Banco de Sabadell, S.A. (BNDSY) 📈: отчетность и дивиденды за 2025

Capitalization

IFRS

Reporting Annual Quarterly

	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024	LTM	5 year average	CAGR 5
Капитализация, млрд €		12.47	4.76	10.45	2.57	11.93	2.51	3.48	9.01	12.96		6.6	7.98	1.67
Выручка, млрд €			5.65	5.89	5.57	5.43	5.78	5.39	5.39	4.99	6.51	6.51	5.61	2.41
Чистая прибыль, млрд €			0.7104	0.8015	0.3281	0.7678	0.002	0.5302	0.8894	1.33	1.83	1.83	0.9163	291.10
EV, млрд €	86.87				15.38	26.75	2.4	31.84	-13.35	-6.01	-21.16	-21.16	-1.2560	-254.55
EBIT, млрд €		0.741	1.01	0.8445	0.4117	0.942	-0.1218	0.6115	1.23	1.89		1.89	0.9103	14.94
EBITDA, млрд €		1.07	1.41	1.25	0.7648	1.41	0.4014	1.14	1.78	2.41		2.41	1.43	11.32
OIBDA, млрд €							0.2416	1.13	2.01	2.95			1.58	86.93
Баланс стоимость, млрд €			13.03	13.16	12.05	12.91	12.42	12.97	13.19	13.84	15	15	13.48	3.85
FCF, млрд €		0.8923	3.28	14.79	-4.2	-11.17	19.74	11.84	-7.06	-11.06		-11.06	0.4580	-0.20
Операционный денежный поток, млрд €		1.71	4.15	15.75	-3.53	-10.4	20.42	12.34	-6.63	-10.52		-10.52	1.04	0.23
Операционная прибыль, млрд €			1.01	0.8445	0.4117	0.942	-0.1218	0.6115	1.23	1.87	3.02	3.02	1.32	-290.05
Операционные расходы, млрд €			3.46	3.68	3.97	3.76	3.74	3.53	3.34	2.87	3.49	3.49	3.39	-1.37
CAPEX, млрд €		0.8133	0.8701	0.9648	0.6756	0.7785	0.683	0.5018	0.4336	0.5325		0.5325	0.5859	-7.31

	2021Q3	2021Q4	2022Q1	2022Q2	2022Q3	2022Q4	2023Q1	2023Q2	2023Q3	2023Q4	2024Q1	2024Q2	2024Q3	2024Q4	5 quarters average	CAGR 5
Капитализация, млрд €	4.02	4.17	4.66	4.55	3.79	9.68	13.36	12.08	13.08	13.69					12.38	7.18
Выручка, млрд €					1.34	1.22	1.45	1.47	1.52	1.37	1.62	1.56	1.61	1.55	1.54	2.50
Чистая прибыль, млрд €					0.317	0.149	0.205	0.3587	0.4388	0.304	0.308	0.483	0.503	0.532	0.4260	11.84
EV, млрд €					-29.58	-19.53	-10.77	-3.41	-3.78	-6.01	-2.73	24.61	-29.83	-21.06	-7.0040	28.50
EBIT, млрд €				0.2524	0.447	0.226	0.342	0.507	0.6185	0.359	-0.133	-0.1496	0.646		0.2682	0.87
EBITDA, млрд €				0.3888	0.584	0.362	0.48	0.643	0.731	0.485	-0.009	-0.0246	0.772		0.3909	1.10
OIBDA, млрд €										0.567	0.167	0.1614	1.04		0.4839	16.38
Баланс стоимость, млрд €					13.33	13.19	13.11	13.49	13	13.84	14.21	14.36	14.39	15	14.36	1.62
FCF, млрд €	0	0	0	0	0.274	0.272	0.276	0.249	0.2251	0.228					0.2500	-3.47
Операционный денежный поток, млрд €					0.274	0.272	0.276	0.249	0.2251	0.228					0.2500	-3.47
Операционная прибыль, млрд €					0.447	0.226	0.342	0.507	0.6185	0.386	0.484	0.669	0.772	0.769	0.6160	14.78
Операционные расходы, млрд €					0.722	0.72	0.92	0.748	0.7121	0.751	0.979	0.766	1.61	0.776	0.9764	0.66

	5 quarters average	CAGR 5

Cash flow Cash flow quarterly Assets

Balance sheet

IFRS

Reporting Annual Quarterly

	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024	LTM	5 year average	CAGR 5
Наличность, млрд €				14.01	28.13	25.91	16.94	36.81	50.38	46.12	37.14	31.15	31.15	40.32	-3.28
Short Term Investments €		5.59	0.7285	0.0079	2	0.596					6.18			1.90	53.36
Long term investments €		29.26	25.61	28.67	27.54	29.5	31.08	29.35	25.27	33.39	32.95			30.41	1.18
Total Receivables €	93.34	92.54	132.63	132.86	129.4	122.81	135.57	0.5069	0.058	0.2066				51.83	-72.13
Total Current Assets €				146.87	157.54	148.72	152.51	36.81	50.44	46.12	37.14	31.15	31.15	40.33	-3.28
Чистые активы, млрд €			1.85	2.07	1.86	1.8	2.95	2.85	2.4	2.28	13.19		13.19	4.73	34.92
Активы, млрд €				212.51	221.35	222.32	223.75	235.76	251.95	251.38	235.17	239.6	239.6	242.77	0.32
Short Term Debt €		44.47					8.56	7.18	6.52	30.89	19.83		19.83	14.60	18.30
Long Term Debt €		31.41	31.7	29.56	26.5	21.71	23.2							26.53	-6.05
Задолженность, млрд €				199.42	208.13	210.21	210.78	223.27	238.95	238.16	221.29	224.57	224.57	229.25	0.12
Чистый долг, млрд €				20.42	-0.6445	0.0057	9.56	-13.05	-27.54	-23.55	-11.35	-31.15	-31.15	-21.3280	19.01
Долг, млрд €		75.88				23.9	31.76	20.67	30.87	22.58	25.79		25.79	26.33	-4.08
Interest income €				5.13	4.69	4.67	4.8	4.32	3.43	3.8	4.72			4.21	-0.34
Расходы на обслуживание долга €			1.64	1.33	1.04	1.19	1.36	0.9247	0.7221	1.19	3.94		3.94	1.63	23.71
Чист. проц. доходы, млрд €				3.84	3.8	3.68	3.62	3.4	3.43	3.8	4.72		5.29	3.79	5.45
Goodwill €		1.08	1.09	1.09	1.02	1.03	1.03	1.03	1.03	1.03	1.02			1.03	-0.19
Амортизация, млрд €				0.3959	0.4022	0.3531	0.4697	0.5232	0.5265	0.5451	0.519	0.501	0.501	0.5230	-0.86
Себестоимость, млрд €											-1.26			-1.2600	0.00
Товарно материальные запасы €		7.42	6.08	4.95	4.4	4.91	-19.74	0.8519	-52.28	0.631				-13.1254	-33.66

	2016Q3	2017Q1	2017Q2	2017Q3	2017Q4	2018Q1	2018Q2	2018Q3	2018Q4	2019Q1	2019Q2	2019Q3	2019Q4	2020Q2	2020Q4	2021Q2	2021Q3	2021Q4	2022Q1	2022Q2	2022Q3	2022Q4	2023Q1	2023Q2	2023Q3	2023Q4	2024Q1	2024Q2	2024Q3	2024Q4	5 quarters average	CAGR 5
Наличность, млрд €																					53.36	46.12	46.38	40.07	40.53	37.14	36.05	39.93	41.01	31.15	37.06	-3.46
Short Term Investments €					2.4	0.099	0.0581	0.349	0.596	1.01		0.32															7.76	68.76	33.08		22.19	100.93
Long term investments €																	24.91	25.27	25.92	30.39	34.44	33.39	33.59	33.83	33.24	32.95					33.40	-0.26
Total Receivables €																0.4579	0.06	0.058	0.035	0.2744	6.93	0.2066	6.81	0.3055	6.37						4.12	-1.67
Total Current Assets €																					53.36	46.12	46.38	40.07	40.53	37.14	36.05	33.85	40.19	31.15	35.68	-3.46
Чистые активы, млрд €																2.5	2.78	2.4	12.9	2.34	2.59	2.28	2.47	2.16	2.25						2.35	-2.78
Активы, млрд €																					260.41	251.38	248.48	243.45	230.05	235.17	236.14	244.33	245.51	239.6	240.15	0.37
Short Term Debt €					51.88	34.32														5.94	0.012	30.89	0.517	15.01		19.83		12.31	12.06		11.95	87.75
Long Term Debt €				0.1979	31.82	22.73	0.1909	21.26	24.98	22.4	21.64	22.62	23.2																		22.97	-1.47
Задолженность, млрд €																					21.62	238.16	25.88	26.3	25.96	25.79	25.55	229.93	231.09	224.57	147.39	54.16
Чистый долг, млрд €																					-31.73	-23.55	-20.5	-13.77	-14.56	-11.35	-10.5	14.87	-41.01	-31.15	-15.8280	22.37
Долг, млрд €																				21.11	23.36	23.91	27.99	26.3	25.96	25.79	25.55	54.8	55.22		37.46	16.29
Interest income €																	0.877	0.863	0.858	1.33	0.965	1.08	1.1	1.17	1.24	1.21					1.16	2.30
Расходы на обслуживание долга €	0.307	0.255	0.2881	0.209		0.218															0.075	0.12	0.165		0.2279	0.0891					0.1354	3.51
Чист. проц. доходы, млрд €																			0.858	0.8986	0.965	1.08	1.1	1.17	1.24	1.21	1.38	1.41			1.28	3.80
Goodwill €											1.03		1.03	1.03	1.03	1.03		1.03		1.03		1.03		1.02		1.02					1.03	-0.19
Амортизация, млрд €																					0.137	0.136	0.138	0.136	0.1125	0.126	0.124	0.125	0.126	0.126	0.1254	0.00
Себестоимость, млрд €																												0.0011	-1.23		-0.6144	-3443.92
Товарно материальные запасы €										1.01	4.93		1.54	1.67	0.8519	1.06		0.7159		0.6637		0.631		0.5678							0.7277	-11.74

Share

IFRS

Reporting Annual Quarterly

	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025	LTM	5 year average	CAGR 5
EPS		0.2142	0.5196	0.1189	0.269	-0.1064	0.2293	0.159	0.4933	0.6797		0.6797	0.2910	-244.90
Цена акции ао			4.09	2.45	2.34	0.866	1.29	1.94	2.18	3.85	6.14	6.14	3.08	36.62
Число акций ао, млн		1516.09	2728.22	764.05	5605.33	2789.2	2793.14	5593.89	2700.56	2688		2688	3312.96	-0.74
FCF/акцию	0.3163	2.16	5.42	-5.5	-1.99	7.08	4.24	-1.26	-4.09			-2.05	0.7960	15.50

	2021Q3	2021Q4	2022Q1	2022Q2	2022Q3	2022Q4	2023Q1	2023Q2	2023Q3	2023Q4	2024Q1	2024Q2	2024Q3	2024Q4	2025Q1	2025Q2	5 quarters average	CAGR 5
EPS					0.2799	0.0542	0.0802	0.0641	0.0808	0.1125	0.114	0.1802	0.1852	0.1959			0.1576	11.73
Цена акции ао			1.67	1.63	1.36	1.73	2.39	2.16	2.41	2.53					5.87	6.14	3.82	23.24
Число акций ао, млн	2793.14	2793.14	2796.5	2793.14	2793.16	5593.53	5596	5596	5432	5403.04							5524.11	-0.69
FCF/акцию					0.0981	0.0486	0.0493	0.0445	0.0414	0.0844							0.0536	11.67

Efficiency

IFRS

Reporting Annual Quarterly

	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025	LTM	Industry average	5 year average	CAGR 5
ROE, %			5.45	6.09	2.72	5.95	0.0161	4.09	6.8	9.86	12.67		12.67	23.22	6.69	279.48
ROA, %			0.3343	0.3621	0.1476	0.3432	0.000849	0.2105	0.3534	0.5476	0.7696		0.7696	4.05	0.3764	290.37
ROIC, %	0.4731					1.85	4.84	2.27	3.25					8.01	2.54	47.02
ROS, %				13.6	5.89	14.13	0.0346	9.83	16.51	26.72	28.06	28.06	28.06	22.65	21.84	23.34
ROCE, %			7.75	6.39	3.4	7.26	-0.9753	4.71	0.4921	0.8079		12.57	12.57	26.26	3.52	-266.74
Ebit margin, %						17.34	-2.11	11.34	22.87	37.89		29.01	29.01		19.80	-268.91
Рентаб EBITDA, %			24.96	21.15	13.72	25.98	6.95	21.09	32.99	48.3		36.98	36.98	36.41	29.26	39.70
Чистая рентаб, %			12.58	13.6	5.89	14.13	0.0346	9.83	16.51	26.72	28.06		28.06	22.53	16.23	281.77
Operation Margin, %				14.33	7.39	17.34	-2.11	11.34	22.87	37.6	46.41	46.41	46.41	34.06	32.93	32.56
Доходность FCF, %	-10.83	7.15	68.95	141.48	-163.8	-93.7	785.43	340.61	-78.34	-85.29					173.74	-1.86

	2022Q3	2022Q4	2023Q1	2023Q2	2023Q3	2023Q4	2024Q1	2024Q2	2024Q3	2024Q4	2025Q2	Industry average	5 quarters average	CAGR 5
ROE, %	2.38	1.13	1.56	2.66	3.32	2.29	2.28	3.51	3.59	3.71		23.22	3.08	10.13
ROA, %	0.1217	0.0593	0.0825	0.1473	0.1853	0.1307	0.1307	0.2011	0.2054	0.2193		4.05	0.1774	10.91
ROS, %		12.2	14.11	24.49	28.84	22.14	19.02	31.04	31.22	34.43	28.06	22.65	28.75	8.09
ROCE, %	0.1872	1.71	0.1536	0.2335	0.4771	0.2859	-0.0836	-0.0907	0.3917		12.57	26.26	2.61	113.12
Ebit margin, %					40.65	26.15	-8.21	-9.61	40.1		29.01		15.49	2.10
Рентаб EBITDA, %	43.71	29.65	33.04	43.89	48.04	35.32	-0.5559	-1.58	47.92		36.98	36.41	23.62	0.92
Чистая рентаб, %	23.73	12.2	14.11	24.49	28.84	22.14	19.02	31.04	31.22	34.43		22.53	27.57	9.23
Operation Margin, %		18.51	23.54	34.61	40.65	28.11	29.89	42.99	47.92	49.77	46.41	34.06	43.40	9.20
Доходность FCF, %	7.23	2.81	2.07	2.25	1.82	1.84							2.16	-8.12

	Industry average	5 quarters average	CAGR 5

Coefficients

IFRS

Reporting Annual Quarterly

	2014	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025	LTM	Industry average	5 year average	CAGR 5
P/E		6.69	13.04	7.82	15.53	1255.28	6.55	11.47	4.01	5.47		5.47	24.94	256.56	-66.28
P/BV		0.3649	0.7941	0.2129	0.9241	0.2023	0.2679	0.7712	0.3847	0.6647		0.6647	5.58	0.4582	26.86
P/S		0.8418	1.77	0.4603	2.19	0.4348	0.6442	1.89	1.07	1.53		1.53	5.06	1.11	28.61
P/FCF			0.7068	-0.6105	-1.07	0.1273	0.2936	-1.28	-1.17	-0.597	-0.597	-0.597	7.71	-0.6701	-215.25
E/P			0.0767	0.1279	0.0644	0.000797	0.1526	0.0987	0.1028	0.2018	0.2768	0.2768	1.16	0.1665	12.65
EV/EBIT					22.53	74.71	-34.65	-10.83	-3.18	0.4488	-11.2	-11.2		-11.8822	-20.22
EV/EBITDA	114.38			8.97	18.95	-26.55	-21.02	-7.51	-2.49			0.3521	-3.79	-7.7240	-166.64
EV/S	16.58				4.92	-1.58	-3.93	-2.48	-1.21	-3.25	-3.25	-3.25	5.74	-2.8240	-3.73
EV/FCF	-58.91				-2.39	-0.4619	-1.79	1.89	0.5434	-0.0767	1.91	1.91	13.03	0.4953	-201.31
Debt/EBITDA	99.91			33.88	22.5	59.2	20.07	12.71	10.71	10.71	10.71	10.71	-6.66	12.98	-11.80
Netdebt/Ebitda			-0.517	0.0075	6.77	-32.52	-24.2	-13.25	-4.71	-4.71	-12.94	-12.94	-13.63	-11.9620	-11.77
Debt/Ratio	0.4646				0.1419	0.1008	0.0906	0.0898	0.1097	0.1097	0.1076	0.1076	0.19	0.1015	3.50
Debt/Equity	6.8				2.46	1.91	1.76	1.71	1.86	1.96	14.94	14.94	8.96	4.45	53.38
Debt/Net Income	204.17				41.36	11869	43.07	25.39	19.36	19.36	14.12	14.12	23.77	24.26	-19.99
PEG											10.86	10.86		10.86	0.00
Бета						1.64	1.45	1.2	-0.5327	-2.02	0.2905	0.2905	0.01	0.0776	-27.50
Индекс Альтмана			-1.63	188.25	0.2989	-0.0882	0.0036	0.0346	0.0641	-0.6095	-0.1781	-0.1781	4.70	-0.1371	-318.21

	2017Q3	2017Q4	2018Q1	2021Q3	2021Q4	2022Q1	2022Q2	2022Q3	2022Q4	2023Q1	2023Q2	2023Q3	2023Q4	2024Q1	2024Q2	2024Q3	2024Q4	2025Q1	2025Q2	Industry average	5 quarters average	CAGR 5
P/E								11.95	64.99	65.16	7.69	9.54	4.16	5.57	6.39	6.96	5.51			24.94	5.72	5.78
P/BV								0.2843	0.7342	1.02	0.0477	0.0529	0.0255	0.0369	0.6766	0.7754	0.6716			5.58	0.4372	92.36
P/S								2.84	7.93	9.19	1.52	1.95	0.9364	1.31	1.62	1.81	1.59			5.06	1.45	11.17
P/FCF								13.83	35.6	48.39	44.47	54.95	54.32						-0.597	7.71	40.31	-141.52
E/P					0.0386	0.0457	0.0395	0.0837	0.0154	0.0153	0.0297	0.0355	0.0222						0.2768	1.16	0.0759	78.44
EV/EBIT												-6.1	-16.73	20.5	-164.5	-46.17			-11.2		-43.6200	-7.71
EV/EBITDA							-15.54	-17.8	-10.67	-5.49	-5.3	-1.7	-2.59	-1.49	21.2	-24.38				-3.79	-1.7920	70.34
EV/S		52.27	28.86								-2.33	-2.48	-4.37	-1.68	15.82	-18.51	-13.63		-3.25	5.74	-4.2500	14.11
EV/FCF											-13.69	-16.77	-26.35						1.91	13.03	-13.7250	-161.12
Debt/EBITDA								37.02	62.37	53.91	40.9	35.51	53.18	-2839.22	-2226.93	71.53			10.71	-6.66	-986.1460	-27.42
Netdebt/Ebitda								-54.34	-65.04	-42.71	-21.42	-19.92	-23.4	1166.56	-604.27	-53.12			-12.94	-13.63	94.57	-11.17
Debt/Ratio	0.0019	0.3781	0.2605								0.108	0.1129	0.1097	0.1082	0.2243	0.2249			0.1076	0.19	0.1549	-0.39
Debt/Equity	0.0301	6.36	4.45								1.95	2	1.86	1.8	3.82	3.84			14.94	8.96	5.25	51.69
Debt/Net Income	1.95	566.83	220.02								73.31	59.17	84.84	82.96	113.45	109.78			14.12	23.77	81.03	-30.14
PEG																			10.86		10.86	0.00
Бета																		-6.63	0.2905	0.01	-3.1698	-120.93
Индекс Альтмана				-0.0198	-0.0241		-0.0223	-0.0173	-0.0015	0.0055	-0.0176	-0.0086						-0.6095	-0.1781	4.70	-0.1617	-300.48

Dividends

IFRS

Reporting Annual Quarterly

	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025	LTM	Industry average	5 year average	CAGR 5
Див.выплата, млрд	0.0401	0.0212	0.16	0.2801	0.3921	0.0563	0.1125	1.75	0.2737	0.2737					0.4932	37.20
Дивиденд			0.1174	0.1096	0.1639	0.0661	0.0431		0.003	0.0957	0.2124	0.23	0.3862		0.1168	39.78
Див доход, ао, %				2.86	4.88	3.11	4.79	3.39	5.57	6.93	6.12	7.73	6.93	2.42	5.95	17.92
Дивиденды / прибыль, %		2.99	22.52	34.95	119.5	7.33	5621.33	330.04	31.58	20.55			20.55	43.17	1202.17	22.90

	2017Q4	2018Q2	2018Q4	2019Q2	2019Q4	2020Q2	2022Q2	2022Q4	2023Q1	2023Q4	Industry average	5 quarters average	CAGR 5
Дивиденд	0.0471	0.1189	0.045	0.0221	0.044	0.0431	0.0662	0.0426	0.0435	0.0663		0.0523	9.00
Див доход, ао, %	1.2	3.25	1.72	1.02	1.93	5.8	4.07	2.46	1.82	2.61	2.42	3.35	-14.76

	Industry average	5 quarters average	CAGR 5

Other

IFRS

Reporting Annual

	2020	2021	2022	2023	2024	CAGR 5
CAPEX/Выручка, %	11.82	9.3	8.05	10.68		-2.50
Персонал, чел		21 095	19 878	18 713	19 148	-2.39

	CAGR 5

	CAGR 5

Investing Port

Banco de Sabadell, S.A.

Reporting Banco de Sabadell, S.A.

Capitalization

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Efficiency

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