United Community Banks, Inc.
Underestimation
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| P/E |
7/10
|
18.6 | 63.28 | -70.6% | 14.61 | +27.36% |
| P/S |
|
4 | 3.58 | 11.81% |
|
|
| P/BV |
|
0.1293 | 1.45 | -91.11% |
|
|
| P/FCF |
|
0 | -0.2455 | -100% |
|
|
| Ev/Ebitda |
|
10.12 | -77.74 | -113.02% |
|
|
| Ev/S |
|
3.22 | 3.74 | -13.74% |
|
|
| Ev/FCF |
|
12.69 | -1.52 | -932.28% |
|
|
| E/P |
|
0 | -83.79 | -100% |
|
|
Efficiency
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Ebitda margin |
9/10
|
31.83 | 23.64 | 34.62% | 38.11 | -16.48% |
| ROE |
|
5.75 | 11.01 | -47.79% |
|
|
| ROA |
|
0.687 | 3.22 | -78.64% |
|
|
| ROIC |
|
0 | 5.17 | -100% |
|
|
| ROS |
|
21.51 | 19.08 | 12.74% |
|
|
| ROCE |
|
0.8622 | -0.059 | -1561.83% |
|
|
Debt
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Debt/Ebitda |
8/10
|
1.21 | -105.7 | -101.15% | 1.34 | -9.35% |
| Nеt Debt/Ebitda |
|
-2.45 | -47.74 | -94.87% |
|
|
| Debt/Ratio |
|
0.0123 | 0.1727 | -92.87% |
|
|
| Debt/Equity |
|
0 | 117.3 | -100% |
|
|
| Debt/Net Income |
|
1.79 | 19.9 | -90.99% |
|
|
Dividends
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Dividend yield |
8.33/10
|
3.33 | 2.71 | 23.06% | 3.54 | -5.9% |
| Number of years of dividend growth |
|
2 | 5.09 | -60.72% | ||
| DSI |
|
0.9286 | 0.8776 | 5.81% |
|
|
| Average dividend growth |
|
6.83 | -4.17 | -263.93% |
|
|
| Average percentage for 5 years |
|
3.54 | 3.49 | 1.41% |
|
|
| Average percentage for payments |
|
39.69 | 71.71 | -44.65% |
|
|
| Difference from average difference in sector |
|
0.6239 |
Growth impulse
| Parameter | Grade | Value | Sector average | Difference with sector, % | ||
|---|---|---|---|---|---|---|
| Growth impulse Revenue in 5 years |
4/10
|
25.71 | 168.88 | -84.78% | ||
| Growth impulse Ebitda in 5 years |
|
32.79 | 93.56 | -64.95% | ||
| Growth impulse Net Income in 5 years |
|
14.29 | 134.43 | -89.37% | ||
| Growth impulse FCF in 5 years |
|
57.98 | -422.43 | -113.73% | ||
| Growth impulse EPS in 5 years |
|
-15.86 | 1143.18 | -101.39% |
IP Score
6.14/10
