Max Chat
United Community Banks, Inc.
Underestimation
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| P/E |
7/10
|
15.36 | 63.37 | -75.77% | 14.76 | +4.06% |
| P/S |
|
4.17 | 3.92 | 6.32% |
|
|
| P/BV |
|
1.13 | 2.7 | -58.11% |
|
|
| P/FCF |
|
0 | 1.11 | -100% |
|
|
| Ev/Ebitda |
|
10.12 | -118.14 | -108.57% |
|
|
| Ev/S |
|
3.88 | 4.2 | -7.66% |
|
|
| Ev/FCF |
|
11.93 | -4.56 | -361.37% |
|
|
| E/P |
|
0 | 5.04 | -100% |
|
|
Efficiency
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Ebitda margin |
8/10
|
29.84 | 29.92 | -0.2652% | 37.71 | -20.87% |
| ROE |
|
7.54 | 16.52 | -54.34% |
|
|
| ROA |
|
0.9175 | 3.56 | -74.25% |
|
|
| ROIC |
|
0 | 5.2 | -100% |
|
|
| ROS |
|
27.14 | 21.29 | 27.49% |
|
|
| ROCE |
|
6.78 | 14.62 | -53.64% |
|
|
Debt
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Debt/Ebitda |
9/10
|
0.9158 | -147.75 | -100.62% | 1.28 | -28.31% |
| Nеt Debt/Ebitda |
|
-0.9575 | -140.72 | -99.32% |
|
|
| Debt/Ratio |
|
0.0092 | 0.165 | -94.44% |
|
|
| Debt/Equity |
|
7.08 | 8.17 | -13.38% |
|
|
| Debt/Net Income |
|
1.01 | 20.03 | -94.97% |
|
|
Dividends
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Dividend yield |
7.55/10
|
3.02 | 2.95 | 2.44% | 3.02 | -0.1284% |
| Number of years of dividend growth |
|
3 | 5.68 | -47.17% | ||
| DSI |
|
0.9286 | 0.8816 | 5.33% |
|
|
| Average dividend growth |
|
-2.56 | -5.67 | -54.87% |
|
|
| Average percentage for 5 years |
|
3.02 | 3.54 | -14.67% |
|
|
| Average percentage for payments |
|
41.15 | 56.02 | -26.54% |
|
|
| Difference from average difference in sector |
|
0.0719 |
Growth impulse
| Parameter | Grade | Value | Sector average | Difference with sector, % | ||
|---|---|---|---|---|---|---|
| Growth impulse Revenue in 5 years |
6/10
|
45.46 | 28.83 | 57.68% | ||
| Growth impulse Ebitda in 5 years |
|
32.79 | -55.78 | -158.78% | ||
| Growth impulse Net Income in 5 years |
|
53.81 | 1513.77 | -96.45% | ||
| Growth impulse FCF in 5 years |
|
115.9 | -761.5 | -115.22% | ||
| Growth impulse EPS in 5 years |
|
11.15 | 5283.5 | -99.79% |
IP Score
5.9/10
