Tompkins Financial Corporation
Underestimation
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| P/E |
1/10
|
93.84 | 62.93 | 49.11% | 30.18 | +210.98% |
| P/S |
|
3 | 3.5 | -14.19% |
|
|
| P/BV |
|
1.33 | 1.43 | -7.2% |
|
|
| P/FCF |
|
0 | -0.2036 | -100% |
|
|
| Ev/Ebitda |
|
122.13 | -115.29 | -205.93% |
|
|
| Ev/S |
|
4.93 | 3.69 | 33.44% |
|
|
| Ev/FCF |
|
17.82 | -1.64 | -1187.65% |
|
|
| E/P |
|
0 | -83.79 | -100% |
|
|
Efficiency
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Ebitda margin |
1/10
|
4.04 | 24.06 | -83.23% | 30.91 | -86.94% |
| ROE |
|
1.42 | 10.95 | -87.01% |
|
|
| ROA |
|
0.1216 | 3.21 | -96.22% |
|
|
| ROIC |
|
0 | 5.17 | -100% |
|
|
| ROS |
|
3.2 | 18.92 | -83.08% |
|
|
| ROCE |
|
1.79 | -1.07 | -267.93% |
|
|
Debt
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Debt/Ebitda |
0/10
|
14.67 | -114.39 | -112.82% | 7.45 | +96.79% |
| Nеt Debt/Ebitda |
|
47.8 | -51.89 | -192.12% |
|
|
| Debt/Ratio |
|
0.0225 | 0.1734 | -87.02% |
|
|
| Debt/Equity |
|
2.14 | 117.09 | -98.17% |
|
|
| Debt/Net Income |
|
18.52 | 20.26 | -8.62% |
|
|
Dividends
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Dividend yield |
10/10
|
4.73 | 2.69 | 75.64% | 3.57 | +32.53% |
| Number of years of dividend growth |
|
0 | 2.6 | -100% | ||
| DSI |
|
0.9286 | 0.8586 | 8.15% |
|
|
| Average dividend growth |
|
-4.6 | -5.82 | -21.03% |
|
|
| Average percentage for 5 years |
|
3.57 | 3.46 | 3.01% |
|
|
| Average percentage for payments |
|
50.57 | 71.67 | -29.44% |
|
|
| Difference from average difference in sector |
|
2.04 |
Growth impulse
| Parameter | Grade | Value | Sector average | Difference with sector, % | ||
|---|---|---|---|---|---|---|
| Growth impulse Revenue in 5 years |
1/10
|
3.93 | 431.48 | -99.09% | ||
| Growth impulse Ebitda in 5 years |
|
-88.51 | -8.08 | 995.42% | ||
| Growth impulse Net Income in 5 years |
|
-88.37 | 361.99 | -124.41% | ||
| Growth impulse FCF in 5 years |
|
-13.97 | -692.34 | -97.98% | ||
| Growth impulse EPS in 5 years |
|
-87.83 | 3262.54 | -102.69% |
IP Score
3.22/10
