Old Point Financial Corporation
Underestimation
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| P/E |
9/10
|
11.53 | 38.91 | -70.36% | 15.56 | -25.9% |
| P/S |
|
1.11 | 4.98 | -77.71% |
|
|
| P/BV |
|
0.8349 | 0.6287 | 32.79% |
|
|
| P/FCF |
|
0 | 35.01 | -100% |
|
|
| Ev/Ebitda |
|
213.18 | 40.88 | 421.42% |
|
|
| Ev/S |
|
1.42 | 5.33 | -73.44% |
|
|
| Ev/FCF |
|
11.37 | 54.04 | -78.96% |
|
|
| E/P |
|
0 | 0.1186 | -100% |
|
|
Efficiency
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Ebitda margin |
1/10
|
0.6639 | 22.35 | -97.03% | 18.03 | -96.32% |
| ROE |
|
7.24 | 5.61 | 29.09% |
|
|
| ROA |
|
0.5341 | 5.48 | -90.25% |
|
|
| ROIC |
|
0 | 5.05 | -100% |
|
|
| ROS |
|
9.63 | 22.93 | -58% |
|
|
| ROCE |
|
-1.92 | -11.66 | -83.58% |
|
|
Debt
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Debt/Ebitda |
0/10
|
321.53 | -7.15 | -4599.67% | 130.35 | +146.66% |
| Nеt Debt/Ebitda |
|
45.93 | 18.19 | 152.54% |
|
|
| Debt/Ratio |
|
0.1184 | 0.2054 | -42.34% |
|
|
| Debt/Equity |
|
0 | 14.24 | -100% |
|
|
| Debt/Net Income |
|
22.17 | 6.12 | 262.41% |
|
|
Dividends
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Dividend yield |
8.2/10
|
3.28 | 1.93 | 70.29% | 2.39 | +37.51% |
| Number of years of dividend growth |
|
0 | 2.12 | -100% | ||
| DSI |
|
0.8571 | 0.7679 | 11.63% |
|
|
| Average dividend growth |
|
1.08 | 1.84 | -41.2% |
|
|
| Average percentage for 5 years |
|
2.39 | 1.96 | 21.91% |
|
|
| Average percentage for payments |
|
38.12 | 49.37 | -22.78% |
|
|
| Difference from average difference in sector |
|
1.35 |
Growth impulse
| Parameter | Grade | Value | Sector average | Difference with sector, % | ||
|---|---|---|---|---|---|---|
| Growth impulse Revenue in 5 years |
8/10
|
67.6 | 194.33 | -65.21% | ||
| Growth impulse Ebitda in 5 years |
|
-95.37 | 177.53 | -153.72% | ||
| Growth impulse Net Income in 5 years |
|
-2.15 | 82.23 | -102.61% | ||
| Growth impulse FCF in 5 years |
|
-5.74 | 62.71 | -109.15% | ||
| Growth impulse EPS in 5 years |
|
1.7 | -56.69 | -103% |
IP Score
4.04/10
