Donegal Group Inc.

NASDAQ
DGICB
Stock
Yield per half year: -12.41%
Dividend yield: 4.12%
Sector: Financials

Reporting Donegal Group Inc.

Capitalization

IFRS
Reporting Annual Quarterly
2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 LTM Average for 5 years CAGR 5
Capitalization, bln $
0.5565 0.4346 0.408 0.3814 0.3304 0.3698 0.4385 0.4947 0.4726 0.4764 0.4212 7.42
Revenue, bln $
0.687 0.737 0.769 0.812 0.778 0.816 0 0.9273 0.9896 0.9896 0.8646 4.04
Net profit, bln $
0.031 0.007 -0.033 0.047 0.053 0.025 -0.002 0.0044 0.0509 0.0509 0.0263 -0.81
EV, bln $
0.484 0.4341 0.3556 -0.2629 -0.2244 0.4046 0.5714 0.508 -17.43 -17.43 -3.2341 138.81
EBIT, bln $
0.043 0.0137 -0.0459 0.0587 0.0645 0.0312 -0.003 0.0057 0.0633 0.0633 0.0323 -0.37
EBITDA, bln $
0.0479 0.0182 -0.0416 0.0627 0.07 0.0372 0.0018 0.01 0.0672 0.0672 0.0372 -0.81
OIBDA $
0.0812 0.0422 0.000145 0.0676 0.0786 0.0786 0.0539 -0.65
Book value, bln $
0.4386 0.4487 0.3989 0.451 0.5178 0.531 0.4836 0.4797 0.5458 0.5458 0.5116 1.06
FCF, bln $
0.06 0.08 0.064 0.076 0.101 0.077 0.0954 0.0286 0.0674 0.0674 0.0739 -7.77
Operating Cash Flow, bln $
0.06 0.081 0.0638 0.0764 0.1011 0.0767 0.0671 0.0286 0.0674 0.0674 0.0682 -7.79
Operating profit, bln $
0.0419 0.0121 -0.0486 0.0584 0.0633 0.0303 -0.0085 0.062 0.0623 0.0623 0.0419 -0.32
Operating expenses, bln $
0.645 0.725 0.818 0.754 0.7145 0.7861 0.8519 0.9273 0.9896 0.9896 0.8539 6.73
CAPEX, bln $
0.000384 0.001 0.000106 0.00015 0.0001 0.0012 0.0283 0.0000 0 0 0.0060 205.70


Balance sheet

IFRS
Reporting Annual Quarterly
2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 LTM Average for 5 years CAGR 5
Cash, bln $
0.0246 0.6383 0.5959 0.6283 0.6791 0.0704 0.0251 0.0238 0.0529 0.0529 0.1703 -39.98
Short-Term Investments $
0.5244 0.55 0.5433 0.579 0.576 0.5453 0.5811 0.6217 0.349 0.349 0.5346 -9.53
Long-Term Investments $
1.27 0.8874 0.9455 1.01 1.03 1.11 1.22 1.28 1.3 1.33 1.25 3.68
Accounts Receivable $
0.4224 0.4587 0.5194 0.5328 0.5785 0.6424 0.6304 0.6325 0.6103 0.6103 0.6188 1.08
Total Current Assets $
71.68 88.46 1.12 1.16 1.26 1.25 1.33 1.45 1.19 1.19 1.30 -1.14
Net assets, bln $
0.007 0.0067 0.0073 0.226 1.16 1.26 1.25 0.0028 1.25 0.0028 0.9846 1.51
Assets, bln $
1.62 1.74 1.83 1.92 2.16 2.26 2.24 2.27 2.34 2.34 2.25 1.61
Short-Term Debt $
0.069 0.059 0.06 0.035 0.085 0.035 0.035 0.035 0.035 0.035 0.0450 -16.26
Long-Term Debt $
0.0911 0.086 0.005 0.005 0.03 0.04 0.005 0.0170 0.00
Liabilities, bln $
1.18 1.29 1.43 1.47 1.64 0.0389 1.76 1.79 1.79 1.79 1.40 1.77
Net debt, bln $
0.0494 0.0262 0.0124 -0.0093 -0.0131 -0.0227 0.0099 0.0112 -17.93 -17.93 -3.5889 323.90
Debt, bln $
0.074 0.059 0.06 0.035 0.085 0.035 0.035 0.035 0.035 0.035 0.0450 -16.26
Interest Income $
0.000166 0.000571 0.0000 0.000392 0.0013 0.0006 67.29
Interest Expense, bln $
0.0017 0.0016 0.0023 0.0012 0.000896 0.000621 0.000621 0.00062 0.000946 0.000946 0.0007 1.09
Net interest income, bln $
-0.0017 -0.0016 0.000392 0.0013 -0.0012 -0.000896 -0.000621 -0.00062 -0.0004 -186.24
Goodwill $
0.0056 0.0056 0.0056 0.0056 0.0056 0.0056 0.0056 0.0056 0.0056 0.0056 0.0056 0.00
Amortization, bln $
0.0066 0.0061 0.0066 0.0056 0.0067 0.0058 0.0048 0.0043 0.0039 0.0039 0.0051 -10.26
Cost of production, bln $
0 0 0 0 0 0 0 0.7524 0 0 0.7524 0.00
Inventory $
64.24 70.45 87.13 -0.2719 0.2654 0.3779 0.3216 0.2196 497.53 497.53 99.74 351.42


Share

IFRS
Reporting Annual Quarterly
2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 LTM Average for 5 years CAGR 5
EPS 1.16 0.26 -1.18 1.67 1.83 0.83 -0.0623 0.1335 1.54 1.54 0.8542 -3.39
Share price 15.9 15.22 11.8 12.75 11.81 15.16 14.53 14.11 14.4 14.4 14.00 4.05
Number of shares, mln 27 28 28 28 29 31 31.43 33.14 33.08 33.08 31.53 2.67
FCF/share 2.21 2.96 2.23 2.65 3.43 2.47 3.04 0.8624 2.04 2.04 2.37 -9.87


Efficiency

IFRS
Reporting Annual Quarterly
2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 LTM Industry average Average for 5 years CAGR 5
ROE, % 7.27 1.6 -7.73 11.1 10.9 4.82 -0.3862 0.9188 9.92 9.92 -24.68 5.23 -1.87
ROA, % 1.95 0.42 -1.84 2.51 2.59 1.14 -0.0871 0.1963 2.21 2.21 10.01 1.21 -3.12
ROIC, % 3.35 4.22 7.04 1.56 -8.18 10.57 10.1 4.76 3.84 5.27 12.34 6.91 -12.99
ROS, % 1.86 -5.97 7.22 8.29 3.83 -431497.8 0.4772 5.14 5.14 5.14 26.69 -86296.6426 6.06
ROCE, % 3.06 -3.63 3.11 3.11 1.41 -0.1372 0.3635 -0.1917 11.6 11.6 -33.05 2.61 52.42
EBIT margin 6.97 8.29 3.83 -664656.61 0.6129 6.39 6.39 6.39 34.34 -132927.8774 10.78
EBITDA margin 2.47 -5.41 7.71 9 3.83 401766.08 1.08 6.79 6.79 6.79 38.76 80356.91 12.13
Net margin 4.48 0.97 -4.26 5.81 6.79 3.09 -431497.8 0.4772 5.14 5.14 26.69 -86296.4606 -5.42
Operational efficiency, % 1.64 -6.32 7.19 8.13 3.72 -1866699.66 6.69 6.3 6.3 6.3 31.18 -373335.3300 11.11
Net interest margin, % 4.84 2.48 3.3 4.48 0.97 -4.26 5.81 6.79 3.09 3.09 23.77 2.48 26.08
FCF yield, % 11.91 13.72 19.59 16.7 20.32 28.42 301.85 19.99 6 14.16 4.42 75.32 -21.65


Coefficients

IFRS
Reporting Annual Quarterly
2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 LTM Industry average Average for 5 years CAGR 5
P/E
15.5 26.5 -10.09 21.3 6.5 11.6 150 112.25 9.72 9.72 28.31 58.01 8.38
P/BV
1 1 0.8 0.8 0.7 0.8 1.16 1.04 0.9055 0.9055 -6.51 0.9211 5.28
P/S
0.6 0.6 0.4 0.5 0.4 0.5 1236848.98 0.5357 0.4994 0.4994 7.17 247370.18 4.54
P/FCF
5.14 5.19 4.87 3.55 5.6 5 5.16 17.22 7.06 7.06 26.78 8.01 4.74
E/P
0.0174 -0.0859 0.1257 0.1486 0.0586 -0.0041 0.0093 0.009 0.1068 0.1068 0.04 0.0359 12.75
EV/EBIT
6.21 5.25 12.19 -189.36 89.38 -275.45 -275.45 -275.45 21.71 -127.7380 -286.56
EV/EBITDA
9.7 23.96 -8.23 5.77 4.93 11.06 313.27 50.75 -259.56 -259.56 18.61 24.09 -320.94
EV/S
0.5887 0.5119 0.4503 0.4402 0.4661 1258604.48 0.5478 -17.61 -17.61 -17.61 7.41 251714.05 -306.76
EV/FCF
5.43 6.18 4.8 3.39 0.2924 5.99 17.77 -258.48 -258.48 -258.48 25.82 -98.5815 -488.41
Debt/EBITDA
3.23 -1.65 0.56 1.21 0.9441 19.19 3.5 0.5212 0.5212 0.5212 2.16 4.94 -11.20
Netdebt/Ebitda
1.44 -0.3 -0.15 -0.19 -0.63 5.41 1.12 -266.92 -266.92 -266.92 1.03 -105.5880 235.28
Debt/Ratio
0.74 0.78 0.77 0.76 0.76 0.0156 0.0154 0.015 0.015 0.015 0.35 0.1642 -54.39
Debt/Equity
2.87 3.59 3.26 3.17 3.25 0.0724 0.073 0.0641 3.28 3.28 -0.50 1.35 0.18
Debt/Net Income
8.99 -1.98 0.8483 1.7 1.39 -17.87 7.91 0.6881 0.6881 0.6881 3.94 -1.4388 -13.12
PEG
2.31 2.31 9.14 2.31 0.00
Beta
0.04 -0.01 0.1371 1.58 -0.5396 -0.5396 0.19 0.2415 -268.27
Altman Index
0.59 0.4 0.64 0.76 0.7118 0.6617 0.3744 1.18 0.7993 0.7993 30.47 0.7454 2.35


Dividends

IFRS
Reporting Annual Quarterly
2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 LTM Industry average Average for 5 years CAGR 5
Div. payout, bln
0.0145 0.0141 0.0157 0.0161 0.017 0.0191 0.0205 0.0219 0.0227 0.0158 0.0202 5.95
Dividend
0.49 0.5 0.51 0.53 0.56 0.59 0.61 0.62 0.33 0.64 0.5420 -10.04
Dividend yield, %
3.2 4.22 3.98 4.45 4.16 3.87 4.16 4.47 3.55 4.12 1.38 4.04 -3.12
Dividends / profit, %
46.2 84.2 -47.8 84.3 28.5 47.4 -1117.6 494.72 44.63 44.63 45.79 -100.4700 9.38
Dividend coverage ratio
2.77 1.23 -0.0895 0.1949 3.22 3.22 25.63 1.47 3.06


Pay for your subscription

More functionality and data for company and portfolio analysis is available by subscription

Subscribe

Other

IFRS
Reporting Annual Quarterly
2020 2021 2022 2023 2024 LTM CAGR 5
CAPEX/Revenue, %
0.0115 150.01 3.34 0.0048 0 0 -19.62