Upstart Holdings, Inc.
Underestimation
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| P/E |
6/10
|
23 | 38.91 | -40.88% | 59.62 | -61.42% |
| P/S |
|
7.2 | 4.98 | 44.59% |
|
|
| P/BV |
|
5.82 | 0.6287 | 826.12% |
|
|
| P/FCF |
|
-15.59 | 35.01 | -144.52% |
|
|
| Ev/Ebitda |
|
-19.69 | 40.84 | -148.21% |
|
|
| Ev/S |
|
8.88 | 5.33 | 66.6% |
|
|
| Ev/FCF |
|
-26.42 | 54.04 | -148.9% |
|
|
| E/P |
|
-0.0893 | 0.1186 | -175.28% |
|
|
Efficiency
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Ebitda margin |
0/10
|
-45.1 | 22.4 | -301.38% | 552.78 | -108.16% |
| ROE |
|
-37.8 | 5.61 | -773.99% |
|
|
| ROA |
|
-11.9 | 5.48 | -317.4% |
|
|
| ROIC |
|
0 | 5.05 | -100% |
|
|
| ROS |
|
-46.76 | 22.93 | -303.93% |
|
|
| ROCE |
|
-40.38 | -11.58 | 248.56% |
|
|
Debt
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Debt/Ebitda |
10/10
|
-2.88 | -7.15 | -59.69% | -3.36 | -14.22% |
| Nеt Debt/Ebitda |
|
-3.72 | 18.18 | -120.44% |
|
|
| Debt/Ratio |
|
0.3312 | 0.2054 | 61.26% |
|
|
| Debt/Equity |
|
15.11 | 14.24 | 6.16% |
|
|
| Debt/Net Income |
|
-2.78 | 6.12 | -145.47% |
|
|
Dividends
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Dividend yield |
0/10
|
0 | 1.72 | -100% | 0 | 0% |
| Number of years of dividend growth |
|
0 | 2.96 | -100% | ||
| DSI |
|
0 | 0.7793 | -100% |
|
|
| Average dividend growth |
|
0 | 0.3796 | -100% |
|
|
| Average percentage for 5 years |
|
0 | 2 | -100% |
|
|
| Average percentage for payments |
|
0.1742 | 49.37 | -99.65% |
|
|
| Difference from average difference in sector |
|
-1.72 |
Growth impulse
| Parameter | Grade | Value | Sector average | Difference with sector, % | ||
|---|---|---|---|---|---|---|
| Growth impulse Revenue in 5 years |
10/10
|
215.46 | 194.33 | 10.87% | ||
| Growth impulse Ebitda in 5 years |
|
-899.71 | 195.1 | -561.15% | ||
| Growth impulse Net Income in 5 years |
|
4702.64 | 82.23 | 5618.89% | ||
| Growth impulse FCF in 5 years |
|
-756.19 | 62.71 | -1305.85% | ||
| Growth impulse EPS in 5 years |
|
718.59 | -56.69 | -1367.58% |
IP Score
3.55/10
