MidWestOne Financial Group, Inc.

NASDAQ
MOFG
Stock
Yield per half year: -14.64%
Dividend yield: 3.23%
Sector: Financials

Reporting MidWestOne Financial Group, Inc.

Capitalization

IFRS
Reporting Annual Quarterly
2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 LTM Average for 5 years CAGR 5
Capitalization, bln $
0.1996 0.3007 0.3252 0.4194 0.3873 0.4481 0.3608 0.4816 0.4998 0.3774 0.4335 -3.38
Revenue, bln $
0.1231 0.1265 0.1288 0.1749 0.1916 0.1987 0.2139 0.2496 0.2943 0.2943 0.2296 8.96
Net profit, bln $
0.0204 0.0187 0.0304 0.0436 0.0066 0.0695 0.0608 0.0209 -0.0603 -0.0603 0.0195 -255.65
EV, bln $
0.4761 0.5267 0.4362 0.8264 0.7517 0.6482 0.9469 0.7626 0.5398 0.5398 0.7298 -6.41
EBIT, bln $
0.0487 0.0445 0.0484 0.065 0.0502 0.0133 0.0895 0.0756 0.0248 0.0248 0.0507 -13.15
EBITDA, bln $
0.052 0.0485 0.0515 0.0673 0.0561 0.0203 0.0948 0.0868 0.0248 0.0248 0.0566 -15.06
OIBDA $
0.0246 0.111 0.137 0.0288 0.0754 4.02
Book value, bln $
0.3055 0.3403 0.3571 0.509 0.5153 0.5275 0.4928 0.5244 0.5597 0.5597 0.5239 1.67
FCF, bln $
0.0326 0.036 0.0371 0.0451 0.007 0.1095 0.0877 0.0585 0.0632 0.0632 0.0652 55.28
Operating Cash Flow, bln $
0.0382 0.041 0.0428 0.0473 0.0092 0.1116 0.0903 0.0626 0.0632 0.0632 0.0674 47.02
Operating profit, bln $
0.0445 0.0484 0.0608 0.0502 0.0133 0.0895 0.1111 0.0248 0.2916 0.2916 0.1061 85.43
Operating expenses, bln $
-0.0786 -0.0782 -0.068 -0.1247 -0.1783 -0.1093 0.0043 0.0036 0.0026 0.0026 -0.0554 -142.93
CAPEX, bln $
0.0056 0.005 0.0057 0.0022 0.0021 0.002 0.0027 0.0041 0.0024 0.0024 0.0027 2.71


Balance sheet

IFRS
Reporting Annual Quarterly
2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 LTM Average for 5 years CAGR 5
Cash, bln $
0.0432 0.0503 0.0455 0.0733 0.0825 0.2038 0.0864 0.0817 0.0718 0.0718 0.1052 -2.74
Short-Term Investments $
0.4775 0.4477 0.4141 0.786 1.66 2.29 1.15 0.7951 1.33 1.33 1.45 -4.34
Long-Term Investments $
1.17 0.1216 0.1726 0.1965 0.6106 0.7914 1.72 2.29 2.28 1.87 1.79 18.77
Accounts Receivable $
0.0139 0.0147 0.0237 0.0353 0.0328 0.0328 0.0431 0.0313 0.0347 0.0347 0.0349 1.13
Total Current Assets $
2.28 2.41 2.53 0.8946 1.77 2.52 1.28 0.0817 1.4 1.4 1.41 -4.58
Net assets, bln $
0.0277 0.0378 0.0762 0.075 0.076 0.0758 0.0952 0.0864 0.0835 0.0896 0.0861 3.40
Assets, bln $
3.08 3.21 3.29 4.65 5.56 6.03 6.58 6.43 6.24 6.24 6.17 2.33
Short-Term Debt $
0.1529 0.1212 0.136 0.1393 0.2308 0.1814 0.3919 0.3003 0.0032 0.0032 0.2215 -57.50
Long-Term Debt $
0.0412 0.0363 0.0314 0.2317 0.2087 0.1549 0.1392 0.1227 0.113 0.113 0.1477 -11.55
Liabilities, bln $
2.77 2.87 2.93 4.14 5.04 5.5 6.09 5.9 5.68 5.68 5.64 2.42
Net debt, bln $
0.113 0.101 0.1219 0.2977 0.357 0.1324 0.4446 0.3368 0.0448 0.0448 0.2631 -33.97
Debt, bln $
0.1941 0.1575 0.1674 0.371 0.4395 0.3362 0.5311 0.4185 0.1166 0.1166 0.3684 -23.31
Interest Income $
0.1007 0.1123 0.1193 0.1288 0.1824 0.1848 0.1768 0.1968 0.241 0.1964 5.73
Interest Expense, bln $
0.0127 0.0151 0.0228 0.0388 0.0318 0.0205 0.0304 0.1054 0.1367 0.1367 0.0650 33.87
Net interest income, bln $
0.0901 0.0996 0.1042 0.1288 0.1824 0.1848 0.1768 0.1968 0.241 0.241 0.1964 5.73
Goodwill $
0.0106 0.0645 0.0647 0.0647 0.0647 0.0931 0.0625 0.0625 0.0625 0.0625 0.0686 -7.66
Amortization, bln $
0.004 0.0031 0.0023 0.0059 0.007 0.0054 0.0112 0.0062 0.0077 0.0077 0.0075 1.92
Cost of production, bln $
0.0231 0.0183 0.0135 0.0108 0.0158 0.0207 0.0325 0.0184 0.225 0.225 0.0625 70.10
Inventory $
0.0032 0.0013 0.0061 0.000535 0.0037 0.0023 0.000357 0.116 0.0293 0.0293 0.0303 51.26


Share

IFRS
Reporting Annual Quarterly
2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 LTM Average for 5 years CAGR 5
EPS 1.78 1.82 2.48 2.93 0.4111 4.37 3.87 1.33 -3.54 -3.54 1.29 -253.82
Share price 34.95 32.28 29.87 22.55 30.1 31.75 26.91 29.12 27.99 27.99 29.17 -1.44
Number of shares, mln 11 12 12.24 14.88 16.11 15.91 15.7 15.72 17.03 17.03 16.09 1.12
FCF/share 2.96 3 3.03 3.03 0.4364 6.89 5.58 3.72 3.71 3.71 4.07 53.43


Efficiency

IFRS
Reporting Annual Quarterly
2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 LTM Industry average Average for 5 years CAGR 5
ROE, % 6.68 5.49 8.7 10.08 1.29 13.33 11.93 4.1 -11.12 -11.12 -47.34 3.91 -253.85
ROA, % 0.6621 0.5821 0.9333 1.1 0.1297 1.2 0.9654 0.3208 -0.9521 -0.9521 10.67 0.3328 -248.99
ROIC, % 7.77 7.33 5.55 5.38 7.67 6.26 2.18 9.7 7.43 3.96 6.57 5.91 -8.75
ROS, % 14.78 23.57 24.95 3.46 34.96 28.44 8.36 -20.49 -20.49 -20.49 26.44 6.16 -189.87
ROCE, % 14.58 14.21 1.98 1.11 0.2501 1.53 1.19 0.8584 4.44 4.44 -61.28 1.65 77.77
EBIT margin 28.7 3.03 40.7 35.34 9.95 8.44 8.44 33.41 19.49 22.74
EBITDA margin 39.4 40.68 52.29 32.08 10.59 47.72 40.56 9.95 8.44 8.44 37.49 23.45 -4.44
Net margin 16.57 14.78 23.57 24.95 3.46 34.96 28.44 8.36 -20.49 -20.49 26.43 10.95 -242.72
Operational efficiency, % 38.21 47.22 28.7 6.95 45.02 51.94 9.95 99.1 99.1 99.1 31.91 61.02 17.09
FCF yield, % 5.48 5.93 10.01 8.58 9.57 10.07 1.95 22.74 17.54 15.5 13.56 9.01


Coefficients

IFRS
Reporting Annual Quarterly
2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 LTM Industry average Average for 5 years CAGR 5
P/E
11.97 15.95 22.43 10.35 12.12 59.59 7.42 8.26 20.41 20.41 25.86 21.56 10.99
P/BV
1.06 1.23 0.8801 1.04 0.766 0.9779 1.02 0.8121 0.8845 0.8845 -12.42 0.8921 2.92
P/S
2.64 3.31 2.44 3.02 2.06 2.6 2.35 1.71 1.68 1.68 6.65 2.08 -4.00
P/FCF
11.65 10.45 9.93 51.32 4.4 5.7 0 0 0 0 19.35 16.36 -11.42
E/P
0.0446 0.0784 0.0974 0.0184 0.1443 0.1217 0.0553 0 0 0 0.05 0.0874 -10.70
EV/EBIT
16.46 129.58 8 12.53 30.71 30.91 21.74 21.74 20.36 20.78 22.13
EV/EBITDA
7.44 9.82 10.23 6.48 14.73 37.03 6.84 10.91 30.71 30.91 17.58 20.04 15.83
EV/S
4.16 3.92 4.26 3.75 3.09 4.43 3.06 1.83 1.83 1.83 6.87 2.85 -9.95
EV/FCF
14.63 13.62 16.53 102.09 5.61 10.8 13.03 8.54 8.54 8.54 24.70 9.30 8.77
Debt/EBITDA
3.06 2.49 6.61 21.65 3.55 6.12 16.85 17.03 4.69 4.69 1.93 9.65 5.73
Netdebt/Ebitda
1.96 1.81 5.31 17.59 1.4 5.13 13.56 13.77 1.8 1.8 0.97 7.13 5.15
Debt/Ratio
0.049 0.0495 0.0797 0.0791 0.0558 0.0807 0.0651 0.0187 0.0187 0.0187 0.40 0.0478 -19.64
Debt/Equity
0.4629 0.456 0.7289 0.8529 0.6375 1.08 0.7981 0.2083 10.14 10.14 -1.48 2.57 73.90
Debt/Net Income
8.42 5.36 8.5 66.36 4.84 8.73 20.06 -1.93 -1.93 -1.93 3.28 5.95 -183.20
PEG
-1.64 -1.64 2.52 -1.6400 0.00
Beta
1.03 0.1331 -0.1396 -0.1396 0.34 0.3412 -151.37
Altman Index
0.7084 0.6337 0.398 0.2713 0.5753 0.3164 0.0792 0.0722 0.0431 0.0431 42.85 0.2172 -40.45


Dividends

IFRS
Reporting Annual Quarterly
2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 LTM Industry average Average for 5 years CAGR 5
Div. payout, bln
0.0049 0.0063 0.0073 0.0095 0.0115 0.0142 0.0143 0.0149 0.0152 0.0165 0.0150 3.05
Dividend
0.67 0.78 0.81 0.88 0.9 0.955 0.97 0.97 0.2425 0.97 0.8075 -23.07
Dividend yield, %
1.9 2.71 2.38 3.51 2.86 3.19 4.29 3.19 3.47 3.23 1.81 3.40 3.94
Dividends / profit, %
25.26 35.88 43.11 31.42 26.3 214.03 20.55 24.44 72.95 72.95 56.58 71.65 22.63


Pay for your subscription

More functionality and data for company and portfolio analysis is available by subscription

Subscribe

Other

IFRS
Reporting Annual Quarterly
2020 2021 2022 2023 2024 LTM CAGR 5
CAPEX/Revenue, %
1.11 1.01 1.25 1.62 0.8169 0.8169 -5.95
Staff, people
784 732 -3.37