Sandy Spring Bancorp, Inc.
Underestimation
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| P/E |
9/10
|
9.85 | 39.52 | -75.09% | 11.09 | -11.18% |
| P/S |
|
1.72 | 4.91 | -65.05% |
|
|
| P/BV |
|
0.7616 | 0.6713 | 13.46% |
|
|
| P/FCF |
|
9.21 | 35.01 | -73.7% |
|
|
| Ev/Ebitda |
|
375.21 | 41.11 | 812.76% |
|
|
| Ev/S |
|
2.78 | 5.35 | -48.03% |
|
|
| Ev/FCF |
|
15.83 | 53.93 | -70.66% |
|
|
| E/P |
|
0.1078 | 0.1186 | -9.13% |
|
|
Efficiency
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Ebitda margin |
1/10
|
0.7413 | 22.4 | -96.69% | 2660.23 | -99.97% |
| ROE |
|
7.74 | 5.6 | 38.09% |
|
|
| ROA |
|
0.8757 | 5.48 | -84.01% |
|
|
| ROIC |
|
0 | 5.05 | -100% |
|
|
| ROS |
|
17.43 | 21.82 | -20.12% |
|
|
| ROCE |
|
-0.3841 | -12.13 | -96.83% |
|
|
Debt
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Debt/Ebitda |
0/10
|
190.66 | -7.15 | -2767.34% | 79 | +141.36% |
| Nеt Debt/Ebitda |
|
143.63 | 18.2 | 689.23% |
|
|
| Debt/Ratio |
|
0.071 | 0.2048 | -65.34% |
|
|
| Debt/Equity |
|
14.84 | 13.81 | 7.49% |
|
|
| Debt/Net Income |
|
8.11 | 6.12 | 32.51% |
|
|
Dividends
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Dividend yield |
10/10
|
5.16 | 1.72 | 200.44% | 4.08 | +26.6% |
| Number of years of dividend growth |
|
0 | 2.96 | -100% | ||
| DSI |
|
0.9286 | 0.7793 | 19.15% |
|
|
| Average dividend growth |
|
0.652 | 0.3796 | 71.75% |
|
|
| Average percentage for 5 years |
|
4.08 | 2 | 103.7% |
|
|
| Average percentage for payments |
|
41.57 | 49.37 | -15.8% |
|
|
| Difference from average difference in sector |
|
3.44 |
Growth impulse
| Parameter | Grade | Value | Sector average | Difference with sector, % | ||
|---|---|---|---|---|---|---|
| Growth impulse Revenue in 5 years |
4/10
|
24.57 | 194.33 | -87.36% | ||
| Growth impulse Ebitda in 5 years |
|
-21.58 | 70.17 | -130.75% | ||
| Growth impulse Net Income in 5 years |
|
5.51 | 30.41 | -81.88% | ||
| Growth impulse FCF in 5 years |
|
30.63 | 92.4 | -66.85% | ||
| Growth impulse EPS in 5 years |
|
-16.39 | -56.69 | -71.09% |
IP Score
4.02/10
