International Personal Finance plc
Underestimation
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| P/E |
10/10
|
5.8 | 19.06 | -69.59% | 3.24 | +78.97% |
| P/S |
|
0.54 | 3.36 | -83.98% |
|
|
| P/BV |
|
0.6 | 2.66 | -77.29% |
|
|
| P/FCF |
|
0 | 1.21 | -100% |
|
|
| Ev/Ebitda |
|
0 | -9.4 | -100% |
|
|
| Ev/S |
|
0.49 | -0.44 | -209.31% |
|
|
| Ev/FCF |
|
423.74 | -9.17 | -4720.62% |
|
|
| E/P |
|
0 | 0.86 | -100% |
|
|
Efficiency
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Ebitda margin |
0/10
|
0 | 18.58 | -100% | 17.23 | -100% |
| ROE |
|
9.96 | 19.47 | -48.82% |
|
|
| ROA |
|
4.14 | 1.5 | 176.75% |
|
|
| ROIC |
|
0 | 0 | 0% |
|
|
| ROS |
|
9.29 | 23.16 | -59.88% |
|
|
| ROCE |
|
0 | 10.57 | -100% |
|
|
Debt
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Debt/Ebitda |
10/10
|
0 | 1.21 | -100% | 2.04 | -100% |
| Nеt Debt/Ebitda |
|
0 | -9.31 | -100% |
|
|
| Debt/Ratio |
|
0 | 0.0511 | -100% |
|
|
| Debt/Equity |
|
1.44 | 12.84 | -88.79% |
|
|
| Debt/Net Income |
|
0 | 32.06 | -100% |
|
|
Dividends
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Dividend yield |
10/10
|
7.31 | 4.77 | 53.1% | 13.24 | -44.8% |
| Number of years of dividend growth |
|
0 | 1.42 | -100% | ||
| DSI |
|
0.86 | 0.8 | 7.53% |
|
|
| Average dividend growth |
|
2.38 | -841.81 | -100.28% |
|
|
| Average percentage for 5 years |
|
13.24 | 840.82 | -98.43% |
|
|
| Average percentage for payments |
|
47.34 | 40.75 | 16.17% |
|
|
| Difference from average difference in sector |
|
2.54 |
Growth impulse
| Parameter | Grade | Value | Sector average | Difference with sector, % | ||
|---|---|---|---|---|---|---|
| Growth impulse Revenue in 5 years |
0/10
|
-45.79 | 190.98 | -123.98% | ||
| Growth impulse Ebitda in 5 years |
|
-43.31 | 8342.85 | -100.52% | ||
| Growth impulse Net Income in 5 years |
|
-151.73 | 92.28 | -264.42% | ||
| Growth impulse FCF in 5 years |
|
-99.85 | -55102.4 | -99.82% | ||
| Growth impulse EPS in 5 years |
|
-157.3 | -83.43 | 88.54% |
IP Score
4.89/10
