Cullen/Frost Bankers, Inc.
Underestimation
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| P/E |
9/10
|
11.55 | 63.07 | -81.69% | 14.99 | -22.94% |
| P/S |
|
3.11 | 3.56 | -12.48% |
|
|
| P/BV |
|
1.86 | 1.45 | 28.56% |
|
|
| P/FCF |
|
19.42 | -0.214 | -9175.79% |
|
|
| Ev/Ebitda |
|
-2.07 | -78.78 | -97.37% |
|
|
| Ev/S |
|
-0.6651 | 3.73 | -117.83% |
|
|
| Ev/FCF |
|
-4.61 | -1.46 | 214.57% |
|
|
| E/P |
|
0.0961 | -83.79 | -100.11% |
|
|
Efficiency
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Ebitda margin |
9/10
|
32.12 | 24.48 | 31.23% | 97.57 | -67.08% |
| ROE |
|
16.09 | 11 | 46.29% |
|
|
| ROA |
|
1.18 | 3.22 | -63.43% |
|
|
| ROIC |
|
0 | 5.17 | -100% |
|
|
| ROS |
|
26.96 | 19.04 | 41.63% |
|
|
| ROCE |
|
19.17 | -1.03 | -1960.02% |
|
|
Debt
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Debt/Ebitda |
0/10
|
6.17 | -111.43 | -105.54% | 3.95 | +56.29% |
| Nеt Debt/Ebitda |
|
-11.76 | -51.39 | -77.11% |
|
|
| Debt/Ratio |
|
0.0865 | 0.1734 | -50.12% |
|
|
| Debt/Equity |
|
3.99 | 117.92 | -96.62% |
|
|
| Debt/Net Income |
|
7.36 | 20.09 | -63.38% |
|
|
Dividends
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Dividend yield |
8.1/10
|
3.24 | 2.65 | 22.1% | 2.85 | +13.56% |
| Number of years of dividend growth |
|
30 | 5.08 | 490.25% | ||
| DSI |
|
0.9286 | 0.8639 | 7.49% |
|
|
| Average dividend growth |
|
3.04 | -5.47 | -155.56% |
|
|
| Average percentage for 5 years |
|
2.85 | 3.47 | -17.84% |
|
|
| Average percentage for payments |
|
40.9 | 71.83 | -43.07% |
|
|
| Difference from average difference in sector |
|
0.5863 |
Growth impulse
| Parameter | Grade | Value | Sector average | Difference with sector, % | ||
|---|---|---|---|---|---|---|
| Growth impulse Revenue in 5 years |
6/10
|
45.05 | 268.58 | -83.23% | ||
| Growth impulse Ebitda in 5 years |
|
13 | 26.9 | -51.67% | ||
| Growth impulse Net Income in 5 years |
|
34.8 | 186.01 | -81.29% | ||
| Growth impulse FCF in 5 years |
|
-25.08 | -478.53 | -94.76% | ||
| Growth impulse EPS in 5 years |
|
33.28 | 2201.18 | -98.49% |
IP Score
5.23/10
