Union Bank of India
Underestimation
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| P/E |
9/10
|
7.73 | 59.89 | -87.09% | 4.13 | +87.21% |
| P/S |
|
2.22 | 10.09 | -77.97% |
|
|
| P/BV |
|
1.09 | 3.39 | -67.8% |
|
|
| P/FCF |
|
2.05 | 7.09 | -71.13% |
|
|
| Ev/Ebitda |
|
0.6252 | 119.71 | -99.48% |
|
|
| Ev/S |
|
0.2917 | 12.41 | -97.65% |
|
|
| Ev/FCF |
|
0.4733 | 8.08 | -94.14% |
|
|
| E/P |
|
0.2277 | 0.2103 | 8.27% |
|
|
Efficiency
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Ebitda margin |
10/10
|
46.66 | 58.11 | -19.7% | 29.9 | +56.05% |
| ROE |
|
15.64 | 16.24 | -3.7% |
|
|
| ROA |
|
1.03 | 4.56 | -77.5% |
|
|
| ROIC |
|
8.69 | 10.28 | -15.44% |
|
|
| ROS |
|
28.74 | 55.59 | -48.3% |
|
|
| ROCE |
|
22.04 | 24.47 | -9.93% |
|
|
Debt
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Debt/Ebitda |
8/10
|
1.2 | 101.93 | -98.82% | 2.17 | -44.45% |
| Nеt Debt/Ebitda |
|
-4.14 | -87.44 | -95.27% |
|
|
| Debt/Ratio |
|
0.0192 | 0.3075 | -93.74% |
|
|
| Debt/Equity |
|
3.78 | 266.15 | -98.58% |
|
|
| Debt/Net Income |
|
1.96 | 16.7 | -88.29% |
|
|
Dividends
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Dividend yield |
10/10
|
4.88 | 1.21 | 301.99% | 3.31 | +47.5% |
| Number of years of dividend growth |
|
1 | 1.14 | -12.21% | ||
| DSI |
|
0.8571 | 0.7541 | 13.66% |
|
|
| Average dividend growth |
|
-11.42 | -12.56 | -9.09% |
|
|
| Average percentage for 5 years |
|
3.31 | 1.68 | 96.71% |
|
|
| Average percentage for payments |
|
22.76 | 29.97 | -24.08% |
|
|
| Difference from average difference in sector |
|
3.67 |
Growth impulse
| Parameter | Grade | Value | Sector average | Difference with sector, % | ||
|---|---|---|---|---|---|---|
| Growth impulse Revenue in 5 years |
10/10
|
181.39 | 102.68 | 76.66% | ||
| Growth impulse Ebitda in 5 years |
|
-1214.36 | 628.25 | -293.29% | ||
| Growth impulse Net Income in 5 years |
|
-542.09 | 825.26 | -165.69% | ||
| Growth impulse FCF in 5 years |
|
-466.48 | 388.63 | -220.03% | ||
| Growth impulse EPS in 5 years |
|
-279.01 | -393.49 | -29.09% |
IP Score
6.12/10
