SoFi Technologies, Inc. (SOFI) 📈: отчетность и дивиденды за 2025

Capitalization

IFRS

Reporting Annual Quarterly

	2017	2018	2019	2020	2021	2022	2023	2024	LTM	5 year average	CAGR 5
Капитализация, млрд $				1.44	9.87	6.52	4.07		7.81	5.47	29.66
Выручка, млрд $		0.269	0.443	0.566	0.985	1.52	2.05	2.61	2.61	1.55	35.76
Чистая прибыль, млрд $	0.000651	-0.252	-0.24	-0.224	-0.484	-0.3204	-0.3007	0.4987	0.4987	-0.1661	-217.36
EV, млрд $			4.59	5.64	15.46	8.84	11.33	17.77	17.77	11.81	25.80
EBIT, млрд $		0.0772	0.0388	-0.1429	-0.3784	-0.3914	-0.3003	0.2333	0.2333	-0.1959	-210.30
EBITDA, млрд $		0.0881	0.0547	-0.0731	-0.2768	-0.2401	-0.3003	0.4368	0.4368	-0.0907	-242.98
OIBDA, млрд $				-0.4078	-0.3604	-0.0703	-0.2999	0.7978	0.7978	-0.0681	-214.36
Баланс стоимость, млрд $		-0.2231	-0.4746	-0.6992	-1.18	5.53	5.55	6.53	6.53	3.15	-256.34
FCF, млрд $	0.0652	1.01	-0.092	-0.504	-1.4	-7.36	-7.34	-1.27	-1.27	-3.5748	20.30
Операционный денежный поток, млрд $	-2.94	1.02	-0.0547	-0.4793	-1.35	-7.26	-7.23	-1.12	-1.12	-3.4879	18.50
Операционная прибыль, млрд $		0.0772	0.0388	-0.000646	-0.4736	-0.3914	-0.3003	0.8596	0.8596	-0.0613	-521.51
Операционные расходы, млрд $		-0.1922	0.7134	0.9164	1.2	1.91	1.74	2.5	2.5	1.65	22.23
CAPEX, млрд $	0.0116	0.014	0.038	0.025	0.052	0.1037	0.1114	0.1543	0.1543	0.0893	43.91

	2021Q3	2021Q4	2022Q1	2022Q2	2022Q3	2022Q4	2023Q1	2023Q2	2023Q3	2023Q4	2024Q1	2024Q2	2024Q3	2024Q4	2025Q1	5 quarters average	CAGR 5
Капитализация, млрд $	12.55	14.95	9.8	6.15	5.8	4.58	5.64	6.11	8.36	8.18						6.57	12.30
Выручка, млрд $						0.5555	0.4722	0.498	0.5372	0.6033	0.6378	0.587	0.6894	0.7341	0.7638	0.6824	3.67
Чистая прибыль, млрд $						-0.04	-0.0344	-0.0475	-0.2667	0.0479	0.088	0.0174	0.0607	0.3325	0.0711	0.1139	-4.18
EV, млрд $						8.45	9.12	11.28	11.15	11.74	6.92	7.84	9.61	18.55	11.7	10.92	11.07
EBIT, млрд $						0.0599	0.0542	0.0572	-0.319	0.009	0.0634	-0.0065	0.0479	-0.0535	0.3449	0.0792	40.32
EBITDA, млрд $						0.0599	0.0995	0.1073	-0.2664	0.0625	0.1119	0.0431	0.0996	-0.2035	0.4002	0.0903	29.03
OIBDA, млрд $											0.0872	0.0192	0.0868	-0.3312	0.5421	0.0808	44.12
Баланс стоимость, млрд $						-1.5	5.55	5.58	5.37	5.55	6.15	5.9	6.12	6.53	6.68	6.28	1.67
FCF, млрд $					-2.91	-7.42	-2.23	-2.11	-2.69	0.1789	0.7041	-0.0418	-1.22	-0.2443		-0.1246	-206.43
Операционный денежный поток, млрд $					-2.88	-2.42	-2.21	-2.08	-2.69	0.2155	0.7382	-0.0023	-1.17	-0.2001		-0.0837	-198.53
Операционная прибыль, млрд $						-7.39	0.0542	0.0572	-0.2664	0.009	0.0634	-0.0065	0.0479	0.2048	0.213	0.1045	27.43
Операционные расходы, млрд $						0.4001	0.4159	0.4408	0.4369	0.5943	0.5744	0.5935	0.6433	0.6882	0.5508	0.6100	-0.84
CAPEX, млрд $					0.0259	0.0424	0.0237	0.0276	0.028	0.0366	0.0341	0.0395	0.0458	0.112		0.0536	25.07

Cash flow Cash flow quarterly Assets

Balance sheet

IFRS

Reporting Annual Quarterly

	2018	2019	2020	2021	2022	2023	2024	LTM	5 year average	CAGR 5
Наличность, млрд $		0.4995	0.8726	0.5335	1.42	3.09	2.54	2.54	1.69	23.82
Short Term Investments $			0.805	0.1949	0.1954	0.0548	0.0548	0.0548	0.2610	-41.58
Long term investments $		0.758	0.6045	0.2146	0.3968	0.7249			0.5398	-0.89
Total Receivables $	7.22	0.0213	0.0503	0.0342	0.1271	23.13	28.12	28.12	10.29	254.40
Total Current Assets $	7.76	0.5208	0.9229	0.6896	1.82	26.38	30.99	30.99	12.16	101.94
Чистые активы, млрд $	7.76	-0.3391	-0.1201	4.38	0.1497	5.55		1.82	1.92	-274.90
Активы, млрд $		7.29	8.56	9.18	19.01	30.07	36.25	36.25	20.61	33.46
Short Term Debt $		0.161	0.486	0.4978	0.486	3.64	1.32	1.32	1.29	22.12
Long Term Debt $		4.8	4.43	4.04	5.5	4.75	2.61	2.61	4.27	-10.04
Задолженность, млрд $		7.63	8.68	4.8	13.48	24.52	29.73	29.73	16.24	27.92
Чистый долг, млрд $		4.59	4.18	3.69	4.68	2.16	0.555	0.555	3.05	-33.22
Долг, млрд $		4.96	4.92	3.01	6.11	5.24	3.09	3.09	4.47	-8.88
Interest income $	0.5896	0.6082	0.0551	0.355	0.7734	2.05			0.7683	27.51
Расходы на обслуживание долга $	0.3306	0.2784	0.1856	0.1028	0.1893	0.7893	1.09	1.09	0.4714	42.49
Чист. проц. доходы, млрд $	0.5896	0.6082	0.0551	0.355	0.7734	2.05		2.05	0.7683	27.51
Goodwill, млрд $		0.0157	0.8993	0.8985	1.62	1.39			0.9647	145.14
Амортизация, млрд $	0.0109	0.016	0.0698	0.1016	0.1514	0.2014	0.2035	0.2035	0.1455	23.86
Себестоимость, млрд $		0.2797	0.4499	0.6346	0.8706	1.09	-0.0308	-0.0308	0.6029	-158.49
Товарно материальные запасы $		0.7115	1.38	0.7272	1.88				1.17	27.50

	2020Q4	2021Q1	2021Q2	2021Q3	2021Q4	2022Q1	2022Q2	2022Q3	2022Q4	2023Q1	2023Q2	2023Q3	2023Q4	2024Q1	2024Q2	2024Q3	2024Q4	2025Q1	5 quarters average	CAGR 5
Наличность, млрд $									1.85	2.49	3.02	2.81	3.62	3.69	2.33	2.35	2.54	2.09	2.60	-10.75
Short Term Investments $									0.1954	0.1748	0.3828	0.4861	0.54	0.8385	0.212	1.55	1.9	2.15	1.33	20.72
Long term investments $				0.6092	0.2146	0.1998	0.4867	0.4568	0.3968	0.3601	0.5482	0.5797	0.7249						0.5219	12.81
Total Receivables $							0.000566	11.2	0.1271	0.0588	0.0591	0.0633	0.0605	0.0663	0.0682		0.5875		0.1692	56.14
Total Current Assets $									1.82	2.85	3.56	3.39	3.79	3.69	2.33	3.91	2.54	4.24	3.34	2.82
Чистые активы, млрд $	0.1746	0.618	4.21	4.25	4.38	5.21	5.19	5.18	5.21	5.55									5.27	1.27
Активы, млрд $									19.01	22.45	25.56	27.98	30.07	31.31	32.64	34.38	36.25	37.75	34.47	3.81
Short Term Debt $								0.486	0.486	0.486	0.486	0.486	0.0255	0.486	0.486	0.486	0.486		0.3939	80.31
Long Term Debt $								4.61	5.5	6.14	6.5	6.25	4.75	2.41	2.62	2.69	2.61		3.02	-11.29
Задолженность, млрд $									13.48	16.9	19.98	22.6	24.52	25.16	26.74	28.26	29.73	31.07	28.19	4.31
Чистый долг, млрд $									-1.3	3.77	3.6	3.55	1.75	-0.6924	0.8736	0.9269	0.555	-2.09	-0.0854	24.73
Долг, млрд $								0.1223	0.1178	6.26	6.98	6.36	5.36	3	3.21	3.28	3.09		3.59	-10.43
Interest income $				0.0936	0.0948	0.1184	0.1495	0.198	0.3074	0.3716	0.47	0.5643	0.6452						0.4717	15.98
Расходы на обслуживание долга $									0.0988	0.1356	0.1789	0.2193	0.2556	0.2632	0.262	0.2924	0.2738	0.2651	0.2713	0.14
Чист. проц. доходы, млрд $					0.0948	0.1184	0.1495	0.198	0.3074	0.3716	0.47	0.5643	0.6452	0.6659					0.5434	12.37
Goodwill, млрд $				0.8985	0.8985	1.62	1.63	1.62	1.62	1.62	1.64	1.39	1.39						1.53	-3.02
Амортизация, млрд $									0.0424	0.0453	0.0501	0.0525	0.0534	0.0485	0.0496	0.0518	-0.15	0.0553	0.0110	2.66
Себестоимость, млрд $									0.2362	0.2463	0.2709	0.2765	0.2992	0.2001	0.1097	-0.0017	0.0017	0.074	0.0768	-18.04
Товарно материальные запасы $								1.34	1.88	2.99	3.74	3.73		3.69					3.21	14.44

Share

IFRS

Reporting Annual Quarterly

	2018	2019	2020	2021	2022	2023	2024	2025	LTM	5 year average	CAGR 5
EPS	-0.31	-0.33	-0.39	-0.63	-0.3557	-0.3182	0.4528		0.4528	-0.2482	-203.03
Цена акции ао			12.44	21.97	6.62	9.95	15.4	14.32	14.32	13.65	-8.20
Число акций ао, млн	810	810	810	526	900.89	945.02	1101.39		1101.39	856.66	6.34
FCF/акцию	1.24	-0.1138	-0.6213	-1.75	-8.17	-7.77	-1.16		-1.16	-3.8943	13.30

	2021Q3	2021Q4	2022Q1	2022Q2	2022Q3	2022Q4	2023Q1	2023Q2	2023Q3	2023Q4	2024Q1	2024Q2	2024Q3	2024Q4	2025Q1	2025Q2	5 quarters average	CAGR 5
EPS						-0.04	-0.037	-0.0508	-0.2804	0.0465	0.0845	0.0163	0.055	0.2888	0.06		0.1009	-6.62
Цена акции ао			11.49	6.76	6.33	4.96	6.06	6.52	8.79	7.95					13.07	14.32	10.13	17.04
Число акций ао, млн	800.57	814.51	852.85	910.05	916.76	922.94	929.27	936.57	951.18	1029.3							953.85	2.21
FCF/акцию					-3.17	-2.65	-2.4	-2.25	-2.82	0.1738	0.6754	-0.0392	-1.1	-0.2123			-0.1005	-204.08

Efficiency

IFRS

Reporting Annual Quarterly

	2018	2019	2020	2021	2022	2023	2024	2025	LTM	Industry average	5 year average	CAGR 5
ROE, %		141.39	97.59	-24.63	-6.27	-5.43	8.26		8.26	-47.34	13.90	-38.97
ROA, %		-3.62	-4	-5.91	-2.27	-1.23	1.5		1.5	10.67	-2.3820	-182.19
ROIC, %		-3.06	125.63	-8.74	-2.41	-2.63				6.57	21.76	-2.98
ROS, %	-93.69	-54.15	-39.62	-49.14	-21.09	-14.66	19.09	19.09	19.09	26.44	-9.3420	-182.77
ROCE, %		0.5438	-1.77	-4.36	-2.07	-1.15	0.6751	3.58	3.58	-60.96	-0.6650	-196.13
Ebit margin, %		-54.13	-62.03	-48.39	-25.77	-14.64	8.93	8.93	8.93	34.79	-14.1880	-171.32
Рентаб EBITDA, %	32.71	12.36	-12.92	-49.4	-15.8	-14.64	16.72	16.72	16.72	38.87	-9.2800	-180.52
Чистая рентаб, %	-93.69	-54.15	-39.62	-52.49	-21.09	-14.66	19.09		19.09	26.43	-21.7540	-186.41
Operation Margin, %	28.66	-54.13	-58.09	-48.86	-25.77	-14.64	32.91	32.91	32.91	31.91	-4.6900	-192.40
Чистая процентная маржа, %	-93.69	-59.55	-56.1	-53.24					-40.85	22.37	-65.6450	-13.18
Доходность FCF, %			-6.4	-9.54	-108.27	5.7					-29.6275	-197.15

	2021Q3	2021Q4	2022Q1	2022Q2	2022Q3	2022Q4	2023Q1	2023Q2	2023Q3	2023Q4	2024Q1	2024Q2	2024Q3	2024Q4	2025Q1	2025Q2	2025Q3	Industry average	5 quarters average	CAGR 5
ROE, %						-0.7446	-0.6236	-0.8524	-4.83	0.8692	1.58	0.3051	1.04	5.49	1.14			-47.34	1.91	-6.32
ROA, %						-0.2296	-0.166	-0.186	-0.9962	0.1651	0.2869	0.0544	0.1813	0.9414	0.1922			10.67	0.3312	-7.70
ROIC, %			-0.8207	-0.7757	-0.5109	-0.1704	-0.2641	-0.219	-2.27	0.6255		0.3722	0.8215					6.57	-0.1340	-230.27
ROS, %								-9.55	-49.64	7.94	13.8	2.97	8.81	45.29	9.31	19.09	19.09	26.44	20.32	16.73
ROCE, %								1.02	-1.37	0.0347	0.225	-0.0217	0.1515	-0.1616	0.985	3.58	3.58	-60.96	1.63	88.23
Ebit margin, %									-59.37	1.5	9.94	-1.11	6.94	-7.29	45.15	8.93	8.93	34.79	12.53	5.17
Рентаб EBITDA, %								21.55	-49.6	10.36	17.55	7.35	14.45	-27.72	52.39	16.72	16.72	38.87	14.51	2.96
Чистая рентаб, %						-8.76	-7.29	-9.55	-49.64	7.94	13.8	2.97	8.81	45.29	9.31			26.43	16.04	-7.57
Operation Margin, %								11.48	-49.6	1.5	9.94	-1.11	6.94	27.89	27.89	32.91	32.91	31.91	25.71	36.52
Доходность FCF, %	-1.66	-8.36	-10.58	-15.78	-50.11	-53.43	-39.64	-34.52	-32.12	2.19									-31.5040	-152.79

Coefficients

IFRS

Reporting Annual Quarterly

	2019	2020	2021	2022	2023	2024	2025	LTM	Industry average	5 year average	CAGR 5
P/E		-35.12	-30.39	8.98	-25.12	34.52		34.52	25.61	-9.4260	-199.66
P/BV		0.4732	3.1	0.7512	1.65	2.64		2.64	-12.26	1.72	41.03
P/S		17.84	14.6	2.73	4.47	6.59		6.59	6.63	9.25	-18.06
P/FCF		-15.62	-10.49	-0.9236	-1.06	18.13	-6.13	-6.13	19.35	-0.0947	-10.19
E/P		-0.0285	-0.0329	-0.0471	-0.0398	-0.0385	0.0638	0.0638	0.05	-0.0189	-214.16
EV/EBIT	-19.14	-28.44	-25.4	-22.58	-37.73	76.15	76.15	76.15	19.77	13.32	-224.56
EV/EBITDA	83.81	-195.3	-59.03	-36.81	-37.73	40.68		40.68	17.09	-57.6380	-173.07
EV/S	10.36	21.06	19.04	5.82	5.52	6.8	6.8	6.8	6.84	8.80	-18.61
EV/FCF	-49.67	-23.64	-13.37	-1.2	-1.54	-13.95	-13.95	-13.95	24.43	-8.8020	0.85
Debt/EBITDA	92.93	-69.2	-15.1	-25.44	-17.45	7.08	7.08	7.08	1.91	-8.7660	-185.94
Netdebt/Ebitda	-20.5	-16.23	-9.71	-19.51	-7.18	1.27	1.27	1.27	0.97	-6.7720	-166.58
Debt/Ratio	0.6805	0.5742	0.4947	0.3213	0.1743	0.0853	0.0853	0.0853	0.40	0.2322	-29.64
Debt/Equity	2.36	1.61	0.9663	1.1	0.9434	0.4741	4.56	4.56	-1.48	1.61	36.39
Debt/Net Income	-20.69	-21.95	-9.38	-19.06	-17.43	6.2	6.2	6.2	3.28	-6.6940	-192.05
PEG							-263.21	-263.21	3.23	-263.2100	0.00
Бета			-3.97	1.72	2.33	10.15	1.25	1.25	0.73	2.30	-179.36
Индекс Альтмана		1.06	1.71	1.56	0.8008	0.9663	2.29	2.29	42.85	1.47	6.02

	2021Q2	2021Q3	2021Q4	2022Q1	2022Q2	2022Q3	2022Q4	2023Q1	2023Q2	2023Q3	2023Q4	2024Q1	2024Q2	2024Q3	2024Q4	2025Q1	2025Q2	2025Q3	Industry average	5 quarters average	CAGR 5
P/E							-114.42	-163.71	-128.4	-31.36	-30.19	-36.48	-49.16	38.84	35.15	27.68			25.61	3.21	-194.63
P/BV							0.7696	0.9637	1.38	1.41	1.8	1.24	1.18	1.42	2.76	2.06			-12.26	1.73	10.69
P/S							2.64	3.09	4.11	3.81	4.53	3.23	2.85	3.31	6.45	4.73			6.63	4.11	7.93
P/FCF				-9.45	-6.34	-2	-1.87	-2.52	-2.9	-3.11	45.74						-6.13	-6.13	19.35	5.49	16.15
E/P				-0.0113	-0.0156	-0.0128	-0.0087	-0.0061	-0.0078	-0.0319	0.0046						0.0638	0.0638	0.05	0.0185	-252.25
EV/EBIT										-34.96	1298.56	109.17	-1204.45	200.77	-346.36	33.93	76.15	76.15	19.77	8.13	-17.63
EV/EBITDA							-144.36	60.78	105.08	261.86	983.3	46.82	35.18	30.29	362.45	34.48			17.09	101.84	-5.94
EV/S									22.64	20.76	19.46	10.85	13.36	13.94	25.26	15.32	6.8	6.8	6.84	13.62	-13.37
EV/FCF								-4.38	-5.35	-4.15	65.64	9.82	-187.76	-7.88	-75.9		-13.95	-13.95	24.43	-59.8880	-40.54
Debt/EBITDA								62.88	65.07	-23.89	85.81	26.82	74.41	32.94	-15.2		7.08	7.08	1.91	21.26	-37.53
Netdebt/Ebitda									33.51	-13.33	27.96	-6.19	20.26	9.3	-2.73	-5.21	1.27	1.27	0.97	0.7800	-32.85
Debt/Ratio								0.2952	0.2731	0.2275	0.1783	0.0959	0.0983	0.0955	0.0853		0.0853	0.0853	0.40	0.0899	-2.80
Debt/Equity								1.19	1.25	1.18	0.9654	0.4883	0.5436	0.5361	0.4741		4.56	4.56	-1.48	2.13	53.02
Debt/Net Income								-192.52	-146.83	-23.87	111.92	34.09	184.33	54.03	9.3		6.2	6.2	3.28	52.01	-49.26
PEG																	-263.21	-263.21	3.23	-263.2100	0.00
Бета																1.48	1.36	1.25	0.73	1.36	-5.47
Индекс Альтмана	2.12	1.94	1.98	0.987	0.6273	0.4981	0.347									0.9663	2.29	2.29	42.85	1.28	35.68

Dividends

IFRS

Reporting Annual Quarterly

	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025	LTM	Industry average	5 year average	CAGR 5
Див.выплата, млрд	0.000651	0.0239	0.0239	0.0405	0.0404	0.0508	0.0404	0.0165			0.0404		0.0377	-16.44
Дивиденд											0
Див доход, ао, %					0	0	0	0			0	1.81
Дивиденды / прибыль, %		100	-9.48	-9.98	-4569.53	0	-12.62	-5.49	3.31		3.31	56.58	-918.8620	-180.19
Dividend Coverage Ratio										12.34	12.34		12.34	0.00

	2022Q1	2022Q2	2022Q3	2022Q4	2023Q1	2023Q2	2023Q3	2023Q4	2024Q2	2024Q3	2025Q2	2025Q3	Industry average	5 quarters average	CAGR 5
Див.выплата, млрд	0.02	0.02	0.02	0.0204	0.0022	0.02	0.00043	0.0204	0.0165	0.0165				0.0148	-3.77
Дивиденды / прибыль, %	-18.17	16.33	-27.01	-50.94	-6.53	-42.16	-0.1612	42.53	94.82	27.17			56.58	24.44	-191.59
Dividend Coverage Ratio											12.34	12.34		12.34	0.00

	Industry average	5 quarters average	CAGR 5

Other

IFRS

Reporting Annual Quarterly

	2020	2021	2022	2023	2024	LTM	CAGR 5
CAPEX/Выручка, %	4.34	5.35	6.83	5.43	5.91	5.91	6.37
Персонал, чел		1 977	2 500	4 200	4 400		22.14

	2024Q1	2024Q2	2024Q3	2024Q4	CAGR 5
CAPEX/Выручка, %	5.35	6.72	6.64	15.26	29.96

	CAGR 5

Investing Port

SoFi Technologies, Inc.

Reporting SoFi Technologies, Inc.

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