Horace Mann Educators Corporation
Underestimation
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| P/E |
5/10
|
30 | 61.97 | -51.58% | 28.98 | 3.54% |
| P/S |
|
0.905 | 3.31 | -72.62% |
|
|
| P/BV |
|
1.15 | 1.3 | -11.78% |
|
|
| P/FCF |
|
2.59 | -0.3462 | -846.94% |
|
|
| Ev/Ebitda |
|
71.24 | -89.78 | -179.34% |
|
|
| Ev/S |
|
1.25 | 3.49 | -64.14% |
|
|
| Ev/FCF |
|
3.99 | -2.55 | -256.72% |
|
|
| E/P |
|
0.0372 | 8.1 | -99.54% |
|
|
Efficiency
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Ebitda margin |
1/10
|
1.76 | 24.41 | -92.81% | 101.47 | -98.27% |
| ROE |
|
3.83 | 10.76 | -64.41% |
|
|
| ROA |
|
0.3854 | 3.86 | -90.03% |
|
|
| ROIC |
|
0 | 5.17 | -100% |
|
|
| ROS |
|
3.02 | 18.76 | -83.9% |
|
|
| ROCE |
|
0.1401 | -6.56 | -102.14% |
|
|
Debt
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Debt/Ebitda |
0/10
|
20.84 | -102.91 | -120.25% | 13.33 | 56.39% |
| Nеt Debt/Ebitda |
|
19.71 | -41.56 | -147.41% |
|
|
| Debt/Ratio |
|
0.0468 | 0.3374 | -86.14% |
|
|
| Debt/Equity |
|
6.75 | 116.49 | -94.21% |
|
|
| Debt/Net Income |
|
12.13 | 19.89 | -39% |
|
|
Dividends
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Dividend yield |
9.8/10
|
3.92 | 2.71 | 44.76% | 3.51 | 11.77% |
| Number of years of dividend growth |
|
0 | 1.28 | -100% |
|
|
| DSI |
|
0.9286 | 0.8481 | 9.48% |
|
|
| Average dividend growth |
|
-0.0481 | -6.79 | -99.29% |
|
|
| Average percentage for 5 years |
|
3.51 | 3.42 | 2.45% |
|
|
| Average percentage for payments |
|
55.44 | 70.83 | -21.73% |
|
|
| Difference from average difference in sector |
|
1.21 |
|
|
Growth impulse
| Parameter | Grade | Value | Sector average | Difference with sector, % |
|---|---|---|---|---|
| Growth impulse Revenue 5 years |
1/10
|
4.29 | 777.9 | -99.45% |
| Growth impulse Ebitda 5 years |
|
-89.95 | 11.81 | -861.64% |
| Growth impulse Net Income 5 years |
|
-75.6 | 491.91 | -115.37% |
| Growth impulse FCF 5 years |
|
266.77 | 2020.18 | -86.79% |
| Growth impulse EPS 5 years |
|
-75.24 | 31204.75 | -100.24% |
IP Score
3.83/10
