MAX Chat
Bread Financial Holdings, Inc.
Underestimation
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| P/E |
9/10
|
11.17 | 53.98 | -79.3% | 7.13 | +56.7% |
| P/S |
|
0.8063 | 6.43 | -87.47% |
|
|
| P/BV |
|
1.01 | 2.71 | -62.59% |
|
|
| P/FCF |
|
1.66 | 7.04 | -76.49% |
|
|
| Ev/Ebitda |
|
3.56 | 4.92 | -27.58% |
|
|
| Ev/S |
|
1.33 | 7.72 | -82.8% |
|
|
| Ev/FCF |
|
2.74 | -3.56 | -177.06% |
|
|
| E/P |
|
0.09 | -62.52 | -100.14% |
|
|
Efficiency
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Ebitda margin |
9/10
|
37.29 | 61 | -38.87% | 31.89 | +16.93% |
| ROE |
|
9.28 | 89.51 | -89.63% |
|
|
| ROA |
|
1.2 | 24.68 | -95.12% |
|
|
| ROIC |
|
0 | 7.05 | -100% |
|
|
| ROS |
|
7.22 | 42.09 | -82.85% |
|
|
| ROCE |
|
43.95 | 17.9 | 145.57% |
|
|
Debt
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Debt/Ebitda |
3/10
|
3.97 | -0.196 | -2126.55% | 7.01 | -43.37% |
| Nеt Debt/Ebitda |
|
1.4 | -4.26 | -132.89% |
|
|
| Debt/Ratio |
|
0.2484 | 0.1702 | 45.91% |
|
|
| Debt/Equity |
|
6.5 | 8.88 | -26.79% |
|
|
| Debt/Net Income |
|
20.52 | 20.57 | -0.2428% |
|
|
Dividends
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Dividend yield |
3.88/10
|
1.55 | 2.73 | -43.15% | 1.64 | -5.44% |
| Number of years of dividend growth |
|
0 | 5.72 | -100% | ||
| DSI |
|
0.8571 | 0.8826 | -2.89% |
|
|
| Average dividend growth |
|
-11.07 | -4.01 | 175.8% |
|
|
| Average percentage for 5 years |
|
1.64 | 3.74 | -56.17% |
|
|
| Average percentage for payments |
|
835.79 | 54.75 | 1426.6% |
|
|
| Difference from average difference in sector |
|
-1.18 |
Growth impulse
| Parameter | Grade | Value | Sector average | Difference with sector, % | ||
|---|---|---|---|---|---|---|
| Growth impulse Revenue in 5 years |
0/10
|
-15.11 | 1190.65 | -101.27% | ||
| Growth impulse Ebitda in 5 years |
|
147.45 | 1089.74 | -86.47% | ||
| Growth impulse Net Income in 5 years |
|
-6.1 | 1365.42 | -100.45% | ||
| Growth impulse FCF in 5 years |
|
1.66 | -738.02 | -100.22% | ||
| Growth impulse EPS in 5 years |
|
-10.76 | 1769.32 | -100.61% |
IP Score
4.54/10
