NASDAQ: UMBF - UMB Financial Corporation

Yield per half year: +22.2%
Dividend yield: +1.66%
Sector: Financials

Reporting UMB Financial Corporation

Capitalization

IFRS
Reporting Annual Quarterly
2015 2016 2017 2018 2019 2020 2021 2022 2023 LTM 5 year average CAGR 5
Капитализация, млрд $
2.56 2.85 3.65 3.59 2.99 3.92 4.98 4.39 3.37 3.18
Выручка, млрд $
0.807 0.905 0.921 0.9477 1.03 1.22 1.2 0.2219 1.42 2.38
Чистая прибыль, млрд $
0.116 0.159 0.247 0.1955 0.2436 0.2865 0.353 0.4317 0.35 0.35
EV, млрд $
1.67 3.64 3.25 1.41 1.77 0.0274 -3.8 2.71 -0.1876 2.73
EBIT, млрд $
0.2186 0.2387 0.3604 0.3444 0.478 0.4162 0.5261 0.5342 -0.1443 -0.0465
EBITDA, млрд $
0.212 0.2616 0.4133 0.3975 0.4835 0.4227 0.5308 0.586 -0.0856 0.0086
Баланс стоимость, млрд $
1.89 1.96 1.34 2.23 2.61 3.02 3.15 2.67 3.1 3.1
FCF, млрд $
0.157 0.246 0.29 0.2392 0.2691 0.3134 0.5004 0.7178 0.4457 0.4457
Операционный денежный поток, млрд $
0.211 0.2964 0.3265 0.2971 0.3414 0.3736 0.5341 0.7696 0.4726 0.4726
Операционная прибыль, млрд $
0.1593 0.207 0.2363 0.2236 0.478 0.4162 0.5261 0.7507 0.5072 0.5072
Операционные расходы, млрд $
0.673 0.727 0.804 0.91 1 0.0147 0.0185 0.0257 1.33 0.3285
CAPEX, млрд $
0.054 0.051 0.036 0.0579 0.0723 0.0602 0.0337 0.0517 0.0269 0.0269


Balance sheet

IFRS
Reporting Annual Quarterly
2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 LTM 5 year average CAGR 5
Наличность, млрд $
0.9811 1.14 1.74 1.69 1.7 3.54 9.26 1.68 5.61 5.61
Short Term Investments $
6.81 6.47 6.26 6.54 7.45 9.3 11.98 7.01 19.52 7.07
Long term investments $
14.76 17.01 18.24 18.92 20.04 22.18 26.68 13.81 13.23 13.18
Total Receivables $
0.0901 0.099 0.0989 0.1102 0.1245 0.1399 0.1311 0.1892 0.5197 0.5197
Total Current Assets $
10.97 12.44 13.65 15.02 9.27 12.98 21.36 0.00042 0.4522 6.09
Чистые активы, млрд $
0.2815 0.289 2.18 15.02 9.27 12.98 28.46 0.2636 10.68 0.2636
Активы, млрд $
19.09 20.68 21.77 23.35 26.56 33.13 42.69 38.51 44.01 44.01
Short Term Debt $
0.005 1.86 1.26 0.0000 1.92 2.32 3.25 2.23 1 3.92
Long Term Debt $
0.0861 0.0768 0.0793 0.0827 0.0975 0.2696 0.2715 0.3813 0.3832 0.3832
Задолженность, млрд $
17.2 18.72 19.59 21.12 23.95 30.11 39.55 0.3813 40.91 40.91
Чистый долг, млрд $
-0.89 -1.06 4.59 -1.61 -1.6 -3.27 -8.98 -1.3 -4.22 -1.3
Долг, млрд $
0.0911 1.93 0.0793 0.0827 0.0975 0.2696 0.2715 2.62 1.38 4.3
Interest income $
0.4307 0.523 0.6169 0.732 0.8629 0.8085 0.8615 1.14 1.84
Расходы на обслуживание долга $
0.0186 0.0277 0.058 0.1215 0.192 0.0773 0.046 0.2237 0.9186 0.9186
Чист. проц. доходы, млрд $
0.4121 0.4953 0.6169 0.732 0.8629 0.8085 0.8615 1.14 1.84 1.84
Goodwill $
0.2098 0.2283 0.2284 0.1809 0.1809 0.1809 0.1809 0.1745 0.2074 0.2074
Амортизация, млрд $
0.0121 0.0506 0.0529 0.0058 0.0055 0.0065 0.0048 0.0518 0.0587 0.0551
Себестоимость, млрд $
0.0674 -0.0246 0.0371 0.0326 0.0308 0.0341 0.0602 0.099 0.1923 0.0948
Товарно материальные запасы $
0.0033 0.000194 0.0015 0.0033 0.0029 0.0047 0.2801 3.11 0.9669 0.9669


Share

IFRS
Reporting Annual Quarterly
2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 LTM 5 year average CAGR 5
EPS 2.44 3.22 4.96 3.93 4.96 5.93 7.24 8.86 7.18 7.18
Цена акции ао 77.12 71.92 60.97 81.7 68.99 91.17 83.55 112.86 121.04 121.04
Число акций ао, млн 49.07 49.62 49 49 49 48 48 48.75 48.76 48.76
FCF/акцию 3.2 4.95 5.82 4.81 5.48 6.48 10.27 14.73 9.14 9.14


Efficiency

IFRS
Reporting Annual Quarterly
2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 LTM Industry average 5 year average CAGR 5
ROE, % 6.56 8.24 11.93 8.87 10.08 10.19 11.46 14.85 12.14 11.29 -43.19
ROA, % 0.63 0.8 1.16 0.8666 0.9761 0.96 0.9312 1.06 0.8483 0.7953 9.41
ROIC, % 7.3 5.86 7.79 8.09 8.49 9.01 7.37 10.33 9.58 5.73 6.57
ROS, % 38.94 36.34 46.51 34.16 39.72 194.52 24.64 14.7 14.7 14.7 25.64
ROCE, % 11.54 12.16 16.52 14.9 17.68 7.23 14.59 2.41 -0.3308 -1.5 -38.96
Рентаб EBITDA, % 26.28 28.89 44.9 41.94 47.04 34.7 44.38 264.08 -6.02 0.3607 35.01
Чистая рентаб, % 14.38 17.54 26.84 20.63 23.7 23.52 29.52 194.52 24.64 14.7 25.64
Operation Margin, % 25.67 23.59 27.82 23.52 35.87 338.29 35.7 21.31 21.31 21.31 30.19
Чистая процентная маржа, % 17.89 15.61 14.39 17.54 26.84 20.63 23.7 23.52 29.52 29.97 22.37
Доходность FCF, % 7.39 6.14 8.63 7.94 6.66 8.32 11.57 11 16.05 13.21


Coefficients

IFRS
Reporting Annual Quarterly
2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 LTM Industry average 5 year average CAGR 5
P/E
19.2 26 19.5 15.42 13.84 11.51 14.68 9.28 11.53 11.53 24.90
P/BV
1.2 1.9 1.7 1.35 1.29 1.09 1.65 0.105 1.3 1.3 -13.96
P/S
2.8 4.3 3.7 3.18 3.28 2.71 4.33 18.05 2.84 1.7 6.30
P/FCF
11.31 11.81 12.04 10.61 10.35 6.23 4.43 7.13 7.13 7.13 21.58
E/P
0.0677 0.0545 0.0753 0.1058 0.0776 0.0965 0.1038 0.1101 0.1101 0.1101 0.05
EV/EBITDA
5.51 9.19 19.78 3.54 3.66 0.0648 -7.16 4.62 2.19 318.16 17.54
EV/Ebit
7.52 0.2268 -10.05 5.07 1.3 -58.75 -58.75 -58.75
EV/S
3.53 3.69 3.46 1.44 -0.9936 12.2 -0.132 1.15 1.15 1.15 6.54
EV/FCF
11.2 14.63 13.21 5.62 -2.37 3.77 -0.4209 6.13 6.13 6.13 24.63
Debt/EBITDA
15.33 0.208 0.2017 0.6378 0.5116 4.46 -16.16 501.09 501.09 501.09 2.11
Netdebt/Ebitda
-1.09 -5.82 -4.68 -8.14 -18.53 -2.22 49.34 -151.87 -151.87 -151.87 0.99
Debt/Ratio
0.9 0.9 0.9 0.91 0.93 0.0679 0.0314 0.0978 0.0978 0.0978 0.39
Debt/Equity
8.98 9.48 9.19 9.98 12.57 0.9808 0.4461 16.32 16.32 16.32 7.42
Debt/Net Income
5.42 8.19 8.28 9.05 9.97 6.06 3.95 12.29 12.29 12.29 3.47
Бета
1.05 0.99 0.84 2.34 0.9836 1.14 1.14 1.11
Индекс Альтмана
-0.43 -0.45 -0.39 -0.77 0.243 -0.0132 0.0328 0.0525 0.0525 0.0525 26.06


Dividends

IFRS
Reporting Annual Quarterly
2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 LTM Industry average 5 year average CAGR 5
Див.выплата, млрд
0.046 0.0519 0.0583 0.0594 0.0603 0.0668 0.072 0.0742 0.0742 0.0547
Дивиденд
0.99 1.04 1.17 1.21 1.25 1.38 1.49 1.53 1.57 1.57
Див доход, ао, %
1.27 1.37 1.69 1.78 1.8 1.33 1.78 1.83 1.39 1.66 1.25
Дивиденды / прибыль, %
38.6 33.1 27.6 29.81 24.4 21.04 18.91 16.69 21.21 21.21 67.49


Pay for your subscription

More functionality and data for company and portfolio analysis is available by subscription

Subscribe

Other

IFRS
Reporting Annual Quarterly
2019 2020 2021 2022 2023 2024 CAGR 5
ebit_margin
22.88 23.21 31.73 240.72 -10.16
Персонал, чел
3591 3529 3770 3599