Max Chat
Cullen/Frost Bankers, Inc.
Underestimation
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| P/E |
8/10
|
14.82 | 63.37 | -76.62% | 15.18 | -2.38% |
| P/S |
|
4.18 | 3.92 | 6.71% |
|
|
| P/BV |
|
2.21 | 2.7 | -17.86% |
|
|
| P/FCF |
|
7.22 | 1.11 | 548.91% |
|
|
| Ev/Ebitda |
|
-2.07 | -118.14 | -98.25% |
|
|
| Ev/S |
|
3.83 | 4.2 | -8.84% |
|
|
| Ev/FCF |
|
9.18 | -4.56 | -301.11% |
|
|
| E/P |
|
0.0937 | 5.04 | -98.14% |
|
|
Efficiency
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Ebitda margin |
9/10
|
34.52 | 29.92 | 15.38% | 95.26 | -63.76% |
| ROE |
|
15.3 | 16.52 | -7.36% |
|
|
| ROA |
|
1.13 | 3.56 | -68.37% |
|
|
| ROIC |
|
0 | 5.2 | -100% |
|
|
| ROS |
|
28.23 | 21.29 | 32.61% |
|
|
| ROCE |
|
18.27 | 14.62 | 24.92% |
|
|
Debt
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Debt/Ebitda |
10/10
|
0.3128 | -147.75 | -100.21% | 2.78 | -88.74% |
| Nеt Debt/Ebitda |
|
-1.01 | -140.72 | -99.28% |
|
|
| Debt/Ratio |
|
0.0042 | 0.165 | -97.43% |
|
|
| Debt/Equity |
|
12.47 | 8.17 | 52.66% |
|
|
| Debt/Net Income |
|
0.3825 | 20.03 | -98.09% |
|
|
Dividends
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Dividend yield |
7.35/10
|
2.94 | 2.95 | -0.2739% | 2.81 | +4.52% |
| Number of years of dividend growth |
|
31 | 5.68 | 445.88% | ||
| DSI |
|
1 | 0.8816 | 13.44% |
|
|
| Average dividend growth |
|
5.69 | -5.67 | -200.39% |
|
|
| Average percentage for 5 years |
|
2.81 | 3.54 | -20.63% |
|
|
| Average percentage for payments |
|
40.96 | 56.02 | -26.89% |
|
|
| Difference from average difference in sector |
|
-0.0081 |
Growth impulse
| Parameter | Grade | Value | Sector average | Difference with sector, % | ||
|---|---|---|---|---|---|---|
| Growth impulse Revenue in 5 years |
6/10
|
43.31 | 28.83 | 50.23% | ||
| Growth impulse Ebitda in 5 years |
|
13 | -55.78 | -123.31% | ||
| Growth impulse Net Income in 5 years |
|
75.89 | 1513.77 | -94.99% | ||
| Growth impulse FCF in 5 years |
|
100.97 | -761.5 | -113.26% | ||
| Growth impulse EPS in 5 years |
|
72.82 | 5283.5 | -98.62% |
IP Score
6.79/10
