Oportun Financial Corporation
Underestimation
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| P/E |
2/10
|
54.17 | 39.55 | 36.95% | 24.06 | +125.13% |
| P/S |
|
0.1273 | 4.91 | -97.41% |
|
|
| P/BV |
|
0.3356 | 0.6713 | -50% |
|
|
| P/FCF |
|
0.6357 | 33.85 | -98.12% |
|
|
| Ev/Ebitda |
|
-11.75 | 41.11 | -128.59% |
|
|
| Ev/S |
|
2.82 | 4.95 | -43.02% |
|
|
| Ev/FCF |
|
8.45 | 52.05 | -83.77% |
|
|
| E/P |
|
-0.8019 | 0.1208 | -763.68% |
|
|
Efficiency
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Ebitda margin |
0/10
|
-24 | 20.74 | -215.73% | 3.86 | -721.71% |
| ROE |
|
-44.5 | 5.61 | -893.71% |
|
|
| ROA |
|
-5.27 | 5.47 | -196.34% |
|
|
| ROIC |
|
0 | 5.05 | -100% |
|
|
| ROS |
|
-17.03 | 21.7 | -178.48% |
|
|
| ROCE |
|
-76.95 | -12.13 | 534.38% |
|
|
Debt
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Debt/Ebitda |
10/10
|
-10.38 | -7.18 | 44.48% | 5.19 | -300.14% |
| Nеt Debt/Ebitda |
|
-11.22 | 17.81 | -163.03% |
|
|
| Debt/Ratio |
|
0.7717 | 0.2018 | 282.43% |
|
|
| Debt/Equity |
|
11.91 | 14.21 | -16.15% |
|
|
| Debt/Net Income |
|
-14.63 | 6.05 | -341.9% |
|
|
Dividends
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Dividend yield |
0/10
|
0 | 1.7 | -100% | 0 | 0% |
| Number of years of dividend growth |
|
0 | 2.96 | -100% | ||
| DSI |
|
0 | 0.7793 | -100% |
|
|
| Average dividend growth |
|
0 | 1 | -100% |
|
|
| Average percentage for 5 years |
|
0 | 2 | -100% |
|
|
| Average percentage for payments |
|
0 | 46.84 | -100% |
|
|
| Difference from average difference in sector |
|
-1.7 |
Growth impulse
| Parameter | Grade | Value | Sector average | Difference with sector, % | ||
|---|---|---|---|---|---|---|
| Growth impulse Revenue in 5 years |
10/10
|
138.92 | 13580.88 | -98.98% | ||
| Growth impulse Ebitda in 5 years |
|
-301.73 | 70.17 | -530% | ||
| Growth impulse Net Income in 5 years |
|
-392.14 | 20 | -2060.7% | ||
| Growth impulse FCF in 5 years |
|
88.09 | 18.21 | 383.75% | ||
| Growth impulse EPS in 5 years |
|
-185.31 | -44.84 | 313.27% |
IP Score
3.6/10
