Max Chat
Horace Mann Educators Corporation
Underestimation
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| P/E |
7/10
|
15.81 | 63.37 | -75.05% | 30.13 | -47.54% |
| P/S |
|
1.05 | 3.92 | -73.26% |
|
|
| P/BV |
|
1.26 | 2.7 | -53.17% |
|
|
| P/FCF |
|
2.68 | 1.11 | 140.62% |
|
|
| Ev/Ebitda |
|
13.08 | -118.14 | -111.07% |
|
|
| Ev/S |
|
1.38 | 4.2 | -67.25% |
|
|
| Ev/FCF |
|
4.72 | -4.56 | -203.45% |
|
|
| E/P |
|
0.085 | 5.04 | -98.31% |
|
|
Efficiency
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Ebitda margin |
4/10
|
10.53 | 29.92 | -64.82% | 100.67 | -89.54% |
| ROE |
|
8.35 | 16.52 | -49.45% |
|
|
| ROA |
|
0.7205 | 3.56 | -79.78% |
|
|
| ROIC |
|
0 | 5.2 | -100% |
|
|
| ROS |
|
6.63 | 21.29 | -68.86% |
|
|
| ROCE |
|
10.63 | 14.62 | -27.32% |
|
|
Debt
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Debt/Ebitda |
4/10
|
3.35 | -147.75 | -102.27% | 4.96 | -32.48% |
| Nеt Debt/Ebitda |
|
3.12 | -140.72 | -102.22% |
|
|
| Debt/Ratio |
|
0.0378 | 0.165 | -77.12% |
|
|
| Debt/Equity |
|
10.25 | 8.17 | 25.5% |
|
|
| Debt/Net Income |
|
5.32 | 20.03 | -73.43% |
|
|
Dividends
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Dividend yield |
8.38/10
|
3.35 | 2.95 | 13.63% | 3.37 | -0.6648% |
| Number of years of dividend growth |
|
15 | 5.68 | 164.14% | ||
| DSI |
|
1 | 0.8789 | 13.77% |
|
|
| Average dividend growth |
|
3.44 | -5.57 | -161.8% |
|
|
| Average percentage for 5 years |
|
3.37 | 3.54 | -4.86% |
|
|
| Average percentage for payments |
|
55.2 | 56.02 | -1.47% |
|
|
| Difference from average difference in sector |
|
0.4019 |
Growth impulse
| Parameter | Grade | Value | Sector average | Difference with sector, % | ||
|---|---|---|---|---|---|---|
| Growth impulse Revenue in 5 years |
3/10
|
18.32 | 28.83 | -36.46% | ||
| Growth impulse Ebitda in 5 years |
|
-13.74 | -55.78 | -75.37% | ||
| Growth impulse Net Income in 5 years |
|
-22.88 | 1513.77 | -101.51% | ||
| Growth impulse FCF in 5 years |
|
74.02 | -761.5 | -109.72% | ||
| Growth impulse EPS in 5 years |
|
-21.95 | 5283.5 | -100.42% |
IP Score
4.95/10
