People's United Financial

NASDAQ
PBCT
Stock
Yield per half year: 0%
Dividend yield: 0%
Sector: Financials

Reporting People's United Financial

Reports

2016 2017 2018 2019 2020 2021
Финансовый отчет link link link link link link


Capitalization

2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 LTM 5 year average CAGR 5
Капитализация, млрд $
3.8 4.54 4.58 4.91 6.45 6.56 5.73 5.39 7.45 8.37 6.32 2.92
Выручка, млрд $
1.24 1.28 1.32 1.45 1.6 1.84 1.99 1.89 1.89 1.89 1.84 3.39
Чистая прибыль, млрд $
0.251 0.26 0.281 0.3372 0.4681 0.5204 0.2196 0.6049 0.6049 0.6049 0.4836 5.26
EV, млрд $
6.58 8.11 8.16 9.23 7.4 10.23 3.12 8.85 1.23 1.23 6.17 -30.16
EBIT, млрд $
0.3806 0.3905 0.4095 0.669 0.8966 1.12 0.5878 0.8594 0.8594 0.8594 0.8646 -0.84
EBITDA, млрд $
0.445 0.4537 0.47 0.7381 0.9547 1.2 0.672 0.8964 0.9295 0.9295 0.9305 -0.53
OIBDA, млрд $
0.868 1.06 1.33 1.39 1.05 1.14 3.88
Баланс стоимость, млрд $
0.8267 0.8808 0.9493 5.82 6.53 7.95 7.6 7.9 7.9 7.9 7.58 3.88
FCF, млрд $
0.297 0.248 0.293 0.573 0.5014 0.1731 0.7971 0.465 0.465 0.465 0.4803 -1.50
Операционный денежный поток, млрд $
0.35 0.3283 0.3356 0.602 0.5893 0.2408 0.8429 0.465 0.465 0.465 0.5206 -4.63
Операционная прибыль, млрд $
0.3806 0.3905 0.4095 0.4671 0.5763 0.6524 0.933 0.7572 0.2118 0.2118 0.6261 -18.14
Операционные расходы, млрд $
1 1.03 1.06 1.19 1.35 1.66 1.17 1.14 1.44 1.44 1.35 1.30
CAPEX, млрд $
0.054 0.08 0.042 0.01 0.0879 0.0677 0.0458 0.0286 0.0286 0.0286 0.0517 -20.11


Balance sheet

2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 LTM 5 year average CAGR 5
Наличность, млрд $
1.01 0.7153 0.6141 0.8826 0.932 0.801 4.09 0.3205 0.3205 0.3205 1.29 -19.22
Short Term Investments $
3.99 4.53 4.41 3.13 3.13 3.56 4.93 16.91 16.91 16.91 9.09 40.13
Long term investments $
21.63 24.23 26.43 28.23 29.55 32.36 35.02 43.86 0.0265 20.75 26.40 -8.50
Total Receivables $
0.1206 0.1343 0.1385 0.1506 0.1637 0.2234 0.196 0.2208 0.2469 0.0186 0.1811 -39.17
Total Current Assets $
0.345 0.334 0.432 0.505 37.58 47.03 50.6 40.84 40.84 40.84 43.38 1.68
Чистые активы, млрд $
4.63 4.73 5.14 0.505 37.58 47.03 50.6 40.84 40.84 0.2418 43.38 1.68
Активы, млрд $
36 38.88 40.61 36.91 47.88 58.59 63.09 64.64 64.64 64.64 59.77 6.19
Short Term Debt $
2.03 3.2 2.84 2.76 2.34 3.11 0.5569 3.84 3.84 3.84 2.74 10.41
Long Term Debt $
1.03 1.04 1.03 1.11 0.9068 0.9931 1.01 0.9928 0.9928 0.9928 0.9791 1.83
Задолженность, млрд $
31.36 34.15 35.47 38.63 41.34 50.64 55.49 56.74 56.74 56.74 52.19 6.54
Чистый долг, млрд $
2.05 3.52 3.25 3 2.38 3.63 -2.24 1.23 1.23 1.23 1.25 -12.37
Долг, млрд $
3.06 4.24 3.87 3.88 3.31 4.43 1.85 1.56 1.56 1.56 2.54 -13.97
Interest income $
1.07 1.13 1.3 1.56 1.88 1.82 1.6 1.63 4.24
Расходы на обслуживание долга $
0.2019 0.4688 0.2392 0.1187 0.1022 0.1022 0.1022 0.2062 -26.26
Чист. проц. доходы, млрд $
0.9321 0.9722 1.3 1.56 1.88 1.82 1.6 1.6 1.6 1.69 0.51
Goodwill $
1.95 1.95 1.95 1.96 1.99 2.41 2.69 3.07 2.68 2.68 2.71 2.15
Амортизация, млрд $
0.0531 0.0262 0.0248 0.0239 0.0236 0.0691 0.0581 0.0742 0.0842 0.037 0.0645 -11.74
Себестоимость, млрд $
0.1595 0.1593 0.1702 0 0 0 0 0 0 0 0.1630 2.19
Товарно материальные запасы $
0.0588 0.0221 0.0193 0.0194 0.0181 0.0234 0.0125 0.0051 0.0051 0.0051 0.0128 -22.38


Share

2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 LTM 5 year average CAGR 5
EPS 0.84 0.86 0.92 1.01 1.33 1.31 0.5197 1.42 1.42 1.42 1.20 1.32
Цена акции ао 19.36 18.7 14.43 16.9 12.93 18 19.41 19.41 19.41 19.41 17.83 8.46
Число акций ао, млн 300 302 304 333 351 397 422 425.45 425.45 425.45 404.18 3.92
FCF/акцию 1.12 1.01 1.05 1.72 1.43 0.4359 1.89 1.09 1.09 1.09 1.19 -5.29


Efficiency

2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 LTM Industry average 5 year average CAGR 5
ROE, % 5.44 5.53 5.78 6.15 7.58 7.19 2.82 7.8 7.8 7.8 -47.34 6.64 0.57
ROA, % 0.72 0.69 0.7 0.87 1.1 0.9776 0.3609 0.9471 0.9471 0.9471 10.67 0.8665 -2.95
ROIC, % 4.45 4.44 4.51 4.55 4.87 6.29 5.82 6.82 6.4 0 6.57 6.04 5.62
ROS, % 46.03 55.95 60.82 29.5 45.41 31.95 32.01 32.01 32.01 32.01 26.44 34.68 -6.75
ROCE, % 8.25 7.96 -108.99 1.97 2.02 0.9401 1.41 1.41 10.88 10.88 -44.45 3.33 40.04
Ebit margin, % 46.03 55.95 60.82 29.5 45.41 45.47 45.47 47.43 -4.06
Рентаб EBITDA, % 35.58 35.74 50.78 59.58 64.85 33.72 47.36 49.11 49.18 49.18 37.71 48.84 -5.38
Чистая рентаб, % 20.26 20.4 21.37 23.2 29.21 28.23 11.02 31.96 31.96 31.96 26.43 26.48 1.82
Operation Margin, % 31.14 32.14 35.96 35.39 46.82 40.01 11.21 11.21 11.21 11.21 31.91 24.09 -24.87
Чистая процентная маржа, % 18.92 20.17 20.31 21.17 22.2 28.32 27.45 10.31 31.21 31.21 22.37 23.90 7.05
Доходность FCF, % 11.14 9.52 7.4 6.65 6.49 9.18 7.9 2.67 15.29 6.39 8.29 -6.99


Coefficients

2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 LTM Industry average 5 year average CAGR 5
P/E
18.7 19 21.3 18.47 10.74 12.68 24.4 12.59 13.65 13.65 25.86 14.81 4.91
P/BV
1 1 1 1.2 -3.61 0.7691 0.8306 0.7047 0.9638 1.1 -12.42 -0.0684 -176.79
P/S
3.7 3.8 4.5 4.29 3.14 3.58 2.69 4.02 4.36 4.36 6.65 3.56 6.79
P/FCF
20.89 11.29 9.24 28.85 6.66 17.37 17.99 17.99 17.99 17.99 19.22 15.60 21.99
E/P
0.058 0.0562 0.0738 0.0803 0.0421 0.0832 0.0723 0.0723 0.0723 0.0723 0.05 0.0684 11.42
EV/EBIT
4.49 8.56 9.13 5.49 10.26 1.43 1.43 1.43 5.55 -30.98
EV/EBITDA
15.36 19.48 21.09 12.51 7.76 8.56 4.64 9.87 1.33 1.33 18.74 6.43 -29.73
EV/S
6.16 6.18 5.41 5.3 1.35 6.53 0.6508 0.6508 0.6508 0.6508 6.87 1.97 -13.58
EV/FCF
33.12 27.61 15.68 17.28 56.47 3.37 26.56 2.65 2.65 2.65 24.55 18.34 -45.76
Debt/EBITDA
5.26 3.47 3.71 2.76 1.74 1.67 1.68 1.68 1.68 1.68 2.09 1.69 -0.70
Netdebt/Ebitda
6.92 5.56 3.65 4.54 -5.83 6.06 1.32 1.32 1.32 1.32 0.97 0.8380 -174.30
Debt/Ratio
0.87 0.87 0.86 0.86 0.88 0.88 0.0241 0.0241 0.0241 0.0241 0.40 0.3665 -51.30
Debt/Equity
6.9 6.64 6.33 6.37 7.3 7.18 6.45 6.45 7.18 7.18 -1.48 6.91 -0.33
Debt/Net Income
13.76 11.47 6.94 7.88 7.13 8.92 2.58 2.58 2.58 2.58 3.28 4.76 -18.40
PEG
-4.76 -4.76 -4.7600 0.00
Бета
1.22 0.99 -0.2477 -0.2249 0.2605 0 0 0.17 0.3996 -26.57
Индекс Альтмана
-0.78 -0.79 -0.8 -0.01 -0.185 -0.067 0.3533 0.3533 0.3533 0.3533 42.85 0.1616 -213.81


Dividends

2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 LTM Industry average 5 year average CAGR 5
Див.выплата, млрд
0.2179 0.2048 0.1969 0.2012 0.242 0.2579 0.2889 0.3182 0.307 0.307 0.2958 3.55
Дивиденд
0.6675 0.6775 0.6875 0.6975 0.7075 0.7175 0.7275 0.1825 0.1825 0 0.5035 -23.74
Див доход, ао, %
3.97 3.64 3.64 4.14 4.29 5.61 4.37 0.9402 0.9402 0 2.00 3.23 -26.18
Дивиденды / прибыль, %
80.8 78.2 74.2 71.77 55.1 55.51 144.9 50.75 50.75 50.75 56.58 71.40 -1.63
Dividend Coverage Ratio
1.12 1.13 1.27 1.29 1.16 1.31 1.62 1.64 0.7153 1.97 1.45 8.50


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Other

2016 2017 2018 2019 2020 2021 LTM CAGR 5
НИОКР, млрд
0 0 0 0 0 0 0
CAPEX/Выручка, %
0.688 5.49 3.67 2.3 1.51 17.02
Персонал, чел
5 640 0.00