United Bancshares, Inc.
Underestimation
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| P/E |
10/10
|
6.78 | 27.94 | -75.72% | 6.45 | +5.14% |
| P/S |
|
1.51 | 7.66 | -80.32% |
|
|
| P/BV |
|
0.6214 | -29.58 | -102.1% |
|
|
| P/FCF |
|
0 | 11.05 | -100% |
|
|
| Ev/Ebitda |
|
0 | -75.89 | -100% |
|
|
| Ev/S |
|
0 | 8.59 | -100% |
|
|
| Ev/FCF |
|
0 | 70.62 | -100% |
|
|
| E/P |
|
0 | 40.64 | -100% |
|
|
Efficiency
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Ebitda margin |
0/10
|
0 | 25.63 | -100% | 43.9 | -100% |
| ROE |
|
9.16 | -43.8 | -120.92% |
|
|
| ROA |
|
0.8032 | 2.08 | -61.32% |
|
|
| ROIC |
|
0 | 8.34 | -100% |
|
|
| ROS |
|
22.21 | 24.22 | -8.3% |
|
|
| ROCE |
|
0 | -59.24 | -100% |
|
|
Debt
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Debt/Ebitda |
10/10
|
0 | -311.49 | -100% | 1.01 | -100% |
| Nеt Debt/Ebitda |
|
0 | -104.73 | -100% |
|
|
| Debt/Ratio |
|
0 | 0.1583 | -100% |
|
|
| Debt/Equity |
|
0 | 134.15 | -100% |
|
|
| Debt/Net Income |
|
0 | 27.27 | -100% |
|
|
Dividends
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Dividend yield |
10/10
|
5.82 | 8.43 | -30.99% | 3.97 | +46.71% |
| Number of years of dividend growth |
|
0 | 1.83 | -100% | ||
| DSI |
|
0.7857 | 0.8569 | -8.31% |
|
|
| Average dividend growth |
|
-0.1146 | -656.8 | -99.98% |
|
|
| Average percentage for 5 years |
|
3.97 | 132.55 | -97.01% |
|
|
| Average percentage for payments |
|
33.7 | 375.52 | -91.03% |
|
|
| Difference from average difference in sector |
|
-2.61 |
Growth impulse
| Parameter | Grade | Value | Sector average | Difference with sector, % | ||
|---|---|---|---|---|---|---|
| Growth impulse Revenue in 5 years |
0/10
|
-7.31 | 226.96 | -103.22% | ||
| Growth impulse Ebitda in 5 years |
|
77.16 | -88.89 | -186.8% | ||
| Growth impulse Net Income in 5 years |
|
-19.57 | -42.52 | -53.97% | ||
| Growth impulse FCF in 5 years |
|
286.1 | -94.68 | -402.18% | ||
| Growth impulse EPS in 5 years |
|
-13.07 | 362.81 | -103.6% |
IP Score
5.73/10
