Concordia Financial Group, Ltd.
Underestimation
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| P/E |
8/10
|
13.77 | 118.28 | -88.36% | 12.68 | +8.65% |
| P/S |
|
3.22 | 98.9 | -96.75% |
|
|
| P/BV |
|
0.7175 | 99.03 | -99.28% |
|
|
| P/FCF |
|
-0.3017 | -6.6 | -95.43% |
|
|
| Ev/Ebitda |
|
-6.65 | 125.13 | -105.31% |
|
|
| Ev/S |
|
-2.43 | 98.32 | -102.47% |
|
|
| Ev/FCF |
|
0.3113 | 85.7 | -99.64% |
|
|
| E/P |
|
0.0993 | 0.3 | -66.9% |
|
|
Efficiency
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Ebitda margin |
9/10
|
36.52 | 14.42 | 153.27% | 32.63 | +11.93% |
| ROE |
|
5.5 | 6.91 | -20.41% |
|
|
| ROA |
|
0.2671 | 3.69 | -92.75% |
|
|
| ROIC |
|
1.32 | 6.77 | -80.44% |
|
|
| ROS |
|
23.36 | 7.32 | 219.13% |
|
|
| ROCE |
|
1.2 | 6.58 | -81.68% |
|
|
Debt
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Debt/Ebitda |
0/10
|
24.04 | -10.24 | -334.69% | 36.55 | -34.22% |
| Nеt Debt/Ebitda |
|
-15.45 | 22.7 | -168.08% |
|
|
| Debt/Ratio |
|
0.1032 | 0.1564 | -34% |
|
|
| Debt/Equity |
|
15.31 | 8.95 | 71.03% |
|
|
| Debt/Net Income |
|
37.6 | 15.35 | 144.87% |
|
|
Dividends
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Dividend yield |
10/10
|
4.43 | 4.04 | 9.72% | 4.23 | +4.82% |
| Number of years of dividend growth |
|
2 | 1.12 | 78.71% | ||
| DSI |
|
0.8571 | 0.8657 | -0.9863% |
|
|
| Average dividend growth |
|
12.62 | -69.75 | -118.1% |
|
|
| Average percentage for 5 years |
|
4.23 | 13.29 | -68.2% |
|
|
| Average percentage for payments |
|
45.64 | 39.99 | 14.13% |
|
|
| Difference from average difference in sector |
|
0.3923 |
Growth impulse
| Parameter | Grade | Value | Sector average | Difference with sector, % | ||
|---|---|---|---|---|---|---|
| Growth impulse Revenue in 5 years |
1/10
|
5.13 | 19.63 | -73.87% | ||
| Growth impulse Ebitda in 5 years |
|
6.33 | 25.33 | -75.01% | ||
| Growth impulse Net Income in 5 years |
|
43.81 | -4.38 | -1100.23% | ||
| Growth impulse FCF in 5 years |
|
616.62 | -8.24 | -7583.25% | ||
| Growth impulse EPS in 5 years |
|
48.98 | 228.09 | -78.53% |
IP Score
5.24/10
