Tamilnad Mercantile Bank Limited
Underestimation
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| P/E |
10/10
|
6.74 | 60.35 | -88.83% | 7.52 | -10.31% |
| P/S |
|
2.58 | 10.3 | -74.91% |
|
|
| P/BV |
|
0.9123 | 3.5 | -73.95% |
|
|
| P/FCF |
|
-9.76 | 6.63 | -247.25% |
|
|
| Ev/Ebitda |
|
2.49 | 32.32 | -92.29% |
|
|
| Ev/S |
|
1.31 | 12.6 | -89.61% |
|
|
| Ev/FCF |
|
-5.14 | 7.86 | -165.42% |
|
|
| E/P |
|
0.1544 | 0.0945 | 63.33% |
|
|
Efficiency
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Ebitda margin |
10/10
|
52.53 | 58.1 | -9.58% | 37.01 | +41.96% |
| ROE |
|
14.44 | 16.25 | -11.17% |
|
|
| ROA |
|
1.79 | 4.57 | -60.71% |
|
|
| ROIC |
|
14.87 | 10.28 | 44.7% |
|
|
| ROS |
|
38.34 | 55.59 | -31.02% |
|
|
| ROCE |
|
3 | 10.06 | -70.19% |
|
|
Debt
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Debt/Ebitda |
9/10
|
0.8859 | 15.18 | -94.17% | 0.4222 | +109.81% |
| Nеt Debt/Ebitda |
|
-2.43 | -2.52 | -3.41% |
|
|
| Debt/Ratio |
|
0.0211 | 0.3071 | -93.12% |
|
|
| Debt/Equity |
|
0.1643 | 263.48 | -99.94% |
|
|
| Debt/Net Income |
|
1.21 | 16.7 | -92.73% |
|
|
Dividends
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Dividend yield |
5.3/10
|
2.12 | 1.18 | 79.25% | 1.65 | +28.27% |
| Number of years of dividend growth |
|
1 | 1.16 | -13.53% | ||
| DSI |
|
1 | 0.7523 | 32.93% |
|
|
| Average dividend growth |
|
25 | -13.8 | -281.13% |
|
|
| Average percentage for 5 years |
|
1.65 | 1.65 | 0.2438% |
|
|
| Average percentage for payments |
|
11.86 | 29.91 | -60.35% |
|
|
| Difference from average difference in sector |
|
0.9373 |
Growth impulse
| Parameter | Grade | Value | Sector average | Difference with sector, % | ||
|---|---|---|---|---|---|---|
| Growth impulse Revenue in 5 years |
7/10
|
51.46 | 44.8 | 14.87% | ||
| Growth impulse Ebitda in 5 years |
|
235.5 | 199.65 | 17.96% | ||
| Growth impulse Net Income in 5 years |
|
162.95 | 293.21 | -44.43% | ||
| Growth impulse FCF in 5 years |
|
-230.04 | -79.93 | 187.8% | ||
| Growth impulse EPS in 5 years |
|
-100.68 | -186.92 | -46.14% |
IP Score
6.82/10
