Provident Financial Holdings, Inc.
Underestimation
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| P/E |
9/10
|
11.74 | 38.91 | -69.83% | 13.47 | -12.84% |
| P/S |
|
2.22 | 4.98 | -55.5% |
|
|
| P/BV |
|
0.6641 | 0.6287 | 5.63% |
|
|
| P/FCF |
|
0 | 35.01 | -100% |
|
|
| Ev/Ebitda |
|
20.19 | 40.88 | -50.62% |
|
|
| Ev/S |
|
7.02 | 5.33 | 31.79% |
|
|
| Ev/FCF |
|
66.75 | 54.04 | 23.53% |
|
|
| E/P |
|
0 | 0.1186 | -100% |
|
|
Efficiency
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Ebitda margin |
9/10
|
34.79 | 22.35 | 55.66% | 40.64 | -14.41% |
| ROE |
|
5.66 | 5.61 | 0.9744% |
|
|
| ROA |
|
0.5643 | 5.48 | -89.69% |
|
|
| ROIC |
|
3.42 | 5.05 | -32.19% |
|
|
| ROS |
|
18.88 | 22.93 | -17.66% |
|
|
| ROCE |
|
1.38 | -11.66 | -111.86% |
|
|
Debt
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Debt/Ebitda |
0/10
|
17.61 | -7.15 | -346.47% | 12.24 | +43.83% |
| Nеt Debt/Ebitda |
|
13.82 | 18.19 | -24.02% |
|
|
| Debt/Ratio |
|
0.1875 | 0.2054 | -8.71% |
|
|
| Debt/Equity |
|
25.84 | 14.24 | 81.49% |
|
|
| Debt/Net Income |
|
32.44 | 6.12 | 430.36% |
|
|
Dividends
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Dividend yield |
9.83/10
|
3.93 | 1.93 | 104.15% | 3.69 | +6.38% |
| Number of years of dividend growth |
|
0 | 2.96 | -100% | ||
| DSI |
|
0.9286 | 0.7679 | 20.93% |
|
|
| Average dividend growth |
|
-2.78 | 1.84 | -250.74% |
|
|
| Average percentage for 5 years |
|
3.69 | 1.96 | 88.85% |
|
|
| Average percentage for payments |
|
63.97 | 49.37 | 29.58% |
|
|
| Difference from average difference in sector |
|
2 |
Growth impulse
| Parameter | Grade | Value | Sector average | Difference with sector, % | ||
|---|---|---|---|---|---|---|
| Growth impulse Revenue in 5 years |
0/10
|
-4.82 | 194.33 | -102.48% | ||
| Growth impulse Ebitda in 5 years |
|
-5.3 | 177.53 | -102.99% | ||
| Growth impulse Net Income in 5 years |
|
-4.53 | 82.23 | -105.51% | ||
| Growth impulse FCF in 5 years |
|
-46.81 | 62.71 | -174.65% | ||
| Growth impulse EPS in 5 years |
|
4.58 | -56.69 | -108.08% |
IP Score
3.83/10
