Erste Group Bank AG (EBKDY) 📈: отчетность и дивиденды за 2025

Capitalization

IFRS

Reporting Annual Quarterly

	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	LTM	5 year average	CAGR 5
Капитализация, млрд €			11.59	11.35	15.58	17.1	15.43	11.05	15.89	6.74	7.57	14.69
Выручка, млрд €			6.79	6.82	6.78	6.91	7.26	7.16	7.6	8.39	10.29	33.67
Чистая прибыль, млрд €			0.9682	1.26	1.32	1.79	1.47	0.7831	1.92	2.17	3	3
EV, млрд €	76.43	40.16				10.44	104.89	-10.81	-11.58	-6.27	26.03	33.74
EBIT, млрд €			3.34	3.21	3	4.49	1.89	1.38	2.69	8.2	-0.7024	-0.7024
EBITDA, млрд €			3.9	3.84	3.56	5.06	2.63	1.74	3.06	8.56	-0.3404	-0.3404
Баланс стоимость, млрд €			11.01	12.46	13.87	14.37	15.62	17.34	18	19.35	21.65	19.24
FCF, млрд €			5.16	5.37	2.84	-3.45	-6.79	23.94	10.86	-9.29	2.06	2.06
Операционный денежный поток, млрд €			5.93	6.18	3.48	-2.91	-6.19	24.49	11.4	-8.82	-1.1	2.59
Операционная прибыль, млрд €			3.34	3.21	3	4.49	1.89	1.13	2.45	7.97	5.27	-0.9002
Операционные расходы, млрд €			4.37	4.45	4.52	4.3	4.72	4.4	4.5	4.87	5.02	2.22
CAPEX, млрд €			0.773	0.807	0.636	0.541	0.591	0.5495	0.548	0.4786	0.528	0.528

	2021Q3	2021Q4	2022Q1	2022Q2	2022Q3	2022Q4	2023Q1	2023Q2	2023Q3	2023Q4	2024Q1	2024Q2	2024Q3	5 quarters average	CAGR 5
Капитализация, млрд €	16.16	18.33	18.06	14.46	9.81	6	7.69	7.38	7.7	7.89
Выручка, млрд €				2.08	2.08	2.21	2.5	2.66	5.21	5.34	6.06	5.83	2.77
Чистая прибыль, млрд €				0.6882	0.51	0.5177	0.8176	0.8963	0.8197	0.6884	0.7833	0.846	0.886
EV, млрд €				-21.79	-22.27	-0.5169	-22.33	-14.51	-7.17	26.1	30.69	28.83	-40.74
EBIT, млрд €				0.8879	1.67	2.75	3.47	1.15	1.1	0.1215	1.28	1.3	1.35
EBITDA, млрд €				1.02	1.82	2.92	3.47	1.29	1.19	0.215	1.37	1.39	1.48
Баланс стоимость, млрд €				18.28	18.76	19.35	20.29	20.31	21.02	19.24	19.83	19.05	22.65
FCF, млрд €				-2.61	1.63	-9.01	0.0075	-9.64	-0.828	5.04	0.696	0.094	-1.89
Операционный денежный поток, млрд €				-2.53	1.8	-8.85	0.0076	-9.62	-0.706	5.27	0.755	0.208	-1.67
Операционная прибыль, млрд €				0.8879	1.67	2.75	3.47	1.15	1.05	3.99	1.29	1.31	1.38
Операционные расходы, млрд €				1.12	1.14	1.24	1.52	1.24	1.27	1.35	0.5711	0.6176	2.77
CAPEX, млрд €				0.077	0.173	0.1576	0.000159	0.02	0.122	0.227	0.059	0.114	0.215

	5 quarters average	CAGR 5

Cash flow Cash flow quarterly Assets

Balance sheet

IFRS

Reporting Annual Quarterly

	2011	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	LTM	5 year average	CAGR 5
Наличность, млрд €				13.61	19.02	27.66	32.49	26.8	52.6	61.92	49.2	31.51	51.43
Short Term Investments €											13.51	19.92	88.11
Long term investments €			48.68	42.63	49.22	43.98	44.26	43.55	47.13	52.99	59.37	63.49
Total Receivables €				0.197	0.177	0.149	1.32	1.41	1.34	2.15	2.4	2.58	2.58
Total Current Assets €				13.81	19.2	27.81	33.81	28.21	53.94	64.08	51.6	31.51	48.27
Чистые активы, млрд €				2.61	2.48	2.39	2.29	2.63	2.55	2.65	2.71	20.29	56.62
Активы, млрд €				199.74	208.23	220.66	236.79	245.69	277.39	307.43	323.87	337.16	337.16
Short Term Debt €	5.84	44.19	0.0532					9.36	9.25	9.71	12.01	14.75	14.75
Long Term Debt €		27.71	37.62	27.24	37.65	164.41	109.59	106.9
Задолженность, млрд €				184.93	191.62	202.37	217.92	30.89	31.24	32.72	298.56	308.65	311.06
Чистый долг, млрд €				16.04	8.17	-2.57	-2.75	4.08	-21.37	-29.21	-12.63	18.32	18.32
Долг, млрд €		71.9	37.67				29.74	116.26	31.24	32.72	36.57	69.75	69.75
Interest income €					6.31	6.03	7.05	7.41	6.75	6.59	11.24	18.18
Расходы на обслуживание долга €				1.98	1.51	1.21	2.36	2.45	1.79	1.61	5.29	12.26	12.26
Чист. проц. доходы, млрд €					4.37	4.35	4.58	4.75	4.77	4.98	5.95	6.99	20.35
Goodwill €			0.771	0.77	0.708	0.713	0.713	0.547	0.544	0.55	0.556	0.545
Амортизация, млрд €				0.567	0.622	0.558	0.571	0.738	0.3584	0.3676	0.3608	0.632	0.362
Себестоимость, млрд €												-23.38
Товарно материальные запасы €				0.2932	0.253	0.187	0.187	-18.53	-44.22	-54.59	32.84	34.11	34.11

	2014Q4	2015Q4	2016Q4	2017Q3	2017Q4	2018Q1	2018Q2	2018Q3	2018Q4	2019Q1	2019Q2	2019Q3	2019Q4	2020Q4	2021Q1	2021Q2	2021Q3	2021Q4	2022Q1	2022Q2	2022Q3	2022Q4	2023Q1	2023Q2	2023Q3	2023Q4	2024Q1	2024Q2	2024Q3	5 quarters average	CAGR 5
Наличность, млрд €																				65.57	64.71	49.2	66.09	62.74	55.89	51.43	53.61	54	50.94
Short Term Investments €																						-13.51				88.11	24.18	48.7
Long term investments €																	50.89	52.99	54.47	55.78	58.14	59.37	59.97	61.6	61.28	63.49
Total Receivables €																				2.55	2.35	2.4	2.4	2.49	2.51	2.58	2.42	2.53	2.33
Total Current Assets €																				68.12	67.06	51.6	68.5	65.23	58.4	48.27	41.56	29.67	30.83
Чистые активы, млрд €														2.55	2.53	2.55	2.54	2.65	2.55	2.58	2.54	2.71	20.29
Активы, млрд €																				327.09	335.3	323.87	342.92	343.99	337.16	337.16	342.7	344.14	346.53
Short Term Debt €																				10.26	10.18	12.01	10.08	11.35	9.34	14.75	10.58	10.63	11.02
Long Term Debt €				30.11	26.35	32.5	33.14	32.7	27.79	101.04	116.38	77.62	106.9
Задолженность, млрд €																				303.21	310.71	298.56	38.95	41.35	41.77	311.06	315.78	317.86	316.42
Чистый долг, млрд €																				-33.69	-31.73	-12.63	-27.15	-21.39	-14.12	18.32	22.24	19.57	-50.94
Долг, млрд €																				31.88	32.99	36.57	42.12	41.35	41.77	69.75	75.85	73.57	74.63
Interest income €																	1.61	1.76	2.08	1.44	1.55	3.71	4.46	1.79	5.08	5.02
Расходы на обслуживание долга €																	0.39	0.4562	0.6919		1.46	2.14	2.69		3.22	3.22	3.2		2.81
Чист. проц. доходы, млрд €																		1.31	1.39	1.44	1.55	1.57	1.77	1.79	3.72	1.8	5.65
Goodwill €	0.771	0.77	0.708		0.713				0.713				0.547	0.544				0.55				0.556				0.545
Амортизация, млрд €																				0.137	0.153	0.1678	0.000136	0.14	0.0917	0.0935	0.0851	0.085	0.132
Себестоимость, млрд €																											3.36	-3.1	-2.95
Товарно материальные запасы €																			0.15	-51.92	-52.68	-32.84	-52.73	43.92	41.94	34.11	31.85	7.82

	5 quarters average	CAGR 5

Share

IFRS

Reporting Annual Quarterly

	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025	LTM	5 year average	CAGR 5
EPS	2.65	3.13	1.73	2.33	1.91	1.01	2.27	5.06	7.03			3.52
Цена акции ао			21.8	16.53	18.76	15.16	23.9	15.95	20.44	30.73	32.85	32.85
Число акций ао, млн	820.18	819.01	819.16	778.72	854.09	847.65	811.14	427.49	426.32			852.65
FCF/акцию	6.29	6.56	3.47	-4.43	-7.94	28.25	13.38	-21.74	4.83			2.41

	2021Q3	2021Q4	2022Q1	2022Q2	2022Q3	2022Q4	2023Q1	2023Q2	2023Q3	2023Q4	2024Q1	2024Q2	2024Q3	5 quarters average	CAGR 5
EPS				0.79	0.6	0.73	0.7673	2.09	1.92	1.6	1.87	2.01	2.13
Цена акции ао	19.92	22.6	21.19	15.65	12.05	13.96	17.96	17.19	18.04	18.75
Число акций ао, млн	811.14	811.14	852.53	923.76	814.39	430.11	428.05	429.46	426.95	420.97
FCF/акцию				-2.82	2	-20.95	0.0175	-22.43	-1.94	11.73	1.66	0.2238	-4.55

	5 quarters average	CAGR 5

Efficiency

IFRS

Reporting Annual Quarterly

	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025	LTM	Industry average	5 year average	CAGR 5
ROE, %			8.8	10.15	9.49	12.48	9.41	4.52	10.69	11.59	14.63			15.58	11.97
ROA, %			0.4847	0.6074	0.5965	0.7574	0.5984	0.2823	0.6256	0.6859	0.9071			0.8892	1.83
ROIC, %	0.4325	-2.68	3.63	3.07	7.5	8.22	1.62	3.17	5.28	5.43					7.36
ROS, %					19.42	25.96	20.26	10.94	25.31	25.79	29.15	8.91	8.91	8.91	29.60
ROCE, %				19.36	16.39	23.8	0.8793	0.5612	0.9783	7.65	-0.2085		-2.69	-2.69	5.51
Ebit margin, %							26.03	19.3	35.37	97.69	-6.83		-2.09	-2.09
Рентаб EBITDA, %				56.27	52.45	73.26	36.2	24.31	40.2	101.99	-3.31		-1.01	-1.01	27.72
Чистая рентаб, %			14.26	18.55	19.42	25.96	20.26	10.94	25.31	25.79	29.15			8.91	29.60
Operation Margin, %					44.22	64.99	26.03	15.72	32.22	94.91	51.21	-2.67	-2.67	-2.67	27.28
Чистая процентная маржа, %	-0.35	-21.09	14.26	18.31	18.52	24.84	18.99	9.34	23.37					23.92	23.20
Доходность FCF, %		-18.51	44.5	47.3	18.24	-20.17	-43.97	216.6	68.33	-137.85	27.17

	2016Q4	2017Q1	2017Q2	2017Q3	2017Q4	2018Q1	2021Q3	2021Q4	2022Q1	2022Q2	2022Q3	2022Q4	2023Q1	2023Q2	2023Q3	2023Q4	2024Q1	2024Q2	2024Q3	Industry average	5 quarters average	CAGR 5
ROE, %										3.77	2.72	2.68	4.03	4.41	4.11	3.4	3.89	4.24	4.43	11.97
ROA, %										0.2104	0.1521	0.1598	0.2384	0.2606	0.2407	0.2042	0.2304	0.2463	0.2566	1.83
ROIC, %	0.1467	0.3288	0.9539	0.4893	0.833	0.3799								2.79		0.8208		2.15		7.36
ROS, %										33.16	24.57	23.46	32.77	33.75	15.75	12.9	12.93	14.52	31.97	29.60
ROCE, %										3.72	6.78	10.88	1.14	0.3798	0.8909	0.0674	0.705	0.7119	0.7301	5.51
Ebit margin, %															21.13	2.28	21.14	22.31	48.57
Рентаб EBITDA, %										49.38	87.65	132.39	138.95	48.55	22.89	4.03	22.55	23.77	53.34	27.72
Чистая рентаб, %										33.16	24.57	23.46	32.77	33.75	15.75	12.9	12.93	14.52	31.97	29.60
Operation Margin, %										42.78	80.28	124.79	138.94	43.28	20.18	74.79	21.23	22.45	49.95	27.28
Доходность FCF, %							-8.17	-3.63	3.82	-18.02	16.62	-150.03	0.0973	-130.51	-10.75	63.89

	Industry average	5 quarters average	CAGR 5

Coefficients

IFRS

Reporting Annual Quarterly

	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025	LTM	Industry average	5 year average	CAGR 5
P/E			11.97	8.97	11.84	9.53	10.5	14.12	8.26	2.94	2.57			5.14	48.71
P/BV			1.05	0.9109	1.12	1.19	0.9879	0.6376	0.8827	0.2514	0.2705			0.5908	7.59
P/S			1.71	1.67	2.3	2.47	2.13	1.54	2.09	0.7577	0.7495			0.458	16.67
P/FCF					5.48	-4.96	-2.27	0.4617	1.46	-0.7255	3.68	7.14	7.14	7.14	2.77
E/P					0.0845	0.1049	0.0953	0.0708	0.1211	0.3211	0.3958	0.2041	0.2041	0.2041	82.95
EV/EBITDA			9.85	9.48	62.05	34.99	39.93	-17.07	-15.35	-0.7328	-76.46			-99.11	-221.60
EV/EBIT							5.99	-11.64	-7.52	-0.765	-37.06	-48.03	-48.03	-48.03
EV/S	11.15	5.87					14.45	-2.25	-2.66	-0.7473	2.53	1	1	1	17.01
EV/FCF	-69.04	-17.27					-15.46	-0.6718	-1.86	0.675	12.65	16.39	16.39	16.39	7.11
Debt/EBITDA		15.16				5.88	44.26	8.84	7.01	4.27	-204.89	-204.89	-204.89	-204.89	-305.65
Netdebt/Ebitda					-0.7214	-0.5435	1.55	-12.28	-9.56	-1.48	-53.82	-53.82	-53.82	-53.82	-294.56
Debt/Ratio					0.92	0.92	0.4732	0.92	0.92	0.1129	0.2069	0.2069	0.2069	0.2069	0.13
Debt/Equity					14.59	15.16	7.44	14.71	14.71	1.89	3.22	1.23	1.23	1.23	11.37
Debt/Net Income	1179.28	-26.12					79.08	39.89	17.01	16.89	23.26	23.26	23.26	23.26	30.92
Бета										1.64	1.22	1.65	1.81	1.81	0.18
Индекс Альтмана					-0.3813	-0.3031	0.5348	0.0266	0.0739	0.0188	-2.37	2.04	2.04	2.04	53.16

	2017Q2	2017Q3	2017Q4	2018Q1	2020Q3	2020Q4	2021Q1	2021Q2	2021Q3	2021Q4	2022Q1	2022Q2	2022Q3	2022Q4	2023Q1	2023Q2	2023Q3	2023Q4	2024Q1	2024Q2	2024Q3	Industry average	5 quarters average	CAGR 5
P/E												21.01	19.24	11.6	9.4	2.75	2.29	2.41	2.69	2.98	3.23	48.71
P/BV												0.7912	0.5231	0.3104	0.3788	0.0227	0.0235	0.298	0.3138	0.3522	0.339	7.59
P/S												6.97	4.73	2.72	3.08	0.8137	0.555	0.4939	0.4451	0.4167	0.519	16.67
P/FCF									-12.24	-27.55	26.18	-5.55	6.02	-0.6665	1028.09	-0.7662	-9.3	1.57				2.77
E/P									0.033	0.0257	0.0249	0.0476	0.052	0.0862	0.1064	0.1214	0.1064	0.0872				82.95
EV/EBITDA												-4.52	-4.13	-0.0688	-2.24	-11.25	-0.8084	4.23	7.56	6.93	-9.17	-221.60
EV/EBIT																	-6.52	214.85	23.97	22.18	-30.26
EV/S	35.17	34.27	11.25	42.47												-5.46	-1.38	4.89	5.07	4.95	-14.7	17.01
EV/FCF	52.44	-15.57	-165.59	24.93												1.51	8.66	5.17	44.1	306.68	21.57	7.11
Debt/EBITDA												31.1	18.13	12.51	11.23	32.07	35.05	324.4	55.55	53.12	50.5	-305.65
Netdebt/Ebitda												-32.87	-17.44	-4.32	-7.83	-16.59	-11.85	85.21	16.29	14.13	-34.47	-294.56
Debt/Ratio	0.321	0.3143	0.1366	0.3235												0.1202	0.1239	0.2069	0.2213	0.2138	0.2154	0.13
Debt/Equity	5.28	5.12	2.17	5.45												2.04	1.99	3.62	3.83	3.86	3.29	11.37
Debt/Net Income	193.19	191.98	91.71	223.78												46.13	50.96	101.31	96.84	86.96	84.24	30.92
Индекс Альтмана					-0.0287	-0.0076	0.0384	0.056	0.0424	0.0383	0.0482	0.0268	0.0133	-0.0676								53.16

	Industry average	5 quarters average	CAGR 5

Dividends

IFRS

Reporting Annual Quarterly

	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024	LTM	Industry average	5 year average	CAGR 5
Див.выплата, млрд	0.04	0.222	0.47	0.568	0.663	0.1146	0.756	0.869	0.869		1.59
Дивиденд		0.28	0.548	0.725	0.7807	0.4239	1.32	0.0052	0.0064	0.0089	0.0089
Див доход, ао, %		2.02	2.88	3.3	4.32	5.13	6.74	7.37	6.33	5.95	5.95	8.73
Дивиденды / прибыль, %	4.13	17.55	35.71	31.67	45.1	14.63	39.31	34.81	28.99		28.99	986.72

	2014Q2	2016Q2	2017Q2	2018Q2	2019Q2	2021Q1	2021Q2	2021Q3	2021Q4	2022Q1	2022Q2	2022Q3	2022Q4	2023Q2	2023Q4	2024Q2	Industry average	5 quarters average	CAGR 5
Див.выплата, млрд							0.275	0.481	0.481	0.7	0.7	0.6993	0.0536	0.827	0.042	1.14
Дивиденд	0.1359	0.28	0.548	0.725	0.7807	0.454	0.3042		0.562		0.842			1.04
Див доход, ао, %	0.8035	2.12	3.08	3.18	4.11	2.76	1.58		2.49		5.38			6.07			8.73
Дивиденды / прибыль, %							48.85	90.18	101.9	155.95	101.71	137.12	10.35	92.27	6.1	135.22	986.72

	Industry average	5 quarters average	CAGR 5

Other

IFRS

Reporting Annual

	2022	2023	2024	CAGR 5
Персонал, чел	44692	45485	45723

	CAGR 5

	CAGR 5

Investing Port

OTC: EBKDY - Erste Group Bank AG

Reporting Erste Group Bank AG

Capitalization

Balance sheet

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Efficiency

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