Bay Community Bancorp
Underestimation
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| P/E |
9/10
|
8.19 | 27.95 | -70.68% | 10.72 | -23.6% |
| P/S |
|
1.31 | 7.66 | -82.91% |
|
|
| P/BV |
|
0.3498 | -29.56 | -101.18% |
|
|
| P/FCF |
|
0 | 14.94 | -100% |
|
|
| Ev/Ebitda |
|
456.21 | -75.75 | -702.25% |
|
|
| Ev/S |
|
3.1 | 8.72 | -64.39% |
|
|
| Ev/FCF |
|
18.48 | 70.65 | -73.84% |
|
|
| E/P |
|
0 | 40.61 | -100% |
|
|
Efficiency
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Ebitda margin |
1/10
|
0.6804 | 48.44 | -98.6% | 7.45 | -90.87% |
| ROE |
|
4.27 | -43.79 | -109.75% |
|
|
| ROA |
|
0.8434 | 2.08 | -59.41% |
|
|
| ROIC |
|
0 | 8.34 | -100% |
|
|
| ROS |
|
15.98 | 24.21 | -33.99% |
|
|
| ROCE |
|
0 | -44.62 | -100% |
|
|
Debt
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Debt/Ebitda |
0/10
|
405.85 | -311.51 | -230.29% | 256.36 | +58.31% |
| Nеt Debt/Ebitda |
|
263.78 | -104.54 | -352.34% |
|
|
| Debt/Ratio |
|
0.1457 | 0.1588 | -8.21% |
|
|
| Debt/Equity |
|
0 | 134.34 | -100% |
|
|
| Debt/Net Income |
|
17.28 | 27.39 | -36.92% |
|
|
Dividends
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Dividend yield |
4.75/10
|
1.9 | 8.82 | -78.45% | 2.03 | -6.48% |
| Number of years of dividend growth |
|
3 | 1.59 | 88.73% | ||
| DSI |
|
0.9 | 0.8619 | 4.42% |
|
|
| Average dividend growth |
|
0.8081 | -614.63 | -100.13% |
|
|
| Average percentage for 5 years |
|
2.03 | 132.54 | -98.47% |
|
|
| Average percentage for payments |
|
14.42 | 375.61 | -96.16% |
|
|
| Difference from average difference in sector |
|
-6.92 |
Growth impulse
| Parameter | Grade | Value | Sector average | Difference with sector, % | ||
|---|---|---|---|---|---|---|
| Growth impulse Revenue in 5 years |
7/10
|
57.25 | 190.01 | -69.87% | ||
| Growth impulse Ebitda in 5 years |
|
154.05 | -88.89 | -273.3% | ||
| Growth impulse Net Income in 5 years |
|
100.83 | -48.75 | -306.83% | ||
| Growth impulse FCF in 5 years |
|
135.15 | -94.55 | -242.94% | ||
| Growth impulse EPS in 5 years |
|
102.35 | 313.74 | -67.38% |
IP Score
5.26/10
