Max Chat
Ally Financial Inc.
Underestimation
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| P/E |
7/10
|
16.62 | 63.37 | -73.77% | 9.83 | +69.15% |
| P/S |
|
1.25 | 3.92 | -68.16% |
|
|
| P/BV |
|
0.7987 | 2.7 | -70.37% |
|
|
| P/FCF |
|
1.81 | 1.11 | 63.01% |
|
|
| Ev/Ebitda |
|
29.79 | -118.14 | -125.22% |
|
|
| Ev/S |
|
2.24 | 4.2 | -46.7% |
|
|
| Ev/FCF |
|
4.4 | -4.56 | -196.47% |
|
|
| E/P |
|
0.0814 | 5.04 | -98.39% |
|
|
Efficiency
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Ebitda margin |
2/10
|
7.52 | 29.92 | -74.87% | 1086.61 | -99.31% |
| ROE |
|
4.83 | 16.52 | -70.76% |
|
|
| ROA |
|
0.3441 | 3.56 | -90.34% |
|
|
| ROIC |
|
0 | 5.2 | -100% |
|
|
| ROS |
|
7.51 | 21.29 | -64.72% |
|
|
| ROCE |
|
7.45 | 14.62 | -49.06% |
|
|
Debt
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Debt/Ebitda |
0/10
|
28.58 | -147.75 | -119.34% | 14.24 | +100.72% |
| Nеt Debt/Ebitda |
|
13.2 | -140.72 | -109.38% |
|
|
| Debt/Ratio |
|
0.0997 | 0.165 | -39.6% |
|
|
| Debt/Equity |
|
12.8 | 8.17 | 56.66% |
|
|
| Debt/Net Income |
|
28.62 | 20.03 | 42.9% |
|
|
Dividends
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Dividend yield |
8.18/10
|
3.27 | 2.95 | 10.92% | 3.17 | +3.08% |
| Number of years of dividend growth |
|
0 | 5.68 | -100% | ||
| DSI |
|
1 | 0.8816 | 13.44% |
|
|
| Average dividend growth |
|
10.17 | -5.67 | -279.24% |
|
|
| Average percentage for 5 years |
|
3.17 | 3.54 | -10.48% |
|
|
| Average percentage for payments |
|
52.82 | 56.02 | -5.71% |
|
|
| Difference from average difference in sector |
|
0.3219 |
Growth impulse
| Parameter | Grade | Value | Sector average | Difference with sector, % | ||
|---|---|---|---|---|---|---|
| Growth impulse Revenue in 5 years |
3/10
|
16.45 | 28.83 | -42.94% | ||
| Growth impulse Ebitda in 5 years |
|
-87.86 | -55.78 | 57.51% | ||
| Growth impulse Net Income in 5 years |
|
-38.72 | 1513.77 | -102.56% | ||
| Growth impulse FCF in 5 years |
|
-879.35 | -761.5 | 15.48% | ||
| Growth impulse EPS in 5 years |
|
-25.43 | 5283.5 | -100.48% |
IP Score
3.83/10
