41	40.38	84	79.36	48.88	48.88		49.72	60.30	3.89
Dividend Coverage Ratio																	1.56		1.56	0.00

Other

IFRS

Reporting Annual Quarterly

	2021	2022	2024	LTM	CAGR 5
CAPEX/Выручка, %	26.23	16.05	4.65	4.65	-43.82

	2023Q4	2024Q2	CAGR 5
CAPEX/Выручка, %	6.33	7.1	5.91

	CAGR 5

Investing Port

Insurance Australia Group Limited

Reporting Insurance Australia Group Limited

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