Banco Comercial Português, S.A. (BPCGF) 📈: отчетность и дивиденды за 2025

Capitalization

IFRS

Reporting Annual Quarterly

	2013	2015	2016	2017	2018	2019	2020	2021	2022	2023	LTM	5 year average	CAGR 5
Капитализация, млрд €		0.1441	2.61	1.54	1.4	3.93	2.05	2.53	2.75	4.09	4.07
Выручка, млрд €		2.62	1.92	2.21	2.26	2.47	2.46	2.51	3.08	5.29	5.29
Чистая прибыль, млрд €		0.2353	0.0239	0.1864	0.3011	0.2741	0.146	0.1381	0.1974	0.8561	0.8561
EV, млрд €	20.9				6.24	14.08	0.4558	-0.5089	-0.8264	4.09	4.09
EBIT, млрд €		0.2917	-0.3579	0.2166	0.4391	0.5413	0.321	0.3417	0.5118	-0.0301	-0.0301
EBITDA, млрд €		0.3584	-0.3081	0.2701	0.4968	0.6661	0.4568	0.4789	0.6511	0.1074	0.1074
Баланс стоимость, млрд €		4.62	4.38	6.08	5.78	6.12	6.22	6.12	5.14	6.31	6.31
FCF, млрд €		1.16	3.02	0.4888	3.89	0.424	2.97	4.33	-0.7058	3.03	3.03
Операционный денежный поток, млрд €		1.25	3.09	0.5772	3.98	0.5297	3.05	4.41	-0.5796	3.16	3.16
Операционная прибыль, млрд €		0.2917	-0.3579	0.2166	0.4391	0.5413	0.3197	0.3417	0.5118	-0.0301	-0.0301
Операционные расходы, млрд €		1.32	0.9817	1.14	1.23	1.44	1.59	1.91	2.23	0.51	0.51
CAPEX, млрд €		0.0908	0.0693	0.0884	0.0886	0.1057	0.0787	0.0805	0.1262	0.1249	0.1249

	2017Q1	2017Q2	2019Q3	2021Q3	2021Q4	2022Q1	2022Q2	2022Q3	2022Q4	2023Q1	2023Q2	2023Q3	2023Q4	2024Q1	5 quarters average	CAGR 5
Капитализация, млрд €				2.51	2.51	3.02	2.59	1.96	1.94	3.07	3.14	4.16	4.68
Выручка, млрд €					0.6622	0.7296	0.7266	0.7764	0.8087	1.02	0.8954	0.9153	1.41	1.37
Чистая прибыль, млрд €					0.0786	0.1129	-0.0384	0.0276	0.1103	0.2161	0.2071	0.2275	0.2053	0.2343
EV, млрд €	22.02	24.7	10.83					-6.63	-0.8962	3.98	2.97	4.83	4.09	5.22
EBIT, млрд €					0.1391	0.1983	0.0319	0.0756	0.206	0.3712	0.2969	0.3688	-0.0065	-0.0119
EBITDA, млрд €					0.1734	0.2329	0.0668	0.1099	0.2414	0.4051	0.3316	0.4035	0.0278	0.0235
Баланс стоимость, млрд €					6.12	5.7	5.49	5.17	5.14	5.48	5.68	5.93	6.31	6.17
FCF, млрд €					1.5	1.63	0.8076	-5.27	2.13	-0.9041	1.69	0.5871	2.44	2.11
Операционный денежный поток, млрд €					1.53	1.65	0.8311	-5.24	2.18	-0.8923	1.74	0.6067	2.49	2.13
Операционная прибыль, млрд €					0.1391	0.1983	0.0319	0.0756	0.206	0.3712	0.2969	0.3688	-0.0065	-0.0119
Операционные расходы, млрд €					0.4441	0.4572	0.5176	0.7347	0.4757	0.549	0.5218	0.4758	0.1307	0.1514
CAPEX, млрд €					0.0388	0.0174	0.0235	0.0277	0.0577	0.0118	0.0406	0.0196	0.0518	0.0189

	5 quarters average	CAGR 5

Cash flow Cash flow quarterly Assets

Balance sheet

IFRS

Reporting Annual Quarterly

	2002	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	LTM	5 year average	CAGR 5
Наличность, млрд €				2.01	2.08	2.48	2.89	6.29	6.37	8.53	6.98	4.55	4.55
Short Term Investments €	0.2277	0.0583	0.0313		0.0205		0.0583
Long term investments €			9.38	11.61	11.73	13.73	20.06	18.81	20.91	23.59	22.15	30.13
Total Receivables €				0.7	0.6125	0.5342	0.5941	0.6001	0.6193	0.4505	0.6402	0.3854	0.3854
Total Current Assets €				2.71	2.69	3.02	3.49	6.89	6.99	8.98	7.62	5.81	5.81
Чистые активы, млрд €		0.7326	0.6501	0.6709	0.4739	0.4904	0.4613	0.7294	0.6408	0.6007	0.5747
Активы, млрд €				74.88	71.26	71.94	75.92	81.64	85.81	92.9	89.86	94.38	94.38
Short Term Debt €	0.5139	14.91						5.42	1.41	1.47	0.0224	0.3188	0.3188
Long Term Debt €	15.39	9.2	5.82	12.14	9	9.51	10.1	11.02
Задолженность, млрд €				69.2	66	64.76	68.96	74.26	78.43	85.84	83.94	87.08	87.08
Чистый долг, млрд €				4.4	4.43	3.41	2.7	0.1513	-1.77	-2.97	-2.53	0.3937	0.3937
Долг, млрд €	15.9	24.11					5.29	16.44	4.1	13.67	4.45	4.94	4.94
Interest income €						1.91	1.89	1.99	1.84	1.71	2.74	4.37
Расходы на обслуживание долга €				1.01	0.6799	0.5229	0.4661	0.4429	0.2724	0.1205	0.5875	1.55	1.55
Чист. проц. доходы, млрд €						1.39	1.42	1.55	1.53	1.59	2.15	2.83	4.89
Goodwill €			0.2144	0.1757	0.1299	0.1196	0.1164	0.1521	0.1482	0.1475	0.0413	0.0445
Амортизация, млрд €				0.0666	0.0498	0.0536	0.0577	0.1248	0.1358	0.1372	0.1393	0.1375	0.1375
Себестоимость, млрд €	1.12	0.0309	0.0256	0.0225	0.0189	0.0171	0.016
Товарно материальные запасы €				1.61	2.19	2.1	1.71	-8.3	-8.37	-10.49	8.12	4.93	4.93

	2016Q4	2017Q1	2017Q2	2017Q3	2017Q4	2018Q1	2018Q2	2018Q3	2018Q4	2019Q1	2019Q2	2019Q3	2019Q4	2020Q4	2021Q1	2021Q2	2021Q3	2021Q4	2022Q1	2022Q2	2022Q3	2022Q4	2023Q1	2023Q2	2023Q3	2023Q4	2024Q1	5 quarters average	CAGR 5
Наличность, млрд €																		8.53	11.43	10.22	12.08	6.98	3.62	4.46	4.24	4.55	4.49
Short Term Investments €	0.0205	0.0303	0.0154	0.0567		0.0259	0.0189	0.0155	0.0583	0.1852																	8.59
Long term investments €																	24.03	23.59	22.79	24.37	23.33	22.15	25.32	26.06	27.74	30.13
Total Receivables €																		0.4505	0.7893	0.547	0.9617	0.6402	0.693	0.5306	0.5934	0.3854	0.412
Total Current Assets €																		8.98	12.22	10.77	13.04	7.62	4.31	4.99	4.83	5.81	6.01
Чистые активы, млрд €														0.6408	0.6306	0.6208	0.6035	0.6007	0.5957	0.5862	0.575	0.5747		0.6044
Активы, млрд €																		92.9	95.56	96.07	97.17	89.86	89.16	90.95	91.17	94.38	97.8
Short Term Debt €	15.11	12.87	13.54									0.2372								0.011	0.1576	0.0224		0.0789		0.3188
Long Term Debt €				7.69	7.58	7.67	8.14	9.65	10.1	9.76	10.05	10.52	9.54
Задолженность, млрд €																		85.84	88.99	89.78	91.3	83.94	82.85	84.37	84.32	87.08	90.63
Чистый долг, млрд €																		-2.97	-6.01	-6.04	-8	-2.53	0.9158	0.0736	0.8299	0.3937	1.04
Долг, млрд €		22.47	22.98									10.76									4.51	4.83	4.54	4.53	5.07	4.94	5.52
Interest income €																	0.4291	0.4538	0.5139	0.6278	0.7364	0.8591	0.9786	1.06	1.15	1.18
Расходы на обслуживание долга €																		0.0338	0.0488	0.1077	0.1757	0.2552	0.314	0.3504	0.4087	0.4725	0.4698
Чист. проц. доходы, млрд €																		0.42	0.4651	0.5201	0.5607	0.6039	0.6646	0.7098	0.7431	0.7083	1.31
Goodwill €																	0.1469	0.1475	0.1459	0.0412	0.04	0.0413	0.0413	0.0436	0.0419	0.0445
Амортизация, млрд €																		0.0344	0.0346	0.0349	0.0344	0.0354	0.0339	0.0347	0.0346	0.0343	0.0354
Себестоимость, млрд €	0.0049	0.0086	0.004		0.0036	0.0026			0.0044	0.0087	0.005	-0.0087
Товарно материальные запасы €																		0.7483	0.6701	-11.34	-5.92	-8.12	-5.09	6.39	4.9	4.93	3.7

	5 quarters average	CAGR 5

Share

IFRS

Reporting Annual Quarterly

	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024	LTM	5 year average	CAGR 5
EPS	0.1367	0.1435	0.0252	0.0488	0.0397	0.0214	0.0082	0.0131	0.0566		0.0566
Цена акции ао		1.3	0.34	0.25	0.21	0.1524	0.19	0.1199	0.27	0.32	0.32
Число акций ао, млн	1748.02	9167.27	6044.75	4191.92	15113.67	15113.67	15113.67	15113.99	15113.99		15113.99
FCF/акцию	0.6649	0.3297	0.0809	0.9289	0.0281	0.1968	0.2866	-0.0467	0.2005		0.2005

	2021Q3	2021Q4	2022Q1	2022Q2	2022Q3	2022Q4	2023Q1	2023Q2	2023Q3	2023Q4	2024Q1	5 quarters average	CAGR 5
EPS		0.0052	0.01	-0.0027	0.01	0.01	0.0153	0.0137	0.0151	0.0136	0.0155
Цена акции ао	0.1663	0.1659	0.1998	0.1711	0.13	0.1287	0.2033	0.208	0.275	0.3097
Число акций ао, млн	15113.67	15113.67	15113.99	15113.67	15113.99	15113.99	15113.99	15113.99	15113.99	15113.99
FCF/акцию		0.099	0.1077	0.0534	-0.3485	0.1406	-0.0598	0.1121	0.0388	0.1612	0.1394

	5 quarters average	CAGR 5

Efficiency

IFRS

Reporting Annual Quarterly

	2012	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025	LTM	Industry average	5 year average	CAGR 5
ROE, %				5.09	0.5463	3.07	5.21	4.48	2.35	2.26	3.75	14.95			13.56	11.97
ROA, %				0.3143	0.0336	0.2591	0.3965	0.3357	0.1702	0.1486	0.2301	0.9293			0.907	1.83
ROIC, %	1.38	-3.51	-0.73	2.3	1.19	2.11	2.65	1.35	1.71	1.31						7.36
ROS, %						8.42	13.33	11.08	5.95	5.5	6.4	16.18	16.18	16.18	16.18	29.60
ROCE, %				5.14	-6.8	3.02	6.31	7.33	4.35	4.84	0.5708	-0.0321			-0.413	6.43
Рентаб EBITDA, %				13.66	-16.07	12.2	21.99	26.92	18.6	19.09	21.11	2.03			2.03	29.26
Чистая рентаб, %				8.97	1.25	8.42	13.33	11.08	5.95	5.5	6.4	16.18			16.18	29.60
Operation Margin, %						9.78	19.44	21.87	13.02	13.62	16.59	-0.5699	-0.5699	-0.5699	-0.5699	27.28
Чистая процентная маржа, %		-43.2	-10.32	9.07	1.25	8.39	13.08	10.94	5.96	4.03					5.91	23.20
Доходность FCF, %			226.53	806.5	115.64	31.78	277.85	10.79	144.74	171.02	-25.68	74.08

	2019Q3	2021Q3	2021Q4	2022Q1	2022Q2	2022Q3	2022Q4	2023Q1	2023Q2	2023Q3	2023Q4	2024Q1	Industry average	5 quarters average	CAGR 5
ROE, %			1.28	1.98	-0.6983	0.5351	2.15	3.94	3.88	4.15	3.6	3.95	11.97
ROA, %			0.0846	0.1181	-0.0399	0.0284	0.1228	0.2424	0.23	0.2498	0.2213	0.2438	1.83
ROIC, %	0.6397							2.25	2.12	2.15			7.36
ROS, %			11.87	15.47	-5.28	3.56	13.64	21.27	23.13	24.85	14.56	17.14	29.60
ROCE, %			1.97	3.02	0.5077	1.29	3.48	5.89	0.3224	0.4095	-0.0071	-0.0128	6.43
Рентаб EBITDA, %			26.19	31.93	9.19	14.16	29.85	39.88	37.03	44.08	1.97	1.72	29.26
Чистая рентаб, %			11.87	15.47	-5.28	3.56	13.64	21.27	23.13	24.85	14.56	17.14	29.60
Operation Margin, %			21	27.18	4.4	9.73	25.47	36.54	33.16	40.3	-0.459	-0.8708	27.28
Доходность FCF, %		4.23	59.67	53.92	31.23	-268.08	109.31	-29.42	53.9	14.94	52.05

	Industry average	5 quarters average	CAGR 5

Coefficients

IFRS

Reporting Annual Quarterly

	2002	2013	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025	LTM	Industry average	5 year average	CAGR 5
P/E			0.6124	109.18	8.25	4.65	14.34	14.07	18.34	8.63	4.32			4.32	48.70
P/BV			0.0312	0.5964	0.253	0.2424	0.6421	0.3303	0.4139	0.2879	0.5061			0.5061	7.59
P/S			0.0549	1.36	0.6945	0.6203	1.59	0.8368	1.01	0.5526	0.6984			0.6984	16.67
P/FCF					3.15	0.3599	9.27	0.6909	0.5847	-3.89	1.35	1.34	1.34	1.34	2.77
E/P					0.1212	0.2148	0.0698	0.0711	0.0545	0.0718	0.2093	0.2103	0.2103	0.2103	82.95
EV/EBITDA			239.28	-113.81	33.75	18.17	21.14	-8.42	-7.42	-1.27	38.08			38.08	-221.62
EV/Ebit							6.14	1.6	-1.56	-1.61	-135.61	-135.61	-135.61	-135.61
EV/S		11.93					5.69	0.2083	-0.2128	-0.2679	0.7728	0.7728	0.7728	0.7728	16.34
EV/FCF		4.16					33.2	0.172	-0.1232	1.17	1.35	1.35	1.35	1.35	7.46
Debt/EBITDA	31.67	-27.3					24.68	10.07	11.62	6.83	46.01	46.01	46.01	46.01	-306.05
Netdebt/Ebitda					12.62	5.44	0.2272	-3.88	-6.19	-3.89	3.67	3.67	3.67	3.67	-295.75
Debt/Ratio					0.9	0.91	0.2013	0.91	0.91	0.0495	0.0523	0.0523	0.0523	0.0523	0.12
Debt/Equity					10.65	11.93	2.69	12.61	12.61	0.8659	0.7825	0	0	0	9.40
Debt/Net Income	58.32	-32.57					59.97	31.52	40.3	22.54	5.77	5.77	5.77	5.77	30.26
Бета									2.07	1.81	0.0555	0	0	0	0.70
Индекс Альтмана					0.1588	0.1814	3.01	-0.1398	-0.0427	-0.0382	0.0889	0.1413	0.1413	0.1413	53.15

	2016Q4	2017Q1	2017Q2	2019Q3	2020Q4	2021Q1	2021Q2	2021Q3	2021Q4	2022Q1	2022Q2	2022Q3	2022Q4	2023Q1	2023Q2	2023Q3	2023Q4	2024Q1	Industry average	5 quarters average	CAGR 5
P/E									31.89	26.75	-67.43	71.08	17.63	14.22	5.15	5.26	4.32	4.79	48.70
P/BV									0.4097	0.5298	0.4709	0.3803	0.3784	0.5607	0.4402	0.5844	0.5061	0.5833	7.59
P/S									3.79	4.14	3.56	2.53	2.4	3.02	0.8244	1.1	0.872	0.9119	16.67
P/FCF								23.64	1.68	1.85	3.2	-0.373	0.9148	-3.4	1.86	6.69	1.92		2.77
E/P								0.0188	0.0314	0.0374	-0.0148	0.0141	0.0567	0.0703	0.0659	0.0547	0.0439		82.95
EV/EBITDA		268.65	318.58	58.14								-11.36	-1.32	9.83	2.72	3.5	3.5	6.64	-221.62
EV/Ebit														10.73	10	13.1	-631.65	-438.52
EV/S	63.72	41.86	43.99	17.58										3.92	3.32	5.28	2.9	3.82	16.34
EV/FCF	20.63	-294.07	15.9	32.49										-4.4	1.75	8.23	1.68	2.48	7.46
Debt/EBITDA		274.19	296.38	57.72								37.09	18.43	11.2	13.67	12.56	177.75	234.87	-306.05
Netdebt/Ebitda									-17.1	-25.8	-90.47	-72.81	-10.48	2.26	0.2219	2.06	14.17	44.07	-295.75
Debt/Ratio	0.3383	0.3118	0.3147	0.1322										0.0509	0.0498	0.0556	0.0523	0.0565	0.12
Debt/Equity	5.5	3.89	3.86	1.68										0.8278	0.7983	0.8536	0.7825	0.8942	9.40
Debt/Net Income	87.66	448.43	577.11	106.98										20.99	21.88	22.27	24.05	23.56	30.26
Индекс Альтмана					-0.1815	-0.0594	-0.4672	-0.1783	-0.0747	-0.0042	-0.0166	-0.0067	-0.0907		4.99				53.15

	Industry average	5 quarters average	CAGR 5

Dividends

IFRS

Reporting Annual Quarterly

	2004	2005	2006	2007	2008	2009	2010	2011	2012	2017	2018	2019	2020	2021	2022	2023	2024	LTM	Industry average	5 year average	CAGR 5
Див.выплата, млрд					0.0195	0.0791	0.0891			0.000149	0.000149	0.0302	0.037	0.037	0.0136			0.0353
Дивиденд	8.27	6.38	6.9	8.92		1.69	1.91					0.0023			0.000132		0.0185	0
Див доход, ао, %			226.23	204.7		155.13	209.64	20.84	24.31			0.8846			0.6667	0.81		0	7.54
Дивиденды / прибыль, %						35.13	29.54			0.0799	0.0495	11.03	25.34	26.8	6.89	15		6.56	986.72

	2005Q2	2005Q4	2006Q2	2006Q4	2007Q2	2007Q4	2009Q2	2010Q2	2019Q2	2021Q2	2021Q3	2021Q4	2022Q1	2022Q2	2022Q3	2022Q4	2023Q1	2023Q2	2023Q3	Industry average	5 quarters average	CAGR 5
Див.выплата, млрд										0.0093	0.0093	0.0093	0.0093	0.0093	0.0136	0.0093	0.0093	0.0093	0.0087
Дивиденд	3.4	2.98	3.35	3.55	4.79	4.13	1.69	1.91	0.0023					0.001
Див доход, ао, %	126.72	115.17	111.12	107.5	122.1	91.98	179.01	224.49	0.8846					0.5844						7.54
Дивиденды / прибыль, %										-20.31	19.6	11.77	8.2	-24.12	49.21	8.39	4.28	4.47	3.85	986.72

	Industry average	5 quarters average	CAGR 5

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IFRS

Reporting Annual Quarterly

	2019	2020	2021	2022	2023	2024	CAGR 5
ebit_margin	21.87	13.02	13.62	16.59	-0.5699
Персонал, чел				15868	15743	15688

	2023Q1	2023Q2	2023Q3	2023Q4	2024Q1	CAGR 5
ebit_margin	36.54	33.16	40.3	-0.459	-0.8708

	CAGR 5

Investing Port

OTC: BPCGF - Banco Comercial Português, S.A.

Reporting Banco Comercial Português, S.A.

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