Reinsurance Group of America, Incorporated (RGA) 📈: отчетность и дивиденды за 2025

Capitalization

IFRS

Reporting Annual Quarterly

	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	LTM	5 year average	CAGR 5
Капитализация, млрд $		6.08	6.57	8.88	9.45	8.83	10.6	7.88	9.91	9.7	9.11	9.38	1.90
Выручка, млрд $		10.42	11.52	12.52	12.88	14.3	14.6	16.46	16.26	18.34	18.58	15.99	5.10
Чистая прибыль, млрд $		0.502	0.701	1.82	0.7158	0.87	0.415	0.617	0.517	0.902	0.902	0.6642	0.73
EV, млрд $	7.02	7.79	9.3		10.81	12.53	8.18	8.38	11.09	12.25	12.25	10.49	-0.45
EBIT, млрд $		0.000745	0.001	0.0011	0.9932	1.31	0.723	1.52	0.909	1.42	-0.048	1.18	1.63
EBITDA, млрд $		0.6675	1.07	1.34	1.04	1.35	0.772	1.56	0.947	1.46	-0.007	1.22	1.58
Баланс стоимость, млрд $		6.14	7.09	6.74	7.28	7.95	8.15	8.56	4.15	9.08	9.08	7.58	2.69
FCF, млрд $		2.07	1.42	1.94	1.55	2.27	3.29	4.16	1.32	4.04	4.12	3.02	12.22
Операционный денежный поток, млрд $		2.09	1.47	1.98	1.58	2.31	3.32	4.18	1.34	4.04	4.04	3.04	11.83
Операционная прибыль, млрд $		0.7448	1.04	1.14	0.8458	1.13	13.78	0.691	0.94	-0.007	-0.007	3.31	-136.17
Операционные расходы, млрд $		9.51	10.31	11.2	11.85	12.97	0.816	0.936	1.01	18.34	2.49	6.81	7.17
CAPEX, млрд $		0.024	0.045	0.044	0.029	0.034	0.028	0.019	0.025	0.077	0.077	0.0366	17.76

	2021Q3	2021Q4	2022Q1	2022Q2	2022Q3	2022Q4	2023Q1	2023Q2	2023Q3	2023Q4	2024Q1	2024Q2	2024Q3	5 quarters average	CAGR 5
Капитализация, млрд $	7.75	7.55	7.52	7.89	8.36	9.47	9.63	9.67	9.49	10.38				9.73	1.85
Выручка, млрд $				3.89	4.07	4.38	4.25	4.16	5.15	5.01	6.38	4.89	5.6	5.41	1.69
Чистая прибыль, млрд $				0.198	0.284	0.204	0.252	0.205	0.287	0.158	0.21	0.203	0.156	0.2028	-11.48
EV, млрд $				9.23	9.01	10.71	10.01	11.69	11.36	12.19	11.3	14.43	14.43	12.74	4.90
EBIT, млрд $				0.295	0.366	0.323	0.4	0.593	0.832	0.231	0.27	0.268	0.298	0.3798	-18.56
EBITDA, млрд $				0.295	0.411	0.29	0.401	0.265	0.38	-0.002	-0.07	-0.073	0.295	0.1060	-4.94
Баланс стоимость, млрд $				8.59	8.82	8.97	7.63	7.81	8.06	9.08	9.47	9.74	11.13	9.50	6.67
FCF, млрд $				0.073	0.828	0.26	1.57	0.237	0.992	1.25	5.74	0.967	1.07	2.00	1.53
Операционный денежный поток, млрд $				0.079	0.835	0.266	1.57	0.244	1	1.23	5.74	0.967	1.07	2.00	1.36
Операционная прибыль, млрд $				0.254	0.366	0.326	0.4	0.265	0.38	-0.002	0.34	0.341	0.298	0.2714	-4.75
Операционные расходы, млрд $				0.243	0.251	0.515	-3.6	-3.62	-4.5	0.659	0.67	0.692	5.61	0.6262	-204.51
CAPEX, млрд $	0.005	0.004	0.006	0.006	0.007	0.006	0.005	0.007	0.008	0.02				0.0092	27.23

	5 quarters average	CAGR 5

Cash flow Cash flow quarterly Assets

Balance sheet

IFRS

Reporting Annual Quarterly

	2010	2012	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	LTM	5 year average	CAGR 5
Наличность, млрд $					1.53	1.2	1.3	1.89	1.45	3.41	2.95	2.93	2.97	2.97	2.74	15.42
Short Term Investments $					30.2	32.17	38.24	40.13	51.19	56.96	60.84	53.06	9.1	1.81	46.23	-29.21
Long term investments $				36.96	42.32	32.17	38.24	40.22	67.05	72.91	60.99	55.52	63.46		63.99	-1.09
Total Receivables $					2.44	2.61	3.12	3.78	3.84	3.83	5.47	5.48	5.45	5.45	4.81	7.25
Total Current Assets $					43.84	46.39	53.39	56.52	56.48	64.2	69.25	55.83	2.97	9.07	49.75	-44.52
Чистые активы, млрд $					0.1706	0.1609	9.57	8.45	11.6	14.35	13.01	0.272	7.63	0.272	9.37	-8.04
Активы, млрд $					50.38	53.1	60.51	64.54	76.73	84.66	92.18	84.71	97.62	92.18	87.18	4.93
Short Term Debt $	0.2	1.1		0.0222	0.0342	0.2999		0.3999		0.4	0.4	0.4		0.4	0.3800	5.93
Long Term Debt $					3.2	3.63	3.57	3.47	3.58	3.96	3.85	3.96	4.43	4.43	3.96	4.35
Задолженность, млрд $					44.25	46	50.95	56.08	65.13	70.3	79.16	80.47	88.45	83	76.70	6.31
Чистый долг, млрд $					1.67	2.73	40.51	1.58	53.32	0.553	0.899	1.43	1.46	1.46	11.53	-51.30
Долг, млрд $					3.23	3.93	41.82	3.47	54.76	3.96	3.85	4.36	4.43	4.43	14.27	-39.52
Interest income $					0.1655	0.1635	0.1747	0.1771	0.202	0.187	0.139	0.191			0.1792	1.52
Расходы на обслуживание долга $					0.000143	0.000138	0.146	0.1474	0.173	0.17	0.827	0.184	0.257	0.257	0.3222	8.24
Чист. проц. доходы, млрд $						-0.1635	0.1747	0.1771	0.202	0.187	0.139	0.191	0.178	0.191	0.1794	-2.50
Goodwill $			0.007	0.007	0.007	0.007	0.007	0.007	0.007	0.007	0.007	0.007			0.0070	0.00
Амортизация, млрд $					-0.9103	0.0269	0.0529	0.0451	0.049	0.049	0.043	0.038	0.041	0.041	0.0440	-3.50
Себестоимость, млрд $					0.000554	0.000646	0.000711	0.000786	0.868	0.816	0.936	1.01	0.86	1.09	0.8980	-0.19
Товарно материальные запасы $									6.23	8.35	8.11		17.52	17.52	10.05	29.50

	2014Q4	2015Q1	2015Q4	2016Q4	2017Q4	2018Q2	2018Q3	2018Q4	2019Q1	2019Q2	2019Q3	2019Q4	2020Q4	2021Q1	2021Q2	2021Q3	2021Q4	2022Q1	2022Q2	2022Q3	2022Q4	2023Q1	2023Q2	2023Q3	2023Q4	2024Q1	2024Q2	2024Q3	5 quarters average	CAGR 5
Наличность, млрд $																			2.56	3.51	2.93	3.29	2.6	2.82	2.97	5.94	4.6	5.2	4.31	13.02
Short Term Investments $																			53.57	50.72	53.06	56.33	56.46	54.31	1.81	1.64	1.69	78.15	27.52	7.55
Long term investments $																78.14	60.99	76.48	71.53	68.67	55.52	74.69	74.99	57.01	63.46				65.13	2.71
Total Receivables $																			5.44	5.28	5.48	5.84	5.99	6.1	5.45	5.27	5.12	5.44	5.48	-2.26
Total Current Assets $																			55.85	54.01	55.83	59.38	58.83	56.99	9.07	11.73	10.8	83.34	34.39	7.90
Чистые активы, млрд $													0.144	12.09	13.44	12.89	13.01	9.18	5.84	3.65	4.15	7.63							6.09	-3.63
Активы, млрд $																			84.61	82.71	84.71	89.12	89.04	87.42	92.18	100.74	104.77	120.26	101.07	6.59
Short Term Debt $						0.0147	0.0142	0.3999	0.0176	0.0199	0.026		0.4				1.97		1.98		0.4								0.9552	72.75
Long Term Debt $																			3.82	4.21	3.96	4.46	4.85	4.45	4.43	4.43	5.07	5.07	4.69	2.64
Задолженность, млрд $																			78.68	78.96	80.47	4.46	4.85	79.27	83	91.18	94.94	109.04	91.49	6.58
Чистый долг, млрд $																			1.11	0.695	1.03	1.16	2.25	1.63	1.46	-1.51	0.471	-0.128	0.3846	-160.12
Долг, млрд $																			3.67	4.21	3.96	4.46	4.85	4.45	4.43	4.43	5.07	5.07	4.69	2.64
Interest income $															0.045	0.017	0.002	0.017	0.025	0.042	0.055	0.056	0.063	0.072					0.0576	11.38
Расходы на обслуживание долга $																			0.042	0.046	0.054	0.05	0.063	0.072	0.069	0.068	0.072	0.078	0.0718	1.61
Чист. проц. доходы, млрд $																0.017	0.002	0.017	0.025	0.042	0.055	0.056	0.063	0.072	-0.069				0.0354	-204.64
Goodwill $	0.007	0.007	0.007	0.007	0.007			0.007				0.007	0.007				0.007				0.007								0.0070	0.00
Амортизация, млрд $																			0.138	-0.001	-0.033	0.001	-0.328	-0.452	-0.233	-0.34	-0.341	-0.003	-0.2738	-63.32
Себестоимость, млрд $																			0.243	0.251	1.01	0.25	0.275	0.274	0.29	0.283	0.301	0.25	0.2796	-1.82
Товарно материальные запасы $																-13.73	-8.11	-8		-14.16		15.26	14.94	14.85	17.52	20.8	19.88		17.60	5.88

Share

IFRS

Reporting Annual Quarterly

	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025	LTM	5 year average	CAGR 5
EPS	7.46	10.79	27.71	11	13.62	6.31	9.04	7.64	13.44			13.44	10.01	-0.27
Цена акции ао			125.83	155.93	140.23	163.06	115.9	151.58	161.78	213.63	201.61	201.61	168.90	11.71
Число акций ао, млн	66.25	65.12	65.81	65.09	63	65	68	67.7	67.1			67.1	66.16	1.27
FCF/акцию	31.17	21.82	29.48	23.85	35.58	50.03	61.22	19.47	60.27			61.42	45.31	11.12

	2021Q3	2021Q4	2022Q1	2022Q2	2022Q3	2022Q4	2023Q1	2023Q2	2023Q3	2023Q4	2024Q1	2024Q2	2024Q3	2025Q1	5 quarters average	CAGR 5
EPS				2.91	4.18	3.06	3.71	3.01	4.28	2.37	3.13	3.03	2.34		3.03	-11.38
Цена акции ао		111.1	110.63	116.04	122.96	139.65	141.68	142.33	141.68	155.62				201.61	156.58	7.31
Число акций ао, млн	68	67.93	68	68	68	67.79	68	68	67	66.72					67.50	-0.32
FCF/акцию				1.07	12.18	3.84	23.07	3.49	14.81	18.67	85.61	14.43	15.97		29.90	1.52

	5 quarters average	CAGR 5

Efficiency

IFRS

Reporting Annual Quarterly

	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025	LTM	Industry average	5 year average	CAGR 5
ROE, %			7.63	10.61	21.87	7.94	8.68	3.2	4.51	6.03	13.64			9.93	10.84	7.21	9.46
ROA, %			1.06	1.36	3.21	1.14	1.23	0.51	0.7	0.5846	0.9894			0.9786	3.71	0.8028	-4.26
ROIC, %	5.52	6.76	5.38	6.54	13.87	6.21	5.73	56.47	3.66	8.65					8.01	16.14	6.85
ROS, %					10.3	7.71	9.13	4.95	9.22	3.18	4.92	4.86	4.86	4.86	23.12	5.41	-12.02
ROCE, %				0.0147	0.0119	8.33	8.6	0.8581	1.79	1.08	1.39		-0.5234	-0.5234	-0.98	0.9189	-190.59
Ebit margin, %							7.92	3.79	4.15	5.59	7.73		-0.2584	-0.2584		4.20	-158.44
Рентаб EBITDA, %				9.29	10.72	8.06	9.47	5.29	9.48	5.82	7.95		-0.0377	-0.0377	33.45	5.70	-137.20
Чистая рентаб, %			4.82	6.09	14.56	5.56	6.08	2.84	3.75	3.18	4.92			4.86	23.02	4.15	-4.15
Operation Margin, %					9.13	6.57	7.92	94.41	4.2	5.78	-0.0382	-0.0377	-0.0377	-0.0377	34.35	1.97	-138.96
Чистая процентная маржа, %	4.06	6.27	4.82	6.09	14.56	5.56	6.08	2.84	3.75					2.55	25.36	6.56	-23.76
Доходность FCF, %		40.52	33.96	21.62	21.82	16.43	23.76	45.47	52.2	15.88	42.49					35.96	12.33

	2020Q4	2021Q3	2021Q4	2022Q1	2022Q2	2022Q3	2022Q4	2023Q1	2023Q2	2023Q3	2023Q4	2024Q1	2024Q2	2024Q3	Industry average	5 quarters average	CAGR 5
ROE, %					1.77	3.13	3.02	4.57	2.63	4.51	2.1	2.51	2.29	1.65	10.84	2.61	-18.22
ROA, %					0.2271	0.3395	0.2461	0.2899	0.2302	0.3253	0.1759	0.2177	0.1976	0.1387	3.71	0.2110	-15.67
ROIC, %	0.9619		1.09		2.12		3.02		2.05	2.74	1.58	1.91	1.75	1.33	8.01	1.86	-13.46
ROS, %					5.2	6.98	4.66	5.93	4.93	5.57	3.16	3.29	4.15	2.78	23.12	3.79	-12.98
ROCE, %					0.357	0.4432	0.3915	0.4732	0.7044	0.9579	0.2569	0.2869	0.2698	0.2798	-0.98	0.4103	-21.82
Ebit margin, %										16.15	4.61	4.24	5.48	5.32		7.16	-19.92
Рентаб EBITDA, %					7.59	10.11	6.63	9.43	6.38	7.37	-0.0399	-1.1	-1.49	5.27	33.45	2.00	-6.49
Чистая рентаб, %					5.09	6.98	4.66	5.93	4.93	5.57	3.16	3.29	4.15	2.78	23.02	3.79	-12.98
Operation Margin, %					7.74	10.08	7.38	9.41	6.38	7.37	-0.0399	5.33	6.97	5.32	34.35	4.99	-6.31
Доходность FCF, %		19.18	4.73	2.09	0.9251	9.9	2.75	16.29	2.45	10.45	12					8.79	34.27

	Industry average	5 quarters average	CAGR 5

Coefficients

IFRS

Reporting Annual Quarterly

	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025	LTM	Industry average	5 year average	CAGR 5
P/E	11	12.2	12.8	5	14	14.4	12.6	18.68	11.97			11.97	22.00	14.33	-3.08
P/BV	0.9	1	1.2	1	0.9	0.6	0.6	2.28	1.18			1.18	2.50	1.11	5.57
P/S	0.6	0.7	0.8	0.7	0.8	0.5	0.5	0.5941	0.5886			0.581	4.83	0.5965	-5.95
P/FCF			5.07	5.78	4.67	2.35	1.79	6.3	6.91	2.21	2.21	2.21	7.77	3.88	4.31
E/P			0.000205	7.6E-5	0.091	0.0573	0.0774	0.0623	0.093	0.099	0.099	0.099	1.16	0.0861	5.05
EV/EBIT					11.06	14.79	12.12	12.2	8.65	-255.21	-255.21	-255.21		-95.4900	-283.94
EV/EBITDA	10.4	9.85	37.84	10.41	47.05	10.6	5.35	11.71	8.4			-1750	29.48	16.62	-29.15
EV/S		807.23		856.55	0.8758	0.5616	0.5568	0.6823	0.668	0.6594	0.6594	0.6594	5.45	0.6452	3.44
EV/FCF		6.54		7.11	5.51	2.49	2.23	8.42	3.03	2.97	2.97	2.97	11.12	3.92	5.90
Debt/EBITDA			31.17	3.34	40.45	5.13	2.46	4.61	3.04	-632.43	-632.43	-632.43	-6.06	-250.9500	-403.40
Netdebt/Ebitda			1.9	1.77	1.8	1.58	1.22	1.51	0.9993	-208.14	-208.14	-208.14	-6.58	-82.5101	-379.51
Debt/Ratio			0.84	0.87	0.85	0.83	0.86	0.0515	0.0453	0.048	0.048	0.048	0.19	0.2106	-43.85
Debt/Equity			5.32	6.64	5.61	4.9	6.08	1.05	0.4875	16.28	16.28	16.28	18.90	8.04	21.77
Debt/Net Income		5602.13		4846.14	4.11	10.51	6.88	8.44	4.91	4.91	4.91	4.91	20.98	6.01	-6.52
Бета								0.91	1.19	0.3995	3.61	3.61	0.13	1.53	41.13
Индекс Альтмана			0.67	0.58	0.72	0.4	0.72	6.1	0.4434	0.4881	0.4881	0.4881	4.38	1.65	-7.48

	2014Q4	2015Q4	2016Q4	2017Q4	2018Q4	2019Q4	2020Q4	2021Q3	2021Q4	2022Q1	2022Q2	2022Q3	2022Q4	2023Q1	2023Q2	2023Q3	2023Q4	2024Q1	2024Q2	2024Q3	2025Q1	Industry average	5 quarters average	CAGR 5
P/E											6.98	14.87	15.5	9.43	9.98	10.36	12.03	14.93	16.26	20.05		22.00	14.73	14.12
P/BV											1.34	2.22	2.28	0.1046	0.1121	1.19	1.17	1.34	1.42	1.3		2.50	1.28	1.78
P/S											0.4981	0.533	0.5988	0.5361	0.5596	0.5477	0.5837	0.6202	0.6509	0.6662		4.83	0.6137	3.99
P/FCF								5.21	21.14	47.92	108.1	10.1	36.41	6.14	40.79	9.57	8.33					7.77	20.25	-25.55
E/P								-0.0028	0.0207	-0.0084	0.0251	0.034	0.0215	0.0262	0.0212	0.0302	0.0152					1.16	0.0229	-6.70
EV/EBIT																13.65	52.77	41.85	53.84	48.41			42.10	28.81
EV/EBITDA											5.86	7.83	8.51	6.52	44.11	8.5	11.68	19.72	61.4	96.17		29.48	39.49	62.45
EV/S							2.07		2.39		2.92		2.49		2.81	2.2	2.43	1.77	2.95	2.57		5.45	2.38	3.16
EV/FCF							16.14		29.17		152.47		41.93		49.32	11.45	9.78	1.97	14.92	13.52		11.12	10.33	3.38
Debt/EBITDA											12.43	10.24	13.66	11.11	18.3	11.71	-2213.5	-63.24	-69.41	17.18		-6.06	-463.4520	7.97
Netdebt/Ebitda											2.92	1.69	4.94	2.9	8.5	4.29	-728.5	21.54	-6.45	-0.4339		-6.58	-141.9108	-163.24
Debt/Ratio							0.0515		0.0631		0.0685		0.0515		0.0545	0.0509	0.048	0.0439	0.0484	0.0421		0.19	0.0467	-3.73
Debt/Equity							0.3039		0.4467		0.9925		1.05		0.6214	0.5519	0.4875	0.4676	0.5205	0.4554		18.90	0.4966	-3.77
Debt/Net Income							33.04		37.27		29.27		21.38		23.66	15.51	28.02	21.08	24.96	32.48		20.98	24.41	15.93
Бета																					3.61	0.13	3.61	0.00
Индекс Альтмана	0.3183	0.2807	0.2917	0.3383	0.2893	0.2687	0.3245		0.2483				0.2565								0.4881	4.38	0.3172	12.68

Dividends

IFRS

Reporting Annual Quarterly

	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024	LTM	Industry average	5 year average	CAGR 5
Див.выплата, млрд	0.0934	0.1173	0.1401	0.163	0.182	0.194	0.195	0.219	0.219		0.209		0.2018	3.77
Дивиденд		0.7	0.73	0.73	2.6	2.8	2.86	3.13	3.35	3.52	3.52		3.13	4.68
Див доход, ао, %		1.24	1.17	1.55	1.6	2.42	2.61	2.14	1.9	2.16	1.71	2.34	2.25	-2.25
Дивиденды / прибыль, %	17.5	14.7	6.44	19.57	18.74	43.86	32.6	39.65	24.28		24.28	44.83	31.83	5.32

	2021Q3	2021Q4	2022Q1	2022Q2	2022Q3	2022Q4	2023Q1	2023Q2	2023Q3	2023Q4	2024Q1	2024Q2	2024Q3	Industry average	5 quarters average	CAGR 5
Див.выплата, млрд				0.049	0.054	0.053	0.053	0.054	0.056	0.056	0.056	0.056	0.059		0.0566	1.05
Дивиденд	0.73	0.73	0.73	0.73	0.8	0.8	0.8	0.8	0.85	0.85					0.8200	1.22
Див доход, ао, %	0.6408	0.6571	0.6598	0.6291	0.6506	0.5729	0.5646	0.5621	0.5999	0.5462				2.34	0.5691	-0.95
Дивиденды / прибыль, %				24.75	19.01	25.73	21.03	26.34	19.51	35.44	26.67	27.59	37.82	44.83	29.41	14.15

	Industry average	5 quarters average	CAGR 5

Other

IFRS

Reporting Annual

	2022	2023	2024	CAGR 5
Персонал, чел	3500	3800	3900	3.67

	CAGR 5

	CAGR 5

Investing Port

NYSE: RGA - Reinsurance Group of America, Incorporated

Reporting Reinsurance Group of America, Incorporated

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