Concordia Financial Group, Ltd.
Underestimation
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| P/E |
8/10
|
13.77 | 118.26 | -88.35% | 12.68 | +8.65% |
| P/S |
|
3.22 | 98.9 | -96.75% |
|
|
| P/BV |
|
0.7175 | 99.01 | -99.28% |
|
|
| P/FCF |
|
-0.3017 | -6.85 | -95.6% |
|
|
| Ev/Ebitda |
|
-6.65 | 125.69 | -105.29% |
|
|
| Ev/S |
|
-2.43 | 98.32 | -102.47% |
|
|
| Ev/FCF |
|
0.3113 | 86.53 | -99.64% |
|
|
| E/P |
|
0.0993 | 0.4646 | -78.63% |
|
|
Efficiency
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Ebitda margin |
9/10
|
36.52 | 14.32 | 154.94% | 32.71 | +11.65% |
| ROE |
|
5.5 | 9.66 | -43.07% |
|
|
| ROA |
|
0.2671 | 3.67 | -92.73% |
|
|
| ROIC |
|
1.32 | 6.77 | -80.44% |
|
|
| ROS |
|
23.36 | 7.3 | 220.19% |
|
|
| ROCE |
|
7.11 | 6.38 | 11.49% |
|
|
Debt
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Debt/Ebitda |
0/10
|
24.04 | -10.25 | -334.66% | 36.55 | -34.22% |
| Nеt Debt/Ebitda |
|
-15.45 | 21.88 | -170.62% |
|
|
| Debt/Ratio |
|
0.1032 | 0.1575 | -34.47% |
|
|
| Debt/Equity |
|
15.31 | 24.21 | -36.77% |
|
|
| Debt/Net Income |
|
37.6 | 15.32 | 145.33% |
|
|
Dividends
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Dividend yield |
10/10
|
4.43 | 4.04 | 9.64% | 4.23 | +4.82% |
| Number of years of dividend growth |
|
2 | 1.14 | 75.34% | ||
| DSI |
|
0.8571 | 0.8687 | -1.33% |
|
|
| Average dividend growth |
|
12.62 | -63.54 | -119.86% |
|
|
| Average percentage for 5 years |
|
4.23 | 15.03 | -71.88% |
|
|
| Average percentage for payments |
|
45.64 | 40.08 | 13.85% |
|
|
| Difference from average difference in sector |
|
0.3896 |
Growth impulse
| Parameter | Grade | Value | Sector average | Difference with sector, % | ||
|---|---|---|---|---|---|---|
| Growth impulse Revenue in 5 years |
1/10
|
5.13 | 75.88 | -93.24% | ||
| Growth impulse Ebitda in 5 years |
|
6.33 | 376.8 | -98.32% | ||
| Growth impulse Net Income in 5 years |
|
43.81 | 358.94 | -87.79% | ||
| Growth impulse FCF in 5 years |
|
616.62 | 649.61 | -5.08% | ||
| Growth impulse EPS in 5 years |
|
48.98 | 329.44 | -85.13% |
IP Score
5.28/10
