Provident Financial Holdings, Inc.
Underestimation
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| P/E |
9/10
|
11.74 | 21.15 | -44.51% | 13.47 | -12.84% |
| P/S |
|
2.22 | 4.07 | -45.54% |
|
|
| P/BV |
|
0.6641 | 0.4704 | 41.18% |
|
|
| P/FCF |
|
0 | 31.96 | -100% |
|
|
| Ev/Ebitda |
|
20.19 | 15.38 | 31.24% |
|
|
| Ev/S |
|
7.02 | 3.99 | 75.93% |
|
|
| Ev/FCF |
|
66.75 | 46.6 | 43.26% |
|
|
| E/P |
|
0 | 0.1909 | -100% |
|
|
Efficiency
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Ebitda margin |
9/10
|
34.79 | 21.26 | 63.63% | 40.61 | -14.35% |
| ROE |
|
5.66 | 6.48 | -12.66% |
|
|
| ROA |
|
0.5643 | 5.97 | -90.55% |
|
|
| ROIC |
|
3.42 | 5.05 | -32.19% |
|
|
| ROS |
|
18.88 | 23.22 | -18.68% |
|
|
| ROCE |
|
1.38 | -8.3 | -116.65% |
|
|
Debt
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Debt/Ebitda |
0/10
|
17.61 | -7.92 | -322.25% | 12.24 | +43.83% |
| Nеt Debt/Ebitda |
|
13.82 | 19.93 | -30.68% |
|
|
| Debt/Ratio |
|
0.1875 | 0.2022 | -7.26% |
|
|
| Debt/Equity |
|
1.84 | 14.92 | -87.7% |
|
|
| Debt/Net Income |
|
32.44 | 4.96 | 554.7% |
|
|
Dividends
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Dividend yield |
9.53/10
|
3.81 | 1.75 | 118.1% | 3.7 | +2.92% |
| Number of years of dividend growth |
|
0 | 2.96 | -100% | ||
| DSI |
|
1 | 0.7848 | 27.42% |
|
|
| Average dividend growth |
|
0 | 1.77 | -100% |
|
|
| Average percentage for 5 years |
|
3.7 | 2.02 | 83.29% |
|
|
| Average percentage for payments |
|
63.97 | 46.26 | 38.29% |
|
|
| Difference from average difference in sector |
|
2.06 |
Growth impulse
| Parameter | Grade | Value | Sector average | Difference with sector, % | ||
|---|---|---|---|---|---|---|
| Growth impulse Revenue in 5 years |
0/10
|
-4.82 | 6923.79 | -100.07% | ||
| Growth impulse Ebitda in 5 years |
|
-5.3 | 189.92 | -102.79% | ||
| Growth impulse Net Income in 5 years |
|
-4.53 | 198.31 | -102.28% | ||
| Growth impulse FCF in 5 years |
|
-46.81 | 383.08 | -112.22% | ||
| Growth impulse EPS in 5 years |
|
4.58 | 303.12 | -98.49% |
IP Score
4.12/10
