Oxford Bank Corporation
Underestimation
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| P/E |
10/10
|
6.37 | 27.95 | -77.19% | 8 | -20.37% |
| P/S |
|
1.53 | 7.66 | -79.99% |
|
|
| P/BV |
|
0.9085 | -29.58 | -103.07% |
|
|
| P/FCF |
|
0 | 14.93 | -100% |
|
|
| Ev/Ebitda |
|
14.82 | -75.72 | -119.57% |
|
|
| Ev/S |
|
3.57 | 8.69 | -58.97% |
|
|
| Ev/FCF |
|
0 | 70.62 | -100% |
|
|
| E/P |
|
0 | 40.61 | -100% |
|
|
Efficiency
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Ebitda margin |
7/10
|
24.05 | 25.63 | -6.17% | -8.68 | -377.03% |
| ROE |
|
14.38 | -43.79 | -132.84% |
|
|
| ROA |
|
1.48 | 2.08 | -28.91% |
|
|
| ROIC |
|
0 | 8.34 | -100% |
|
|
| ROS |
|
24.05 | 24.22 | -0.7175% |
|
|
| ROCE |
|
14.06 | -59.24 | -123.73% |
|
|
Debt
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Debt/Ebitda |
7/10
|
1.57 | -311.51 | -100.51% | -35.75 | -104.41% |
| Nеt Debt/Ebitda |
|
8.45 | -104.6 | -108.08% |
|
|
| Debt/Ratio |
|
0.0233 | 0.1591 | -85.38% |
|
|
| Debt/Equity |
|
0 | 134.15 | -100% |
|
|
| Debt/Net Income |
|
1.58 | 27.37 | -94.25% |
|
|
Dividends
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Dividend yield |
0/10
|
0 | 8.58 | -100% | 2.35 | -100% |
| Number of years of dividend growth |
|
0 | 1.52 | -100% | ||
| DSI |
|
0.7857 | 0.8586 | -8.49% |
|
|
| Average dividend growth |
|
1.92 | -615.84 | -100.31% |
|
|
| Average percentage for 5 years |
|
2.35 | 132.43 | -98.22% |
|
|
| Average percentage for payments |
|
30.84 | 375.51 | -91.79% |
|
|
| Difference from average difference in sector |
|
-8.58 |
Growth impulse
| Parameter | Grade | Value | Sector average | Difference with sector, % | ||
|---|---|---|---|---|---|---|
| Growth impulse Revenue in 5 years |
9/10
|
93.37 | 216.74 | -56.92% | ||
| Growth impulse Ebitda in 5 years |
|
-7076.02 | -88.89 | 7860.42% | ||
| Growth impulse Net Income in 5 years |
|
127.51 | -44.32 | -387.7% | ||
| Growth impulse FCF in 5 years |
|
49.32 | -94.84 | -152% | ||
| Growth impulse EPS in 5 years |
|
113.85 | 348.35 | -67.32% |
IP Score
6/10
