Max Chat
LendingClub Corporation
Underestimation
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| P/E |
5/10
|
36.16 | 63.39 | -42.95% | 38.73 | -6.63% |
| P/S |
|
7.34 | 3.95 | 85.77% |
|
|
| P/BV |
|
1.38 | 2.7 | -48.69% |
|
|
| P/FCF |
|
-0.2713 | 1.11 | -124.39% |
|
|
| Ev/Ebitda |
|
9.2 | -120.2 | -107.66% |
|
|
| Ev/S |
|
3.68 | 4.2 | -12.46% |
|
|
| Ev/FCF |
|
-0.3462 | -4.56 | -92.41% |
|
|
| E/P |
|
0.0704 | 5.04 | -98.6% |
|
|
Efficiency
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Ebitda margin |
9/10
|
39.98 | 29.92 | 33.62% | 150.52 | -73.44% |
| ROE |
|
3.96 | 16.52 | -76.03% |
|
|
| ROA |
|
0.5276 | 3.56 | -85.19% |
|
|
| ROIC |
|
0 | 5.17 | -100% |
|
|
| ROS |
|
20.29 | 21.29 | -4.69% |
|
|
| ROCE |
|
3.15 | 14.62 | -78.46% |
|
|
Debt
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Debt/Ebitda |
10/10
|
0.2818 | -147.75 | -100.19% | 1 | -71.86% |
| Nеt Debt/Ebitda |
|
-9.15 | -140.72 | -93.5% |
|
|
| Debt/Ratio |
|
0.0027 | 0.165 | -98.38% |
|
|
| Debt/Equity |
|
6.92 | 8.17 | -15.26% |
|
|
| Debt/Net Income |
|
0.5553 | 20.03 | -97.23% |
|
|
Dividends
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Dividend yield |
0/10
|
0 | 2.95 | -100% | 0 | 0% |
| Number of years of dividend growth |
|
0 | 5.68 | -100% | ||
| DSI |
|
0 | 0.8816 | -100% |
|
|
| Average dividend growth |
|
0 | -5.67 | -100% |
|
|
| Average percentage for 5 years |
|
0 | 3.54 | -100% |
|
|
| Average percentage for payments |
|
0 | 56.02 | -100% |
|
|
| Difference from average difference in sector |
|
-2.95 |
Growth impulse
| Parameter | Grade | Value | Sector average | Difference with sector, % | ||
|---|---|---|---|---|---|---|
| Growth impulse Revenue in 5 years |
1/10
|
3.89 | 28.83 | -86.51% | ||
| Growth impulse Ebitda in 5 years |
|
1180.08 | -55.78 | -2215.6% | ||
| Growth impulse Net Income in 5 years |
|
-127.38 | 127.33 | -200.04% | ||
| Growth impulse FCF in 5 years |
|
-794.88 | -761.5 | 4.38% | ||
| Growth impulse EPS in 5 years |
|
-118.83 | 5283.5 | -102.25% |
IP Score
4.21/10
