NSE: HDFC - Housing Development Finance Corporation Limited

Yield per half year: +0.2826%
Dividend yield: 0.00%
Sector: Financials

Reporting Housing Development Finance Corporation Limited

Capitalization

IFRS

Reporting Annual Quarterly

	2015	2016	2017	2018	2019	2020	2021	2022	2023	LTM	5 year average	CAGR 5
Капитализация, млрд ₹	1 991.37	2 010.86	2 583.37	3 226.77	3 661.74	3 570.17	4 853.92	4 421.82	4 919.71	5 090	4285.47	6.08
Выручка, млрд ₹	214.63	239.05	276.48	325.77	669.25	598.12	1 098.84	1 085.47	1 161.53	1 161.53	922.64	11.66
Чистая прибыль, млрд ₹	87.63	101.9	110.51	162.55	162.32	214.35	187.4	225.95	261.61	261.61	210.33	10.02
EV, млрд ₹	3 103.37	3 538.33	5 066.66	6 084.18	6 912.03	7 178.57	9 293.08	7 501.99	8 968.56	8 968.56	7970.85	5.35
EBIT, млрд ₹	305.18	339.21	368.33	432.26	497.63	248.01	224.9	540.35	674.37	674.37	437.05	6.27
EBITDA, млрд ₹	306.49	341.18	370.12	433.76	499.38	250.57	228.45	544.54	680.34	680.34	440.66	6.38
Баланс стоимость, млрд ₹	450.72	509.01	600.59	865.41	1 117.33	1 264.79	1 567.13	1 798.53	2 014.74	2 014.74	1552.50	12.51
FCF, млрд ₹	-97.37	-197.35	-148.87	-330.86	-445.13	-272.41	-274.35	-461.62	-476.43	-476.43	-385.9880	1.37
Операционный денежный поток, млрд ₹	-91.18	-195.87	-141.73	-328.63	-443.01	-268.85	-272.76	-440.28	-473.28	-473.28	-379.6360	1.33
Операционная прибыль, млрд ₹	310.01	115.79	125.96	99.25	142.08	248.01	224.9	540.35	674.37	674.37	365.94	36.54
Операционные расходы, млрд ₹	111.58	115.59	142.52	179.39	512.48	432.14	895.69	873.17	933.94	933.94	729.48	12.75
CAPEX, млрд ₹	6.19	1.48	7.14	2.23	2.12	3.56	1.59	21.34	3.15	3.15	6.35	8.24

	2013Q4	2014Q4	2015Q4	2016Q4	2017Q4	2018Q1	2018Q2	2018Q4	2019Q1	2019Q2	2019Q3	2019Q4	2020Q1	2020Q2	2020Q3	2020Q4	2021Q1	2021Q2	2021Q3	2021Q4	2022Q1	2022Q2	2022Q3	2022Q4	2023Q1	5 quarters average	CAGR 5
Капитализация, млрд ₹	1 263.53	1 730.19	1 962.17	2 100.38	2 783.01			3 191.76				3 884.86				3 957.49				5 120.61				4 701.93		4171.33	8.06
Выручка, млрд ₹																323.13	289.82	243.71	319.2	243.13	279.44	155.05	351.65	312.91	341.9	288.19	4.12
Чистая прибыль, млрд ₹																51.77	53.5	50.41	52.58	58.37	64.59	53.09	65.53	66.75	76.24	65.24	3.37
EV, млрд ₹				3 222.54	4 549.72							8 082.73				8 396.65				10 168.21	7 521.98	7 746.97	7 958.57		8 968.56	8472.86	-2.48
EBIT, млрд ₹																132.18	130.51	126.52	130.51	137.84	145.48	139.66	164.94	175.9	193.87	163.97	5.91
EBITDA, млрд ₹																133.08	131.4	127.4	131.39	138.74	147.01	141.16	166.43	177.41	195.33	165.47	5.85
Баланс стоимость, млрд ₹															1 439.68	1 567.13	1 567.13	1 635.73	1 635.73	1 798.53	1 798.53	1 846.69	1 846.69		2 014.74	1861.04	2.30
FCF, млрд ₹					-82.72	-82.72	-82.72	-111.28	-111.28	-111.28		-67.79	-67.79	-67.79	-67.79											-76.4880	-9.44
Операционный денежный поток, млрд ₹											-46.84	-67.21	-67.21	-67.21	-67.21		-272.76		-104.99		-440.28		-249.59		-473.28	-308.1800	11.65
Операционная прибыль, млрд ₹																50.42	47.71	44.04	45.9	46.5	145.48	139.66	164.94	175.9	193.87	163.97	5.91
Операционные расходы, млрд ₹																266.37	235.05	192.73	268.73	191.48	220.23	106.32	294.37	259.13	274.11	230.83	4.47
CAPEX, млрд ₹											2.23	0.5771	0.5771	0.5771	0.5771		1.59		0.4315		21.34		0.3445		3.15	5.37	14.65

Cash flow Cash flow quarterly Assets

Balance sheet

IFRS

Reporting Annual Quarterly

	2010	2011	2012	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	LTM	5 year average	CAGR 5
Наличность, млрд ₹						74.08	80.92	136.63	40.56	55.36	55.8	30.98	26.99	34.63	34.63	40.75	-8.96
Short Term Investments ₹	0.0006	0.0006	30.84	60	49.99	54.91	23.3	21.82	8.57	23.01						26.32	-15.97
Long term investments ₹					701.13	906.68	1 043.74	1 285.69	1 585.05	782.83	1 057.81	1 168.38	1 268.52	1 657.91		1187.09	16.19
Total Receivables ₹						30.59	52.3	60.61	66.33	59.61	40.44	39.12	42.95	3.37	3.37	37.10	-43.71
Total Current Assets ₹						2 565.37	2 943.27	3 426.27	4 026.21	5 806.53	96.24	70.1	69.94	38	38	1216.16	-63.43
Чистые активы, млрд ₹						12.09	13.19	12.47	11.73	12.08	17.65	17.48	18.84	20.31	20.31	17.27	10.95
Активы, млрд ₹						3 495.25	3 976.8	4 731.58	5 627.01	6 608.75	7 298.15	8 293.55	9 663.49	10 915.29	10 915.29	8555.85	10.56
Short Term Debt ₹						429.35	419.49	869.89	927.06	1 070.72	1 323.05	1 500.77	1 607.84	1 519.41	1 519.41	1404.36	7.25
Long Term Debt ₹						756.72	1 188.9	1 750.02	1 970.9	2 234.93	2 341.15	2 969.36	2 939.08	4 303.24	4 303.24	2957.55	14.00
Задолженность, млрд ₹						3 026.33	3 444.54	4 096.26	4 714.62	5 428.97	5 959.78	6 637.37	7 737.19	8 762.16	8 762.16	6905.09	10.05
Чистый долг, млрд ₹						1 425.94	1 656.18	1 928.78	2 396.29	2 735.1	2 878.89	2 942.3	3 357.22	4 268.61	4 268.61	3236.42	9.31
Долг, млрд ₹						1 186.08	1 608.39	2 619.92	2 897.96	3 305.65	3 664.2	4 470.13	4 546.91	5 822.65	5 822.65	4361.91	11.99
Interest income ₹								323.6	59.36	73.9	57.14	444.62	89.37	111.66		155.34	8.61
Расходы на обслуживание долга ₹						185.9	200.92	217.61	229.7	290.13	321.09	290.81	272.3	368.45	368.45	308.56	4.90
Чист. проц. доходы, млрд ₹								105.99	124.91	168.15	131.44	153.8	178.94	207.46	111.66	167.96	4.29
Goodwill ₹					1.86	1.96	1.95	6.26	2.27	6.32	16.07	16.07	52.95	52.89		28.86	52.94
Амортизация, млрд ₹						1.31	1.97	1.79	1.49	1.75	2.56	3.55	4.19	5.97	5.97	3.60	27.82
Себестоимость, млрд ₹						0.2461	228.2	250.72	279.22	331.48	320.78	290.81	271.97	368.45	368.45	316.70	2.14

	2009Q1	2010Q1	2011Q1	2011Q4	2012Q4	2013Q4	2014Q4	2015Q4	2016Q4	2017Q4	2019Q2	2019Q4	2020Q2	2020Q3	2020Q4	2021Q1	2021Q2	2021Q3	2021Q4	2022Q1	2022Q2	2022Q3	2022Q4	2023Q1	5 quarters average	CAGR 5
Наличность, млрд ₹														12.05	30.98	30.98	47.36	47.36	26.99	26.99	28.39	28.39		34.63	29.08	5.11
Short Term Investments ₹	0.1026	0.0006	0.0006	61.58	60	49.99	54.91	68.86	22.35	2.48															39.72	-45.16
Long term investments ₹											1 082.28	1 057.81	1 098.26		1 168.38		1 209.15		1 268.52	1 227.97	1 379.74	1 379.74		1 657.91	1382.78	5.50
Total Receivables ₹														3.04	39.12	39.12	1.92	1.92	42.95	42.95	3.61	3.61		3.37	19.30	-39.89
Total Current Assets ₹												6 194.81	6 601.59		7 119.21		7 551.08	49.29	1 257.07	69.94	86.58	32.01		38	296.72	-50.33
Чистые активы, млрд ₹												17.65	17.26		17.48		17.56	1 635.73	18.84	18.84	18.81	18.81		20.31	19.12	1.51
Активы, млрд ₹														7 744.47	8 293.55	8 293.55	8 804.02	8 712.34	9 663.49	9 663.49	10 137.42	10 137.42		10 915.29	10103.42	2.47
Short Term Debt ₹											1 223.6	1 323.05	1 482.77		1 500.77		1 613.45		1 607.84	1 607.84	1 627.46	1 627.46		1 519.41	1598.00	-1.13
Long Term Debt ₹											2 723.91	2 930.63	2 786.29		2 969.36		3 081.93		3 466.76	3 466.76	3 770.73	3 770.73		4 303.24	3755.64	4.42
Задолженность, млрд ₹														6 222.23	6 637.37	6 637.37	7 076.62	7 076.62	7 737.19	7 737.19	8 155.25	8 155.25		8 762.16	8109.41	2.52
Чистый долг, млрд ₹														2 774.24	2 942.3	2 942.3	3 034.56	3 034.56	3 357.22	3 357.22	3 742.34	3 742.34		4 268.61	3693.55	4.92
Долг, млрд ₹												4 253.68	4 269.06		4 470.13		4 695.38	3 081.93	5 074.6	5 074.6	5 398.2	5 398.2		5 822.65	5353.65	2.79
Interest income ₹															17.6	108.79	109.57	110.48	24.6	24.48	124.58	29.54	30.48	29.79	47.77	4.00
Расходы на обслуживание долга ₹															69.54	66.66	66.27	66.84	69.95	69.25	76.88	87.62	99.32	104.64	87.54	8.61
Чист. проц. доходы, млрд ₹															42.28	42.13	43.3	43.64	44.64	47.36	47.7	49.52	52.15	58.09	50.96	4.17
Goodwill ₹														16.01	16.07	16.07	16.01	16.01	52.95	52.95	52.89	52.89		52.89	52.91	-0.02
Амортизация, млрд ₹															0.9052	0.8917	0.874	0.8837	0.8987	1.53	1.5	1.5	1.52	1.46	1.50	-0.93
Себестоимость, млрд ₹															69.54	66.66	66.27	66.84	69.95	69.25	76.88	87.62	99.32	104.64	87.54	8.61

Share

IFRS

Reporting Annual Quarterly

	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025	LTM	5 year average	CAGR 5
EPS	37.79	47.26	46.49	75.46	56.46	102.89	67.51	123.65	142.6			142.6	98.62	20.36
Цена акции ао			1710.4	1968.35	2412.55	2558.65	2563.7	2637.6	2724.3	2724.3	2724.3	2724.3	2674.84	1.22
Число акций ао, млн	1592.5	1612.68	1622.22	1734.21	1747.33	1801.24	1836.11	1827.3	1834.56			1834.56	1809.31	0.98
FCF/акцию	-61.14	-122.37	-91.77	-190.79	-254.75	-151.24	-149.42	-252.62	-259.7			-259.7	-213.5460	0.39

	2011Q4	2012Q4	2013Q4	2014Q4	2015Q4	2016Q4	2017Q4	2018Q4	2019Q4	2020Q4	2021Q1	2021Q2	2021Q3	2021Q4	2022Q1	2022Q2	2022Q3	2022Q4	2023Q1	2023Q2	2023Q3	2023Q4	2025Q1	5 quarters average	CAGR 5
EPS										16.24	17.5	16.45	20.93	17.75	20.29	20.1	20.1	19.99	41.56					24.41	15.42
Цена акции ао													2654.04	2788.83	2447.27	2245.4	2354.69	2551.27	2634.88	2714.91	2795.31		2724.3	2684.13	1.32
Число акций ао, млн				1584.73	1592.5	1612.68	1622.22	1734.21	1747.33	1801.24				1836.11				1842.97				1834.56		1812.44	0.98
FCF/акцию	-29.57	-19.42	-17.78	-15.36	-30.98	-23.08	-50.99	-64.17	-38.8															-41.6040	4.60

Efficiency

IFRS

Reporting Annual Quarterly

	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025	LTM	Industry average	5 year average	CAGR 5
ROE, %		19.44	20.02	18.4	18.78	14.53	16.95	11.96	13.43	13.72			12.98	16.86	14.12	-1.14
ROA, %		2.51	2.56	2.34	2.89	2.46	2.94	2.26	2.52	2.54			2.4	4.25	2.54	0.64
ROIC, %	4.06	6.88	6	4.27	5.1	4.44	4.96	3.71	4.42	4.03				9.45	4.31	-1.92
ROS, %				39.97	49.9	24.25	35.84	17.05	20.82	22.52	22.52	22.52	22.52	54.68	21.09	5.72
ROCE, %			63.73	57.98	47.38	42.18	18.53	13.58	5.68	6.21		31.32	31.32	8.81	15.06	11.07
Ebit margin, %						74.36	41.47	20.47	49.78	58.06		58.06	58.06		45.57	6.96
Рентаб EBITDA, %			142.72	133.87	133.15	74.62	41.89	20.79	50.17	58.57		58.57	58.57	61.11	46.00	6.93
Чистая рентаб, %		40.83	42.63	39.97	49.9	24.25	35.84	17.05	20.82	22.52			22.52	54.68	24.10	-1.47
Operation Margin, %				45.56	30.47	21.23	41.47	20.47	49.78	58.06	58.06	58.06	58.06	57.48	48.89	23.18
Доходность FCF, %	-7.23	-4.89	-9.81	-5.76	-10.25	-12.16	-7.63	-5.65	-10.44	-9.68					-9.1120	-4.46

	2011Q4	2012Q4	2013Q4	2014Q4	2015Q4	2016Q4	2017Q1	2017Q2	2017Q3	2017Q4	2018Q4	2019Q2	2019Q4	2020Q2	2020Q3	2020Q4	2021Q1	2021Q2	2021Q3	2021Q4	2022Q1	2022Q2	2022Q3	2022Q4	2023Q1	Industry average	5 quarters average	CAGR 5
ROE, %															3.19	3.3	3.41	3.08	3.21	3.25	3.59	2.87	3.55		3.78	16.86	3.41	3.07
ROA, %															0.5939	0.6242	0.6451	0.5726	0.6035	0.604	0.6683	0.5237	0.6465		0.6984	4.25	0.6282	2.95
ROIC, %							1.25	1.02	0.7132	2.77		0.7588	0.832	0.7654							1.54		1.66		1.67	9.45	1.29	14.95
ROS, %																16.02	18.46	20.69	16.47	24.01	23.11	34.24	18.64	21.33	22.3	54.68	23.92	-0.71
ROCE, %															8.53	7.98	7.88	7.32	7.98	7.16	7.55	7.05	8.32		9	8.81	7.82	4.68
Ebit margin, %																					52.06	90.07	46.9	56.21	56.7		60.39	1.72
Рентаб EBITDA, %																41.19	45.34	52.27	41.16	57.07	52.61	91.04	47.33	56.7	57.13	61.11	60.96	1.66
Чистая рентаб, %																16.02	18.46	20.69	16.47	24.01	23.11	34.24	18.64	21.33	22.3	54.68	23.92	-0.71
Operation Margin, %																15.6	16.46	18.07	14.38	19.13	52.06	90.07	46.9	56.21	56.7	57.48	60.39	1.72
Доходность FCF, %	-4.52	-2.45	-2.19	-1.41	-2.51	-1.77				-2.97	-3.49		-1.74														-2.4960	-7.07

Coefficients

IFRS

Reporting Annual Quarterly

	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025	LTM	Industry average	5 year average	CAGR 5
P/E	22.73	19.73	23.38	19.85	22.56	16.66	25.9	18.34	17.97			17.97	36.17	20.29	-4.45
P/BV	4.42	3.95	4.3	3.73	3.28	2.82	3.1	2.15	2.18			2.18	3.46	2.71	-7.85
P/S	9.28	8.41	9.34	9.91	5.47	5.97	4.42	3.82	4.05			4.05	11.00	4.75	-5.83
P/FCF			-17.35	-9.75	-8.23	-13.11	-17.69	-9.58	-10.33	-10.68	-10.68	-10.68	9.19	-11.7920	-9.60
E/P			0.0428	0.0504	0.0443	0.06	0.0386	0.0511	0.0532	0.0514	0.0514	0.0514	0.25	0.0491	5.89
EV/EBIT					12.28	22.13	33.24	13.88	13.3	13.3	13.3	13.3		17.40	-16.74
EV/EBITDA	10.13	10.37	13.69	14.03	13.84	28.65	40.68	13.78	13.18			13.18	160.46	22.03	-0.97
EV/S			18.33	18.68	10.33	12	8.46	6.91	7.72	7.72	7.72	7.72	13.52	7.71	-1.81
EV/FCF			-34.03	-18.39	-15.53	-26.35	-33.87	-16.25	-18.82	-18.82	-18.82	-18.82	11.90	-21.3160	-11.09
Debt/EBITDA			7.08	6.68	6.62	14.62	19.57	8.35	8.56	8.56	8.56	8.56	139.52	10.72	-15.24
Netdebt/Ebitda			5.21	5.52	5.48	11.49	12.88	6.17	6.27	6.27	6.27	6.27	-122.79	7.57	-13.41
Debt/Ratio			0.5537	0.515	0.5002	0.5021	0.539	0.4705	0.5334	0.5334	0.5334	0.5334	0.30	0.5219	-0.21
Debt/Equity			4.36	3.35	2.96	2.9	2.85	2.53	2.89	286.71	286.71	286.71	5.37	116.34	151.49
Debt/Net Income			23.71	17.83	20.37	17.09	23.85	20.12	22.26	22.26	22.26	22.26	13.96	22.15	-1.37
PEG											0.1202	0.1202		0.1202	0.00
Бета								0.78	0	-0.0448	-0.0075	-0.0075	1.50	0.2426	-121.26
Индекс Альтмана			1.01	1.04	1.05	0.8271	0.9609	0.8835	0.8894	0.8534	0.8534	0.8534	0.99	0.8881	-2.34

	2011Q4	2012Q4	2013Q4	2014Q4	2015Q4	2016Q4	2017Q4	2018Q4	2019Q2	2019Q4	2020Q2	2020Q3	2020Q4	2021Q1	2021Q2	2021Q3	2021Q4	2022Q1	2022Q2	2022Q3	2022Q4	2023Q1	2025Q1	2025Q2	Industry average	5 quarters average	CAGR 5
P/E								105.05		101.29			76.45			23.59	87.73	18.38	17.58	17.5	70.44	17.94			36.17	28.37	-0.48
P/BV						3.5	3.22	2.86		3.07			2.53				2.85	2.16	2.02	2.13		2.18			3.46	2.27	-5.22
P/S								18.88		18.34			12.25			4.18	21.06	3.82	4.03	4.11	15.03	4.04			11.00	6.21	1.13
P/FCF	-22.14	-40.85	-45.57	-71.08	-39.77	-56.44	-33.65	-28.68		-57.31															9.19	-43.1700	7.58
E/P			0.0153	0.0126	0.0123	0.013	0.024	0.0095		0.0099			0.0131				0.0114				0.0142				0.25	0.0116	8.37
EV/EBIT																		51.71	55.47	48.25		46.26				50.42	-2.75
EV/EBITDA						34.74	33.54			66.16			63.09			15.26	73.29	13.81	13.88	13.41		45.92			160.46	32.06	-8.93
EV/S						51.37	57.98			38.17			25.99				41.82	26.92	49.96	22.63		26.23			13.52	33.51	-8.91
EV/FCF						-86.59	-55			-119.23															11.90	-86.9400	11.25
Debt/EBITDA										34.82	34.43		33.59		36.86	23.46	36.58	34.52	38.24	32.43		29.81			139.52	34.32	-4.01
Netdebt/Ebitda												21.21	22.11	22.39	23.82	23.1	24.2	22.84	26.51	22.49		21.85			-122.79	23.58	-2.02
Debt/Ratio									0.5674	0.5828	0.5512		0.539		0.5333		0.5251	0.5251	0.5325	0.5325		0.5334			0.30	0.5297	0.31
Debt/Equity									3.15	3.36	2.97		2.85		2.87		2.82	2.82	2.92	2.92		2.89			5.37	2.87	0.49
Debt/Net Income									127.57	110.91	118.14		86.35		93.14		86.94	78.57	101.69	82.37		76.38			13.96	85.19	-2.56
Бета																							-0.0101	-0.0075	1.50	-0.0088	-13.83
Индекс Альтмана			0.6112	0.6953	0.688	0.6226	0.7067			0.7341			0.6768				0.7202						0.8534	0.8534	0.99	0.7676	3.06

Dividends

IFRS

Reporting Annual Quarterly

	2015	2016	2017	2018	2019	2020	2021	2022	2023	LTM	Industry average	5 year average	CAGR 5
Див.выплата, млрд	25.06	25.2	26.86	29.57	34.07	30.23	36.43	54.43	54.43	54.43		41.92	9.82
Дивиденд	15	17	18	2	21	21	23	30	30	0		25.00	7.39
Див доход, ао, %	1.2	1.36	1.13	1.07	1	1.06	0.87	2.27	1.12	0	1.39	1.26	2.29
Дивиденды / прибыль, %	28.6	24.73	24.3	18.19	20.99	14.11	19.44	18.38	20.8	20.8	18.33	18.74	-0.18

	2016Q3	2017Q1	2017Q3	2018Q1	2018Q3	2019Q1	2019Q3	2019Q4	2020Q1	2020Q2	2020Q3	2021Q1	2021Q2	2021Q3	2022Q1	2022Q2	2022Q3	2023Q1	Industry average	5 quarters average	CAGR 5
Див.выплата, млрд							30.23	7.56	7.56	7.56	7.56	36.43		41.69	41.53		54.43	54.43		45.70	8.36
Дивиденд	14	3	15	3.5	16.5	3.5	17.5				21		23			3				13.60	-3.04
Див доход, ао, %	1.02	0.22	0.8709	0.1924	0.8569	0.1805	0.8158				1.17		0.9182			1.34			1.39	0.8849	49.32
Дивиденды / прибыль, %							29.09	19.71	18.36	20.92	16.43	68.09		79.29	64.31		83.05	71.39	18.33	73.23	0.95

Pay for your subscription

More functionality and data for company and portfolio analysis is available by subscription

Subscribe

Other

IFRS

Reporting Annual

	2022	2023	CAGR 5
Персонал, чел	3599	3599	0.00

	CAGR 5

	CAGR 5