Oportun Financial Corporation
Underestimation
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| P/E |
2/10
|
54.17 | 38.91 | 39.23% | 24.06 | +125.13% |
| P/S |
|
0.1273 | 4.98 | -97.44% |
|
|
| P/BV |
|
0.3356 | 0.6287 | -46.62% |
|
|
| P/FCF |
|
0.6357 | 35.01 | -98.18% |
|
|
| Ev/Ebitda |
|
-11.75 | 40.84 | -128.78% |
|
|
| Ev/S |
|
2.82 | 5.33 | -47.06% |
|
|
| Ev/FCF |
|
8.45 | 54.04 | -84.37% |
|
|
| E/P |
|
-0.8019 | 0.1186 | -775.98% |
|
|
Efficiency
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Ebitda margin |
0/10
|
-24 | 22.4 | -207.18% | 3.86 | -721.71% |
| ROE |
|
-44.5 | 5.61 | -893.46% |
|
|
| ROA |
|
-5.27 | 5.48 | -196.31% |
|
|
| ROIC |
|
0 | 5.05 | -100% |
|
|
| ROS |
|
-17.03 | 22.93 | -174.27% |
|
|
| ROCE |
|
-76.95 | -11.58 | 564.23% |
|
|
Debt
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Debt/Ebitda |
10/10
|
-10.38 | -7.15 | 45.06% | 5.19 | -300.14% |
| Nеt Debt/Ebitda |
|
-11.22 | 18.18 | -161.74% |
|
|
| Debt/Ratio |
|
0.7717 | 0.2054 | 275.79% |
|
|
| Debt/Equity |
|
11.91 | 14.24 | -16.31% |
|
|
| Debt/Net Income |
|
-14.63 | 6.12 | -339.18% |
|
|
Dividends
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Dividend yield |
0/10
|
0 | 1.72 | -100% | 0 | 0% |
| Number of years of dividend growth |
|
0 | 2.96 | -100% | ||
| DSI |
|
0 | 0.7793 | -100% |
|
|
| Average dividend growth |
|
0 | 0.3796 | -100% |
|
|
| Average percentage for 5 years |
|
0 | 2 | -100% |
|
|
| Average percentage for payments |
|
0 | 49.37 | -100% |
|
|
| Difference from average difference in sector |
|
-1.72 |
Growth impulse
| Parameter | Grade | Value | Sector average | Difference with sector, % | ||
|---|---|---|---|---|---|---|
| Growth impulse Revenue in 5 years |
10/10
|
138.92 | 194.33 | -28.51% | ||
| Growth impulse Ebitda in 5 years |
|
-301.73 | 195.1 | -254.65% | ||
| Growth impulse Net Income in 5 years |
|
-392.14 | 82.23 | -576.88% | ||
| Growth impulse FCF in 5 years |
|
88.09 | 62.71 | 40.47% | ||
| Growth impulse EPS in 5 years |
|
-185.31 | -56.69 | 226.88% |
IP Score
3.6/10
