CreditAccess Grameen Limited
Underestimation
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| P/E |
7/10
|
15.5 | 62.41 | -75.17% | 35.7 | -56.6% |
| P/S |
|
7.48 | 9.17 | -18.37% |
|
|
| P/BV |
|
3.41 | 3.39 | 0.5694% |
|
|
| P/FCF |
|
-4.59 | 11.2 | -141.01% |
|
|
| Ev/Ebitda |
|
19.54 | 46.86 | -58.31% |
|
|
| Ev/S |
|
14.41 | 11.5 | 25.32% |
|
|
| Ev/FCF |
|
-9.07 | 17.84 | -150.87% |
|
|
| E/P |
|
0.0662 | 0.3453 | -80.83% |
|
|
Efficiency
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Ebitda margin |
10/10
|
73.76 | 30.23 | 143.98% | 57.8 | +27.6% |
| ROE |
|
24.77 | 15.19 | 63.03% |
|
|
| ROA |
|
5.7 | 4.34 | 31.31% |
|
|
| ROIC |
|
0 | 10.28 | -100% |
|
|
| ROS |
|
48.3 | 50.41 | -4.19% |
|
|
| ROCE |
|
11.57 | -3.08 | -475.68% |
|
|
Debt
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Debt/Ebitda |
0/10
|
9.89 | 21.6 | -54.21% | 13.94 | -29.05% |
| Nеt Debt/Ebitda |
|
9.39 | -7.91 | -218.73% |
|
|
| Debt/Ratio |
|
0.7572 | 0.4043 | 87.26% |
|
|
| Debt/Equity |
|
225.56 | 211.41 | 6.69% |
|
|
| Debt/Net Income |
|
15.11 | 22.51 | -32.89% |
|
|
Dividends
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Dividend yield |
1.9/10
|
0.7642 | 1.19 | -36.02% | 0.7642 | +0.0032% |
| Number of years of dividend growth |
|
1 | 1.04 | -4.17% | ||
| DSI |
|
1 | 0.7471 | 33.85% |
|
|
| Average dividend growth |
|
0 | -14.5 | -100% |
|
|
| Average percentage for 5 years |
|
0.7642 | 1.66 | -53.87% |
|
|
| Average percentage for payments |
|
0 | 36.34 | -100% |
|
|
| Difference from average difference in sector |
|
-0.4302 |
Growth impulse
| Parameter | Grade | Value | Sector average | Difference with sector, % | ||
|---|---|---|---|---|---|---|
| Growth impulse Revenue in 5 years |
9/10
|
83.44 | 79.73 | 4.65% | ||
| Growth impulse Ebitda in 5 years |
|
230.85 | 496.05 | -53.46% | ||
| Growth impulse Net Income in 5 years |
|
333.5 | 434.83 | -23.3% | ||
| Growth impulse FCF in 5 years |
|
111.26 | -744.69 | -114.94% | ||
| Growth impulse EPS in 5 years |
|
293.08 | -359.15 | -181.6% |
IP Score
5.25/10
