NASDAQ: QFIN - 360 DigiTech, Inc.

Yield per half year: +85.9%
Sector: High Tech

360 DigiTech, Inc.

Underestimation
Parameter Grade Value Sector average Difference with sector, % Average for 5 years Difference from average, %
P/E
10/10
 4.07 19.77 -79.44% 2.32 75.04%
P/S 1.3 3 -56.71%
P/BV 0.7916 13.12 -93.97%
P/FCF 0.3711 184.8 -99.8%
Ev/Ebitda 1.76 12.14 -85.47%
Ev/S 1.05 3.34 -68.57%
Ev/FCF 2 19.14 -89.55%
E/P 1.64 0.1716 855.94%
IP Value Score
9.75/10
Efficiency
Parameter Grade Value Sector average Difference with sector, % Average for 5 years Difference from average, %
Ebitda margin
10/10
 59.56 31 92.12% 38.73 53.77%
ROE 19.53 45.24 -56.82%
ROA 9.35 12.51 -25.25%
ROIC 0 21.47 -100%
ROS 31.97 16.4 95%
ROCE 35.94 50.05 -28.19%
IP Profitability Score
6.17/10
Debt
Parameter Grade Value Sector average Difference with sector, % Average for 5 years Difference from average, %
Debt/Ebitda
10/10
 0.1037 2.06 -94.96% 0.068 52.39%
Nеt Debt/Ebitda -0.4196 1.51 -127.85%
Debt/Ratio 0.0181 0.4262 -95.76%
Debt/Equity 0.3797 4.04 -90.59%
Debt/Net Income 0.1932 4.73 -95.91%
IP Debt Score
10/10
Dividends
Parameter Grade Value Sector average Difference with sector, % Average for 5 years Difference from average, %
Dividend yield
10/10
 5.3 3.66 44.97% 2.96 79.01%
Number of years of dividend growth 1 0.75 33.33%
DSI 0.8571 0.6726 27.43%
Average dividend growth 21.12 11.26 87.54%
Average percentage for 5 years 2.96 2.62 13.1%
Average percentage for payments 107.2 49.38 117.09%
Difference from average difference in sector 1.64
IP Dividend Score
7.81/10
Growth impulse
Parameter Grade Value Sector average Difference with sector, %
Growth impulse Revenue 5 years
6/10
 45.39 459.18 -90.11%
Growth impulse Ebitda 5 years 168.37 -12121.48 -101.39%
Growth impulse Net Income 5 years 71.3 -1759.06 -104.05%
Growth impulse FCF 5 years 138.63 444.04 -68.78%
Growth impulse EPS 5 years 213.58 358.13 -40.36%
IP Growth Score
8.8/10
IP Score
8.5/10